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911 Woodmere Cir
D Composite 41.47
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.3/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • DSCR +3.7/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$255,780

911 Woodmere Cir · Ormond Beach, FL 32174
4 bd · 2.0 ba · 1,580 sqft · SingleFamily public records · 55 Days on market
Built 1963 9,600 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 4 bedroom, 2 bathroom, pool home in the coveted Woodmere/Northbrook area of Ormond Beach. A home great for entertaining, with a well thought out split floor plan and multiple areas for friends and family to gather. Just off the main entrance you'll find the spacious den/media room. Continue in to find the kitchen with stainless steel appliances, double oven and breakfast bar, overlooking the dining and living room. Find your way to the back of the house and enjoy the spacious, bright and recently renovated family room with views of the pool and fully fenced back yard. HVAC and Hot Water Heater 2020, Garage Door 2022, Exterior Paint 2023, updated Guest Bath 2021. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.

Key facts

  • Entertainment
  • Ranch-style home
  • Shopping

Tags

RANCH-STYLE HOMEPROXIMITY TO ORMOND BEACHNATURE TRAILSSHOPPINGDININGENTERTAINMENT

Property features AI

Finance

  • Other: Residential property, single family zoning
  • Financial info: No lease restrictions reported
  • HOA & community: Located in the Woodmere development; No HOA association flagged

Exterior

  • Parking: Driveway; Attached 2-car garage
  • Utilities: Public water; Private sewer; Electricity available; Water available
  • Home design: Single-family residence; One story; Faces southwest
  • Construction: Block construction; Shingle roof; Slab foundation; Built on lot under 1/4 acre (approx. 0.22 acre)
  • Exterior features: Paved lot/driveway; In-ground private pool

Interior

  • Kitchen: No appliances specified
  • Bedrooms: 4 bedrooms
  • Flooring: Tile
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Tile flooring; No built-in appliances listed
  • Laundry & utility: Laundry room (other/unspecified features)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $256k.

Deal economics

  • At list price, monthly cash flow is $-39 ($-474/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (2.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (6.7% below list).
  • Recommended offer: $239k (6.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 3.9% in Ormond Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#55 in FL, #965 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, housing A+, health & safety A+; Watch: commute F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pine Trail Elementary School (math 77% / reading 72%, grade A, #230 of 2,144 statewide, top 12%, 688 students, 45% FRL); Seabreeze High School (math 31% / reading 56%, grade F, #248 of 667 statewide, top 38%, 1,654 students, 41% FRL).
  • Zoned-school proficiency averages 59% at this address vs 46% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Volusia average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+1.6%/yr); 985 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($248k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $238,673 (6.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.11%
Cash-on-cash
-0.66%
DSCR
0.97
GRM
8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.64% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.34×
Total profit
$-47,052
Equity at exit
$38,138
10-year hold
IRR
-14.8%
Equity multiple
0.21×
Total profit
$-56,536
Equity at exit
$22,115

Cash invested: $71,618 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32174

Rents YoY
1.6%
Active inventory
985
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,387 medium interval (Pro) →
Mortgage (P&I)
$1,341
Tax from tax record
$477 /mo · $5,725/yr
Insurance
$107
HOA
$0
Vacancy / Maint / Mgmt
$501
Net cashflow
$-39

Break-even live

Break-even rent $2,437
Max offer price $248,806
Occupancy floor 97%

Sensitivity live

Price -10% $105 -5% $33 +0% $-39 +5% $-112 +10% $-184
Rent -10% $-228 -5% $-134 +0% $-39 +5% $55 +10% $149
Rate -1.0pp $89 -0.5pp $26 base $-39 +0.5pp $-106 +1.0pp $-173

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,945
Closing costs
$7,673
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
70 Brooks Dr Ormond Beach, FL 3.0 2.0 1204 $2,195 $1.82 21d 1 0.89mi

