7408 NW 75th Ter · Kansas City, MO 64152

$245,000

3 bd · 2.0 ba · 1,364 sqft · SingleFamily public records · 1 Days on market

Built 1957 0.26 ac lot Est $263k · 7% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.6/30.0
• ARV discount +10.6/15.0
• Appreciation +10.0/10.0
• Schools +4.5/10.0
• Rent growth +4.3/5.0
• Livability +3.9/5.0
• DSCR +3.4/10.0
• 1% rule +3.1/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Move in ready! All kitchen appliances convey with property. Parkhill School District! 3 bdrms up with full bath & 4th non-conforming bdrm in basement. 2nd full bath on Family rm level up from 4th bdrm. Hardwoods throughout except in family room & 4th bdrm. New carpet in family rm & in 4th bdrm. 2 car garage with garage door openers & an inside entrance. Fenced in backyard great for kids and pets. Nice deck great for BBQs! Vinyl windows & maint. free exterior. This is the home! Schedule your showings today!!

Key facts

• 0.26 acre lot
• 2 garage spots
• Built 1957

Property features AI

Finance

• Other: Living area reported as 1,768; Property age listed as 51–75 years; Not in a flood plain

Exterior

• Parking: Attached garage with two spaces, garage door opener, garage faces front
• Security: Smoke detectors
• Utilities: Public water; Public sewer; High-speed internet available
• Home design: Single-family residence; Side/side split floor plan
• Construction: Metal siding; Composition roof
• Exterior features: Deck; Satellite dish allowed; Metal fencing; Corner lot; Paved public-maintained road

Interior

• Kitchen: Electric range; Built-in oven; Refrigerator; Dishwasher; Garbage disposal; Eat-in kitchen
• Bedrooms: Three bedrooms on the second floor; Additional bedroom in the basement
• Flooring: Wood flooring; Carpet in some rooms; Ceramic tile in bathrooms
• Bathrooms: Two full bathrooms (one with ceramic tile; one lower-level bath with ceramic tile and shower)
• Heating & cooling: Natural gas heating; Electric central cooling
• Interior features: Ceiling fans in multiple rooms; Painted cabinets; Vaulted ceilings; Window coverings; Storm doors; Finished daylight basement with sump pump and a basement bedroom
• Laundry & utility: Laundry located in the basement

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $245k.

Deal economics

• At list price, monthly cash flow is $-78 ($-932/yr) — negative.
• To cash-flow at today's rent, offer at most $231k (5.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (18.9% below list).
• Recommended offer: $199k (18.9% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Prairie Point Elem. (math 49% / reading 48%, grade D, #334 of 1,115 statewide, top 30%, 422 students, 29% FRL); Park Hill High (math 70% / reading 71%, grade B+, #9 of 521 statewide, top 2%, 1,857 students, 25% FRL).
• Market conditions: Rents rising fast (+7.0%/yr); 264 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
• Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 7.0% rent growth), your $69k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 10y ago; this cycle's ask is 47% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $198,634 (18.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 5.91%
• Cash-on-cash: -1.36%
• DSCR: 0.94
• GRM: 10.3

CMA / ARV

• ARV (on-the-fly): $263,252
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7545 NW 75th St	0.10mi	2/1.5 (-1)	1,428 (+5%)	5mo	$285,000	$200	76
7640 NW Milrey Dr	0.24mi	3/2.0	1,275 (-6%)	3mo	$284,999	$224	76
6803 NW 72nd Ter	0.58mi	3/1.5	1,358 (-0%)	2mo	$255,000	$188	68
7300 73rd St	0.37mi	3/1.5	1,449 (+6%)	4mo	$235,000	$162	67
7000 NW Belvidere Pkwy	0.24mi	3/2.0	1,523 (+12%)	4mo	$280,000	$184	66
6905 NW 75th St	0.34mi	3/1.0	1,480 (+8%)	2mo	$239,900	$162	64
6921 NW 79th St	0.51mi	3/2.0	1,440 (+6%)	4mo	$299,000	$208	64
7314 NW 73rd Ter	0.30mi	3/2.0	1,548 (+14%)	2mo	$299,000	$193	62
6927 NW 76th Ter	0.26mi	3/2.0	1,558 (+14%)	3mo	$281,000	$180	61
7201 NW 73rd St	0.41mi	3/2.0	1,512 (+11%)	2mo	$279,900	$185	61
7945 NW 74th St	0.40mi	3/2.0	1,485 (+9%)	6mo	$339,900	$229	61
7425 NW 79th St	0.47mi	3/2.5	1,497 (+10%)	3mo	$319,900	$214	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 7.03% rent growth · sell at horizon

