1025 Wallenpaupack Dr Unit 1025 Wallenpaupack Dr. Lake Ariel, PA 18436 · Wallenpaupack Lake Estates, PA 18436

$249,900

2 bd · 2.5 ba · 1,344 sqft · SingleFamily public records · 104 Days on market

Built 1977 0.42 ac lot $186/sqft · 10% below area Est $267k · 7% under $205/mo HOA · 10% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.3/30.0
• ARV discount +10.4/15.0
• Appreciation +10.0/10.0
• Schools +4.2/10.0
• 1% rule +3.6/10.0
• Livability +3.4/5.0
• DSCR +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 1025 Wallenpaupack Drive in Lake Ariel, Pennsylvania--an inviting 4-bedroom, 2 full bath home in the heart of the Northern Poconos, just moments from beautiful Lake Wallenpaupack. This property offers the perfect blend of comfort, location, and lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home delivers. Enjoy spacious living areas filled with natural light, a functional layout ideal for everyday living or entertaining, and a peaceful setting that captures the charm of Pocono living. Step outside and take advantage of the surrounding outdoor recreation the area is known for--boating, fishing, hiking, and year-round activities just minutes away. The property's location provides easy access to local restaurants, shopping, and community amenities while still offering the privacy and tranquility buyers seek in the Poconos. Wallenpaupack Lake Estates is a well-known community and offers many amenities including access to 2 private lakes, multiple beaches, 2 outdoor pools, an indoor pool & gym, dog park, teen center, lodges & game room and access to the private marina on the big lake, Lake Wallenpaupack! The community dues cover the water, sewer and trash bills. With its desirable location near Lake Wallenpaupack and strong potential as a vacation or short-term rental property, 1025 Wallenpaupack Drive is a fantastic opportunity to own a piece of one of Pennsylvania's most sought-after lake regions.

Key facts

• Multiple beaches
• Lake wallenpaupack
• Gym

Tags

• LAKE WALLENPAUPACK
• PRIVATE LAKES
• MULTIPLE BEACHES
• OUTDOOR POOLS
• INDOOR POOL
• GYM

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $-93 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $234k (6.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (13.7% below list).
• Recommended offer: $216k (13.7% below list) — sets the bar for 1% rule.
• Cap rate 5.8% vs local median 2.4% in Wallenpaupack Lake Estates — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#896 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, employment A; Watch: schools D+, amenities F, commute F.
• Wallenpaupack Area SD (rural): math 39% / reading 59% proficiency, ranked #192 of 539 in PA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 337 active listings in the ZIP; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 104 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 10y ago; this cycle's ask has dropped $50k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $175k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $215,625 (13.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 104 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.85%
• Cash-on-cash: -1.59%
• DSCR: 0.93
• GRM: 9.7

CMA / ARV

• ARV (median comp): $267,323
• List price: $249,900
• Delta: -6.52%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1125 Red Hawk Dr	0.39mi	2/2.0	1,365 (+2%)	8mo	$285,000	$209	70
1040 Rainbow Dr	0.20mi	3/2.0 (+1)	1,281 (-5%)	12mo	$276,000	$215	66
1109 Wallenpaupack Dr	0.40mi	3/2.0 (+1)	1,408 (+5%)	6mo	$250,000	$178	61
1085 Beaver Lake Dr	0.52mi	3/2.0 (+1)	1,417 (+5%)	6mo	$285,000	$201	55
1074 Aquarius Dr	0.36mi	3/2.0 (+1)	1,304 (-3%)	23mo	$575,000	$441	52
1010 Lotus Ter	0.32mi	3/2.0 (+1)	1,536 (+14%)	10mo	$389,000	$253	46
1042 Rolling Hills Dr	0.65mi	2/1.5	1,265 (-6%)	18mo	$225,000	$178	41
1134 Red Hawk Dr	0.34mi	3/2.0 (+1)	1,190 (-12%)	20mo	$265,000	$223	41
1029 Bear Trail Rd	0.58mi	3/2.0 (+1)	1,210 (-10%)	10mo	$293,000	$242	41
1026 Cheroquee Ter	0.71mi	3/2.0 (+1)	1,240 (-8%)	13mo	$290,000	$234	36
1129 Aquarius Dr	0.59mi	3/1.5 (+1)	1,214 (-10%)	17mo	$220,000	$181	33
1068 Lake Shore Dr	0.60mi	3/2.0 (+1)	1,228 (-9%)	22mo	$328,750	$268	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.2%
• Equity multiple: 2.86×
• Total profit: $130,280
• Equity at exit: $225,130

