540 Yukon Rd · Running Springs, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 9/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 1/10 · Minimal
- Hot days now (above 83°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 35 days/yr
- Unhealthy air days in 30 yrs
- 45 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +9.1/30.0
- Livability +3.3/5.0
- Appreciation +3.0/10.0
- DSCR +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- 1% rule +2.0/10.0
$299,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!
Key facts
- Deck off living area
- Storage workshop
- Bright open kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $299k.
Deal economics
- At list price, monthly cash flow is $-228 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $259k (13.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (30.5% below list).
- Recommended offer: $208k (30.5% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 3.9% in Running Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#333 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-; Watch: crime C-, amenities F, cost of living F.
- Rim Of The World Unified (town): math 13% / reading 34% proficiency, ranked #415 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Charles Hoffman Elementary (295 students, 54% FRL); Mary P. Henck Intermediate (math 13% / reading 36%, grade F, #277 of 498 statewide, top 73%, 585 students, 61% FRL); Rim of The World Senior High (math 12% / reading 32%, grade F, #950 of 1,170 statewide, top 82%, 917 students, 52% FRL).
- Market conditions: 57 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 485 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 19y ago; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $120k; list at $299k implies a 149% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 485 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.70% ✗
- Cap rate
- 5.38%
- Cash-on-cash
- -3.26%
- DSCR
- 0.85
- GRM
- 12.0
CMA / ARV
- ARV (median comp)
- $364,556
- List price
- $299,000
- Delta
- -17.98%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 33480 Weeping Willow Dr | 0.20mi | 2/1.0 | 1,000 (-1%) | 6mo | $285,000 | $285 | 85 |
| 33382 Squirrel Dr | 0.07mi | 2/2.0 | 1,002 (-1%) | 9mo | $315,000 | $314 | 84 |
| 33168 Maple Ln | 0.31mi | 2/1.0 | 1,042 (+3%) | 2mo | $340,000 | $326 | 78 |
| 559 Beechnut Dr | 0.06mi | 2/1.5 | 896 (-11%) | 6mo | $299,000 | $334 | 72 |
| 33003 Juniper Ln | 0.47mi | 2/2.0 | 1,020 (+1%) | 10mo | $435,000 | $426 | 64 |
| 732 Tulip Dr | 0.26mi | 2/1.0 | 864 (-14%) | 5mo | $349,000 | $404 | 60 |
| 33387 Robin Dr | 0.37mi | 3/1.5 (+1) | 1,080 (+7%) | 8mo | $315,000 | $292 | 57 |
| 33294 Wild Rose Dr | 0.17mi | 2/2.0 | 868 (-14%) | 11mo | $307,000 | $354 | 55 |
| 33794 Meadow Ln | 0.54mi | 2/1.0 | 900 (-11%) | 9mo | $312,500 | $347 | 50 |
| 33355 Lakeside Dr | 0.28mi | 2/2.0 | 1,152 (+14%) | 12mo | $450,000 | $391 | 50 |
| 577 Oak Knoll Cir | 0.24mi | 3/1.0 (+1) | 884 (-12%) | 19mo | $290,000 | $328 | 48 |
| 32991 Canyon Dr | 0.59mi | 2/1.5 | 1,152 (+14%) | 6mo | $320,000 | $278 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -21.8%
- Equity multiple
- 0.25×
- Total profit
- $-63,046
- Equity at exit
- $44,582
- IRR
- -15.7%
- Equity multiple
- 0.12×
- Total profit
- $-73,942
- Equity at exit
- $25,852
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92341
- Home prices YoY
- -1.1%
- Active inventory
- 57
- Price-to-rent
- 12.0×
Monthly cashflow live
- Estimated rent
- $2,079 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax from tax record
- −$177 /mo · $2,127/yr
- Insurance
- −$125
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$436
- Net cashflow
- $-228
Break-even live
Sensitivity live
| Price | -10% $-59 | -5% $-143 | +0% $-228 | +5% $-312 | +10% $-397 |
|---|---|---|---|---|---|
| Rent | -10% $-392 | -5% $-310 | +0% $-228 | +5% $-146 | +10% $-64 |
| Rate | -1.0pp $-77 | -0.5pp $-152 | base $-228 | +0.5pp $-305 | +1.0pp $-384 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 558 Beechnut Dr Green Valley Lake, CA | 2.0 | 2.0 | 1100 | $2,000 | $1.82 | 0d | 1 | 0.06mi |
| 563 Beechnut Dr Green Valley Lake, CA | 2.0 | 1.0 | 1344 | $1,950 | $1.45 | 0d | 1 | 0.09mi |
| 33424 Holcomb Creek Dr Unit NA Green Valley Lake, CA | 2.0 | 2.0 | 1080 | $1,850 | $1.71 | 0d | 1 | 0.10mi |
| 691 Yukon Dr Unit B Green Valley Lake, CA | 1.0 | 1.0 | 840 | $3,000 | $3.57 | 0d | 1 | 0.22mi |
| 33529 Green Valley Lake Rd Green Valley Lake, CA | 2.0 | 1.0 | 864 | $2,200 | $2.55 | 13d | 1 | 0.36mi |
Listing history 34 events
-
2026-06-21days on market $299,000 Active 485 DOM
-
2026-06-18days on market $299,000 Active 482 DOM
-
2026-06-17days on market $299,000 Active 481 DOM
-
2026-06-16days on market $299,000 Active 480 DOM
-
2026-06-15days on market $299,000 Active 479 DOM
-
2026-06-13days on market $299,000 Active 477 DOM
-
2026-06-13days on market $299,000 Active 476 DOM
-
2026-06-09days on market $299,000 Active 473 DOM
-
2026-06-08days on market $299,000 Active 472 DOM
-
2026-06-07days on market $299,000 Active 471 DOM
-
2026-06-04days on market $299,000 Active 468 DOM
-
2026-06-03days on market $299,000 Active 467 DOM
-
2026-06-02days on market $299,000 Active 466 DOM
-
2026-06-01days on market $299,000 Active 465 DOM
-
2026-05-31days on market $299,000 Active 464 DOM
-
2026-03-13status Active 964-char remark
Show marketing remark (964 chars)
Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!
