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7135 NW Kidder Rd
D+ Composite 49.77
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.5/30.0
  • Appreciation +9.2/10.0
  • Schools +3.8/10.0
  • DSCR +2.7/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0

$175,000

7135 NW Kidder Rd · Kidder, MO 64649
3 bd · 2.0 ba · 1,716 sqft · Manufactured public records · 85 Days on market
Built 1995 5.00 ac lot $102/sqft · 33% below area Est $263k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Three-bedroom, two-bath manufactured home situated on 5 acres just a short distance from Highway 36, offering easy access while maintaining a rural setting. The home features a functional layout with multiple bedrooms, two full bathrooms, and flexible living space. The property does require some TLC, making it a solid opportunity for buyers looking to add value through updates or improvements. With five acres to work with, there’s ample room for a garden, animals, outbuildings, or simply enjoying open space. Whether you’re seeking an affordable entry into acreage living, a project property, or a homesite with convenient highway access, this property offers land, location, and potential.

Key facts

  • Open space
  • Outbuildings
  • Five acres

Tags

FIVE ACRESRURAL SETTINGHIGHWAY ACCESSGARDEN SPACEOUTBUILDINGSOPEN SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-122 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $154k (12.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (30.0% below list).
  • Recommended offer: $122k (30.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 53/100 on livability (#814 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: employment C-, schools F, crime F.
  • Hamilton R-II (rural): math 42% / reading 47% proficiency, ranked #102 of 324 in MO (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 6 active listings in the ZIP; 53 units permitted in Caldwell County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (8.4% local appreciation)).
  • Caldwell County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $122,459 (30.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.46%
Cash-on-cash
-2.98%
DSCR
0.87
GRM
11.9

CMA / ARV

ARV (median comp)
$262,959
List price
$175,000
Delta
-33.45%
Verdict
UNDERPRICED
Comps
3 within 2.0 mi

Projected returns pro-forma

8.37% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
2.40×
Total profit
$68,500
Equity at exit
$137,433
10-year hold
IRR
17.4%
Equity multiple
5.18×
Total profit
$204,648
Equity at exit
$277,190

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64649

Home prices YoY
2.4%
Active inventory
6
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$1,225 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$98 /mo · $1,181/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$-122

Break-even live

Break-even rent $1,379
Max offer price $153,514
Occupancy floor

Sensitivity live

Price -10% $-23 -5% $-72 +0% $-122 +5% $-171 +10% $-221
Rent -10% $-218 -5% $-170 +0% $-122 +5% $-73 +10% $-25
Rate -1.0pp $-33 -0.5pp $-77 base $-122 +0.5pp $-167 +1.0pp $-213

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-05-12
    status Pending 707-char remark
    Show marketing remark (707 chars)

    Three-bedroom, two-bath manufactured home situated on 5 acres just a short distance from Highway 36, offering easy access while maintaining a rural setting. The home features a functional layout with multiple bedrooms, two full bathrooms, and flexible living space. The property does require some TLC, making it a solid opportunity for buyers looking to add value through updates or improvements. With five acres to work with, there’s ample room for a garden, animals, outbuildings, or simply enjoying open space. Whether you’re seeking an affordable entry into acreage living, a project property, or a homesite with convenient highway access, this property offers land, location, and potential.

  2. 2026-02-16
    listed $175,000 Active 707-char remark
    Show marketing remark (707 chars)

    Three-bedroom, two-bath manufactured home situated on 5 acres just a short distance from Highway 36, offering easy access while maintaining a rural setting. The home features a functional layout with multiple bedrooms, two full bathrooms, and flexible living space. The property does require some TLC, making it a solid opportunity for buyers looking to add value through updates or improvements. With five acres to work with, there’s ample room for a garden, animals, outbuildings, or simply enjoying open space. Whether you’re seeking an affordable entry into acreage living, a project property, or a homesite with convenient highway access, this property offers land, location, and potential.

