733 Country View Dr NE · Center Point, AL 35215

$119,900

3 bd · 1.5 ba · 1,506 sqft · SingleFamily public records · 6 Days on market

Built 1970 10,454 sqft lot Est $184k · 35% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.2/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +7.3/10.0
• Rent growth +3.3/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Starter! Great Investment Property! NEW Roof 2012, NEW Windows 2016, Heat & Air 5 yrs old, Stove & Refrigerator 6 yrs old. 3 Bdrms, 1.5 Bths. Clay-Chalkville Schools! Move right on in!

Key facts

• Tri-level residence
• Lower-level den
• Multi-level layout

Tags

• TRI-LEVEL RESIDENCE
• MULTI-LEVEL LAYOUT
• LOWER-LEVEL DEN
• HARDWOOD-STYLE FLOORING
• WOOD AND BRICK VENEER
• COVERED FRONT ENTRYWAY

Property features AI

Finance

• HOA & community: No association fees

Exterior

• Parking: Driveway parking; On-street parking
• Utilities: Public water; Connected sewer; Gas water heater; Internet service availability
• Home design: Existing construction; Brick over foundation with other siding; Basement foundation; Tri-level/levels include main, upper and basement (split levels not indicated)
• Construction: Brick over foundation and other siding; Basement foundation (poured concrete walls)
• Exterior features: Fenced yard; Storage building; Interior lot with some trees in a subdivision; Curb and gutters and paved road access

Interior

• Kitchen: Eating area; Laminate countertops; Electric oven, electric stove, refrigerator
• Bedrooms: Master bedroom located on upper level; Additional bedrooms located on upper level; Den/family rooms on main level and in the basement
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: One full bathroom on main level; One full bathroom (location listed) and one half bathroom on upper level
• Heating & cooling: Central heating (gas); Central electric cooling
• Interior features: 1,710 total heated area (main + upper plus finished basement); Finished basement area included; Ceilings: Other (see remarks); No special interior features listed; Stone fireplace in the den; gas and woodburning options (1 fireplace)
• Laundry & utility: Laundry in basement with washer hookup; Electric dryer hookup; Basement laundry area

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $120k.

Deal economics

• At list price, monthly cash flow is $379 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $120k).
• Cap rate 10.1% vs local median 7.3% in Center Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#193 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A, housing A; Watch: crime D, amenities F, employment F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Chalkville Elementary School (math 6% / reading 16%, grade F, #560 of 627 statewide, top 90%, 854 students, 79% FRL); Claychalkville High School (math 6% / reading 9%, grade F, #261 of 305 statewide, top 87%, 1,361 students, 56% FRL) — zoned schools average 67% FRL vs 49% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
• This rent runs 33% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $119,900

Questions for the listing agent

1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 10.08%
• Cash-on-cash: 13.54%
• DSCR: 1.60
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $183,732
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4558 Cantebury Ln	0.28mi	3/2.0	1,470 (-2%)	4mo	$244,900	$167	77
2532 5th St NE	0.37mi	3/2.0	1,560 (+4%)	3mo	$190,000	$122	72
317 26th Ave NE	0.47mi	3/1.5	1,500 (-0%)	7mo	$158,500	$106	72
717 Country View Ter	0.26mi	3/2.0	1,644 (+9%)	5mo	$199,500	$121	67
4968 Kerri Ln	0.60mi	3/2.0	1,484 (-2%)	2mo	$257,000	$173	66
700 Gable Dr	0.46mi	3/2.0	1,596 (+6%)	2mo	$245,000	$154	65
2903 Creek Ln NE	0.32mi	4/2.0 (+1)	1,420 (-6%)	4mo	$155,000	$109	65
2649 6th St	0.18mi	3/2.5	1,666 (+11%)	6mo	$195,000	$117	65
3105 3rd St NE	0.50mi	3/2.0	1,593 (+6%)	5mo	$169,500	$106	61
4988 Kerri Ln	0.66mi	3/2.0	1,433 (-5%)	1mo	$252,000	$176	58
613 25th Ave NE	0.49mi	3/2.0	1,400 (-7%)	8mo	$93,000	$66	57
4956 Kerri Ln	0.56mi	3/2.0	1,300 (-14%)	2mo	$219,267	$169	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: 3.7%
• Equity multiple: 1.14×
• Total profit: $4,744
• Equity at exit: $17,877