5-year hold

• IRR: 24.6%
• Equity multiple: 3.00×
• Total profit: $136,868
• Equity at exit: $220,715

10-year hold

• IRR: 22.8%
• Equity multiple: 7.22×
• Total profit: $426,936
• Equity at exit: $475,981

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64152

• Home prices YoY: 4.7%
• Rents YoY: 7.0%
• Active inventory: 264
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,986 high
• Mortgage (P&I): −$1,285
• Tax from tax record: −$260 /mo · $3,120/yr
• Insurance: −$102
• HOA: −$0
• Vacancy / Maint / Mgmt: −$417
• Net cashflow: $-78

Break-even live

Break-even rent $2,085

Max offer price $231,276

Occupancy floor 99%

Sensitivity live

Price	-10% $61	-5% $-8	+0% $-78	+5% $-147	+10% $-216
Rent	-10% $-235	-5% $-156	+0% $-78	+5% $1	+10% $79
Rate	-1.0pp $46	-0.5pp $-15	base $-78	+0.5pp $-141	+1.0pp $-206

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7641 N Stoddard Ave Kansas City, MO	3.0	2.0	1766	$2,200	$1.25	44d	1	0.23mi
6904 NW 78th St Kansas City, MO	3.0	1.0	1450	$1,799	$1.24	21d	1	0.47mi
6905 NW 72nd Ter Kansas City, MO	3.0	1.0	1465	$2,000	$1.37	4d	1	0.52mi
8310 NW 77th Ter Kansas City, MO	4.0	2.5	1792	$2,399	$1.34	4d	1	0.66mi
8031 NW Milrey Dr Kansas City, MO	1.0–2.0	1.0–1.5	870	$1,435	$1.65	2d	5	0.67mi
8135 N Stoddard Ave Kansas City, MO	2.0	1.0	949	$1,225	$1.29	24d	1	0.74mi
8199 NW Milrey Dr Kansas City, MO	3.0	2.5	1458	$2,070	$1.42	17d	8	0.76mi
7009 NW Avalon St Kansas City, MO	3.0	1.0	960	$1,795	$1.87	24d	1	0.79mi
7009 NW Avalon St Kansas City, MO	3.0	1.0	960	$1,795	$1.87	21d	1	0.79mi
6852 N Montrose Ave Kansas City, MO	3.0	2.0	960	$1,900	$1.98	20d	1	0.96mi
8101 NW Barrybrooke Dr Kansas City, MO	1.0–3.0	1.0–2.0	1020	$2,166	$2.12	2d	27	0.99mi
6201 NW 70th St Kansas City, MO	2.0	1.0–2.0	728	$1,225	$1.68	20d	1	1.06mi
6449 NW 70th St Kansas City, MO	1.0–2.0	1.0–2.0	939	$1,687	$1.80	3d	9	1.08mi
7223 NW 84th Ter Kansas City, MO	3.0	1.5	1038	$1,830	$1.76	24d	1	1.08mi
7223 NW 84th Ter Kansas City, MO	3.0	1.5	1038	$1,830	$1.76	17d	1	1.08mi
8320 N Nodaway Ave Kansas City, MO	3.0	2.5	1600	$1,995	$1.25	44d	1	1.15mi
8710 NW 82 Ter Unit d Kansas City, MO	2.0	1.0	900	$1,225	$1.36	24d	1	1.18mi
8710 NW 82 Ter Apt B Kansas City, MO	2.0	1.5	900	$1,125	$1.25	45d	1	1.18mi
8418 NW 68th St Kansas City, MO	3.0	1.5	1714	$2,141	$1.25	11d	1	1.18mi
6725 NW Hilldale Dr Kansas City, MO	3.0	2.0	1629	$2,300	$1.41	17d	1	1.28mi
8787 NW Prairie View Rd Kansas City, MO	2.0	1.0–2.0	1046	$2,331	$2.23	2d	8	1.45mi

