219 Banksia Rd · Aiken, SC 29803

$259,900

3 bd · 2.5 ba · 1,602 sqft · Townhouse public records · 89 Days on market

Built 2022 Good condition 0.40 ac lot Garage $162/sqft · 21% below area Est $339k · 23% under $75/mo HOA · 3% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.5/30.0
• DSCR +4.1/10.0
• 1% rule +4.0/10.0
• Condition / age +4.0/5.0
• Schools +3.8/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

You will not want to miss this super inviting like-new 3-Bed, 2.5-Bath Townhome in Picturesque Colleton Park! Discover your ideal living space in this beautiful like-new townhome featuring 3 bedrooms and 2.5 bathrooms, complete with a single-car garage! Enjoy the seamless appeal of fresh neutral interior paint and LVP flooring throughout - no carpet here! The heart of the home, the kitchen, showcases granite countertops, a butcher block island with snack bar seating, and essential appliances including a range, dishwasher, built-in microwave, and refrigerator, all following into the cozy dining area! Large, bright living room, perfect for gatherings, complete with a ceiling fan for added comfort! Retreat to the main-level owner suite, which boasts a ceiling fan, a spacious walk-in closet, and a stunning tile shower with a stylish framed mirror! Upstairs, you'll find two additional roomy bedrooms, each with walk-in closets and ceiling fans for comfort! The Jack-and-Jill bathroom features a tiled shower and convenient linen closets! A powder room on the main floor is perfect for guests, while a dedicated laundry room adds to your convenience! Enjoy outdoor relaxation on the covered back porch, and take advantage of the walk-in attic access for extra storage! Situated in a fantastic location, right across from the new Publix and you're just moments away from shopping, dining, and The Village at Woodside, which offers healthcare and other amenities! Don't miss this wonderful opportunity to make this charming townhome your own! Built in 2023 so peace of mind for years to come!

Key facts

• Walk-in closet
• Butcher block island
• Like-new townhome

Tags

• LIKE-NEW TOWNHOME
• GRANITE COUNTERTOPS
• BUTCHER BLOCK ISLAND
• MAIN-LEVEL OWNER SUITE
• WALK-IN CLOSET
• TILE SHOWER

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $260k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $10 ($123/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (9.8% below list).
• Recommended offer: $234k (9.8% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 4.0% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Aiken Elementary (math 34% / reading 40%, grade F, #315 of 597 statewide, top 55%, 524 students, 100% FRL); Schofield Middle (math 18% / reading 30%, grade F, #167 of 229 statewide, top 74%, 401 students, 100% FRL); Aiken High (math 19% / reading 84%, grade D+, #146 of 196 statewide, top 75%, 1,195 students, 100% FRL) — zoned schools average 100% FRL vs 54% district-wide (46 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.4%/yr); 628 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 33% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($244k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $11k; list at $260k implies a 2239% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $234,475 (9.8% below list)

Questions for the listing agent

1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.34%
• Cash-on-cash: 0.17%
• DSCR: 1.01
• GRM: 9.2

CMA / ARV

• ARV (median comp): $339,351
• List price: $259,900
• Delta: -23.41%
• Verdict: UNDERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
164 Harvest Ln	0.21mi	3/2.0	1,755 (+10%)	0mo	$293,000	$167	72
179 Harvest Ln	0.26mi	2/2.0 (-1)	1,793 (+12%)	0mo	$325,000	$181	61
1115 Silver Bluff Rd	1.02mi	3/2.0	1,534 (-4%)	0mo	$233,500	$152	56
193 Harvest Lane Ln	0.26mi	2/2.0 (-1)	1,965 (+23%)	2mo	$375,000	$191	54
121 Arcturus Dr	1.08mi	3/2.0	1,536 (-4%)	4mo	$168,700	$110	53
183 Suffolk Dr	1.12mi	3/2.0	1,504 (-6%)	3mo	$259,000	$172	50
110 Glencarin Dr	1.48mi	3/2.0	1,490 (-7%)	3mo	$269,900	$181	49
1426 Alpine Dr	1.22mi	3/2.0	1,738 (+8%)	4mo	$310,000	$178	46
117 Lamp Post Loop	0.64mi	2/2.0 (-1)	1,450 (-10%)	3mo	$365,000	$252	45
157 Boxwood Rd	1.08mi	3/2.5	1,841 (+15%)	2mo	$315,000	$171	38
30 Suffolk Dr	1.26mi	3/2.0	1,328 (-17%)	0mo	$230,000	$173	38
509 Deneb Dr	1.18mi	3/3.0	1,872 (+17%)	3mo	$180,000	$96	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.43% rent growth · sell at horizon

5-year hold

• IRR: -14.4%
• Equity multiple: 0.48×
• Total profit: $-37,978
• Equity at exit: $38,752

10-year hold

• IRR: -3.4%
• Equity multiple: 0.76×
• Total profit: $-17,516
• Equity at exit: $22,471

