7135 NW Kidder Rd · Kidder, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +9.5/30.0
- Appreciation +9.2/10.0
- Schools +3.8/10.0
- DSCR +2.7/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Three-bedroom, two-bath manufactured home situated on 5 acres just a short distance from Highway 36, offering easy access while maintaining a rural setting. The home features a functional layout with multiple bedrooms, two full bathrooms, and flexible living space. The property does require some TLC, making it a solid opportunity for buyers looking to add value through updates or improvements. With five acres to work with, there’s ample room for a garden, animals, outbuildings, or simply enjoying open space. Whether you’re seeking an affordable entry into acreage living, a project property, or a homesite with convenient highway access, this property offers land, location, and potential.
Key facts
- Open space
- Outbuildings
- Five acres
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $175k.
Deal economics
- At list price, monthly cash flow is $-122 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $154k (12.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (30.0% below list).
- Recommended offer: $122k (30.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 53/100 on livability (#814 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: employment C-, schools F, crime F.
- Hamilton R-II (rural): math 42% / reading 47% proficiency, ranked #102 of 324 in MO (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 6 active listings in the ZIP; 53 units permitted in Caldwell County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (8.4% local appreciation)).
- Caldwell County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 85 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 85 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.70% ✗
- Cap rate
- 5.46%
- Cash-on-cash
- -2.98%
- DSCR
- 0.87
- GRM
- 11.9
CMA / ARV
- ARV (median comp)
- $262,959
- List price
- $175,000
- Delta
- -33.45%
- Verdict
- UNDERPRICED
- Comps
- 3 within 2.0 mi
Projected returns pro-forma
8.37% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.6%
- Equity multiple
- 2.40×
- Total profit
- $68,500
- Equity at exit
- $137,433
- IRR
- 17.4%
- Equity multiple
- 5.18×
- Total profit
- $204,648
- Equity at exit
- $277,190
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64649
- Home prices YoY
- 2.4%
- Active inventory
- 6
- Price-to-rent
- 11.9×
Monthly cashflow live
- Estimated rent
- $1,225 medium interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$98 /mo · $1,181/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$257
- Net cashflow
- $-122
Break-even live
Sensitivity live
| Price | -10% $-23 | -5% $-72 | +0% $-122 | +5% $-171 | +10% $-221 |
|---|---|---|---|---|---|
| Rent | -10% $-218 | -5% $-170 | +0% $-122 | +5% $-73 | +10% $-25 |
| Rate | -1.0pp $-33 | -0.5pp $-77 | base $-122 | +0.5pp $-167 | +1.0pp $-213 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 11 events
-
2026-05-12status Pending 707-char remark
Show marketing remark (707 chars)
Three-bedroom, two-bath manufactured home situated on 5 acres just a short distance from Highway 36, offering easy access while maintaining a rural setting. The home features a functional layout with multiple bedrooms, two full bathrooms, and flexible living space. The property does require some TLC, making it a solid opportunity for buyers looking to add value through updates or improvements. With five acres to work with, there’s ample room for a garden, animals, outbuildings, or simply enjoying open space. Whether you’re seeking an affordable entry into acreage living, a project property, or a homesite with convenient highway access, this property offers land, location, and potential.
-
2026-02-16$175,000 Active 707-char remark
Show marketing remark (707 chars)
Three-bedroom, two-bath manufactured home situated on 5 acres just a short distance from Highway 36, offering easy access while maintaining a rural setting. The home features a functional layout with multiple bedrooms, two full bathrooms, and flexible living space. The property does require some TLC, making it a solid opportunity for buyers looking to add value through updates or improvements. With five acres to work with, there’s ample room for a garden, animals, outbuildings, or simply enjoying open space. Whether you’re seeking an affordable entry into acreage living, a project property, or a homesite with convenient highway access, this property offers land, location, and potential.