  3. 2023-08-31
    soldstatus
  4. 2019-05-24
    soldstatus
  5. 2019-05-22
    soldstatus Sold 497-char remark
    Show marketing remark (497 chars)

    Ready for an acreage in the country? This delightful 5 acre lot is located south of Kidder, MO just off of US HWY 36 and just under an hour from Kansas City, MO. This 3 bedroom, 2 bath home with a spacious kitchen, formal dining room, and a family room with fireplace offers a great deal. There is a tornado resistant storm-certified shelter shed behind the house for emergencies. Take a tour today to see your next home in the country and only one neighbor in sight. Call Levi today to set it up!

  6. 2019-04-09
    status Pending 497-char remark
    Show marketing remark (497 chars)

    Ready for an acreage in the country? This delightful 5 acre lot is located south of Kidder, MO just off of US HWY 36 and just under an hour from Kansas City, MO. This 3 bedroom, 2 bath home with a spacious kitchen, formal dining room, and a family room with fireplace offers a great deal. There is a tornado resistant storm-certified shelter shed behind the house for emergencies. Take a tour today to see your next home in the country and only one neighbor in sight. Call Levi today to set it up!

  7. 2019-04-04
    listed $120,000 Active 497-char remark
    Show marketing remark (497 chars)

    Ready for an acreage in the country? This delightful 5 acre lot is located south of Kidder, MO just off of US HWY 36 and just under an hour from Kansas City, MO. This 3 bedroom, 2 bath home with a spacious kitchen, formal dining room, and a family room with fireplace offers a great deal. There is a tornado resistant storm-certified shelter shed behind the house for emergencies. Take a tour today to see your next home in the country and only one neighbor in sight. Call Levi today to set it up!

  8. 2004-10-22
    soldstatus
  9. 2004-07-12
    listed $99,500
  10. 2003-03-31
    soldstatus
  11. 2002-12-02
    listed $91,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,181 · $98/mo
Projected year-2 tax
$1,698 · $141/mo
Expected delta
+$516/yr (+$43/mo · 43.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,695
− Mortgage interest
−$9,803
− Property taxes
−$1,181
− Insurance
−$875
− Repairs & maintenance
−$1,176
− Management
−$1,176
− Depreciation
−$5,091
Taxable loss
−$4,606
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,105
After-tax cash flow
$-354/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hamilton R-II
NCES district ID
2913590
Math proficiency
42% ▼ -8.00%
Reading proficiency
47% ▲ 6.00%
Median HH income
$43,238
Composite
37.56/100
National rank
#4390
State rank
#102 of 324 in MO

Livability — Kidder

Score
53/100
State rank
#814
US rank
#24368

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing C Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
703

Population outlook (Caldwell County) Hauer SSP2

Today (2025)
8,255 people
By 2030
7,838 · -5.1%
By 2040
7,034 · -14.8%
By 2050
6,330 · -23.3%
By 2075
5,206 · -36.9%
By 2100
4,436 · -46.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 8% Hispanic / Latino 4%
Common ancestry
Portuguese 2% Serbian 2% Italian 2%
Foreign-born
4% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Caldwell

2024 margin
Solid R (+61.3) · D 18.9% · R 80.2%
2008→2024 swing
-42.9pp toward R · 2008: -18.4pp · 2024: -61.3pp
All cycles
2024: R+61.3 2020: R+60.4 2016: R+55.6 2012: R+33.8 2008: R+18.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.37%
Current HPI
353.2052
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+91.9% since first listed
11 events — show timeline
  • 2026-05-12 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-02-16 Listed $175,000 Heartland MLS as Distributed by MLS Grid
  • 2023-08-31 Sold (Public Records) Public Records
  • 2019-05-24 Sold (Public Records) Public Records
  • 2019-05-22 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2019-04-09 Pending Heartland MLS as Distributed by MLS Grid
  • 2019-04-04 Listed $120,000 Heartland MLS as Distributed by MLS Grid
  • 2004-10-22 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2004-07-12 Listed $99,500 Heartland MLS as Distributed by MLS Grid
  • 2003-03-31 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2002-12-02 Listed $91,200 Heartland MLS as Distributed by MLS Grid

Property tax history

+3.6%/yr

Latest (2025): $1,181 · +9.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…