10-year hold

• IRR: 20.7%
• Equity multiple: 6.55×
• Total profit: $388,440
• Equity at exit: $485,501

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18436

• Home prices YoY: 16.9%
• Active inventory: 337
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,156 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$176 /mo · $2,117/yr
• Insurance: −$104
• HOA: −$205
• Vacancy / Maint / Mgmt: −$453
• Net cashflow: $-93

Break-even live

Break-even rent $2,273

Max offer price $233,544

Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $205 · $2,460/yr
• Likely covers: watersewertrashpoolgym

Listing history 30 events

1. 2026-06-18
   days on market $249,900 Active 104 DOM
2. 2026-06-17
   days on market $249,900 Active 103 DOM
3. 2026-06-16
   days on market $249,900 Active 102 DOM
4. 2026-06-15
   days on market $249,900 Active 101 DOM
5. 2026-06-13
   days on market $249,900 Active 99 DOM
6. 2026-06-13
   days on market $249,900 Active 98 DOM
7. 2026-06-09
   days on market $249,900 Active 95 DOM
8. 2026-06-08
   days on market $249,900 Active 94 DOM
9. 2026-06-07
   days on market $249,900 Active 93 DOM
10. 2026-06-04
    days on market $249,900 Active 90 DOM
11. 2026-06-03
    days on market $249,900 Active 89 DOM
12. 2026-06-02
    days on market $249,900 Active 88 DOM
13. 2026-06-02
    price $249,900 Active 87 DOM
14. 2026-06-01
    days on market $259,900 Active 87 DOM
15. 2026-05-31
    days on market $259,900 Active 86 DOM
16. 2026-05-12
    price $259,900 1503-char remark

    Show marketing remark (1503 chars)

    Welcome to 1025 Wallenpaupack Drive in Lake Ariel, Pennsylvania--an inviting 4-bedroom, 2 full bath home in the heart of the Northern Poconos, just moments from beautiful Lake Wallenpaupack. This property offers the perfect blend of comfort, location, and lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home delivers. Enjoy spacious living areas filled with natural light, a functional layout ideal for everyday living or entertaining, and a peaceful setting that captures the charm of Pocono living. Step outside and take advantage of the surrounding outdoor recreation the area is known for--boating, fishing, hiking, and year-round activities just minutes away. The property's location provides easy access to local restaurants, shopping, and community amenities while still offering the privacy and tranquility buyers seek in the Poconos. Wallenpaupack Lake Estates is a well-known community and offers many amenities including access to 2 private lakes, multiple beaches, 2 outdoor pools, an indoor pool & gym, dog park, teen center, lodges & game room and access to the private marina on the big lake, Lake Wallenpaupack! The community dues cover the water, sewer and trash bills. With its desirable location near Lake Wallenpaupack and strong potential as a vacation or short-term rental property, 1025 Wallenpaupack Drive is a fantastic opportunity to own a piece of one of Pennsylvania's most sought-after lake regions.

17. 2026-04-28
    price $269,900 1503-char remark

    Show marketing remark (1503 chars)

    Welcome to 1025 Wallenpaupack Drive in Lake Ariel, Pennsylvania--an inviting 4-bedroom, 2 full bath home in the heart of the Northern Poconos, just moments from beautiful Lake Wallenpaupack. This property offers the perfect blend of comfort, location, and lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home delivers. Enjoy spacious living areas filled with natural light, a functional layout ideal for everyday living or entertaining, and a peaceful setting that captures the charm of Pocono living. Step outside and take advantage of the surrounding outdoor recreation the area is known for--boating, fishing, hiking, and year-round activities just minutes away. The property's location provides easy access to local restaurants, shopping, and community amenities while still offering the privacy and tranquility buyers seek in the Poconos. Wallenpaupack Lake Estates is a well-known community and offers many amenities including access to 2 private lakes, multiple beaches, 2 outdoor pools, an indoor pool & gym, dog park, teen center, lodges & game room and access to the private marina on the big lake, Lake Wallenpaupack! The community dues cover the water, sewer and trash bills. With its desirable location near Lake Wallenpaupack and strong potential as a vacation or short-term rental property, 1025 Wallenpaupack Drive is a fantastic opportunity to own a piece of one of Pennsylvania's most sought-after lake regions.

