7801 34th Ave N #80 · St. Petersburg, FL 33710

$79,000

3 bd · 2.5 ba · 936 sqft · Manufactured public records · 182 Days on market

Built 1967 6.84 ac lot Est $70k · 13% over $177/mo HOA · 9% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.3/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• ARV discount +1.9/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE REDUCED! Seller motivated! Yes, you can live in Florida and affordably, too, in this 928 SF 3 bedroom/ 2 1/2 bath furnished mobile home. Located in quiet Eagles Nest Mobile home park, this is conveniently tucked away between Park Street and Tyrone Blvd, near shopping, restaurants and the tranquil Walter Fuller park. The home was totally remodeled in 2000 with a new 50 year roof. It includes a split bedroom plan, 3 ensuite baths, interior full size washer & dryer, exterior utility shed and xeriscape landscaping for carefree living! All this for a LOW monthly maintenance fee only $65/month! Must be 55 or over to take advantage of this deal. See it today!

Key facts

• Dog park
• Shaded picnic areas
• Laundry room inside

Tags

• RESIDENT OWNED COOPERATIVE
• LAUNDRY ROOM INSIDE
• OUTDOOR SHED
• WALKING TRAILS
• DOG PARK
• SHADED PICNIC AREAS

Property features AI

Finance

• Other: Property type: Residential; Property sub-type: Mobile Home; Total acreage: between 5 and less than 10 acres (approx. 6.84 acres)
• Financial info: Total annual fees $2,124; Lease restrictions apply
• HOA & community: Has HOA; monthly association fee $177 (required); association approval required; Association contact: Stephanie Hendrix; Senior community; Pets allowed

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer; Public utilities
• Home design: Residential mobile home (double wide); One story; Faces west; Entry on main level
• Construction: Vinyl siding; Frame construction; Membrane and metal roof; Pillar/post/pier foundation; Built as a double wide mobile home
• Exterior features: Exterior storage

Interior

• Kitchen: Dishwasher; Disposal; Range; Refrigerator; Eat-in kitchen
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Window treatments; 5 total rooms
• Laundry & utility: Inside laundry; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath manufactured listed at $79k.

Deal economics

• At list price, monthly cash flow is $768 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $79k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
• Cap rate 18.0% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.5%/yr); 318 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 182 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 10y ago; this cycle's ask has dropped $40k (34%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $45k; list at $79k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 182 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.38% ✓
• Cap rate: 17.96%
• Cash-on-cash: 41.68%
• DSCR: 2.85
• GRM: 3.5

CMA / ARV

• ARV (on-the-fly): $70,200
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7777 46th Ave N #36	0.70mi	2/2.0 (-1)	960 (+3%)	1mo	$50,000	$52	55
4173 72nd St N #30	0.67mi	2/2.0 (-1)	912 (-3%)	4mo	$68,000	$75	54
7777 46th Ave N #33	0.70mi	2/2.0 (-1)	960 (+3%)	6mo	$95,000	$99	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 34.5%
• Equity multiple: 2.39×
• Total profit: $30,762
• Equity at exit: $11,779

10-year hold

• IRR: 39.5%
• Equity multiple: 4.12×
• Total profit: $69,069
• Equity at exit: $6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33710

• Rents YoY: -0.5%
• Active inventory: 318
• Price-to-rent: 3.5×

Monthly cashflow live

• Estimated rent: $1,878 high
• Mortgage (P&I): −$414
• Tax from tax record: −$91 /mo · $1,090/yr
• Insurance: −$33
• HOA: −$177
• Vacancy / Maint / Mgmt: −$394
• Net cashflow: $768

Break-even live

Break-even rent $905

Max offer price $79,000

Occupancy floor 54%

Sensitivity live

Price	-10% $813	-5% $791	+0% $768	+5% $746	+10% $724
Rent	-10% $620	-5% $694	+0% $768	+5% $842	+10% $917
Rate	-1.0pp $808	-0.5pp $788	base $768	+0.5pp $748	+1.0pp $727