10-year hold

• IRR: 13.2%
• Equity multiple: 2.05×
• Total profit: $35,407
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35215

• Home prices YoY: -34.4%
• Rents YoY: 3.0%
• Active inventory: 334
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,470 high
• Mortgage (P&I): −$629
• Tax from tax record: −$104 /mo · $1,243/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$309
• Net cashflow: $379

Break-even live

Break-even rent $990

Max offer price $119,900

Occupancy floor 69%

Sensitivity live

Price	-10% $447	-5% $413	+0% $379	+5% $345	+10% $311
Rent	-10% $263	-5% $321	+0% $379	+5% $437	+10% $495
Rate	-1.0pp $439	-0.5pp $409	base $379	+0.5pp $348	+1.0pp $316

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 38 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
607 Country View Dr Birmingham, AL	4.0	2.0	1568	$1,550	$0.99	24d	1	0.11mi
605 Country View Dr Birmingham, AL	3.0	2.0	1698	$1,560	$0.92	44d	1	0.12mi
2655 6th St NE Center Point, AL	3.0	2.0	1600	$1,390	$0.87	3d	1	0.15mi
2708 7th St NE Center Point, AL	3.0	1.0	1451	$1,150	$0.79	44d	1	0.22mi
2629 Wood Dr NE Center Point, AL	3.0	1.0	1203	$1,250	$1.04	44d	1	0.62mi
3309 Chase Ln Unit 3309 Birmingham, AL	2.0	2.0	1068	$1,000	$0.94	44d	1	0.63mi
4464 Winchester Hills Way Birmingham, AL	3.0	2.0	1178	$1,750	$1.49	44d	1	0.65mi
4464 Winchester Hills Ln Pinson, AL	3.0	2.0	1500	$1,750	$1.17	11d	1	0.65mi
1104 Oak Creek Trl NE Birmingham, AL	3.0	2.0	1233	$1,543	$1.25	2d	1	0.67mi
2415 Ormond Dr Center Point, AL	3.0	1.5	1194	$1,295	$1.08	44d	1	0.72mi
3073 Panorama E Birmingham, AL	1.0–3.0	1.0–2.0	975	$1,275	$1.31	2d	20	0.76mi
5010 Darlene Dr Pinson, AL	3.0	2.0	1914	$1,550	$0.81	24d	1	0.80mi
332 23rd Ave NE Center Point, AL	3.0	1.0	1100	$1,350	$1.23	3d	1	0.84mi
2324 3rd St NE Center Point, AL	3.0	2.0	1329	$1,300	$0.98	24d	1	0.85mi
2249 4th Place Cir NE Center Point, AL	3.0	1.5	1400	$1,400	$1.00	44d	1	0.86mi
2232 6th St NE Center Point, AL	3.0	1.0	1550	$1,150	$0.74	44d	1	0.89mi
5240 Jean Dr Pinson, AL	4.0	2.0	1714	$1,695	$0.99	44d	1	0.94mi
127 Fox Hill Ct Center Point, AL	3.0	2.0	1418	$1,545	$1.09	44d	1	0.96mi
2245 3rd St NE Center Point, AL	3.0	1.0	1150	$1,100	$0.96	24d	1	0.98mi
5140 Hickory Dr NE Pinson, AL	3.0	1.5	1518	$1,465	$0.97	22d	1	0.98mi
340 40th Ave NE Center Point, AL	3.0	2.0	2007	$1,650	$0.82	16d	1	0.98mi
2229 3rd St NE Center Point, AL	3.0	1.0	1215	$1,125	$0.93	24d	1	1.06mi
600 20th Ct NE Center Point, AL	3.0	2.0	1878	$1,650	$0.88	24d	1	1.09mi
413 20th Ct NE Center Point, AL	3.0	1.5	1540	$1,375	$0.89	44d	1	1.12mi
856 Parkbrook Trl Birmingham, AL	1.0–3.0	1.0–2.0	925	$1,180	$1.28	2d	10	1.13mi
149 Martin Dr Birmingham, AL	3.0	2.0	1164	$1,485	$1.28	24d	1	1.18mi
202 Westchester Dr Birmingham, AL	4.0	2.0	1374	$1,300	$0.95	24d	1	1.20mi
3005 Sweeney Hollow Pl Birmingham, AL	3.0	2.0	2014	$1,325	$0.66	15d	1	1.21mi
3104 Cobblestone Dr Birmingham, AL	3.0	1.5	1533	$1,516	$0.99	3d	1	1.28mi
5520 Desoto Cir Pinson, AL	3.0	2.0	1720	$1,823	$1.06	11d	1	1.34mi
4246 Centerwood Dr Birmingham, AL	3.0	2.0	1336	$1,450	$1.09	16d	1	1.36mi
2504 Beechwood Trl Pinson, AL	3.0	2.0	1359	$1,435	$1.06	22d	1	1.36mi
5764 Desoto Dr Pinson, AL	3.0	1.5	1104	$1,225	$1.11	2d	1	1.40mi
3814 Mars Ave Center Point, AL	4.0	2.0	2063	$1,890	$0.92	44d	1	1.43mi
408 Sunhill Rd NW Center Point, AL	3.0	1.5	1290	$1,355	$1.05	44d	1	1.46mi
5992 Princess Blvd Birmingham, AL	3.0	2.0	1454	$1,661	$1.14	44d	1	1.47mi
1935 Springlake Ct Unit 1 Birmingham, AL	2.0	1.5	1152	$1,095	$0.95	44d	1	1.49mi
212 Saint John Dr NW Birmingham, AL	2.0	2.0	1445	$1,423	$0.98	15d	1	1.49mi

