8318 Osteen St · Jacksonville, FL 32210

$125,000

3 bd · 1.0 ba · 896 sqft · SingleFamily public records · 64 Days on market

Built 1921 6,098 sqft lot Est $125k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.0/30.0
• DSCR +7.7/10.0
• ARV discount +7.3/15.0
• 1% rule +5.8/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

Key facts

• Updated electrical
• Water softener
• Long gravel driveway

Tags

• PRIVATE FULLY FENCED LOT
• NEW SEPTIC SYSTEM
• UPDATED ELECTRICAL
• WATER SOFTENER
• LONG GRAVEL DRIVEWAY
• CHARMING STONE WALKWAY

Property features AI

Exterior

• Parking: Additional parking
• Utilities: Septic tank; Electricity connected; Asphalt road access
• Home design: Single-family home; One level
• Construction: Shingle roof
• Exterior features: Deck; Front porch; Patio; Porch; Full privacy wood fencing; Shed(s)

Interior

• Kitchen: Electric range; Refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 1 full bathroom
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Water softener (owned)
• Laundry & utility: Stacked washer and dryer

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $245 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 7y ago; this cycle's ask has dropped $25k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $100k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1921 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $117,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.65%
• Cash-on-cash: 8.41%
• DSCR: 1.37
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $124,544
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8322 Mc Glothlin St	0.18mi	2/1.0 (-1)	915 (+2%)	5mo	$70,000	$77	79
8506 Susie St	0.25mi	3/1.0	968 (+8%)	3mo	$135,000	$139	73
8132 Buttercup St	0.25mi	2/1.0 (-1)	864 (-4%)	11mo	$105,000	$122	68
4914 Old Middleburg Rd N	0.22mi	2/1.5 (-1)	920 (+3%)	15mo	$138,000	$150	66
8356 Susie St	0.08mi	2/1.0 (-1)	766 (-14%)	4mo	$87,000	$114	63
8392 Fury Dr	0.62mi	3/2.0	960 (+7%)	14mo	$210,000	$219	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: -4.5%
• Equity multiple: 0.83×
• Total profit: $-5,846
• Equity at exit: $18,638

10-year hold

• IRR: 4.1%
• Equity multiple: 1.29×
• Total profit: $10,160
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,351 high
• Mortgage (P&I): −$656
• Tax from tax record: −$115 /mo · $1,378/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$284
• Net cashflow: $245