18. 2026-04-07
    price $274,900 1503-char remark

    Show marketing remark (1503 chars)

    Welcome to 1025 Wallenpaupack Drive in Lake Ariel, Pennsylvania--an inviting 4-bedroom, 2 full bath home in the heart of the Northern Poconos, just moments from beautiful Lake Wallenpaupack. This property offers the perfect blend of comfort, location, and lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home delivers. Enjoy spacious living areas filled with natural light, a functional layout ideal for everyday living or entertaining, and a peaceful setting that captures the charm of Pocono living. Step outside and take advantage of the surrounding outdoor recreation the area is known for--boating, fishing, hiking, and year-round activities just minutes away. The property's location provides easy access to local restaurants, shopping, and community amenities while still offering the privacy and tranquility buyers seek in the Poconos. Wallenpaupack Lake Estates is a well-known community and offers many amenities including access to 2 private lakes, multiple beaches, 2 outdoor pools, an indoor pool & gym, dog park, teen center, lodges & game room and access to the private marina on the big lake, Lake Wallenpaupack! The community dues cover the water, sewer and trash bills. With its desirable location near Lake Wallenpaupack and strong potential as a vacation or short-term rental property, 1025 Wallenpaupack Drive is a fantastic opportunity to own a piece of one of Pennsylvania's most sought-after lake regions.

19. 2026-03-20
    price $284,900 1503-char remark

    Show marketing remark (1503 chars)

    Welcome to 1025 Wallenpaupack Drive in Lake Ariel, Pennsylvania--an inviting 4-bedroom, 2 full bath home in the heart of the Northern Poconos, just moments from beautiful Lake Wallenpaupack. This property offers the perfect blend of comfort, location, and lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home delivers. Enjoy spacious living areas filled with natural light, a functional layout ideal for everyday living or entertaining, and a peaceful setting that captures the charm of Pocono living. Step outside and take advantage of the surrounding outdoor recreation the area is known for--boating, fishing, hiking, and year-round activities just minutes away. The property's location provides easy access to local restaurants, shopping, and community amenities while still offering the privacy and tranquility buyers seek in the Poconos. Wallenpaupack Lake Estates is a well-known community and offers many amenities including access to 2 private lakes, multiple beaches, 2 outdoor pools, an indoor pool & gym, dog park, teen center, lodges & game room and access to the private marina on the big lake, Lake Wallenpaupack! The community dues cover the water, sewer and trash bills. With its desirable location near Lake Wallenpaupack and strong potential as a vacation or short-term rental property, 1025 Wallenpaupack Drive is a fantastic opportunity to own a piece of one of Pennsylvania's most sought-after lake regions.

20. 2026-03-06
    listed $299,900 Active 1503-char remark

    Show marketing remark (1503 chars)

    Welcome to 1025 Wallenpaupack Drive in Lake Ariel, Pennsylvania--an inviting 4-bedroom, 2 full bath home in the heart of the Northern Poconos, just moments from beautiful Lake Wallenpaupack. This property offers the perfect blend of comfort, location, and lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this home delivers. Enjoy spacious living areas filled with natural light, a functional layout ideal for everyday living or entertaining, and a peaceful setting that captures the charm of Pocono living. Step outside and take advantage of the surrounding outdoor recreation the area is known for--boating, fishing, hiking, and year-round activities just minutes away. The property's location provides easy access to local restaurants, shopping, and community amenities while still offering the privacy and tranquility buyers seek in the Poconos. Wallenpaupack Lake Estates is a well-known community and offers many amenities including access to 2 private lakes, multiple beaches, 2 outdoor pools, an indoor pool & gym, dog park, teen center, lodges & game room and access to the private marina on the big lake, Lake Wallenpaupack! The community dues cover the water, sewer and trash bills. With its desirable location near Lake Wallenpaupack and strong potential as a vacation or short-term rental property, 1025 Wallenpaupack Drive is a fantastic opportunity to own a piece of one of Pennsylvania's most sought-after lake regions.

