957 N Maranatha Dr #10 · Post Falls, ID 83854

$110,000

3 bd · 2.0 ba · 1,440 sqft · Manufactured · 48 Days on market

Manufactured home Built 1979 Good condition ↓ 19% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• ARV discount +7.5/15.0
• Livability +4.4/5.0
• Schools +4.2/10.0
• Condition / age +4.0/5.0
• Rent growth +2.9/5.0
• Appreciation +0.0/10.0

Listing remarks

This home is in a rental park, no land is for sale with this home. Only the home is for sale! Great low price! All on one level, immaculate 1440 Sq. ft. mf home. 3BR, 2BA. Some of the interior features are dual pane windows, and LVP flooring throughout. The kitchen includes a cooktop, wall oven, a wall microwave, dishwasher, refrigerator, breakfast bar, pantry, and is open to a formal dining room. The living room is large and open and the mud room/laundry room has a door to the outside deck. The exterior has a metal roof and high quality hardboard siding, skirting, and two Cedar decks. The front and back yards are fenced with garden boxes and outside the fenced area are 3 parking sites! A

Key facts

• Remodeled in 2021
• Lvp flooring
• Dual pane windows

Tags

• REMODELED IN 2021
• DUAL PANE WINDOWS
• LVP FLOORING
• KITCHEN INCLUDES COOKTOP
• OPEN TO FORMAL DINING ROOM
• MUD ROOM LAUNDRY ROOM

Property features AI

Finance

• Other:
• Financial info:
• HOA & community:

Exterior

• Parking:
• Security:
• Utilities: Public sewer
• Home design: Manufactured home; Single-story; Private maintained paved road
• Construction: Lap siding and hardboard exterior; Metal roof; Pillar/post/pier metal foundation; Mobile home make/model: BAM H
• Exterior features: Covered porch; Patio; Open deck; Lawn; Landscaped; Level lot; Irregular lot; Open lot; View

Interior

• Kitchen: Wall oven; Cooktop; Microwave; Refrigerator; Dishwasher
• Bedrooms: 3 main-level bedrooms
• Flooring: LVP
• Bathrooms: 3 main-level bathrooms
• Heating & cooling: Electric heating; Forced air; Furnace
• Interior features: Cable Internet available; DSL available; Washer hookup; Crawl space (no basement)
• Laundry & utility: Electric dryer hookup; Washer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $110k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $454 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $107k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.3% vs local median 2.2% in Post Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 88/100 on livability (#1 in ID, #198 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, housing A+.
• Post Falls District (suburban): math 43% / reading 56% proficiency, ranked #31 of 92 in ID (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: West Ridge Elementary School (math 36% / reading 45%, grade F, #223 of 357 statewide, top 63%, 440 students, 28% FRL); River City Middle School (math 35% / reading 54%, grade D, #52 of 109 statewide, top 51%, 589 students, 29% FRL); Post Falls High School (math 33% / reading 63%, grade D, #53 of 169 statewide, top 32%, 1,565 students, 22% FRL).
• Market conditions: Rents rising (+1.5%/yr); 638 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.5% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $25k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $106,700 (3.0% below list)

Questions for the listing agent

1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.25%
• Cash-on-cash: 17.70%
• DSCR: 1.79
• GRM: 6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.46% rent growth · sell at horizon

5-year hold

• IRR: 7.4%
• Equity multiple: 1.29×
• Total profit: $8,795
• Equity at exit: $16,401

10-year hold

• IRR: 15.4%
• Equity multiple: 2.16×
• Total profit: $35,686
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83854

• Rents YoY: 1.5%
• Active inventory: 638
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,537 high
• Mortgage (P&I): −$577
• Tax est. 1.5%: −$138 /mo · $1,650/yr
• Insurance: −$46
• HOA: −$0
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$323
• Net cashflow: $454

Break-even live

Break-even rent $962

Max offer price $110,000

Occupancy floor 65%

Sensitivity live

Price	-10% $530	-5% $492	+0% $454	+5% $416	+10% $378
Rent	-10% $333	-5% $394	+0% $454	+5% $515	+10% $576
Rate	-1.0pp $510	-0.5pp $482	base $454	+0.5pp $426	+1.0pp $397