Break-even live

Break-even rent $1,041

Max offer price $125,000

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 35 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5770 Brannon Ave Unit 2 Jacksonville, FL	2.0	2.0	800	$1,095	$1.37	7d	1	0.35mi
8050 103rd St Jacksonville, FL	1.0–3.0	1.0–2.0	1025	$1,575	$1.54	1d	11	0.37mi
5150 Playpen Dr #4 Jacksonville, FL	2.0	2.0	1118	$1,200	$1.07	21d	1	0.55mi
5937 Camaro Dr W Jacksonville, FL	3.0	1.5	1052	$1,595	$1.52	23d	1	0.57mi
7978 Renault Dr Jacksonville, FL	3.0	2.0	1080	$1,850	$1.71	23d	1	0.57mi
5332 Westchase Ct Unit 1 Jacksonville, FL	2.0	1.0	900	$1,450	$1.61	14d	1	0.72mi
5224 Westchase Ct #3 Jacksonville, FL	2.0	1.0	776	$896	$1.15	19d	1	0.72mi
5324 Westchase Ct Jacksonville, FL	2.0	1.0	729	$995	$1.36	4d	1	0.72mi
5144 Westchase Ct Unit 1 Jacksonville, FL	2.0	1.0	750	$800	$1.07	23d	1	0.73mi
5136 Westchase Ct Unit 2 Jacksonville, FL	2.0	1.0	729	$950	$1.30	23d	1	0.73mi
5120 Westchase Ct #1 Jacksonville, FL	2.0	1.5	729	$945	$1.30	23d	1	0.74mi
5018 Westchase Ct Unit 3 Jacksonville, FL	2.0	1.0	729	$995	$1.36	23d	1	0.74mi
5327 Westchase Ct Unit 2 Jacksonville, FL	2.0	1.0	728	$1,150	$1.58	14d	1	0.76mi
5147 Westchase Ct Apt 1 Jacksonville, FL	2.0	1.0	729	$950	$1.30	23d	1	0.77mi
5035 Westchase Ct Apt 2 Jacksonville, FL	2.0	1.0	800	$1,195	$1.49	7d	1	0.78mi
5128 Indian Lakes Ct Jacksonville, FL	2.0	2.0	926	$995	$1.07	12d	1	0.81mi
5143 Indian Lakes Ct Jacksonville, FL	2.0	2.0	920	$995	$1.08	12d	1	0.84mi
5122 Ricker Rd Unit 2 Jacksonville, FL	2.0	2.0	926	$995	$1.07	23d	1	0.88mi
7607 Indian Lakes Dr #1 Jacksonville, FL	2.0	2.0	926	$986	$1.06	16d	1	0.89mi
5521 Ricker Rd Jacksonville, FL	1.0–2.0	1.0	700	$1,200	$1.71	4d	13	0.96mi
8368 Geoffrey Ct Jacksonville, FL	3.0	1.5	1104	$1,730	$1.57	23d	1	0.98mi
4448 Jade Dr E Jacksonville, FL	3.0	1.5	1048	$1,329	$1.27	3d	1	1.26mi
7656 Mailes Ct Unit 202 Jacksonville, FL	2.0	2.0	1040	$1,225	$1.18	23d	1	1.27mi
7650 Mailes Ct #101 Jacksonville, FL	2.0	2.0	1051	$1,200	$1.14	23d	1	1.28mi
7655 Mailes Ct Jacksonville, FL	2.0	2.0	1040	$1,365	$1.31	4d	2	1.29mi
7655 Mailes Ct Jacksonville, FL	2.0	2.0	1040	$1,365	$1.31	7d	1	1.29mi
9359 103rd St Jacksonville, FL	1.0–3.0	1.0–2.0	848	$1,479	$1.74	1d	1	1.30mi
7632 Mailes Ct Jacksonville, FL	2.0	2.0	1040	$1,290	$1.24	7d	1	1.30mi
4503 Melvin Cir W Jacksonville, FL	4.0	2.0	1072	$1,406	$1.31	23d	1	1.31mi
4463 Melvin Cir W Jacksonville, FL	3.0	1.0	782	$1,780	$2.28	21d	1	1.32mi
7619 Mailes Ct Jacksonville, FL	2.0	2.0	1040	$1,365	$1.31	4d	1	1.34mi
7262 Kivler Dr Jacksonville, FL	3.0	1.0	759	$1,499	$1.97	23d	1	1.39mi
6418 Ricker Rd Jacksonville, FL	2.0	1.0	732	$1,150	$1.57	3d	1	1.41mi
9455 103rd St Jacksonville, FL	1.0–4.0	1.0–2.0	1090	$1,570	$1.44	1d	18	1.44mi
5928 Firestone Rd Jacksonville, FL	1.0–3.0	1.0–2.0	944	$1,600	$1.69	2d	13	1.44mi

Listing history 45 events

1. 2026-06-18
   days on market $125,000 Active 64 DOM
2. 2026-06-17
   days on market $125,000 Active 63 DOM
3. 2026-06-16
   days on market $125,000 Active 62 DOM
4. 2026-06-15
   days on market $125,000 Active 61 DOM
5. 2026-06-13
   days on market $125,000 Active 58 DOM
6. 2026-06-10
   pricedays on market $125,000 Active 55 DOM
7. 2026-06-08
   days on market $140,000 Active 54 DOM
8. 2026-06-07
   days on market $140,000 Active 53 DOM
9. 2026-06-05
   days on market $140,000 Active 50 DOM
10. 2026-06-03
    days on market $140,000 Active 49 DOM
11. 2026-06-02
    days on market $140,000 Active 48 DOM
12. 2026-06-01
    days on market $140,000 Active 47 DOM
13. 2026-05-31
    days on market $140,000 Active 46 DOM
14. 2026-05-13
    price $140,000
15. 2026-05-05
    status Active
16. 2026-04-27
    historical Active Under Contract
17. 2026-04-15
    listed $150,000 Active
18. 2023-05-22
    soldstatus $100,000
19. 2023-05-19
    soldstatus $100,000 Sold 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

