2036 Chromite Dr · Graniteville, SC 29829

$285,500

4 bd · 2.5 ba · 1,976 sqft · SingleFamily · 38 Days on market

Built 2025 Good condition 4,791 sqft lot $29/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +9.2/10.0
• ARV discount +7.5/15.0
• Cash flow +6.2/30.0
• Condition / age +4.0/5.0
• Schools +3.2/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• 1% rule +1.5/10.0
• DSCR +0.5/10.0

Listing remarks MLS

Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

Key facts

• Basketball court
• Cabana
• Streetlights

Tags

• PRIVATE NEIGHBORHOOD POOL
• CABANA
• PLAYGROUND
• BASKETBALL COURT
• STREETLIGHTS
• SIDEWALKS

🏗️ New construction. The $285,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $326,040.

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $286k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-601 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $239k (16.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (25.5% below list).
• Recommended offer: $213k (25.5% below list) — sets the bar for 1% rule.
• Cap rate 4.1% vs local median 6.0% in Graniteville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 298 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 30% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $30k of equity ($2k loan paydown + $27k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($277k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $212,831 (25.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 4.08%
• Cash-on-cash: -7.90%
• DSCR: 0.65
• GRM: 12.8

CMA / ARV

• ARV (on-the-fly): $326,040
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4368 Crimson Pass	0.06mi	4/2.5	1,976 (0%)	2mo	$285,930	$145	95
4276 Crimson Pass	0.03mi	4/2.5	1,929 (-2%)	6mo	$285,470	$148	90
4199 Crimson Pass Pass	0.05mi	4/2.5	1,976 (0%)	11mo	$290,480	$147	89
4178 Crimson Pass	0.07mi	4/2.5	1,976 (0%)	10mo	$286,930	$145	88
4459 Crimson Pass	0.05mi	4/2.0	1,776 (-10%)	4mo	$301,670	$170	76
4482 Crimson Pass	0.08mi	4/2.0	1,776 (-10%)	2mo	$296,570	$167	76
4416 Crimson Pass	0.06mi	4/2.0	1,776 (-10%)	4mo	$296,570	$167	75
4405 Crimson Pass	0.03mi	4/2.0	1,776 (-10%)	6mo	$300,130	$169	75
4436 Crimson Pass	0.07mi	3/2.0 (-1)	1,714 (-13%)	4mo	$282,930	$165	65
2274 Chromite Dr	0.20mi	4/2.0	1,774 (-10%)	9mo	$300,720	$170	64
3158 Carmine Ave	0.42mi	4/2.0	1,768 (-10%)	7mo	$265,000	$150	55
6201 Vermilion Loop Rd	0.44mi	4/2.0	1,768 (-10%)	6mo	$270,000	$153	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 15.0%
• Equity multiple: 2.14×
• Total profit: $104,062
• Equity at exit: $256,179

10-year hold

• IRR: 14.7%
• Equity multiple: 4.63×
• Total profit: $330,955
• Equity at exit: $516,819

Cash invested: $91,291 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 298
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $2,128 high
• Mortgage (P&I): −$1,710
• Tax est. 1.5%: −$408 /mo · $4,891/yr
• Insurance: −$136
• HOA: −$29
• Vacancy / Maint / Mgmt: −$447
• Net cashflow: $-601

Break-even live

Break-even rent $2,889

Max offer price $239,100

Occupancy floor —

Sensitivity live

Price	-10% $-376	-5% $-488	+0% $-601	+5% $-713	+10% $-826
Rent	-10% $-769	-5% $-685	+0% $-601	+5% $-517	+10% $-433
Rate	-1.0pp $-437	-0.5pp $-518	base $-601	+0.5pp $-685	+1.0pp $-771

