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11603 Butlers Branch Rd
D Composite 42.99
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • ARV discount +12.9/15.0
  • DSCR +3.9/10.0
  • 1% rule +3.5/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$392,000

11603 Butlers Branch Rd · Clinton, MD 20735
4 bd · 3.0 ba · 1,216 sqft · SingleFamily public records · 33 Days on market
Built 1981 7,962 sqft lot $322/sqft · 12% below area Est $446k · 12% under $43/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

Key facts

  • Granite tops
  • Upgraded kitchen
  • Bay window

Tags

BAY WINDOWCUSTOM FRONT DOORHVAC SYSTEMHARDWOOD FLOORSUPGRADED KITCHENGRANITE TOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $392k.

Deal economics

  • At list price, monthly cash flow is $-29 ($-345/yr) — negative.
  • To cash-flow at today's rent, offer at most $387k (1.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $332k (15.2% below list).
  • Recommended offer: $332k (15.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#304 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D+, amenities F, commute F.
  • Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Waldon Woods Elementary (math 4% / reading 11%, grade F, #681 of 860 statewide, top 81%, 529 students, 70% FRL); Stephen Decatur Middle (math 3% / reading 24%, grade F, #198 of 225 statewide, top 88%, 781 students, 70% FRL); Surrattsville High (math 2% / reading 27%, grade F, #185 of 222 statewide, top 85%, 772 students, 60% FRL).
  • Market conditions: 124 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($126k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($380k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $182k; list at $392k implies a 115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $332,274 (15.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.20%
Cash-on-cash
-0.31%
DSCR
0.99
GRM
9.8

CMA / ARV

ARV (median comp)
$445,767
List price
$392,000
Delta
-12.06%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11603 Butlers Branch Rd 0.00mi 4/3.0 1,216 (0%) 0mo $392,000 $322 100
5245 W Boniwood Turn 0.05mi 4/3.0 1,286 (+6%) 9mo $405,000 $315 80
11700 Butlers Branch Rd 0.05mi 3/3.0 (-1) 1,243 (+2%) 11mo $400,000 $322 79
5903 Sylvia Ct 0.46mi 4/3.0 1,204 (-1%) 1mo $445,000 $370 76
5342 W Boniwood Turn 0.36mi 4/3.0 1,216 (0%) 11mo $450,000 $370 74
5242 W Boniwood Turn W 0.09mi 4/3.0 1,276 (+5%) 21mo $445,000 $349 70
11829 Sylvia Dr 0.52mi 4/3.0 1,212 (-0%) 8mo $429,900 $355 68
11716 Butlers Branch Rd 0.14mi 3/2.5 (-1) 1,286 (+6%) 12mo $450,000 $350 66
11813 Sylvia Dr 0.49mi 4/3.0 1,196 (-2%) 19mo $460,000 $385 58
11802 Thrift Rd 0.49mi 4/2.5 1,266 (+4%) 13mo $420,000 $332 58
6104 Brooke Jane Dr 0.70mi 5/3.0 (+1) 1,212 (-0%) 10mo $460,000 $380 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.8%
Equity multiple
0.40×
Total profit
$-65,338
Equity at exit
$58,448
10-year hold
IRR
-8.7%
Equity multiple
0.46×
Total profit
$-59,190
Equity at exit
$33,893

Cash invested: $109,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20735

Active inventory
124
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$3,323 high interval (Pro) →
Mortgage (P&I)
$2,056
Tax from tax record
$392 /mo · $4,701/yr
Insurance
$163
HOA
$43
Vacancy / Maint / Mgmt
$698
Net cashflow
$-29

Break-even live

Break-even rent $3,359
Max offer price $386,916
Occupancy floor 96%

Sensitivity live

Price -10% $193 -5% $82 +0% $-29 +5% $-140 +10% $-251
Rent -10% $-291 -5% $-160 +0% $-29 +5% $102 +10% $234
Rate -1.0pp $169 -0.5pp $71 base $-29 +0.5pp $-130 +1.0pp $-234

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$98,000
Closing costs
$11,760
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5539 E Boniwood Turn Clinton, MD 4.0 3.5 1288 $2,950 $2.29 45d 1 0.16mi
5508 E Boniwood Turn Clinton, MD 4.0 3.5 1320 $2,600 $1.97 14d 1 0.22mi
5558 E Boniwood Turn Clinton, MD 4.0 3.5 1360 $3,200 $2.35 4d 1 0.25mi
6004 Clinton Way Clinton, MD 4.0 1.5 1028 $2,850 $2.77 45d 1 0.89mi
6907 Fulford St Clinton, MD 4.0 3.0 1125 $3,500 $3.11 20d 1 1.43mi

