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9747 Whitehurst Dr #94
D Composite 41.46
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.0/30.0
  • 1% rule +6.9/10.0
  • Livability +4.0/5.0
  • Schools +3.7/10.0
  • Condition / age +2.5/5.0
  • DSCR +1.2/10.0
  • Rent growth +1.2/5.0
  • Appreciation +0.0/10.0

$78,000

9747 Whitehurst Dr #94 · Dallas, TX 75243
1 bd · 1.0 ba · 573 sqft · Townhouse public records · 36 Days on market
Built 1982 4.24 ac lot $136/sqft · 21% below area Est $98k · 21% under $245/mo HOA · 26% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This second floor condo is just perfect for a small family and if you work from home this is perfect for you with open kitchen and dining and fireplace with a nice small balcony it is a great space to work from home the high ceilings make it feel bigger than the just under 600 SF and the neighborhood has a pool and covered parking so call for a showing it is priced right for the right buyer and seller will offer allowance if needed

Key facts

  • Covered parking
  • Small balcony
  • High ceilings

Tags

OPEN KITCHENSMALL BALCONYHIGH CEILINGSNEIGHBORHOOD POOLCOVERED PARKING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath townhouse listed at $78k.

Deal economics

  • At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $58k (26.0% below list).
  • Meets the 1% rule at list price ($927 rent vs $78k).
  • Recommended offer: $58k (26.0% below list) — sets the bar for cash-flow.
  • Cap rate 4.5% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Richardson ISD (urban): math 40% / reading 44% proficiency, ranked #316 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Math/Science/Tech Magnet (math 60% / reading 55%, grade C+, #492 of 4,322 statewide, top 12%, 601 students, 51% FRL); Lake Highlands J H (math 37% / reading 51%, grade D, #512 of 1,662 statewide, top 32%, 822 students, 49% FRL); Lake Highlands H S (math 38% / reading 45%, grade F, #767 of 1,632 statewide, top 47%, 2,896 students, 57% FRL) — zoned schools at 52% FRL track the district average.
  • Market conditions: Rents falling (-5.3%/yr); 278 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($76k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 19y ago; this cycle's ask has dropped $4k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 26% of rent.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $57,748 (26.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
4.53%
Cash-on-cash
-6.30%
DSCR
0.72
GRM
7.0

CMA / ARV

ARV (median comp)
$98,278
List price
$78,000
Delta
-20.63%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9747 Whitehurst Dr #123 0.00mi 1/1.0 573 (0%) 6mo $92,149 $161 95
9747 Whitehurst Ln #85 0.00mi 1/1.0 573 (0%) 10mo $79,500 $139 92

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-32.7%
Equity multiple
-0.03×
Total profit
$-22,454
Equity at exit
$11,630
10-year hold
IRR
-80.3%
Equity multiple
-0.77×
Total profit
$-38,629
Equity at exit
$6,744

Cash invested: $21,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75243

Rents YoY
-5.3%
Active inventory
278
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$927 high interval (Pro) →
Mortgage (P&I)
$409
Tax from tax record
$160 /mo · $1,926/yr
Insurance
$32
HOA
$245
Vacancy / Maint / Mgmt
$195
Net cashflow
$-115

Break-even live

Break-even rent $1,072
Max offer price $57,748
Occupancy floor

Sensitivity live

Price -10% $-70 -5% $-93 +0% $-115 +5% $-137 +10% $-159
Rent -10% $-188 -5% $-151 +0% $-115 +5% $-78 +10% $-41
Rate -1.0pp $-75 -0.5pp $-95 base $-115 +0.5pp $-135 +1.0pp $-155