Listing history 6 events

1. 2026-06-18
   days on market $119,900 Active 6 DOM
2. 2026-06-17
   days on market $119,900 Active 5 DOM
3. 2026-06-16
   days on market $119,900 Active 4 DOM
4. 2026-06-15
   days on market $119,900 Active 3 DOM
5. 2026-06-13
   remarks 699-char remark
6. 2026-06-13
   listed $119,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,243 · $104/mo
• Projected year-2 tax: $1,243 · $104/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 11 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,636
• − Mortgage interest: −$6,716
• − Property taxes: −$1,243
• − Insurance: −$600
• − Repairs & maintenance: −$1,411
• − Management: −$1,411
• − Depreciation: −$3,488
• Taxable income: $2,767
• Est. tax owed @ 24.0%: −$664
• After-tax cash flow: $3,880/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Center Point

• Score: 63/100
• State rank: #193
• US rank: #15671

Category grades

Amenities F Commute A Cost of living A+ Crime D Employment F Housing A Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Jefferson County · 527,445 people
• City population: 43,903
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 43,903
• Household income: $52,793
• Rent vs Own: 43.4% rent · 56.6% own
• Severe rent burden: 1729.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (75%)
• Race & ethnicity: Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -112.97%
• Current HPI: 215.0607
• Rent YoY: ▲ 3.04%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+107.1% since first listed

8 events — show timeline

• 2026-06-12 Listed $119,900 Greater Alabama MLS
• 2018-07-06 Sold (Public Records) $699,500 Public Records
• 2017-10-04 Sold (Public Records) $63,000 Public Records
• 2017-10-02 Sold (MLS) $63,000 Greater Alabama MLS
• 2017-07-26 Contingent — Greater Alabama MLS
• 2017-06-29 Listed $74,900 Greater Alabama MLS
• 2000-02-29 Sold (Public Records) $77,900 Public Records
• 1992-01-24 Sold (Public Records) $57,900 Public Records

Property tax history

+5.9%/yr

Latest (2025): $1,243 · +0.0% YoY. Source: county tax records.