20. 2023-05-09
    status Pending 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

21. 2023-04-04
    historical Active - Contingent 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

22. 2023-03-25
    status Active 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

23. 2023-03-18
    historical Active - Contingent 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

24. 2023-02-02
    price $114,900 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

25. 2023-01-22
    status Active 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

26. 2023-01-15
    historical Active - Contingent 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

27. 2023-01-13
    price $119,900 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

28. 2022-11-15
    price $129,900 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

29. 2022-10-31
    price $139,900 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

30. 2022-10-15
    price $149,900 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

31. 2022-10-01
    listed $155,000 Active 468-char remark

    Show marketing remark (468 chars)

    Cute Westside gem with tons of potential. House is conveniently located between I295 and The First Coast Expressway. Only 10 minutes from Oakleaf Town Center (via Old Middleburg rd). Long driveway with plenty of parking. Fenced front and backyard for privacy. Separate living and dining room with a huge bathroom. Roof replaced in 2020, AC in 2021. This house definitely delivers! Seller is not entertaining assignable contracts. SOLD AS IS . SELLER MAKES NO REPAIRS.

32. 2020-11-17
    soldstatus $98,000 Sold 771-char remark

    Show marketing remark (771 chars)

    PRICE REDUCED! If you want to live in a peaceful setting with a huge private yard on the Westside, this three bedroom one bathroom home is for you! Located close to I-295 access, this home has been freshly painted with new floors throughout. Stainless steel appliances with gold flake granite kitchen countertops make this home pop! Like new Trane A/C and condenser units installed to keep you nice and cool during those warm Florida months. Enjoy your front raised porch to sit back and relax outside. This home also features updated electric and plumbing, along with all new Hardy Board siding that completely wraps around the exterior of the home. This one is the absolute definition of turnkey! Available now, so don't delay in setting up a time to check it out.

33. 2020-10-15
    status Pending 771-char remark

    Show marketing remark (771 chars)

    PRICE REDUCED! If you want to live in a peaceful setting with a huge private yard on the Westside, this three bedroom one bathroom home is for you! Located close to I-295 access, this home has been freshly painted with new floors throughout. Stainless steel appliances with gold flake granite kitchen countertops make this home pop! Like new Trane A/C and condenser units installed to keep you nice and cool during those warm Florida months. Enjoy your front raised porch to sit back and relax outside. This home also features updated electric and plumbing, along with all new Hardy Board siding that completely wraps around the exterior of the home. This one is the absolute definition of turnkey! Available now, so don't delay in setting up a time to check it out.

34. 2020-10-06
    historical Active - Contingent 771-char remark

    Show marketing remark (771 chars)

    PRICE REDUCED! If you want to live in a peaceful setting with a huge private yard on the Westside, this three bedroom one bathroom home is for you! Located close to I-295 access, this home has been freshly painted with new floors throughout. Stainless steel appliances with gold flake granite kitchen countertops make this home pop! Like new Trane A/C and condenser units installed to keep you nice and cool during those warm Florida months. Enjoy your front raised porch to sit back and relax outside. This home also features updated electric and plumbing, along with all new Hardy Board siding that completely wraps around the exterior of the home. This one is the absolute definition of turnkey! Available now, so don't delay in setting up a time to check it out.

35. 2020-09-29
    price $98,900 771-char remark

    Show marketing remark (771 chars)

    PRICE REDUCED! If you want to live in a peaceful setting with a huge private yard on the Westside, this three bedroom one bathroom home is for you! Located close to I-295 access, this home has been freshly painted with new floors throughout. Stainless steel appliances with gold flake granite kitchen countertops make this home pop! Like new Trane A/C and condenser units installed to keep you nice and cool during those warm Florida months. Enjoy your front raised porch to sit back and relax outside. This home also features updated electric and plumbing, along with all new Hardy Board siding that completely wraps around the exterior of the home. This one is the absolute definition of turnkey! Available now, so don't delay in setting up a time to check it out.