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,500
Closing costs
$2,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9747 Whitehurst Dr #87 Dallas, TX 1.0 1.0 573 $1,000 $1.75 45d 1 0.03mi
9911 Whitehurst Dr Dallas, TX 2.0 1.0–2.0 738 $974 $1.32 1d 28 0.03mi
9917 Whitehurst Dr Dallas, TX 1.0 1.0 553 $932 $1.69 26d 1 0.09mi
9850 Whitehurst Dr Dallas, TX 2.0 1.0–2.0 781 $1,024 $1.31 1d 23 0.12mi
9727 Whitehurst Dr Dallas, TX 1.0–2.0 1.0–2.0 791 $715 $0.90 1d 2 0.19mi
8856 Fair Oaks Xing Dallas, TX 1.0 1.0 550 $929 $1.69 45d 1 0.19mi
9633 W Ferris Branch Blvd Dallas, TX 1.0 1.0 663 $1,076 $1.62 4d 22 0.22mi
8600 Coppertowne Ln #502 Dallas, TX 1.0 1.0 720 $1,400 $1.94 19d 1 0.23mi
8600 Coppertowne Ln Dallas, TX 1.0–2.0 1.0 792 $1,300 $1.64 1d 2 0.23mi
9690 Forest Ln Dallas, TX 3.0 1.0–2.0 838 $1,088 $1.30 1d 33 0.49mi
10928 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 748 $849 $1.14 3d 23 0.51mi
11606 Audelia Rd Dallas, TX 1.0 1.0 741 $925 $1.25 26d 1 0.56mi
8309 Skillman St Dallas, TX 1.0 1.0 670 $880 $1.31 16d 1 0.56mi
8309 Skillman St Dallas, TX 1.0 1.0 670 $880 $1.31 22d 1 0.56mi
11600 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 877 $799 $0.91 7d 18 0.59mi
10075 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 868 $1,000 $1.15 6d 3 0.60mi
11620 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 889 $880 $0.99 4d 12 0.63mi
9669 Forest Ln Dallas, TX 1.0–2.0 1.0–2.0 827 $650 $0.79 5d 36 0.64mi
9900 Adleta Blvd Dallas, TX 1.0–2.0 1.0–2.0 710 $849 $1.20 0d 56 0.65mi
9601 Forest Ln #516 Dallas, TX 1.0 1.0 675 $800 $1.19 17d 1 0.66mi
11700 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 830 $944 $1.14 9d 15 0.67mi
11515 Leisure Dr Dallas, TX 1.0–2.0 1.0–2.0 781 $665 $0.85 1d 28 0.67mi
9737 Forest Ln Dallas, TX 1.0–2.0 1.0–2.0 650 $700 $1.08 19d 30 0.68mi
10028 Royal Ln Dallas, TX 1.0–3.0 1.0–2.5 971 $760 $0.78 0d 34 0.69mi
9450 Forest Springs Dr Dallas, TX 1.0–3.0 1.0–2.5 1027 $849 $0.83 7d 69 0.73mi
9637 Forest Ln Dallas, TX 1.0–3.0 1.0–2.0 1006 $961 $0.95 1d 12 0.73mi
9959 Adleta Blvd Dallas, TX 1.0–2.0 1.0–2.0 765 $616 $0.80 0d 24 0.74mi
9920 Forest Ln Dallas, TX 1.0 1.0 739 $1,048 $1.42 9d 2 0.74mi
9920 Forest Ln Dallas, TX 1.0–2.0 1.0–2.0 882 $955 $1.08 24d 3 0.74mi
9350 Skillman St Dallas, TX 1.0–2.0 1.0–2.0 772 $742 $0.96 0d 209 0.75mi
11991 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 827 $740 $0.89 0d 36 0.82mi
8110 Skillman St Dallas, TX 1.0–2.0 1.0–2.0 600 $850 $1.42 1d 4 0.85mi
12121 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 862 $865 $1.00 0d 41 0.86mi
12111 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 862 $675 $0.78 0d 42 0.90mi
9505 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 854 $711 $0.83 0d 36 0.92mi
9600 Royal Ln Dallas, TX 1.0–2.0 1.0 829 $995 $1.20 26d 3 0.98mi
9302 Forest Ln Dallas, TX 1.0 1.0 570 $1,019 $1.79 14d 1 1.04mi
9520 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 656 $850 $1.30 5d 2 1.04mi
9520 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 656 $850 $1.30 1d 2 1.04mi
9302 Forest Ln Unit 9376 Dallas, TX 1.0 1.0 570 $1,070 $1.88 0d 1 1.04mi