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 3 active · 2 under contract
• Months of supply: 9.0 mo (11%/mo absorbed)
• Median asking: $280,000 ($175/sqft)
• Median days on market: 102 d
• This list price: 33% of active listings are priced below it
• ARV vs active asking: +21.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29803

• Rents YoY: 4.4%
• Active inventory: 628
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $2,345 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$296 /mo · $3,551/yr
• Insurance: −$108
• HOA: −$75
• Vacancy / Maint / Mgmt: −$492
• Net cashflow: $10

Break-even live

Break-even rent $2,332

Max offer price $259,900

Occupancy floor 95%

Sensitivity live

Price	-10% $157	-5% $84	+0% $10	+5% $-63	+10% $-137
Rent	-10% $-175	-5% $-82	+0% $10	+5% $103	+10% $195
Rate	-1.0pp $141	-0.5pp $76	base $10	+0.5pp $-57	+1.0pp $-126

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,975
• Closing costs: $7,797
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
176 Village Green Blvd Aiken, SC	2.0	2.0	1192	$2,658	$2.23	72d	1	0.41mi
123 Society Hill Dr SW Unit 123 Aiken, SC	3.0	2.5	2197	$3,000	$1.37	63d	1	0.52mi
255 Society Hill Dr Aiken, SC	2.0	2.0	1252	$2,662	$2.13	72d	1	0.58mi
9 Juniper Loop Aiken, SC	3.0	2.5	2128	$2,500	$1.17	63d	1	1.02mi
210 Suffolk Dr Aiken, SC	3.0	2.0	1340	$1,725	$1.29	63d	1	1.24mi

Property features AI

Finance

• Other: Subdivision: Colleton Park
• HOA & community: Homeowners association with an annual fee of $900 (about $75/month)

Exterior

• Parking: Attached garage with garage door opener (1 parking space)
• Utilities: Public waterPublic sewerCable available
• Home design: Residential townhouseTwo-story
• Construction: Fiber cement exteriorComposition roofSlab foundationBuilt as a two-story townhouse
• Exterior features: PatioFront porch

Interior

• Kitchen: RangeDishwasherMicrowave
• Bedrooms: Includes multiple bedrooms (5 total rooms listed)
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms1 half bathroom
• Heating & cooling: Electric forced-air heatingCentral air conditioning
• Interior features: Walk-in closetsKitchen island
• Laundry & utility: Washer hookupElectric water heater

Listing history 50 events

1. 2026-08-08
   days on market $259,900 Active 89 DOM
2. 2026-08-07
   days on market $259,900 Active 88 DOM
3. 2026-08-06
   days on market $259,900 Active 87 DOM
4. 2026-08-05
   days on market $259,900 Active 86 DOM
5. 2026-08-04
   days on market $259,900 Active 85 DOM
6. 2026-08-03
   days on market $259,900 Active 84 DOM
7. 2026-07-31
   days on market $259,900 Active 81 DOM
8. 2026-07-29
   days on market $259,900 Active 79 DOM
9. 2026-07-27
   days on market $259,900 Active 77 DOM
10. 2026-07-25
    days on market $259,900 Active 75 DOM
11. 2026-07-24
    days on market $259,900 Active 74 DOM
12. 2026-07-23
    days on market $259,900 Active 73 DOM
13. 2026-07-22
    days on market $259,900 Active 72 DOM
14. 2026-07-21
    days on market $259,900 Active 71 DOM
15. 2026-07-18
    days on market $259,900 Active 68 DOM
16. 2026-07-16
    days on market $259,900 Active 66 DOM
17. 2026-07-16
    days on market $259,900 Active 65 DOM
18. 2026-07-14
    days on market $259,900 Active 64 DOM
19. 2026-07-14
    days on market $259,900 Active 63 DOM
20. 2026-07-12
    days on market $259,900 Active 62 DOM
21. 2026-07-11
    days on market $259,900 Active 61 DOM
22. 2026-07-10
    days on market $259,900 Active 60 DOM
23. 2026-07-09
    days on market $259,900 Active 59 DOM
24. 2026-07-08
    days on market $259,900 Active 58 DOM
25. 2026-07-07
    days on market $259,900 Active 57 DOM
26. 2026-07-06
    days on market $259,900 Active 56 DOM
27. 2026-07-05
    days on market $259,900 Active 55 DOM
28. 2026-07-04
    days on market $259,900 Active 54 DOM
29. 2026-07-03
    days on market $259,900 Active 53 DOM
30. 2026-07-02
    days on market $259,900 Active 52 DOM
31. 2026-07-01
    days on market $259,900 Active 51 DOM
32. 2026-06-30
    days on market $259,900 Active 50 DOM
33. 2026-06-29
    days on market $259,900 Active 49 DOM
34. 2026-06-28
    days on market $259,900 Active 48 DOM
35. 2026-06-28
    days on market $259,900 Active 47 DOM
36. 2026-06-27
    days on market $259,900 Active 46 DOM
37. 2026-06-25
    days on market $259,900 Active 44 DOM
38. 2026-06-23
    days on market $259,900 Active 42 DOM
39. 2026-06-21
    days on market $259,900 Active 41 DOM
40. 2026-06-18
    days on market $259,900 Active 38 DOM
41. 2026-06-17
    days on market $259,900 Active 37 DOM
42. 2026-06-16
    days on market $259,900 Active 36 DOM
43. 2026-06-15
    days on market $259,900 Active 35 DOM
44. 2026-06-14
    days on market $259,900 Active 33 DOM
45. 2026-06-13
    days on market $259,900 Active 32 DOM
46. 2026-06-10
    days on market $259,900 Active 30 DOM
47. 2026-06-09
    days on market $259,900 Active 29 DOM
48. 2026-06-08
    days on market $259,900 Active 28 DOM
49. 2026-06-07
    days on market $259,900 Active 27 DOM
50. 2026-06-03
    days on market $259,900 Active 23 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $3,551 · $296/mo
• Projected year-2 tax: $3,551 · $296/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,137
• − Mortgage interest: −$14,558
• − Property taxes: −$3,551
• − Insurance: −$1,300
• − Repairs & maintenance: −$2,251
• − Management: −$2,251
• − HOA: −$900
• − Depreciation: −$7,561
• Taxable loss: −$4,234
• Est. tax savings @ 24.0%: +$1,016
• After-tax cash flow: $1,139/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This like-new townhome in Colleton Park is move-in ready with a fresh interior and exterior. It offers a great balance of style and functionality, making it an excellent investment opportunity.