36. 2020-09-18
    price $103,900 771-char remark

    Show marketing remark (771 chars)

    PRICE REDUCED! If you want to live in a peaceful setting with a huge private yard on the Westside, this three bedroom one bathroom home is for you! Located close to I-295 access, this home has been freshly painted with new floors throughout. Stainless steel appliances with gold flake granite kitchen countertops make this home pop! Like new Trane A/C and condenser units installed to keep you nice and cool during those warm Florida months. Enjoy your front raised porch to sit back and relax outside. This home also features updated electric and plumbing, along with all new Hardy Board siding that completely wraps around the exterior of the home. This one is the absolute definition of turnkey! Available now, so don't delay in setting up a time to check it out.

37. 2020-09-10
    listed $108,900 Active 771-char remark

    Show marketing remark (771 chars)

    PRICE REDUCED! If you want to live in a peaceful setting with a huge private yard on the Westside, this three bedroom one bathroom home is for you! Located close to I-295 access, this home has been freshly painted with new floors throughout. Stainless steel appliances with gold flake granite kitchen countertops make this home pop! Like new Trane A/C and condenser units installed to keep you nice and cool during those warm Florida months. Enjoy your front raised porch to sit back and relax outside. This home also features updated electric and plumbing, along with all new Hardy Board siding that completely wraps around the exterior of the home. This one is the absolute definition of turnkey! Available now, so don't delay in setting up a time to check it out.

38. 2020-07-27
    soldstatus $26,000 Sold
39. 2020-07-16
    status Pending
40. 2020-07-10
    status Active
41. 2020-01-11
    historical
42. 2020-01-11
    price $39,900
43. 2020-01-03
    price $34,900
44. 2019-12-18
    price $39,900
45. 2019-12-11
    listed $48,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,378 · $115/mo
• Projected year-2 tax: $1,378 · $115/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,216
• − Mortgage interest: −$7,002
• − Property taxes: −$1,378
• − Insurance: −$625
• − Repairs & maintenance: −$1,297
• − Management: −$1,297
• − Depreciation: −$3,636
• Taxable income: $981
• Est. tax owed @ 24.0%: −$235
• After-tax cash flow: $2,707/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+186.3% since first listed

32 events — show timeline

• 2026-05-13 Price Changed $140,000 realMLS
• 2026-05-05 Relisted — realMLS
• 2026-04-27 Contingent — realMLS
• 2026-04-15 Listed $150,000 realMLS
• 2023-05-22 Sold (Public Records) $100,000 Public Records
• 2023-05-19 Sold (MLS) $100,000 realMLS
• 2023-05-09 Pending — realMLS
• 2023-04-04 Contingent — realMLS
• 2023-03-25 Relisted — realMLS
• 2023-03-18 Contingent — realMLS
• 2023-02-02 Price Changed $114,900 realMLS
• 2023-01-22 Relisted — realMLS
• 2023-01-15 Contingent — realMLS
• 2023-01-13 Price Changed $119,900 realMLS
• 2022-11-15 Price Changed $129,900 realMLS
• 2022-10-31 Price Changed $139,900 realMLS
• 2022-10-15 Price Changed $149,900 realMLS
• 2022-10-01 Listed $155,000 realMLS
• 2020-11-17 Sold (MLS) $98,000 realMLS
• 2020-10-15 Pending — realMLS
• 2020-10-06 Contingent — realMLS
• 2020-09-29 Price Changed $98,900 realMLS
• 2020-09-18 Price Changed $103,900 realMLS
• 2020-09-10 Listed $108,900 realMLS
• 2020-07-27 Sold (MLS) $26,000 realMLS
• 2020-07-16 Pending — realMLS
• 2020-07-10 Relisted — realMLS
• 2020-01-11 Price Changed $39,900 realMLS
• 2020-01-11 Listing Removed — realMLS
• 2020-01-03 Price Changed $34,900 realMLS
• 2019-12-18 Price Changed $39,900 realMLS
• 2019-12-11 Listed $48,900 realMLS

Property tax history

+20.3%/yr

Latest (2025): $1,378 · +17.8% YoY. Source: county tax records.