21. 2024-12-16
    soldstatus $175,000
22. 2024-12-12
    soldstatus $175,000 Closed 382-char remark

    Show marketing remark (382 chars)

    Great location with this very desirable, fully furnished home in Wallenpaupack Lake Estates. Enjoy 2 level living with 2 bedrooms and 1 bath on each level plus a living room. Nicely finished and adorable. Living room features a wood burning fireplace and both levels feature a nice deck. Nice, corner lot close to the office, mailboxes, Beaver lake, Teen center, game room and pool.

23. 2024-12-10
    historical 382-char remark

    Show marketing remark (382 chars)

    Great location with this very desirable, fully furnished home in Wallenpaupack Lake Estates. Enjoy 2 level living with 2 bedrooms and 1 bath on each level plus a living room. Nicely finished and adorable. Living room features a wood burning fireplace and both levels feature a nice deck. Nice, corner lot close to the office, mailboxes, Beaver lake, Teen center, game room and pool.

24. 2024-12-10
    listed $175,000 382-char remark

    Show marketing remark (382 chars)

    Great location with this very desirable, fully furnished home in Wallenpaupack Lake Estates. Enjoy 2 level living with 2 bedrooms and 1 bath on each level plus a living room. Nicely finished and adorable. Living room features a wood burning fireplace and both levels feature a nice deck. Nice, corner lot close to the office, mailboxes, Beaver lake, Teen center, game room and pool.

25. 2017-02-27
    soldstatus $64,500
26. 2017-02-16
    soldstatus $64,500
27. 2016-05-12
    listed $79,799
28. 1999-02-09
    soldstatus $45,500
29. 1996-12-18
    soldstatus $35,000
30. 1987-07-03
    soldstatus $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,117 · $176/mo
• Projected year-2 tax: $3,033 · $253/mo
• Expected delta: +$916/yr (+$76/mo · 43.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,875
• − Mortgage interest: −$13,998
• − Property taxes: −$2,117
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,070
• − Management: −$2,070
• − HOA: −$2,460
• − Depreciation: −$7,270
• Taxable loss: −$5,359
• Est. tax savings @ 24.0%: +$1,286
• After-tax cash flow: $175/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wallenpaupack Area SD
• NCES district ID: 4224750
• Math proficiency: 39% ▼ -10.00%
• Reading proficiency: 59% ▼ -5.00%
• Median HH income: $51,027
• Composite: 41.97/100
• National rank: #3345
• State rank: #192 of 539 in PA

Livability — Wallenpaupack Lake Estates

• Score: 68/100
• State rank: #896
• US rank: #9541

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wallenpaupack Lake Estates, PA
• Population (ZIP): 13,225

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 47,924 people
• By 2030: 46,191 · -3.6%
• By 2040: 42,815 · -10.7%
• By 2050: 39,873 · -16.8%
• By 2075: 34,556 · -27.9%
• By 2100: 28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Romanian 9% Scotch-Irish 2% Iranian 2%
• Foreign-born: 4%
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

• 2024 margin: Solid R (+37.1) · D 31.1% · R 68.2%
• 2008→2024 swing: -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
• All cycles: 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 47.95%
• Current HPI: 331.9645
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+430.4% since first listed

15 events — show timeline

• 2026-05-12 Price Changed $259,900 PWMLS
• 2026-04-28 Price Changed $269,900 PWMLS
• 2026-04-07 Price Changed $274,900 PWMLS
• 2026-03-20 Price Changed $284,900 PWMLS
• 2026-03-06 Listed $299,900 PWMLS
• 2024-12-16 Sold (Public Records) $175,000 Public Records
• 2024-12-12 Sold (MLS) $175,000 PWMLS
• 2024-12-10 Listed $175,000 PWMLS
• 2024-12-10 Delisted — PWMLS
• 2017-02-27 Sold (Public Records) $64,500 Public Records
• 2017-02-16 Sold (MLS) $64,500 PWMLS
• 2016-05-12 Listed $79,799 PWMLS
• 1999-02-09 Sold (Public Records) $45,500 Public Records
• 1996-12-18 Sold (Public Records) $35,000 Public Records
• 1987-07-03 Sold (Public Records) $49,000 Public Records

Property tax history

+1.2%/yr

Latest (2026): $2,117 · +2.3% YoY. Source: county tax records.