Listing history 50 events

  1. 2026-06-18
    days on market $255,780 Active 55 DOM
  2. 2026-06-17
    days on market $255,780 Active 54 DOM
  3. 2026-06-16
    days on market $255,780 Active 53 DOM
  4. 2026-06-15
    days on market $255,780 Active 52 DOM
  5. 2026-06-14
    days on market $255,780 Active 50 DOM
  6. 2026-06-10
    days on market $255,780 Active 47 DOM
  7. 2026-06-09
    days on market $255,780 Active 46 DOM
  8. 2026-06-08
    days on market $255,780 Active 45 DOM
  9. 2026-06-07
    days on market $255,780 Active 44 DOM
  10. 2026-06-05
    days on market $255,780 Active 41 DOM
  11. 2026-06-03
    days on market $255,780 Active 40 DOM
  12. 2026-06-03
    days on market $255,780 Active 39 DOM
  13. 2026-06-01
    days on market $255,780 Active 38 DOM
  14. 2026-05-31
    days on market $255,780 Active 37 DOM
  15. 2026-05-31
    days on market $255,780 Active 36 DOM
  16. 2026-04-24
    listed $255,780 Active 498-char remark
  17. 2023-06-13
    soldstatus $424,900
  18. 2023-06-09
    soldstatus $424,900 Closed 769-char remark
    Show marketing remark (769 chars)

    Beautiful 4 bedroom, 2 bathroom, pool home in the coveted Woodmere/Northbrook area of Ormond Beach. A home great for entertaining, with a well thought out split floor plan and multiple areas for friends and family to gather. Just off the main entrance you'll find the spacious den/media room. Continue in to find the kitchen with stainless steel appliances, double oven and breakfast bar, overlooking the dining and living room. Find your way to the back of the house and enjoy the spacious, bright and recently renovated family room with views of the pool and fully fenced back yard. HVAC and Hot Water Heater 2020, Garage Door 2022, Exterior Paint 2023, updated Guest Bath 2021. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.

  19. 2023-04-25
    historical Contingent 769-char remark
    Show marketing remark (769 chars)

    Beautiful 4 bedroom, 2 bathroom, pool home in the coveted Woodmere/Northbrook area of Ormond Beach. A home great for entertaining, with a well thought out split floor plan and multiple areas for friends and family to gather. Just off the main entrance you'll find the spacious den/media room. Continue in to find the kitchen with stainless steel appliances, double oven and breakfast bar, overlooking the dining and living room. Find your way to the back of the house and enjoy the spacious, bright and recently renovated family room with views of the pool and fully fenced back yard. HVAC and Hot Water Heater 2020, Garage Door 2022, Exterior Paint 2023, updated Guest Bath 2021. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.

  20. 2023-03-17
    listed $419,900 Active 769-char remark
    Show marketing remark (769 chars)

    Beautiful 4 bedroom, 2 bathroom, pool home in the coveted Woodmere/Northbrook area of Ormond Beach. A home great for entertaining, with a well thought out split floor plan and multiple areas for friends and family to gather. Just off the main entrance you'll find the spacious den/media room. Continue in to find the kitchen with stainless steel appliances, double oven and breakfast bar, overlooking the dining and living room. Find your way to the back of the house and enjoy the spacious, bright and recently renovated family room with views of the pool and fully fenced back yard. HVAC and Hot Water Heater 2020, Garage Door 2022, Exterior Paint 2023, updated Guest Bath 2021. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.