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,510
• Closing costs: $9,781
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2477 Banyon Cir Graniteville, SC	3.0	2.5	1300	$1,574	$1.21	25d	1	0.71mi
2137 Banyon Cir Graniteville, SC	3.0	2.5	1305	$1,549	$1.19	16d	1	0.71mi
2129 Banyon Cir Graniteville, SC	3.0	2.5	1305	$1,549	$1.19	23d	1	0.72mi
2097 Banyon Cir Graniteville, SC	3.0	2.5	1305	$1,549	$1.19	23d	1	0.73mi
2541 Banyon Cir Graniteville, SC	3.0	2.5	1300	$1,574	$1.21	16d	1	0.74mi
39 Springdale Rd Graniteville, SC	4.0	2.5	1744	$2,100	$1.20	25d	1	0.85mi
43 Springdale Rd Graniteville, SC	4.0	2.5	1725	$2,090	$1.21	16d	1	0.85mi
45 Springdale Rd Graniteville, SC	4.0	2.5	1744	$2,100	$1.20	23d	1	0.85mi
47 Springdale Rd Graniteville, SC	4.0	2.5	1725	$2,090	$1.21	25d	1	0.85mi
934 Quaint Parish Cir Graniteville, SC	3.0	2.5	1435	$1,800	$1.25	25d	1	0.99mi
507 Satinwood Cir Graniteville, SC	3.0–4.0	2.0–2.5	1776	$2,199	$1.24	16d	5	1.09mi
4060 Stone Pass Dr Graniteville, SC	4.0	2.0	1600	$1,925	$1.20	25d	1	1.47mi

HOA detail

• Monthly dues: $29 · $348/yr
• Likely covers: pool

Listing history 12 events

1. 2026-06-17
   pricedays on marketlisting id $285,500 Pending 38 DOM
2. 2026-06-09
   pricedays on marketlisting id $285,600 Pending
3. 2026-03-12
   status Pending

   Show marketing remark (945 chars)

   Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

4. 2026-03-12
   status Pending

   Show marketing remark (945 chars)

   Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

5. 2026-03-12
   historical

   Show marketing remark (945 chars)

   Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

6. 2026-03-12
   historical 945-char remark

   Show marketing remark (945 chars)

   Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

7. 2026-03-06
   price $285,500
8. 2026-03-01
   price $285,600
9. 2026-02-20
   price $285,600
10. 2026-02-02
    listed $285,500 Active

    Show marketing remark (945 chars)

    Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

11. 2026-02-02
    listed $285,500 Active

    Show marketing remark (945 chars)

    Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

12. 2026-02-02
    listed $285,600 945-char remark

    Show marketing remark (945 chars)

    Highland Hills is an incredible swim community with a private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. Highland Hills is conveniently located less than one mile from great schools, and I-20. The Somerset features an extended foyer leading to the open concept great room a spacious kitchen perfect for casual dining and culinary enthusiasts alike. This home features a beautiful large primary bedroom with a spa-like ensuite bathroom and spacious walk-in closet to match. Large secondary bedrooms offer room to grow and extra storage. You will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Plug-n-play light switches from Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch, white, faux wood, blinds throughout.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $25,540
• − Mortgage interest: −$18,263
• − Property taxes: −$4,891
• − Insurance: −$1,630
• − Repairs & maintenance: −$2,043
• − Management: −$2,043
• − HOA: −$348
• − Depreciation: −$9,485
• Taxable loss: −$13,164
• Est. tax savings @ 24.0%: +$3,159
• After-tax cash flow: $-4,051/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This home is in good condition with a modern kitchen and well-maintained exterior. Minor updates to the exterior and interior can further enhance its value.

Value-add opportunities

• Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — A well-maintained yard can increase both resale and rental value.
• Rental Upgrading the ceiling fan to a more energy-efficient model — Modernizing the fan can improve energy efficiency and reduce utility costs.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — A well-maintained yard can increase both resale and rental value. ↑
• Rental Upgrading the ceiling fan to a more energy-efficient model — Modernizing the fan can improve energy efficiency and reduce utility costs. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-0.0% since first listed

10 events — show timeline

• 2026-03-12 Pending — AMLS
• 2026-03-12 Pending — Hive MLS
• 2026-03-12 Listing Removed — Hive MLS
• 2026-03-12 Listing Removed — Hive MLS
• 2026-03-06 Price Changed $285,500 AMLS
• 2026-03-01 Price Changed $285,600 AMLS
• 2026-02-20 Price Changed $285,600 Hive MLS
• 2026-02-02 Listed $285,500 Hive MLS
• 2026-02-02 Listed $285,500 AMLS
• 2026-02-02 Listed $285,600 Hive MLS