HOA detail

Monthly dues
$245 · $2,940/yr
Likely covers
pool

Listing history 8 events

  1. 2026-04-22
    price $78,000 435-char remark
    Show marketing remark (435 chars)

    This second floor condo is just perfect for a small family and if you work from home this is perfect for you with open kitchen and dining and fireplace with a nice small balcony it is a great space to work from home the high ceilings make it feel bigger than the just under 600 SF and the neighborhood has a pool and covered parking so call for a showing it is priced right for the right buyer and seller will offer allowance if needed

  2. 2026-04-08
    listed $82,500 Active 435-char remark
    Show marketing remark (435 chars)

    This second floor condo is just perfect for a small family and if you work from home this is perfect for you with open kitchen and dining and fireplace with a nice small balcony it is a great space to work from home the high ceilings make it feel bigger than the just under 600 SF and the neighborhood has a pool and covered parking so call for a showing it is priced right for the right buyer and seller will offer allowance if needed

  3. 2007-09-17
    soldstatus
  4. 2007-09-13
    soldstatus 148-char remark
    Show marketing remark (148 chars)

    Gated with pool Great views! Beautiful 1 Bedroom, 1 Bath condo with a great view off the balcony! Backs up to new school Must see! Quiet neighbors.

  5. 2007-08-24
    historical 148-char remark
    Show marketing remark (148 chars)

    Gated with pool Great views! Beautiful 1 Bedroom, 1 Bath condo with a great view off the balcony! Backs up to new school Must see! Quiet neighbors.

  6. 2007-07-29
    listed $24,500 148-char remark
    Show marketing remark (148 chars)

    Gated with pool Great views! Beautiful 1 Bedroom, 1 Bath condo with a great view off the balcony! Backs up to new school Must see! Quiet neighbors.

  7. 1996-07-08
    soldstatus $69,426
  8. 1982-12-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,926 · $160/mo
Projected year-2 tax
$1,926 · $160/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,125
− Mortgage interest
−$4,369
− Property taxes
−$1,926
− Insurance
−$390
− Repairs & maintenance
−$890
− Management
−$890
− HOA
−$2,940
− Depreciation
−$2,269
Taxable loss
−$2,549
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$612
After-tax cash flow
$-764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richardson ISD
NCES district ID
4837020
Math proficiency
40% ▼ -14.00%
Reading proficiency
44% ▼ -6.00%
Median HH income
$54,609
Composite
36.58/100
National rank
#4633
State rank
#316 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
63,481
Household income
$53,618
Rent vs Own
73.4% rent · 26.6% own
Severe rent burden
5970.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 43% Hispanic / Latino 23% White 22% Two or more races 10% Asian 7%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Swiss 1% Slovak 1% Lithuanian 1%
Foreign-born
34% · Canada, Vietnam, South Korea
Languages at home
56% English-only · Spanish 21% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -203.08%
Current HPI
317.5287
Rent YoY
▼ -5.31%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+12.3% since first listed
8 events — show timeline
  • 2026-04-22 Price Changed $78,000 NTREIS
  • 2026-04-08 Listed $82,500 NTREIS
  • 2007-09-17 Sold (Public Records) Public Records
  • 2007-09-13 Sold (MLS) NTREIS
  • 2007-08-24 Listing Removed NTREIS
  • 2007-07-29 Listed $24,500 NTREIS
  • 1996-07-08 Sold (Public Records) $69,426 Public Records
  • 1982-12-01 Sold (Public Records) Public Records

Property tax history

+7.5%/yr

Latest (2025): $1,926 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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