-
2026-03-04historical 964-char remark
Show marketing remark (964 chars)
Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!
-
2026-03-03historical
-
2025-07-04price $329,000
Show marketing remark (964 chars)
Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!
-
2025-07-04price $329,000 964-char remark
Show marketing remark (964 chars)
Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!
-
2025-02-12$349,000 Active 964-char remark
Show marketing remark (964 chars)
Price Reduced! Possible Seller Carry. Located in the quaint town of Green Valley Lake, where memories are made all year long. Large level corner lots. Featuring a two bedroom and one bathroom cabin that comes with two additional vacant lots, for a square footage of 9020 feet per county record with easy access during the winter months with 5 car plus parking. Cozy great room with a wood burning stove to snuggle up to during those cold winter nights. Beautiful T & G wood ceilings. Deck off living area for indoor/outdoor living during the summertime, to enjoy BBQ`s or just relaxing, even bird watching. Storage/workshop. Bright open kitchen. Close to town, marina and lake for boating, fishing and swimming. Green Valley Lake is a great year around community that is surrounded by national forest that has plenty of hiking trails for those avid hikers or snowshoeing during the winter months. Come and see what this charming little town has to offer you!
-
2025-02-10$349,000 Active
-
2022-11-07historical
-
2022-08-25historical
-
2022-08-25historical
-
2022-05-09$340,000 Active
-
2014-12-10soldstatus $120,000
-
2014-12-10soldstatus $120,000
-
2014-12-10soldstatus $120,000
-
2014-08-19$127,000
-
2014-08-19$127,000
-
2008-08-23$150,000
-
2007-11-13$219,000
-
1996-01-03soldstatus $70,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $2,127 · $177/mo
- Projected year-2 tax
- $2,272 · $189/mo
- Expected delta
- +$145/yr (+$12/mo · 6.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 9/10 Extreme
- Heat 1/10 Low 6 d/yr ≥83°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 35 unhealthy d/yr today · 45 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,943
- − Mortgage interest
- −$16,749
- − Property taxes
- −$2,127
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$1,995
- − Management
- −$1,995
- − Depreciation
- −$8,698
- Taxable loss
- −$8,117
- Est. tax savings @ 24.0%
- +$1,948
- After-tax cash flow
- $-785/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rim Of The World Unified
- NCES district ID
- 0632610
- Math proficiency
- 13% ▼ -10.00%
- Reading proficiency
- 34% ▼ -7.00%
- Median HH income
- $55,860
- Composite
- 21.29/100
- National rank
- #8389
- State rank
- #415 of 517 in CA
Livability — Running Springs
- Score
- 66/100
- State rank
- #333
- US rank
- #11396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 5,215
- Population (ZIP)
- 299
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 53% Hispanic / Latino 27% Asian 20% Two or more races 13%
- Hispanic origin (detail)
- Mexican 23%
- Common ancestry
- Polish 13% Italian 5% Russian 4%
- Foreign-born
- 20% · Vietnam, Canada
- Languages at home
- 73% English-only · Vietnamese 20% Spanish 7%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -4.04%
- Current HPI
- 369.4917
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+370.0% since first listed19 events — show timeline
- 2026-03-13 Relisted — MRCAOR
- 2026-03-04 Delisted — MRCAOR
- 2026-03-03 Listing Removed — CRMLS
- 2025-07-04 Price Changed $329,000 CRMLS
- 2025-07-04 Price Changed $329,000 MRCAOR
- 2025-02-12 Listed $349,000 MRCAOR
- 2025-02-10 Listed $349,000 CRMLS
- 2022-11-07 Listing Removed — CRMLS
- 2022-08-25 Listing Removed — CRMLS
- 2022-08-25 Listing Removed — CRMLS
- 2022-05-09 Listed $340,000 CRMLS
- 2014-12-10 Sold (Public Records) $120,000 Public Records
- 2014-12-10 Sold (MLS) $120,000 CRMLS
- 2014-12-10 Sold (MLS) $120,000 MRCAOR
- 2014-08-19 Listed $127,000 CRMLS
- 2014-08-19 Listed $127,000 MRCAOR
- 2008-08-23 Listed $150,000 CRMLS
- 2007-11-13 Listed $219,000 CRMLS
- 1996-01-03 Sold (Public Records) $70,000 Public Records
Property tax history
+3.4%/yrLatest (2025): $2,127 · +3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…