  21. 2020-04-15
    historical
  22. 2020-03-04
    price $280,000
  23. 2020-02-06
    listed $285,000 Active
  24. 2015-01-06
    soldstatus $175,000
  25. 2014-12-30
    soldstatus $175,000
  26. 2014-11-23
    listed $179,900
  27. 2013-04-16
    soldstatus $148,500
  28. 2013-04-12
    soldstatus $148,500
  29. 2013-03-01
    listed $149,900
  30. 2011-08-11
    soldstatus $70,875
  31. 2011-02-03
    listed $114,900
  32. 2011-01-28
    historical
  33. 2010-09-20
    listed $114,900
  34. 2010-09-16
    listed $114,900
  35. 2006-03-27
    soldstatus $289,000
  36. 2005-03-09
    soldstatus $230,000
  37. 2005-02-24
    soldstatus $230,000
  38. 2004-11-29
    listed $239,900
  39. 2004-10-20
    soldstatus $168,000
  40. 2004-10-15
    soldstatus $168,000
  41. 2004-09-14
    listed $178,000
  42. 2003-09-19
    historical
  43. 2003-07-07
    listed $168,000
  44. 2002-06-14
    soldstatus $134,000
  45. 2002-06-04
    soldstatus $134,000
  46. 2002-03-18
    listed $138,900
  47. 2001-10-18
    historical
  48. 2001-10-07
    listed $138,500
  49. 2000-06-30
    soldstatus $107,000
  50. 1973-08-01
    soldstatus $39,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,725 · $477/mo
Projected year-2 tax
$5,725 · $477/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,641
− Mortgage interest
−$14,328
− Property taxes
−$5,725
− Insurance
−$1,279
− Repairs & maintenance
−$2,291
− Management
−$2,291
− Depreciation
−$7,441
Taxable loss
−$4,714
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,131
After-tax cash flow
$658/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Ormond Beach

Score
83/100
State rank
#55
US rank
#965

Category grades

Amenities A+ Commute F Cost of living A Crime B+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ormond Beach, FL
County
Volusia County · 556,871 people
City population
69,624
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
54,783
Household income
$71,011
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
1158.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 6% Hispanic / Latino 5% Two or more races 5% Asian 3%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 3%
Foreign-born
7% · Canada, China
Languages at home
91% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -327.97%
Current HPI
271.92
Rent YoY
▲ 1.64%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+547.5% since first listed
35 events — show timeline
  • 2026-04-24 Listed $255,780 Stellar MLS as Distributed by MLS Grid
  • 2023-06-13 Sold (Public Records) $424,900 Public Records
  • 2023-06-09 Sold (MLS) $424,900 Daytona MLS
  • 2023-04-25 Contingent Daytona MLS
  • 2023-03-17 Listed $419,900 Daytona MLS
  • 2020-04-15 Listing Removed Daytona MLS
  • 2020-03-04 Price Changed $280,000 Daytona MLS
  • 2020-02-06 Listed $285,000 Daytona MLS
  • 2015-01-06 Sold (Public Records) $175,000 Public Records
  • 2014-12-30 Sold (MLS) $175,000 Daytona MLS
  • 2014-11-23 Listed $179,900 Daytona MLS
  • 2013-04-16 Sold (Public Records) $148,500 Public Records
  • 2013-04-12 Sold (MLS) $148,500 Daytona MLS
  • 2013-03-01 Listed $149,900 Daytona MLS
  • 2011-08-11 Sold (MLS) $70,875 Daytona MLS
  • 2011-02-03 Listed $114,900 Daytona MLS
  • 2011-01-28 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2010-09-20 Listed $114,900 Stellar MLS as Distributed by MLS Grid
  • 2010-09-16 Listed $114,900 Daytona MLS
  • 2006-03-27 Sold (Public Records) $289,000 Public Records
  • 2005-03-09 Sold (Public Records) $230,000 Public Records
  • 2005-02-24 Sold (MLS) $230,000 Daytona MLS
  • 2004-11-29 Listed $239,900 Daytona MLS
  • 2004-10-20 Sold (Public Records) $168,000 Public Records
  • 2004-10-15 Sold (MLS) $168,000 Daytona MLS
  • 2004-09-14 Listed $178,000 Daytona MLS
  • 2003-09-19 Listing Removed Daytona MLS
  • 2003-07-07 Listed $168,000 Daytona MLS
  • 2002-06-14 Sold (Public Records) $134,000 Public Records
  • 2002-06-04 Sold (MLS) $134,000 Daytona MLS
  • 2002-03-18 Listed $138,900 Daytona MLS
  • 2001-10-18 Listing Removed Daytona MLS
  • 2001-10-07 Listed $138,500 Daytona MLS
  • 2000-06-30 Sold (Public Records) $107,000 Public Records
  • 1973-08-01 Sold (Public Records) $39,500 Public Records

Property tax history

+11.3%/yr

Latest (2025): $5,725 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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