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620 Superior Way
C- Composite 52.27
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • ARV discount +15.0/15.0
  • 1% rule +4.7/10.0
  • DSCR +4.7/10.0
  • Schools +4.5/10.0
  • Rent growth +3.1/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$303,000

620 Superior Way · South Fulton, GA 30213
5 bd · 3.0 ba · 3,190 sqft · SingleFamily public records · 52 Days on market
Built 2007 6,098 sqft lot $95/sqft · 22% below area Est $387k · 22% under $31/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Short Sale Approved! This large home offers a functional layout with plenty of room to grow. The oversized primary suite features his and her walk-in closets, separate vanities, and generous space to unwind. Every bedroom includes a walk-in closet, plus additional excellent storage throughout. A bedroom and full bath on the main level make this home ideal for guests or long-term flexibility. You'll also love the separate laundry room, walk-in pantry, and comfortable living areas designed for everyday living. The backyard is cute and easy to maintain - perfect for relaxing without a lot of upkeep. With new carpet and light cosmetic updates, this home has amazing potential to truly shine. A great opportunity to add your personal touch and build equity in a well-sized home!

Key facts

  • 6,098 sq ft lot
  • 2 garage spots
  • Built 2007

Property features AI

Finance

  • Other: City street frontage; Road surfaces include asphalt and concrete; Located in Fulton County, GA
  • HOA & community: Homeowners association with an annual fee of $375

Exterior

  • Parking: Two-car garage; Garage parking
  • Utilities: Public water; Public sewer; Electric service with 110V and 220V; Natural gas available; Electricity available; Sewer available; Water available
  • Home design: Two levels; Brick on three sides; Shingle roof; Property listed in fixer condition; Slab foundation
  • Construction: Brick construction on three sides; Shingle roof; Slab foundation
  • Exterior features: Back yard fencing; Patio

Interior

  • Kitchen: Laminate countertops
  • Bedrooms: One main-level bedroom; Four upper-level bedrooms; Oversized master bedroom
  • Flooring: Carpet; Laminate
  • Bathrooms: Three full bathrooms; One main-level bathroom; Two full bathrooms on upper level; Master bathroom with double vanity, separate his-and-hers areas, and separate tub and shower
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Cathedral ceilings; High 9-ft ceilings on main level; One living room fireplace; Aluminum-framed windows; No shared/common walls; Bonus room
  • Laundry & utility: Laundry on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $303k.

Deal economics

  • At list price, monthly cash flow is $106 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $294k (2.8% below list).
  • Recommended offer: $294k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 4.6% in South Fulton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Campbell Elementary School (math 27% / reading 22%, grade F, #753 of 1,228 statewide, top 64%, 568 students, 100% FRL); Creekside High School (math 30% / reading 24%, grade F, #160 of 424 statewide, top 38%, 1,768 students, 100% FRL) — zoned schools average 100% FRL vs 41% district-wide (59 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 51% district-wide (-25 pts) — the specific schools serving this property underperform the Fulton County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.5%/yr); 545 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($294k) is reasonable based on typical stale-listing flexibility.
  • 14 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $293,910 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
6.71%
Cash-on-cash
1.50%
DSCR
1.07
GRM
8.6

