CashFlowRE
Sign in Sign up
540 Yukon Rd
D Composite 42.04
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.1/30.0
  • Livability +3.3/5.0
  • Appreciation +3.0/10.0
  • DSCR +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • 1% rule +2.0/10.0

$299,000

540 Yukon Rd · Running Springs, CA 92341
2 bd · 1.0 ba · 1,008 sqft · SingleFamily public records · 485 Days on market
Built 1983 3,150 sqft lot $297/sqft · 18% below area Est $365k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!

Key facts

  • Deck off living area
  • Storage workshop
  • Bright open kitchen

Tags

WOOD BURNING STOVEDECK OFF LIVING AREASTORAGE WORKSHOPBRIGHT OPEN KITCHENSURROUNDED BY NATIONAL FORESTPLENTY OF HIKING TRAILS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-228 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $259k (13.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (30.5% below list).
  • Recommended offer: $208k (30.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.4% vs local median 3.9% in Running Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#333 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-; Watch: crime C-, amenities F, cost of living F.
  • Rim Of The World Unified (town): math 13% / reading 34% proficiency, ranked #415 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Charles Hoffman Elementary (295 students, 54% FRL); Mary P. Henck Intermediate (math 13% / reading 36%, grade F, #277 of 498 statewide, top 73%, 585 students, 61% FRL); Rim of The World Senior High (math 12% / reading 32%, grade F, #950 of 1,170 statewide, top 82%, 917 students, 52% FRL).
  • Market conditions: 57 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 485 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 19y ago; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $120k; list at $299k implies a 149% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $207,855 (30.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 485 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.38%
Cash-on-cash
-3.26%
DSCR
0.85
GRM
12.0

CMA / ARV

ARV (median comp)
$364,556
List price
$299,000
Delta
-17.98%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
33480 Weeping Willow Dr 0.20mi 2/1.0 1,000 (-1%) 6mo $285,000 $285 85
33382 Squirrel Dr 0.07mi 2/2.0 1,002 (-1%) 9mo $315,000 $314 84
33168 Maple Ln 0.31mi 2/1.0 1,042 (+3%) 2mo $340,000 $326 78
559 Beechnut Dr 0.06mi 2/1.5 896 (-11%) 6mo $299,000 $334 72
33003 Juniper Ln 0.47mi 2/2.0 1,020 (+1%) 10mo $435,000 $426 64
732 Tulip Dr 0.26mi 2/1.0 864 (-14%) 5mo $349,000 $404 60
33387 Robin Dr 0.37mi 3/1.5 (+1) 1,080 (+7%) 8mo $315,000 $292 57
33294 Wild Rose Dr 0.17mi 2/2.0 868 (-14%) 11mo $307,000 $354 55
33794 Meadow Ln 0.54mi 2/1.0 900 (-11%) 9mo $312,500 $347 50
33355 Lakeside Dr 0.28mi 2/2.0 1,152 (+14%) 12mo $450,000 $391 50
577 Oak Knoll Cir 0.24mi 3/1.0 (+1) 884 (-12%) 19mo $290,000 $328 48
32991 Canyon Dr 0.59mi 2/1.5 1,152 (+14%) 6mo $320,000 $278 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-21.8%
Equity multiple
0.25×
Total profit
$-63,046
Equity at exit
$44,582
10-year hold
IRR
-15.7%
Equity multiple
0.12×
Total profit
$-73,942
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92341

Home prices YoY
-1.1%
Active inventory
57
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$2,079 high interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$177 /mo · $2,127/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$436
Net cashflow
$-228

Break-even live

Break-even rent $2,367
Max offer price $258,765
Occupancy floor

Sensitivity live

Price -10% $-59 -5% $-143 +0% $-228 +5% $-312 +10% $-397
Rent -10% $-392 -5% $-310 +0% $-228 +5% $-146 +10% $-64
Rate -1.0pp $-77 -0.5pp $-152 base $-228 +0.5pp $-305 +1.0pp $-384

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
558 Beechnut Dr Green Valley Lake, CA 2.0 2.0 1100 $2,000 $1.82 0d 1 0.06mi
563 Beechnut Dr Green Valley Lake, CA 2.0 1.0 1344 $1,950 $1.45 0d 1 0.09mi
33424 Holcomb Creek Dr Unit NA Green Valley Lake, CA 2.0 2.0 1080 $1,850 $1.71 0d 1 0.10mi
691 Yukon Dr Unit B Green Valley Lake, CA 1.0 1.0 840 $3,000 $3.57 0d 1 0.22mi
33529 Green Valley Lake Rd Green Valley Lake, CA 2.0 1.0 864 $2,200 $2.55 13d 1 0.36mi