HOA detail

Monthly dues
$43 · $516/yr

Listing history 24 events

  1. 2026-05-16
    price $392,000 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  2. 2026-05-15
    status Pending 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  3. 2026-04-17
    status Active 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  4. 2026-03-22
    status Pending 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  5. 2026-03-22
    status Active 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  6. 2026-03-16
    status Pending 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  7. 2026-03-11
    listed $404,990 Active 404-char remark
    Show marketing remark (404 chars)

    * * $ 12,000 Buyer Closing Help * * Back on the Market buyer financing fell though. Very Stunning Home , recent upgrades include , new Bay window, Custom Front Door , HVAC System and Roof . Enjoy the rich hardwood floors throughout the first level. Upgraded Kitchen with granite tops and Stainless Steel Appliances, 3 full Bathrooms. Enjoy an relaxing evenings on your deck after a hard day at work

  8. 2026-01-26
    historical
  9. 2026-01-19
    price $409,990
  10. 2025-12-03
    price $414,990
  11. 2025-11-01
    price $419,990
  12. 2025-10-08
    price $424,990
  13. 2025-09-14
    price $429,990
  14. 2025-08-13
    price $435,000
  15. 2025-06-30
    listed $445,000 Active
  16. 2003-07-29
    soldstatus $182,000
  17. 2003-07-15
    soldstatus $182,000
  18. 2003-05-19
    historical
  19. 2003-05-13
    listed $179,000
  20. 2002-04-19
    soldstatus $168,000
  21. 2000-09-10
    historical
  22. 2000-07-17
    listed
  23. 1992-12-04
    soldstatus $129,875
  24. 1989-02-02
    soldstatus $114,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$4,701 · $392/mo
Projected year-2 tax
$4,701 · $392/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$39,873
− Mortgage interest
−$21,958
− Property taxes
−$4,701
− Insurance
−$1,960
− Repairs & maintenance
−$3,190
− Management
−$3,190
− HOA
−$516
− Depreciation
−$11,404
Taxable loss
−$7,045
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,691
After-tax cash flow
$1,345/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Prince George'S County Public Schools
NCES district ID
2400510
Math proficiency
8% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$73,967
Composite
16.82/100
National rank
#9151
State rank
#21 of 24 in MD

Livability — Clinton

Score
63/100
State rank
#304
US rank
#15951

Category grades

Amenities F Commute F Cost of living F Crime D+ Employment A+ Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clinton, MD
County
Prince Georges County · 919,866 people
City population
37,464
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
37,464
Household income
$126,196
Rent vs Own
9.3% rent · 90.7% own
Severe rent burden
334.0

Population outlook (Prince George's County) Hauer SSP2

Today (2025)
1,005,426 people
By 2030
1,048,416 · +4.3%
By 2040
1,123,425 · +11.7%
By 2050
1,183,220 · +17.7%
By 2075
1,306,202 · +29.9%
By 2100
1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 10% White 7% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
86% English-only · Spanish 9% Tagalog/Filipino 1% French/Haitian/Cajun 1%

Political lean MEDSL · Prince George's

2024 margin
Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
All cycles
2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -299.23%
Current HPI
251.6263
Rent YoY
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+242.4% since first listed
24 events — show timeline
  • 2026-05-16 Price Changed $392,000 BRIGHT MLS
  • 2026-05-15 Pending BRIGHT MLS
  • 2026-04-17 Relisted BRIGHT MLS
  • 2026-03-22 Pending BRIGHT MLS
  • 2026-03-22 Relisted BRIGHT MLS
  • 2026-03-16 Pending BRIGHT MLS
  • 2026-03-11 Listed $404,990 BRIGHT MLS
  • 2026-01-26 Listing Removed BRIGHT MLS
  • 2026-01-19 Price Changed $409,990 BRIGHT MLS
  • 2025-12-03 Price Changed $414,990 BRIGHT MLS
  • 2025-11-01 Price Changed $419,990 BRIGHT MLS
  • 2025-10-08 Price Changed $424,990 BRIGHT MLS
  • 2025-09-14 Price Changed $429,990 BRIGHT MLS
  • 2025-08-13 Price Changed $435,000 BRIGHT MLS
  • 2025-06-30 Listed $445,000 BRIGHT MLS
  • 2003-07-29 Sold (Public Records) $182,000 Public Records
  • 2003-07-15 Sold (MLS) $182,000 MRIS
  • 2003-05-19 Delisted MRIS
  • 2003-05-13 Listed $179,000 MRIS
  • 2002-04-19 Sold (Public Records) $168,000 Public Records
  • 2000-09-10 Delisted MRIS
  • 2000-07-17 Listed MRIS
  • 1992-12-04 Sold (Public Records) $129,875 Public Records
  • 1989-02-02 Sold (Public Records) $114,500 Public Records

Property tax history

+5.7%/yr

Latest (2025): $4,701 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…