CMA / ARV

ARV (median comp)
$387,269
List price
$303,000
Delta
-21.76%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7649 Bowhead Ct 0.20mi 4/2.5 (-1) 3,365 (+6%) 1mo $325,900 $97 74
7569 Bowhead Ct 0.10mi 5/3.0 3,417 (+7%) 13mo $380,000 $111 72
755 Autumn Blfs 0.29mi 5/2.5 3,129 (-2%) 14mo $352,000 $112 70
7554 Crawford Ct 0.23mi 4/2.5 (-1) 3,232 (+1%) 13mo $375,000 $116 69
220 Dowsable Way 0.03mi 4/2.5 (-1) 3,365 (+6%) 18mo $370,000 $110 67
7811 Shertall St 0.26mi 4/2.5 (-1) 3,188 (-0%) 20mo $350,000 $110 64
763 Florigen Ln 0.19mi 4/2.5 (-1) 2,814 (-12%) 3mo $350,000 $124 62
7736 Volion Dr 0.38mi 4/3.0 (-1) 3,532 (+11%) 1mo $352,000 $100 58
7669 Bowhead Ct 0.24mi 4/2.5 (-1) 3,365 (+6%) 23mo $337,000 $100 54
7487 Rudder Cir 0.43mi 5/3.0 2,800 (-12%) 10mo $358,000 $128 51
7800 Shertall St 0.24mi 4/2.5 (-1) 3,458 (+8%) 20mo $350,000 $101 51
7517 Rudder Cir 0.47mi 5/3.0 2,800 (-12%) 9mo $359,000 $128 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.53% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.49×
Total profit
$-43,587
Equity at exit
$45,178
10-year hold
IRR
-6.4%
Equity multiple
0.59×
Total profit
$-34,368
Equity at exit
$26,198

Cash invested: $84,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30213

Home prices YoY
-17.7%
Rents YoY
2.5%
Active inventory
545
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,944 high interval (Pro) →
Mortgage (P&I)
$1,589
Tax from tax record
$473 /mo · $5,679/yr
Insurance
$126
HOA
$31
Vacancy / Maint / Mgmt
$618
Net cashflow
$106

Break-even live

Break-even rent $2,809
Max offer price $303,000
Occupancy floor 91%

Sensitivity live

Price -10% $278 -5% $192 +0% $106 +5% $21 +10% $-65
Rent -10% $-126 -5% $-10 +0% $106 +5% $223 +10% $339
Rate -1.0pp $259 -0.5pp $183 base $106 +0.5pp $28 +1.0pp $-52

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,750
Closing costs
$9,090
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3608 Pickeral St Fairburn, GA 4.0 2.5 3066 $2,869 $0.94 4d 1 0.03mi
7766 Flyaway Rd Fairburn, GA 5.0 3.0 2680 $2,600 $0.97 44d 1 0.19mi
7766 Flyaway Rd Fairburn, GA 5.0 3.0 2680 $2,600 $0.97 0d 1 0.19mi
7607 Crawford Ct Fairburn, GA 5.0 3.0 2599 $2,875 $1.11 44d 1 0.28mi
7190 Flagstone Pl Union City, GA 4.0 2.5 2246 $2,255 $1.00 5d 1 1.33mi
769 Lavender Ln Union City, GA 4.0 2.5 2844 $2,503 $0.88 25d 1 1.40mi

HOA detail

Monthly dues
$31 · $372/yr

Listing history 50 events

  1. 2026-06-21
    days on market $303,000 Active 52 DOM
  2. 2026-06-18
    days on market $303,000 Active 49 DOM
  3. 2026-06-17
    days on market $303,000 Active 48 DOM
  4. 2026-06-16
    days on market $303,000 Active 47 DOM
  5. 2026-06-15
    days on market $303,000 Active 46 DOM
  6. 2026-06-13
    days on market $303,000 Active 44 DOM
  7. 2026-06-09
    days on market $303,000 Active 40 DOM
  8. 2026-06-08
    days on market $303,000 Active 39 DOM
  9. 2026-06-07
    days on market $303,000 Active 38 DOM
  10. 2026-06-04
    days on market $303,000 Active 35 DOM
  11. 2026-06-03
    days on market $303,000 Active 34 DOM
  12. 2026-06-01
    days on market $303,000 Active 32 DOM
  13. 2026-05-31
    days on market $303,000 Active 31 DOM
  14. 2026-05-12
    price $303,000 785-char remark
    Show marketing remark (785 chars)

    Short Sale Approved! This large home offers a functional layout with plenty of room to grow. The oversized primary suite features his and her walk-in closets, separate vanities, and generous space to unwind. Every bedroom includes a walk-in closet, plus additional excellent storage throughout. A bedroom and full bath on the main level make this home ideal for guests or long-term flexibility. You'll also love the separate laundry room, walk-in pantry, and comfortable living areas designed for everyday living. The backyard is cute and easy to maintain - perfect for relaxing without a lot of upkeep. With new carpet and light cosmetic updates, this home has amazing potential to truly shine. A great opportunity to add your personal touch and build equity in a well-sized home!