Listing history 34 events

  1. 2026-06-21
    days on market $299,000 Active 485 DOM
  2. 2026-06-18
    days on market $299,000 Active 482 DOM
  3. 2026-06-17
    days on market $299,000 Active 481 DOM
  4. 2026-06-16
    days on market $299,000 Active 480 DOM
  5. 2026-06-15
    days on market $299,000 Active 479 DOM
  6. 2026-06-13
    days on market $299,000 Active 477 DOM
  7. 2026-06-13
    days on market $299,000 Active 476 DOM
  8. 2026-06-09
    days on market $299,000 Active 473 DOM
  9. 2026-06-08
    days on market $299,000 Active 472 DOM
  10. 2026-06-07
    days on market $299,000 Active 471 DOM
  11. 2026-06-04
    days on market $299,000 Active 468 DOM
  12. 2026-06-03
    days on market $299,000 Active 467 DOM
  13. 2026-06-02
    days on market $299,000 Active 466 DOM
  14. 2026-06-01
    days on market $299,000 Active 465 DOM
  15. 2026-05-31
    days on market $299,000 Active 464 DOM
  16. 2026-03-13
    status Active 964-char remark
    Show marketing remark (964 chars)

    Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!

  17. 2026-03-04
    historical 964-char remark
    Show marketing remark (964 chars)

    Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!

  18. 2026-03-03
    historical
  19. 2025-07-04
    price $329,000
    Show marketing remark (964 chars)

    Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!

  20. 2025-07-04
    price $329,000 964-char remark
    Show marketing remark (964 chars)

    Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!

  21. 2025-02-12
    listed $349,000 Active 964-char remark
    Show marketing remark (964 chars)

    Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!

  22. 2025-02-10
    listed $349,000 Active
  23. 2022-11-07
    historical
  24. 2022-08-25
    historical
  25. 2022-08-25
    historical
  26. 2022-05-09
    listed $340,000 Active
  27. 2014-12-10
    soldstatus $120,000
  28. 2014-12-10
    soldstatus $120,000
  29. 2014-12-10
    soldstatus $120,000
  30. 2014-08-19
    listed $127,000
  31. 2014-08-19
    listed $127,000
  32. 2008-08-23
    listed $150,000
  33. 2007-11-13
    listed $219,000
  34. 1996-01-03
    soldstatus $70,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,127 · $177/mo
Projected year-2 tax
$2,272 · $189/mo
Expected delta
+$145/yr (+$12/mo · 6.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 1/10 Low 6 d/yr ≥83°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 35 unhealthy d/yr today · 45 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,943
− Mortgage interest
−$16,749
− Property taxes
−$2,127
− Insurance
−$1,495
− Repairs & maintenance
−$1,995
− Management
−$1,995
− Depreciation
−$8,698
Taxable loss
−$8,117
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,948
After-tax cash flow
$-785/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rim Of The World Unified
NCES district ID
0632610
Math proficiency
13% ▼ -10.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$55,860
Composite
21.29/100
National rank
#8389
State rank
#415 of 517 in CA

Livability — Running Springs

Score
66/100
State rank
#333
US rank
#11396

Category grades

Amenities F Commute C+ Cost of living F Crime C- Employment A- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
5,215
Population (ZIP)
299

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 53% Hispanic / Latino 27% Asian 20% Two or more races 13%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Polish 13% Italian 5% Russian 4%
Foreign-born
20% · Vietnam, Canada
Languages at home
73% English-only · Vietnamese 20% Spanish 7%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -4.04%
Current HPI
369.4917
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+370.0% since first listed
19 events — show timeline
  • 2026-03-13 Relisted MRCAOR
  • 2026-03-04 Delisted MRCAOR
  • 2026-03-03 Listing Removed CRMLS
  • 2025-07-04 Price Changed $329,000 CRMLS
  • 2025-07-04 Price Changed $329,000 MRCAOR
  • 2025-02-12 Listed $349,000 MRCAOR
  • 2025-02-10 Listed $349,000 CRMLS
  • 2022-11-07 Listing Removed CRMLS
  • 2022-08-25 Listing Removed CRMLS
  • 2022-08-25 Listing Removed CRMLS
  • 2022-05-09 Listed $340,000 CRMLS
  • 2014-12-10 Sold (Public Records) $120,000 Public Records
  • 2014-12-10 Sold (MLS) $120,000 CRMLS
  • 2014-12-10 Sold (MLS) $120,000 MRCAOR
  • 2014-08-19 Listed $127,000 CRMLS
  • 2014-08-19 Listed $127,000 MRCAOR
  • 2008-08-23 Listed $150,000 CRMLS
  • 2007-11-13 Listed $219,000 CRMLS
  • 1996-01-03 Sold (Public Records) $70,000 Public Records

Property tax history

+3.4%/yr

Latest (2025): $2,127 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…