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,750
• Closing costs: $2,370
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7801 34th Ave N #88 Saint Petersburg, FL	2.0	1.0	624	$1,300	$2.08	3d	1	0.02mi
7801 34th Ave N #88 Saint Petersburg, FL	2.0	1.0	624	$1,400	$2.24	25d	1	0.02mi
3855 39th Ave N St Petersburg, FL	2.0	2.5	1100	$1,850	$1.68	23d	1	0.38mi
8086 28th Ave N Saint Petersburg, FL	2.0	1.0	848	$2,200	$2.59	25d	1	0.58mi
3000 70th Ln N Saint Petersburg, FL	2.0	1.0	875	$1,600	$1.83	23d	1	0.74mi
2500 Park St N Saint Petersburg, FL	2.0	1.0	1022	$2,700	$2.64	25d	1	0.75mi
2413 Park St N Saint Petersburg, FL	2.0	1.0	1006	$2,339	$2.33	4d	1	0.79mi
7045 30th Ave N Saint Petersburg, FL	1.0–2.0	1.0–2.0	825	$1,595	$1.93	8d	1	0.79mi
4390 68th St N Saint Petersburg, FL	3.0	1.0	864	$1,950	$2.26	25d	1	0.96mi
4801 71st St N Saint Petersburg, FL	2.0	1.0	726	$1,900	$2.62	5d	1	1.03mi
4801 71st St N St Petersburg, FL	2.0	1.0	726	$1,900	$2.62	19d	1	1.03mi
5217 81st St N #22 Saint Petersburg, FL	2.0	1.0	1010	$1,700	$1.68	25d	1	1.08mi
4711 Sunnydale Ln N Unit A St. Petersburg, FL	2.0	1.0	800	$1,750	$2.19	25d	1	1.08mi
2871 67th St N Saint Petersburg, FL	3.0	1.0	1075	$2,500	$2.33	25d	1	1.13mi
5287 81st St N #26 Saint Petersburg, FL	2.0	2.0	1010	$1,500	$1.49	5d	1	1.14mi
5357 81st St N #14 Saint Petersburg, FL	2.0	2.0	1110	$1,550	$1.40	25d	1	1.16mi
6908 Stones Throw Cir N #10208 Saint Petersburg, FL	2.0	1.5	730	$1,900	$2.60	16d	1	1.23mi
6538 42nd Ave N Unit 7 Kenneth City, FL	2.0	1.0	648	$2,000	$3.09	25d	1	1.25mi
6810 Stones Throw Cir N #13203 Saint Petersburg, FL	2.0	2.0	905	$2,100	$2.32	5d	1	1.30mi
5136 68th St N Unit C St. Petersburg, FL	2.0	1.0	957	$1,700	$1.78	5d	1	1.32mi
7249 Parkside Villas Dr N Saint Petersburg, FL	2.0	2.0	956	$1,950	$2.04	25d	1	1.35mi
6423 34th Ter N Saint Petersburg, FL	3.0	1.0	900	$2,200	$2.44	5d	1	1.36mi
3980 64th St N Saint Petersburg, FL	1.0–2.0	1.0–2.0	707	$1,500	$2.12	4d	6	1.36mi
1699 68th St N Saint Petersburg, FL	3.0	1.0–2.0	775	$2,288	$2.95	3d	43	1.37mi
7238 55th Ave N Saint Petersburg, FL	2.0	2.0	1085	$1,899	$1.75	19d	1	1.38mi
5411 70th Ln N Saint Petersburg, FL	2.0	1.0	600	$1,800	$3.00	25d	1	1.38mi
9071 47th Ave N St. Petersburg, FL	2.0	2.0	1100	$2,000	$1.82	25d	1	1.40mi
1308 70th St N Unit 1308 St. Petersburg, FL	2.0	1.5	1100	$2,500	$2.27	25d	1	1.41mi
7140 55th Ave N Saint Petersburg, FL	3.0	2.0	1085	$2,000	$1.84	23d	1	1.41mi
5725 80th St N #210 Saint Petersburg, FL	2.0	2.0	1125	$1,900	$1.69	25d	1	1.41mi
5750 80th St N St Petersburg, FL	1.0–2.0	1.0–1.5	987	$1,800	$1.82	25d	2	1.42mi

HOA detail

• Monthly dues: $177 · $2,124/yr
• Likely covers: landscaping

Listing history 22 events

1. 2026-06-18
   days on market $79,000 Active 182 DOM
2. 2026-06-17
   days on market $79,000 Active 181 DOM
3. 2026-06-16
   days on market $79,000 Active 180 DOM
4. 2026-06-15
   days on market $79,000 Active 179 DOM
5. 2026-06-13
   pricedays on market $79,000 Active 177 DOM
6. 2026-06-09
   days on market $89,000 Active 173 DOM
7. 2026-06-08
   days on market $89,000 Active 172 DOM
8. 2026-06-07
   days on market $89,000 Active 171 DOM
9. 2026-06-04
   days on market $89,000 Active 168 DOM
10. 2026-06-03
    days on market $89,000 Active 167 DOM
11. 2026-06-01
    days on market $89,000 Active 165 DOM
12. 2026-05-31
    days on market $89,000 Active 164 DOM
13. 2026-04-21
    price $89,000
14. 2026-03-19
    price $99,000
15. 2026-02-18
    price $109,000
16. 2025-12-18
    listed $119,000 Active
17. 2017-02-09
    soldstatus $45,000 Sold 674-char remark

    Show marketing remark (674 chars)

    PRICE REDUCED! Seller motivated! Yes, you can live in Florida and affordably, too, in this 928 SF 3 bedroom/ 2 1/2 bath furnished mobile home. Located in quiet Eagles Nest Mobile home park, this is conveniently tucked away between Park Street and Tyrone Blvd, near shopping, restaurants and the tranquil Walter Fuller park. The home was totally remodeled in 2000 with a new 50 year roof. It includes a split bedroom plan, 3 ensuite baths, interior full size washer & dryer, exterior utility shed and xeriscape landscaping for carefree living! All this for a LOW monthly maintenance fee only $65/month! Must be 55 or over to take advantage of this deal. See it today!