  15. 2026-05-12
    price $303,000 800-char remark
    Show marketing remark (785 chars)

    Short Sale Approved! This large home offers a functional layout with plenty of room to grow. The oversized primary suite features his and her walk-in closets, separate vanities, and generous space to unwind. Every bedroom includes a walk-in closet, plus additional excellent storage throughout. A bedroom and full bath on the main level make this home ideal for guests or long-term flexibility. You'll also love the separate laundry room, walk-in pantry, and comfortable living areas designed for everyday living. The backyard is cute and easy to maintain - perfect for relaxing without a lot of upkeep. With new carpet and light cosmetic updates, this home has amazing potential to truly shine. A great opportunity to add your personal touch and build equity in a well-sized home!

  16. 2026-04-30
    listed $312,000 New 785-char remark
    Show marketing remark (785 chars)

    Short Sale Approved! This large home offers a functional layout with plenty of room to grow. The oversized primary suite features his and her walk-in closets, separate vanities, and generous space to unwind. Every bedroom includes a walk-in closet, plus additional excellent storage throughout. A bedroom and full bath on the main level make this home ideal for guests or long-term flexibility. You'll also love the separate laundry room, walk-in pantry, and comfortable living areas designed for everyday living. The backyard is cute and easy to maintain - perfect for relaxing without a lot of upkeep. With new carpet and light cosmetic updates, this home has amazing potential to truly shine. A great opportunity to add your personal touch and build equity in a well-sized home!

  17. 2026-04-30
    listed $312,000 Active 800-char remark
    Show marketing remark (785 chars)

    Short Sale Approved! This large home offers a functional layout with plenty of room to grow. The oversized primary suite features his and her walk-in closets, separate vanities, and generous space to unwind. Every bedroom includes a walk-in closet, plus additional excellent storage throughout. A bedroom and full bath on the main level make this home ideal for guests or long-term flexibility. You'll also love the separate laundry room, walk-in pantry, and comfortable living areas designed for everyday living. The backyard is cute and easy to maintain - perfect for relaxing without a lot of upkeep. With new carpet and light cosmetic updates, this home has amazing potential to truly shine. A great opportunity to add your personal touch and build equity in a well-sized home!

  18. 2026-04-30
    historical
    Show marketing remark (785 chars)

    Short Sale Approved! This large home offers a functional layout with plenty of room to grow. The oversized primary suite features his and her walk-in closets, separate vanities, and generous space to unwind. Every bedroom includes a walk-in closet, plus additional excellent storage throughout. A bedroom and full bath on the main level make this home ideal for guests or long-term flexibility. You'll also love the separate laundry room, walk-in pantry, and comfortable living areas designed for everyday living. The backyard is cute and easy to maintain - perfect for relaxing without a lot of upkeep. With new carpet and light cosmetic updates, this home has amazing potential to truly shine. A great opportunity to add your personal touch and build equity in a well-sized home!