-
2023-08-31soldstatus
-
2019-05-24soldstatus
-
2019-05-22soldstatus Sold 497-char remark
Show marketing remark (497 chars)
Ready for an acreage in the country? This delightful 5 acre lot is located south of Kidder, MO just off of US HWY 36 and just under an hour from Kansas City, MO. This 3 bedroom, 2 bath home with a spacious kitchen, formal dining room, and a family room with fireplace offers a great deal. There is a tornado resistant storm-certified shelter shed behind the house for emergencies. Take a tour today to see your next home in the country and only one neighbor in sight. Call Levi today to set it up!
-
2019-04-09status Pending 497-char remark
Show marketing remark (497 chars)
Ready for an acreage in the country? This delightful 5 acre lot is located south of Kidder, MO just off of US HWY 36 and just under an hour from Kansas City, MO. This 3 bedroom, 2 bath home with a spacious kitchen, formal dining room, and a family room with fireplace offers a great deal. There is a tornado resistant storm-certified shelter shed behind the house for emergencies. Take a tour today to see your next home in the country and only one neighbor in sight. Call Levi today to set it up!
-
2019-04-04$120,000 Active 497-char remark
Show marketing remark (497 chars)
Ready for an acreage in the country? This delightful 5 acre lot is located south of Kidder, MO just off of US HWY 36 and just under an hour from Kansas City, MO. This 3 bedroom, 2 bath home with a spacious kitchen, formal dining room, and a family room with fireplace offers a great deal. There is a tornado resistant storm-certified shelter shed behind the house for emergencies. Take a tour today to see your next home in the country and only one neighbor in sight. Call Levi today to set it up!
-
2004-10-22soldstatus
-
2004-07-12$99,500
-
2003-03-31soldstatus
-
2002-12-02$91,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,181 · $98/mo
- Projected year-2 tax
- $1,698 · $141/mo
- Expected delta
- +$516/yr (+$43/mo · 43.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,695
- − Mortgage interest
- −$9,803
- − Property taxes
- −$1,181
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,176
- − Management
- −$1,176
- − Depreciation
- −$5,091
- Taxable loss
- −$4,606
- Est. tax savings @ 24.0%
- +$1,105
- After-tax cash flow
- $-354/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hamilton R-II
- NCES district ID
- 2913590
- Math proficiency
- 42% ▼ -8.00%
- Reading proficiency
- 47% ▲ 6.00%
- Median HH income
- $43,238
- Composite
- 37.56/100
- National rank
- #4390
- State rank
- #102 of 324 in MO
Livability — Kidder
- Score
- 53/100
- State rank
- #814
- US rank
- #24368
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 703
Population outlook (Caldwell County) Hauer SSP2
- Today (2025)
- 8,255 people
- By 2030
- 7,838 · -5.1%
- By 2040
- 7,034 · -14.8%
- By 2050
- 6,330 · -23.3%
- By 2075
- 5,206 · -36.9%
- By 2100
- 4,436 · -46.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 8% Hispanic / Latino 4%
- Common ancestry
- Portuguese 2% Serbian 2% Italian 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Caldwell
- 2024 margin
- Solid R (+61.3) · D 18.9% · R 80.2%
- 2008→2024 swing
- -42.9pp toward R · 2008: -18.4pp · 2024: -61.3pp
- All cycles
- 2024: R+61.3 2020: R+60.4 2016: R+55.6 2012: R+33.8 2008: R+18.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.37%
- Current HPI
- 353.2052
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
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Price history
+91.9% since first listed11 events — show timeline
- 2026-05-12 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-02-16 Listed $175,000 Heartland MLS as Distributed by MLS Grid
- 2023-08-31 Sold (Public Records) — Public Records
- 2019-05-24 Sold (Public Records) — Public Records
- 2019-05-22 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2019-04-09 Pending — Heartland MLS as Distributed by MLS Grid
- 2019-04-04 Listed $120,000 Heartland MLS as Distributed by MLS Grid
- 2004-10-22 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2004-07-12 Listed $99,500 Heartland MLS as Distributed by MLS Grid
- 2003-03-31 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2002-12-02 Listed $91,200 Heartland MLS as Distributed by MLS Grid
Property tax history
+3.6%/yrLatest (2025): $1,181 · +9.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…