18. 2017-01-31
    status Pending 674-char remark

    Show marketing remark (674 chars)

    PRICE REDUCED! Seller motivated! Yes, you can live in Florida and affordably, too, in this 928 SF 3 bedroom/ 2 1/2 bath furnished mobile home. Located in quiet Eagles Nest Mobile home park, this is conveniently tucked away between Park Street and Tyrone Blvd, near shopping, restaurants and the tranquil Walter Fuller park. The home was totally remodeled in 2000 with a new 50 year roof. It includes a split bedroom plan, 3 ensuite baths, interior full size washer & dryer, exterior utility shed and xeriscape landscaping for carefree living! All this for a LOW monthly maintenance fee only $65/month! Must be 55 or over to take advantage of this deal. See it today!

19. 2017-01-18
    price $50,000 674-char remark

    Show marketing remark (674 chars)

    PRICE REDUCED! Seller motivated! Yes, you can live in Florida and affordably, too, in this 928 SF 3 bedroom/ 2 1/2 bath furnished mobile home. Located in quiet Eagles Nest Mobile home park, this is conveniently tucked away between Park Street and Tyrone Blvd, near shopping, restaurants and the tranquil Walter Fuller park. The home was totally remodeled in 2000 with a new 50 year roof. It includes a split bedroom plan, 3 ensuite baths, interior full size washer & dryer, exterior utility shed and xeriscape landscaping for carefree living! All this for a LOW monthly maintenance fee only $65/month! Must be 55 or over to take advantage of this deal. See it today!

20. 2016-11-03
    price $55,000 674-char remark

    Show marketing remark (674 chars)

    PRICE REDUCED! Seller motivated! Yes, you can live in Florida and affordably, too, in this 928 SF 3 bedroom/ 2 1/2 bath furnished mobile home. Located in quiet Eagles Nest Mobile home park, this is conveniently tucked away between Park Street and Tyrone Blvd, near shopping, restaurants and the tranquil Walter Fuller park. The home was totally remodeled in 2000 with a new 50 year roof. It includes a split bedroom plan, 3 ensuite baths, interior full size washer & dryer, exterior utility shed and xeriscape landscaping for carefree living! All this for a LOW monthly maintenance fee only $65/month! Must be 55 or over to take advantage of this deal. See it today!

21. 2016-09-15
    listed $65,000 Active 674-char remark

    Show marketing remark (674 chars)

    PRICE REDUCED! Seller motivated! Yes, you can live in Florida and affordably, too, in this 928 SF 3 bedroom/ 2 1/2 bath furnished mobile home. Located in quiet Eagles Nest Mobile home park, this is conveniently tucked away between Park Street and Tyrone Blvd, near shopping, restaurants and the tranquil Walter Fuller park. The home was totally remodeled in 2000 with a new 50 year roof. It includes a split bedroom plan, 3 ensuite baths, interior full size washer & dryer, exterior utility shed and xeriscape landscaping for carefree living! All this for a LOW monthly maintenance fee only $65/month! Must be 55 or over to take advantage of this deal. See it today!

22. 2000-04-01
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,090 · $91/mo
• Projected year-2 tax: $1,090 · $91/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,531
• − Mortgage interest: −$4,425
• − Property taxes: −$1,090
• − Insurance: −$395
• − Repairs & maintenance: −$1,803
• − Management: −$1,803
• − HOA: −$2,124
• − Depreciation: −$2,298
• Taxable income: $8,594
• Est. tax owed @ 24.0%: −$2,063
• After-tax cash flow: $7,157/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 33,796
• Household income: $78,611
• Rent vs Own: 18.1% rent · 81.9% own
• Severe rent burden: 542.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 2%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 85% English-only · Spanish 7% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -547.31%
• Current HPI: 405.0731
• Rent YoY: ▼ -0.48%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+790.0% since first listed

10 events — show timeline

• 2026-04-21 Price Changed $89,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-19 Price Changed $99,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-18 Price Changed $109,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-18 Listed $119,000 Stellar MLS as Distributed by MLS Grid
• 2017-02-09 Sold (MLS) $45,000 Stellar MLS as Distributed by MLS Grid
• 2017-01-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-01-18 Price Changed $50,000 Stellar MLS as Distributed by MLS Grid
• 2016-11-03 Price Changed $55,000 Stellar MLS as Distributed by MLS Grid
• 2016-09-15 Listed $65,000 Stellar MLS as Distributed by MLS Grid
• 2000-04-01 Sold (Public Records) $10,000 Public Records

Property tax history

+7.8%/yr

Latest (2025): $1,090 · +8.2% YoY. Source: county tax records.