30353 Beech Rd · Cleveland, FL 33982

$294,900

3 bd · 2.0 ba · 1,406 sqft · Land · 159 Days on market

Built 2025 10,019 sqft lot

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.5/30.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• DSCR +4.1/10.0
• 1% rule +3.8/10.0
• Rent growth +3.5/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +2.4/10.0

Listing remarks MLS

Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

Key facts

• Covered deck
• Fenced yard
• Open-concept kitchen

Tags

• OPEN-CONCEPT KITCHEN
• GRANITE COUNTERTOPS
• PORCELAIN TILE FLOORS
• COVERED DECK
• FENCED YARD

Property features AI

Finance

• HOA & community: Homeowners association

Exterior

• Parking: Attached 2-car garage; Driveway; Garage door opener
• Security: Security/high-impact doors
• Utilities: Well water; Septic tank
• Home design: Single-story home; New construction; North-facing
• Construction: Block construction; Shingle roof; Built as new construction
• Exterior features: Fenced yard; Security/high-impact doors; Porch; Patio (open); Room for pool

Interior

• Kitchen: Dishwasher
• Flooring: Tile flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Ceiling fan(s)
• Interior features: French doors; Entrance foyer; Pantry; Split bedrooms; Dual sinks; First-floor entry; French door(s)/atrium door(s)
• Laundry & utility: Laundry room; Utility room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $295k.

Deal economics

• At list price, monthly cash flow is $11 ($133/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $259k (12.0% below list).
• Recommended offer: $259k (12.0% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 4.8% in Cleveland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#574 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, schools F, amenities F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+4.1%/yr); 1037 active listings in the ZIP; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 43% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 159 days — a 12% lower offer ($260k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $18k; list at $295k implies a 1585% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $259,373 (12.0% below list)

Questions for the listing agent

1. It's been on market 159 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.34%
• Cash-on-cash: 0.16%
• DSCR: 1.01
• GRM: 9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.13% rent growth · sell at horizon

5-year hold

• IRR: -14.8%
• Equity multiple: 0.47×
• Total profit: $-44,060
• Equity at exit: $43,971

10-year hold

• IRR: -4.3%
• Equity multiple: 0.70×
• Total profit: $-24,779
• Equity at exit: $25,498

Cash invested: $82,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33982

• Home prices YoY: -1.2%
• Rents YoY: 4.1%
• Active inventory: 1037
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $2,594 medium
• Mortgage (P&I): −$1,546
• Tax est. 1.5%: −$369 /mo · $4,424/yr
• Insurance: −$123
• HOA: −$0
• Vacancy / Maint / Mgmt: −$545
• Net cashflow: $11

Break-even live

Break-even rent $2,580

Max offer price $294,900

Occupancy floor 95%

Sensitivity live

Price	-10% $215	-5% $113	+0% $11	+5% $-91	+10% $-193
Rent	-10% $-194	-5% $-91	+0% $11	+5% $114	+10% $216
Rate	-1.0pp $160	-0.5pp $86	base $11	+0.5pp $-65	+1.0pp $-143

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $73,725
• Closing costs: $8,847
• Reserves months: —
• Total cash needed: —

Listing history 39 events

1. 2026-06-08
   statusdays on market $294,900 Pending 159 DOM
2. 2026-06-05
   days on market $294,900 Active 158 DOM
3. 2026-06-03
   days on market $294,900 Active 157 DOM
4. 2026-06-02
   days on market $294,900 Active 156 DOM
5. 2026-06-01
   days on market $294,900 Active 155 DOM
6. 2026-05-31
   days on market $294,900 Active 154 DOM
7. 2026-05-30
   days on market $294,900 Active 153 DOM
8. 2026-04-30
   status Active 960-char remark

   Show marketing remark (960 chars)

   Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

9. 2026-04-30
   status Active

   Show marketing remark (960 chars)

   Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

10. 2026-04-30
    status Active 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

11. 2026-04-23
    status Pending

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

12. 2026-04-23
    status Pending 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

13. 2026-04-23
    status Pending 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

14. 2026-04-21
    status Active 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

15. 2026-04-21
    historical

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

16. 2026-04-15
    listed $294,900 Active
17. 2026-04-14
    status Active 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

18. 2026-04-13
    status Active

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

19. 2026-04-13
    status Active 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