Value-add opportunities

• Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms — Improves functionality and appearance ↑
• Both New kitchen appliances — Modernizes the kitchen and adds value ↑

F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Aiken Elementary F SC #315/597 Nat'l #21,438/41,679 Middle Schofield Middle F SC #167/229 Nat'l #10,795/14,009 High Aiken High D+ SC #146/196 Nat'l #5,269/17,239

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

C Composite livability gradescore 67/100

Livability — Aiken

• Score: 67/100
• State rank: #93
• US rank: #10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Aiken, SC
• County: Aiken County · 178,003 people
• City population: 71,807
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 40,699
• Household income: $86,023
• Rent vs Own: 17.7% rent · 82.3% own
• Severe rent burden: 8% of renters

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Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Black 16% Two or more races 6% Hispanic / Latino 5% Asian 2%
• Common ancestry: Slovak 3% Serbian 3% Lithuanian 3%
• Foreign-born: 3% · Canada, Vietnam, China
• Languages at home: 95% English-only · Spanish 3% Vietnamese 1%

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Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -221.02%
• Current HPI: 231.6908
• Rent YoY: ▲ 4.43%
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

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Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Property features AI

Finance

• Other: Subdivision: Colleton Park
• HOA & community: Homeowners association with an annual fee of $900 (about $75/month)

Exterior

• Parking: Attached garage with garage door opener (1 parking space)
• Utilities: Public waterPublic sewerCable available
• Home design: Residential townhouseTwo-story
• Construction: Fiber cement exteriorComposition roofSlab foundationBuilt as a two-story townhouse
• Exterior features: PatioFront porch

Interior

• Kitchen: RangeDishwasherMicrowave
• Bedrooms: Includes multiple bedrooms (5 total rooms listed)
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms1 half bathroom
• Heating & cooling: Electric forced-air heatingCentral air conditioning
• Interior features: Walk-in closetsKitchen island
• Laundry & utility: Washer hookupElectric water heater

Price history

+1644.3% since first listed

22 events — show timeline

• 2026-05-29 Price Changed $259,900 Hive MLS
• 2026-05-29 Price Changed $259,900 AMLS
• 2026-05-11 Listing Removed — Hive MLS
• 2026-04-24 Price Changed $264,900 Hive MLS
• 2026-04-24 Price Changed $264,900 AMLS
• 2026-02-19 Listed $269,900 Hive MLS
• 2026-02-19 Listed $269,900 AMLS
• 2026-02-19 Listed $264,900 Hive MLS
• 2025-09-13 Listing Removed — Hive MLS
• 2025-09-13 Listing Removed — Hive MLS
• 2025-07-30 Price Changed $250,000 AMLS
• 2025-04-22 Price Changed $275,000 AMLS
• 2025-03-12 Listed $250,000 Hive MLS
• 2025-03-12 Listed $250,000 Hive MLS
• 2023-02-21 Price Changed $262,900 AMLS
• 2022-05-11 Listing Removed — Hive MLS
• 2022-05-11 Listing Removed — Hive MLS
• 2022-05-02 Listed $269,900 Hive MLS
• 2022-05-02 Listed $269,900 Hive MLS
• 2022-05-02 Listed $269,900 AMLS
• 2020-04-22 Sold (MLS) $11,111 AMLS
• 2020-02-07 Listed $14,900 AMLS

Property tax history

+4.1%/yr

Latest (2025): $3,551 · +8.5% YoY. Source: county tax records.