  19. 2026-04-29
    status Active
  20. 2026-04-29
    price $326,000
  21. 2026-04-29
    price $312,000
  22. 2026-04-29
    historical
  23. 2026-04-29
    historical
  24. 2026-04-09
    price $326,000
  25. 2026-04-07
    price $326,000
  26. 2026-02-27
    listed $333,000 Active
  27. 2026-02-04
    listed $333,000 New
  28. 2024-07-01
    status Pending
  29. 2024-06-30
    historical Active Under Contract
  30. 2024-06-26
    status Pending
  31. 2024-06-19
    historical Active Under Contract
  32. 2024-06-18
    historical
  33. 2024-06-17
    status Active
  34. 2024-06-09
    price $349,999
  35. 2024-05-10
    listed $359,999 Active
  36. 2021-11-03
    soldstatus $311,000
  37. 2021-10-29
    soldstatus $311,000 Closed
  38. 2021-10-29
    soldstatus $311,000 Sold
  39. 2021-10-26
    status Pending
  40. 2021-10-07
    historical Active Under Contract
  41. 2021-10-05
    status Under Contract
  42. 2021-08-28
    status Pending
  43. 2021-08-13
    historical Active Under Contract
  44. 2021-08-11
    status Pending
  45. 2021-08-03
    status Under Contract
  46. 2021-08-03
    historical Active Under Contract
  47. 2021-07-07
    listed $310,000 New
  48. 2021-07-06
    listed $310,000 Active
  49. 2020-01-01
    historical
  50. 2019-08-30
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$5,679 · $473/mo
Projected year-2 tax
$5,679 · $473/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,330
− Mortgage interest
−$16,973
− Property taxes
−$5,679
− Insurance
−$1,515
− Repairs & maintenance
−$2,826
− Management
−$2,826
− HOA
−$372
− Depreciation
−$8,815
Taxable loss
−$3,676
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$882
After-tax cash flow
$2,159/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — South Fulton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
South Fulton, GA
County
Fulton County · 1,094,430 people
City population
127,674
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
50,621
Household income
$94,125
Rent vs Own
32.3% rent · 67.7% own
Severe rent burden
1025.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 8% Hispanic / Latino 4% Two or more races 3%
Common ancestry
Hispanic 1% Arab 1% Lithuanian 0%
Foreign-born
7% · Canada
Languages at home
91% English-only · Spanish 4% French/Haitian/Cajun 2% Arabic 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.66%
Current HPI
235.9372
Rent YoY
▲ 2.53%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+45.7% since first listed
45 events — show timeline
  • 2026-05-12 Price Changed $303,000 GAMLS
  • 2026-05-12 Price Changed $303,000 FMLS
  • 2026-04-30 Listing Removed GAMLS
  • 2026-04-30 Listed $312,000 FMLS
  • 2026-04-30 Listed $312,000 GAMLS
  • 2026-04-29 Relisted FMLS
  • 2026-04-29 Price Changed $326,000 FMLS
  • 2026-04-29 Price Changed $312,000 FMLS
  • 2026-04-29 Listing Removed FMLS
  • 2026-04-29 Listing Removed FMLS
  • 2026-04-09 Price Changed $326,000 GAMLS
  • 2026-04-07 Price Changed $326,000 FMLS
  • 2026-02-27 Listed $333,000 FMLS
  • 2026-02-04 Listed $333,000 GAMLS
  • 2024-07-01 Pending FMLS
  • 2024-06-30 Contingent FMLS
  • 2024-06-26 Pending FMLS
  • 2024-06-19 Contingent FMLS
  • 2024-06-18 Listing Removed FMLS
  • 2024-06-17 Relisted FMLS
  • 2024-06-09 Price Changed $349,999 FMLS
  • 2024-05-10 Listed $359,999 FMLS
  • 2021-11-03 Sold (Public Records) $311,000 Public Records
  • 2021-10-29 Sold (MLS) $311,000 GAMLS
  • 2021-10-29 Sold (MLS) $311,000 FMLS
  • 2021-10-26 Pending FMLS
  • 2021-10-07 Contingent FMLS
  • 2021-10-05 Pending GAMLS
  • 2021-08-28 Pending FMLS
  • 2021-08-13 Contingent FMLS
  • 2021-08-11 Pending FMLS
  • 2021-08-03 Pending GAMLS
  • 2021-08-03 Contingent FMLS
  • 2021-07-07 Listed $310,000 GAMLS
  • 2021-07-06 Listed $310,000 FMLS
  • 2020-01-01 Listing Removed GAMLS
  • 2019-08-30 Listing Removed FMLS
  • 2019-07-26 Relisted GAMLS
  • 2019-07-26 Relisted FMLS
  • 2019-06-10 Pending GAMLS
  • 2019-06-06 Pending FMLS
  • 2019-02-19 Listed $225,500 GAMLS
  • 2019-02-19 Listed $225,500 FMLS
  • 2016-12-31 Listing Removed FMLS
  • 2016-05-18 Listed $207,999 FMLS

Property tax history

+5.5%/yr

Latest (2025): $5,679 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…