Listing history 5 events

1. 2026-06-07
   statusdays on market $245,000 Pending 1 DOM
2. 2026-06-03
   days on market $245,000 Coming Soon 5 DOM
3. 2026-06-02
   days on market $245,000 Coming Soon 4 DOM
4. 2026-06-01
   days on market $245,000 Coming Soon 3 DOM
5. 2026-05-31
   days on market $245,000 Coming Soon 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $3,120 · $260/mo
• Projected year-2 tax: $3,120 · $260/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,836
• − Mortgage interest: −$13,724
• − Property taxes: −$3,120
• − Insurance: −$1,225
• − Repairs & maintenance: −$1,907
• − Management: −$1,907
• − Depreciation: −$7,127
• Taxable loss: −$5,174
• Est. tax savings @ 24.0%: +$1,242
• After-tax cash flow: $309/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Park Hill
• NCES district ID: 2923550
• Math proficiency: 47% ▼ -3.00%
• Reading proficiency: 54% ▼ -3.00%
• Median HH income: $67,616
• Composite: 44.86/100
• National rank: #2723
• State rank: #26 of 324 in MO

Livability — Kansas City

• Score: 78/100
• State rank: #28
• US rank: #2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kansas City, MO
• County: Platte County · 100,198 people
• City population: 439,467
• Metro: Kansas City, MO-KS
• Population (ZIP): 31,545
• Household income: $114,688
• Rent vs Own: 17.7% rent · 82.3% own
• Severe rent burden: 234.0

Population outlook (Platte County) Hauer SSP2

• Today (2025): 111,772 people
• By 2030: 119,173 · +6.6%
• By 2040: 133,326 · +19.3%
• By 2050: 146,617 · +31.2%
• By 2075: 178,626 · +59.8%
• By 2100: 195,638 · +75.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
• Hispanic origin (detail): Mexican 5% Puerto Rican 1%
• Common ancestry: Romanian 4% Italian 4% Slovak 4%
• Foreign-born: 4% · Canada, China
• Languages at home: 93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Platte

• 2024 margin: Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
• 2008→2024 swing: +3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.10%
• Current HPI: 739.89
• Rent YoY: ▲ 7.03%
• Metro: Kansas City, MO-KS
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+63.4% since first listed

14 events — show timeline

• 2026-05-29 Coming Soon $245,000 Heartland MLS as Distributed by MLS Grid
• 2019-10-21 Sold (Public Records) — Public Records
• 2019-10-17 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2019-09-12 Pending — Heartland MLS as Distributed by MLS Grid
• 2019-09-11 Relisted — Heartland MLS as Distributed by MLS Grid
• 2019-09-01 Pending — Heartland MLS as Distributed by MLS Grid
• 2019-08-27 Listed $166,900 Heartland MLS as Distributed by MLS Grid
• 2016-03-17 Sold (Public Records) — Public Records
• 2016-03-17 Sold (Public Records) — Public Records
• 2016-03-16 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
• 2016-03-12 Pending — Heartland MLS as Distributed by MLS Grid
• 2016-02-18 Contingent — Heartland MLS as Distributed by MLS Grid
• 2016-02-08 Listed $149,950 Heartland MLS as Distributed by MLS Grid
• 2006-07-31 Sold (Public Records) — Public Records

Property tax history

+7.1%/yr

Latest (2025): $3,120 · +11.6% YoY. Source: county tax records.