212 R Bar M Rach Rd · Quinby, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.8/5.0
- Rent growth +3.7/5.0
- Schools +3.2/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$25,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Owner Financing is available. This offering includes 2 mobile homes, priced at $25,000 each. A minimum 5-year lot lease is required with each purchase. All mobile homes are fixer-uppers and are being sold strictly in As-Is condition. The buyer may purchase one or two units. Prospective buyers are welcome to drive through the mobile home park; however, please do not walk the property without a licensed real estate agent present. Kindly respect the privacy of the current tenants and neighboring residents. 1- Lot 24 1998 Fleetwood 3 Bedroom 2 Bathroom 924 sqft Price $25,000. 2- Lot 31 2004 Dynasty 3 Bedroom 2 Bathroom 900 sqft Price $25,000.
Key facts
- Built 2004
- Listed 21 days
Property features AI
Finance
- Other: Listing provided by RE/MAX Professionals; contact agent Laithe Kalbuneh at 843-321-3018
Exterior
- Home design: Manufactured home (mobile home); Residential property
- Construction: Approximately 900 above-grade finished area
- Exterior features: Located in the County subdivision
Interior
- Bathrooms: 2 full bathrooms
- Interior features: Two full bathrooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $25k.
Deal economics
- At list price, monthly cash flow is $949 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $25k).
- Recommended offer: $25k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 75/100 on livability (#27 in SC, #4,126 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Florence 01 (urban): math 29% / reading 47% proficiency, ranked #34 of 80 in SC (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Henry Timrod Elementary (math 15% / reading 32%, grade F, #467 of 597 statewide, top 78%, 282 students, 100% FRL); Williams Middle (math 23% / reading 46%, grade F, #107 of 229 statewide, top 47%, 836 students, 100% FRL); Wilson High (math 52% / reading 75%, grade B-, #95 of 196 statewide, top 49%, 1,365 students, 100% FRL) — zoned schools average 100% FRL vs 57% district-wide (43 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.7%/yr); 328 active listings in the ZIP; 657 units permitted in Florence County in 2024 (40 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 4.7% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($25k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.68% ✓
- Cap rate
- 51.83%
- Cash-on-cash
- 162.64%
- DSCR
- 8.24
- GRM
- 1.5
CMA / ARV
- ARV (on-the-fly)
- $59,400
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2824 W Black Creek Rd | 0.45mi | 2/2.0 (-1) | 1,024 (+14%) | 5mo | $68,000 | $66 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.7% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.41×
- Total profit
- $58,864
- Equity at exit
- $3,728
- IRR
- —
- Equity multiple
- 20.95×
- Total profit
- $139,641
- Equity at exit
- $2,162
Cash invested: $7,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29501
- Rents YoY
- 4.7%
- Active inventory
- 328
- Price-to-rent
- 1.5×
Monthly cashflow live
- Estimated rent
- $1,420 medium interval (Pro) →
- Mortgage (P&I)
- −$131
- Tax est. 1.5%
- −$31 /mo · $375/yr
- Insurance
- −$10
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$298
- Net cashflow
- $949
Break-even live
Sensitivity live
| Price | -10% $966 | -5% $957 | +0% $949 | +5% $940 | +10% $931 |
|---|---|---|---|---|---|
| Rent | -10% $837 | -5% $893 | +0% $949 | +5% $1,005 | +10% $1,061 |
| Rate | -1.0pp $961 | -0.5pp $955 | base $949 | +0.5pp $942 | +1.0pp $936 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,250
- Closing costs
- $750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-19days on market $25,000 Active 22 DOM
-
2026-06-18remarks 669-char remark
-
2026-06-18days on market $25,000 Active 21 DOM
-
2026-06-17days on market $25,000 Active 20 DOM
-
2026-06-16days on market $25,000 Active 19 DOM
-
2026-06-15days on market $25,000 Active 18 DOM
-
2026-06-14days on market $25,000 Active 16 DOM
-
2026-06-13days on market $25,000 Active 15 DOM
-
2026-06-10days on market $25,000 Active 13 DOM
-
2026-06-09days on market $25,000 Active 12 DOM
-
2026-06-08days on market $25,000 Active 11 DOM
-
2026-06-07days on market $25,000 Active 10 DOM
-
2026-06-05days on market $25,000 Active 7 DOM
-
2026-06-02days on market $25,000 Active 5 DOM
-
2026-06-01days on market $25,000 Active 4 DOM
-
2026-05-31days on market $25,000 Active 3 DOM
-
2026-05-30days on market $25,000 Active 2 DOM
-
2026-05-27$25,000 Active
-
2024-01-23historical $900
-
2023-12-21$900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,035
- − Mortgage interest
- −$1,400
- − Property taxes
- −$375
- − Insurance
- −$125
- − Repairs & maintenance
- −$1,363
- − Management
- −$1,363
- − Depreciation
- −$727
- Taxable income
- $11,682
- Est. tax owed @ 24.0%
- −$2,804
- After-tax cash flow
- $8,581/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Florence 01
- NCES district ID
- 4502130
- Math proficiency
- 29% ▼ -10.00%
- Reading proficiency
- 47% ▬ 0.00%
- Median HH income
- $45,782
- Composite
- 32.36/100
- National rank
- #5737
- State rank
- #34 of 80 in SC
Livability — Quinby
- Score
- 75/100
- State rank
- #27
- US rank
- #4126
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Florence County · 93,345 people
- Metro
- Florence, SC
- Population (ZIP)
- 48,673
- Household income
- $71,671
- Rent vs Own
- Severe rent burden
- 1792.0
Population outlook (Florence County) Hauer SSP2
- Today (2025)
- 141,714 people
- By 2030
- 142,121 · +0.3%
- By 2040
- 141,344 · -0.3%
- By 2050
- 139,478 · -1.6%
- By 2075
- 132,275 · -6.7%
- By 2100
- 118,374 · -16.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 56% Black 35% Asian 3% Hispanic / Latino 3% Two or more races 3%
- Common ancestry
- Serbian 2% Slovak 2% Lithuanian 1%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Florence
- 2024 margin
- Lean R (+8.0) · D 45.3% · R 53.3% · Other 1.3%
- 2008→2024 swing
- -4.8pp toward R · 2008: -3.2pp · 2024: -8.0pp
- All cycles
- 2024: R+8.0 2020: R+2.3 2016: R+5.0 2012: R+0.5 2008: R+3.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -181.85%
- Current HPI
- 171.4154
- Rent YoY
- ▲ 4.70%
- Metro
- Florence, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
3 events — show timeline
- 2026-05-27 Listed $25,000 RAGPD
- 2024-01-23 Rental Removed $900 APPFOLIO
- 2023-12-21 Listed for Rent $900 APPFOLIO
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…