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212 R Bar M Rach Rd
D+ Composite 45.66
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.8/5.0
  • Rent growth +3.7/5.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$25,000

212 R Bar M Rach Rd · Quinby, SC 29501
3 bd · 2.0 ba · 900 sqft · SingleFamily · 22 Days on market
Built 2004

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Owner Financing is available. This offering includes 2 mobile homes, priced at $25,000 each. A minimum 5-year lot lease is required with each purchase. All mobile homes are fixer-uppers and are being sold strictly in As-Is condition. The buyer may purchase one or two units. Prospective buyers are welcome to drive through the mobile home park; however, please do not walk the property without a licensed real estate agent present. Kindly respect the privacy of the current tenants and neighboring residents. 1- Lot 24 1998 Fleetwood 3 Bedroom 2 Bathroom 924 sqft Price $25,000. 2- Lot 31 2004 Dynasty 3 Bedroom 2 Bathroom 900 sqft Price $25,000.

Key facts

  • Built 2004
  • Listed 21 days

Property features AI

Finance

  • Other: Listing provided by RE/MAX Professionals; contact agent Laithe Kalbuneh at 843-321-3018

Exterior

  • Home design: Manufactured home (mobile home); Residential property
  • Construction: Approximately 900 above-grade finished area
  • Exterior features: Located in the County subdivision

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Two full bathrooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $25k.

Deal economics

  • At list price, monthly cash flow is $949 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $25k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#27 in SC, #4,126 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Florence 01 (urban): math 29% / reading 47% proficiency, ranked #34 of 80 in SC (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Henry Timrod Elementary (math 15% / reading 32%, grade F, #467 of 597 statewide, top 78%, 282 students, 100% FRL); Williams Middle (math 23% / reading 46%, grade F, #107 of 229 statewide, top 47%, 836 students, 100% FRL); Wilson High (math 52% / reading 75%, grade B-, #95 of 196 statewide, top 49%, 1,365 students, 100% FRL) — zoned schools average 100% FRL vs 57% district-wide (43 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.7%/yr); 328 active listings in the ZIP; 657 units permitted in Florence County in 2024 (40 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.7% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($25k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $24,625 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.68%
Cap rate
51.83%
Cash-on-cash
162.64%
DSCR
8.24
GRM
1.5

CMA / ARV

ARV (on-the-fly)
$59,400
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2824 W Black Creek Rd 0.45mi 2/2.0 (-1) 1,024 (+14%) 5mo $68,000 $66 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.7% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.41×
Total profit
$58,864
Equity at exit
$3,728
10-year hold
IRR
Equity multiple
20.95×
Total profit
$139,641
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29501

Rents YoY
4.7%
Active inventory
328
Price-to-rent
1.5×

Monthly cashflow live

Estimated rent
$1,420 medium interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$298
Net cashflow
$949

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 28%

Sensitivity live

Price -10% $966 -5% $957 +0% $949 +5% $940 +10% $931
Rent -10% $837 -5% $893 +0% $949 +5% $1,005 +10% $1,061
Rate -1.0pp $961 -0.5pp $955 base $949 +0.5pp $942 +1.0pp $936

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-19
    days on market $25,000 Active 22 DOM
  2. 2026-06-18
    remarks 669-char remark
  3. 2026-06-18
    days on market $25,000 Active 21 DOM
  4. 2026-06-17
    days on market $25,000 Active 20 DOM
  5. 2026-06-16
    days on market $25,000 Active 19 DOM
  6. 2026-06-15
    days on market $25,000 Active 18 DOM
  7. 2026-06-14
    days on market $25,000 Active 16 DOM
  8. 2026-06-13
    days on market $25,000 Active 15 DOM
  9. 2026-06-10
    days on market $25,000 Active 13 DOM
  10. 2026-06-09
    days on market $25,000 Active 12 DOM
  11. 2026-06-08
    days on market $25,000 Active 11 DOM
  12. 2026-06-07
    days on market $25,000 Active 10 DOM
  13. 2026-06-05
    days on market $25,000 Active 7 DOM
  14. 2026-06-02
    days on market $25,000 Active 5 DOM
  15. 2026-06-01
    days on market $25,000 Active 4 DOM
  16. 2026-05-31
    days on market $25,000 Active 3 DOM
  17. 2026-05-30
    days on market $25,000 Active 2 DOM
  18. 2026-05-27
    listed $25,000 Active
  19. 2024-01-23
    historical $900
  20. 2023-12-21
    listed $900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,035
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$1,363
− Management
−$1,363
− Depreciation
−$727
Taxable income
$11,682
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,804
After-tax cash flow
$8,581/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Florence 01
NCES district ID
4502130
Math proficiency
29% ▼ -10.00%
Reading proficiency
47% ▬ 0.00%
Median HH income
$45,782
Composite
32.36/100
National rank
#5737
State rank
#34 of 80 in SC

Livability — Quinby

Score
75/100
State rank
#27
US rank
#4126

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Florence County · 93,345 people
Metro
Florence, SC
Population (ZIP)
48,673
Household income
$71,671
Rent vs Own
36.5% rent · 63.5% own
Severe rent burden
1792.0

Population outlook (Florence County) Hauer SSP2

Today (2025)
141,714 people
By 2030
142,121 · +0.3%
By 2040
141,344 · -0.3%
By 2050
139,478 · -1.6%
By 2075
132,275 · -6.7%
By 2100
118,374 · -16.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 56% Black 35% Asian 3% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Serbian 2% Slovak 2% Lithuanian 1%
Foreign-born
4% · Canada, China
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Florence

2024 margin
Lean R (+8.0) · D 45.3% · R 53.3% · Other 1.3%
2008→2024 swing
-4.8pp toward R · 2008: -3.2pp · 2024: -8.0pp
All cycles
2024: R+8.0 2020: R+2.3 2016: R+5.0 2012: R+0.5 2008: R+3.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -181.85%
Current HPI
171.4154
Rent YoY
▲ 4.70%
Metro
Florence, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-27 Listed $25,000 RAGPD
  • 2024-01-23 Rental Removed $900 APPFOLIO
  • 2023-12-21 Listed for Rent $900 APPFOLIO

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…