20. 2026-04-02
    status Pending

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

21. 2026-04-02
    status Pending 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

22. 2026-03-31
    historical 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

23. 2026-03-31
    historical 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

24. 2026-03-25
    price $294,900 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

25. 2026-03-25
    price $294,900 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

26. 2026-03-24
    price $294,900
27. 2026-02-27
    price $299,900

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

28. 2026-02-27
    price $299,900 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

29. 2026-02-26
    price $299,900 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

30. 2026-01-27
    price $314,900 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

31. 2026-01-27
    price $314,900

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

32. 2026-01-23
    price $314,900 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

33. 2025-12-10
    listed $325,000 Active 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

34. 2025-12-09
    listed $325,000 Active
35. 2025-12-04
    listed $325,000 Active 960-char remark

    Show marketing remark (960 chars)

    Welcome to your new favorite place! This charming home is designed for comfort, featuring three cozy bedrooms, each with its own modern bathroom and a stylish glass-enclosed shower. You'll love the open-concept kitchen, perfect for whipping up meals and entertaining friends, with gorgeous granite countertops, warm wood cabinetry, and shiny stainless steel appliances. IMPACT WINDOWS AND DOORS, Step onto the beautiful porcelain tile floors and relax on the inviting covered deck, where you can enjoy stunning sunsets. Plus, the fenced yard offers privacy and a safe space. You’ll be happy to know that this home is in flood zone X, so flood insurance isn’t required. Joining the Ridge Harbor homeowner's association is optional and could be a great way to connect with neighbors and enjoy community events. The seller is excited to find the perfect buyer, so don’t miss out on this fantastic opportunity to make this lovely house your home!

36. 2024-04-12
    soldstatus $17,500 Closed
37. 2024-04-12
    soldstatus $17,500
38. 2024-03-15
    status Pending
39. 2024-02-13
    listed $17,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 73% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,125
• − Mortgage interest: −$16,519
• − Property taxes: −$4,424
• − Insurance: −$1,474
• − Repairs & maintenance: −$2,490
• − Management: −$2,490
• − Depreciation: −$8,579
• Taxable loss: −$4,851
• Est. tax savings @ 24.0%: +$1,164
• After-tax cash flow: $1,297/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Cleveland

• Score: 67/100
• State rank: #574
• US rank: #10905

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• Metro: Punta Gorda, FL
• Population (ZIP): 13,006
• Household income: $72,443
• Rent vs Own: 11.2% rent · 88.8% own
• Severe rent burden: 43.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 8% Hispanic / Latino 7% Black 7%
• Hispanic origin (detail): Puerto Rican 2% Cuban 3%
• Common ancestry: Lithuanian 3% Iranian 3% Slovak 3%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 93% English-only · Spanish 5% German/W. Germanic 1% Arabic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -5.25%
• Current HPI: 448.5895
• Rent YoY: ▲ 4.13%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1585.1% since first listed

32 events — show timeline

• 2026-04-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Relisted — MARMLS
• 2026-04-30 Relisted — FORTMLS
• 2026-04-23 Pending — MARMLS
• 2026-04-23 Pending — FORTMLS
• 2026-04-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-04-15 Listed $294,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-13 Relisted — MARMLS
• 2026-04-13 Relisted — FORTMLS
• 2026-04-02 Pending — MARMLS
• 2026-04-02 Pending — FORTMLS
• 2026-03-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Price Changed $294,900 FORTMLS
• 2026-03-25 Price Changed $294,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Price Changed $294,900 MARMLS
• 2026-02-27 Price Changed $299,900 MARMLS
• 2026-02-27 Price Changed $299,900 FORTMLS
• 2026-02-26 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-27 Price Changed $314,900 FORTMLS
• 2026-01-27 Price Changed $314,900 MARMLS
• 2026-01-23 Price Changed $314,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-10 Listed $325,000 FORTMLS
• 2025-12-09 Listed $325,000 MARMLS
• 2025-12-04 Listed $325,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-12 Sold (Public Records) $17,500 Public Records
• 2024-04-12 Sold (MLS) $17,500 Stellar MLS as Distributed by MLS Grid
• 2024-03-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-02-13 Listed $17,500 Stellar MLS as Distributed by MLS Grid

Property tax history

-4.3%/yr

Latest (2025): $307 · -28.3% YoY. Source: county tax records.