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
820 N Siony Unit 820D Post Falls, ID	3.0	1.5	1250	$1,650	$1.32	23d	1	0.40mi
3446 Lilac Ct Unit 3446C Post Falls, ID	3.0	1.5	1100	$1,595	$1.45	16d	1	0.48mi
848 N Chase Rd #205 Post Falls, ID	2.0	2.0	1044	$1,750	$1.68	16d	1	1.21mi
645 N Creative Post Falls, ID	3.0	2.5	1593	$2,225	$1.40	23d	1	1.33mi
653 N Creative Post Falls, ID	3.0	2.5	1593	$2,225	$1.40	23d	1	1.33mi
661 N Creative Post Falls, ID	3.0	2.5	1593	$2,225	$1.40	23d	1	1.33mi
669 N Creative Post Falls, ID	3.0	2.5	1593	$2,225	$1.40	23d	1	1.33mi
677 N Creative Post Falls, ID	3.0	2.5	1593	$2,225	$1.40	23d	1	1.34mi
685 N Creative Post Falls, ID	3.0	2.5	1593	$2,195	$1.38	23d	1	1.34mi

Listing history 6 events

1. 2026-05-03
   status Pending
2. 2026-04-22
   price $110,000
3. 2026-04-07
   price $128,000
4. 2026-03-25
   status Active
5. 2026-03-21
   status Pending
6. 2026-03-13
   listed $135,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $18,450
• − Mortgage interest: −$6,162
• − Property taxes: −$1,650
• − Insurance: −$550
• − Repairs & maintenance: −$1,476
• − Management: −$1,476
• − Depreciation: −$3,200
• Taxable income: $3,936
• Est. tax owed @ 24.0%: −$945
• After-tax cash flow: $4,508/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 None rehab

This single-family home is in excellent condition with modern features and a good location. It is move-in ready and would be a great investment for both resale and rental purposes.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Both Landscaping and garden box maintenance — Well-maintained landscaping improves curb appeal and adds value
• Both Replace dual-pane windows if needed — Modern windows improve energy efficiency and aesthetics
• Both Replace kitchen appliances if needed — Modern appliances add value and functionality

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping and garden box maintenance — Well-maintained landscaping improves curb appeal and adds value ↑
• Both Replace dual-pane windows if needed — Modern windows improve energy efficiency and aesthetics ↑
• Both Replace kitchen appliances if needed — Modern appliances add value and functionality ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Post Falls District
• NCES district ID: 1602670
• Math proficiency: 43% ▼ -5.00%
• Reading proficiency: 56% ▬ 0.00%
• Median HH income: $49,504
• Composite: 42.27/100
• National rank: #3268
• State rank: #31 of 92 in ID

Livability — Post Falls

• Score: 88/100
• State rank: #1
• US rank: #198

Category grades

Amenities B+ Commute A+ Cost of living B- Crime A+ Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Post Falls, ID
• County: Kootenai County · 146,553 people
• City population: 54,851
• Metro: Coeur d'Alene, ID
• Population (ZIP): 54,851
• Household income: $82,742
• Rent vs Own: 32.1% rent · 67.9% own
• Severe rent burden: 1218.0

Population outlook (Kootenai County) Hauer SSP2

• Today (2025): 177,692 people
• By 2030: 190,689 · +7.3%
• By 2040: 214,704 · +20.8%
• By 2050: 236,510 · +33.1%
• By 2075: 285,984 · +60.9%
• By 2100: 316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Two or more races 10% Hispanic / Latino 6% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Portuguese 4% Italian 3% Slovak 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Kootenai

• 2024 margin: Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
• 2008→2024 swing: -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
• All cycles: 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -259.70%
• Current HPI: 259.7767
• Rent YoY: ▲ 1.46%
• Metro: Coeur d'Alene, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

-18.5% since first listed

6 events — show timeline

• 2026-05-03 Pending — CDAMLS
• 2026-04-22 Price Changed $110,000 CDAMLS
• 2026-04-07 Price Changed $128,000 CDAMLS
• 2026-03-25 Relisted — CDAMLS
• 2026-03-21 Pending — CDAMLS
• 2026-03-13 Listed $135,000 CDAMLS