9747 Whitehurst Dr #94 · Dallas, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.0/30.0
- 1% rule +6.9/10.0
- Livability +4.0/5.0
- Schools +3.7/10.0
- Condition / age +2.5/5.0
- DSCR +1.2/10.0
- Rent growth +1.2/5.0
- Appreciation +0.0/10.0
$78,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This second floor condo is just perfect for a small family and if you work from home this is perfect for you with open kitchen and dining and fireplace with a nice small balcony it is a great space to work from home the high ceilings make it feel bigger than the just under 600 SF and the neighborhood has a pool and covered parking so call for a showing it is priced right for the right buyer and seller will offer allowance if needed
Key facts
- Covered parking
- Small balcony
- High ceilings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $78k.
Deal economics
- At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $58k (26.0% below list).
- Meets the 1% rule at list price ($927 rent vs $78k).
- Recommended offer: $58k (26.0% below list) — sets the bar for cash-flow.
- Cap rate 4.5% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Richardson ISD (urban): math 40% / reading 44% proficiency, ranked #316 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Math/Science/Tech Magnet (math 60% / reading 55%, grade C+, #492 of 4,322 statewide, top 12%, 601 students, 51% FRL); Lake Highlands J H (math 37% / reading 51%, grade D, #512 of 1,662 statewide, top 32%, 822 students, 49% FRL); Lake Highlands H S (math 38% / reading 45%, grade F, #767 of 1,632 statewide, top 47%, 2,896 students, 57% FRL) — zoned schools at 52% FRL track the district average.
- Market conditions: Rents falling (-5.3%/yr); 278 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($76k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 19y ago; this cycle's ask has dropped $4k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 26% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 4.53%
- Cash-on-cash
- -6.30%
- DSCR
- 0.72
- GRM
- 7.0
CMA / ARV
- ARV (median comp)
- $98,278
- List price
- $78,000
- Delta
- -20.63%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9747 Whitehurst Dr #123 | 0.00mi | 1/1.0 | 573 (0%) | 6mo | $92,149 | $161 | 95 |
| 9747 Whitehurst Ln #85 | 0.00mi | 1/1.0 | 573 (0%) | 10mo | $79,500 | $139 | 92 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -32.7%
- Equity multiple
- -0.03×
- Total profit
- $-22,454
- Equity at exit
- $11,630
- IRR
- -80.3%
- Equity multiple
- -0.77×
- Total profit
- $-38,629
- Equity at exit
- $6,744
Cash invested: $21,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75243
- Rents YoY
- -5.3%
- Active inventory
- 278
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $927 high interval (Pro) →
- Mortgage (P&I)
- −$409
- Tax from tax record
- −$160 /mo · $1,926/yr
- Insurance
- −$32
- HOA
- −$245
- Vacancy / Maint / Mgmt
- −$195
- Net cashflow
- $-115
Break-even live
Sensitivity live
| Price | -10% $-70 | -5% $-93 | +0% $-115 | +5% $-137 | +10% $-159 |
|---|---|---|---|---|---|
| Rent | -10% $-188 | -5% $-151 | +0% $-115 | +5% $-78 | +10% $-41 |
| Rate | -1.0pp $-75 | -0.5pp $-95 | base $-115 | +0.5pp $-135 | +1.0pp $-155 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,500
- Closing costs
- $2,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9747 Whitehurst Dr #87 Dallas, TX | 1.0 | 1.0 | 573 | $1,000 | $1.75 | 45d | 1 | 0.03mi |
| 9911 Whitehurst Dr Dallas, TX | 2.0 | 1.0–2.0 | 738 | $974 | $1.32 | 1d | 28 | 0.03mi |
| 9917 Whitehurst Dr Dallas, TX | 1.0 | 1.0 | 553 | $932 | $1.69 | 26d | 1 | 0.09mi |
| 9850 Whitehurst Dr Dallas, TX | 2.0 | 1.0–2.0 | 781 | $1,024 | $1.31 | 1d | 23 | 0.12mi |
| 9727 Whitehurst Dr Dallas, TX | 1.0–2.0 | 1.0–2.0 | 791 | $715 | $0.90 | 1d | 2 | 0.19mi |
| 8856 Fair Oaks Xing Dallas, TX | 1.0 | 1.0 | 550 | $929 | $1.69 | 45d | 1 | 0.19mi |
| 9633 W Ferris Branch Blvd Dallas, TX | 1.0 | 1.0 | 663 | $1,076 | $1.62 | 4d | 22 | 0.22mi |
| 8600 Coppertowne Ln #502 Dallas, TX | 1.0 | 1.0 | 720 | $1,400 | $1.94 | 19d | 1 | 0.23mi |
| 8600 Coppertowne Ln Dallas, TX | 1.0–2.0 | 1.0 | 792 | $1,300 | $1.64 | 1d | 2 | 0.23mi |
| 9690 Forest Ln Dallas, TX | 3.0 | 1.0–2.0 | 838 | $1,088 | $1.30 | 1d | 33 | 0.49mi |
| 10928 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 748 | $849 | $1.14 | 3d | 23 | 0.51mi |
| 11606 Audelia Rd Dallas, TX | 1.0 | 1.0 | 741 | $925 | $1.25 | 26d | 1 | 0.56mi |
| 8309 Skillman St Dallas, TX | 1.0 | 1.0 | 670 | $880 | $1.31 | 16d | 1 | 0.56mi |
| 8309 Skillman St Dallas, TX | 1.0 | 1.0 | 670 | $880 | $1.31 | 22d | 1 | 0.56mi |
| 11600 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 877 | $799 | $0.91 | 7d | 18 | 0.59mi |
| 10075 Royal Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 868 | $1,000 | $1.15 | 6d | 3 | 0.60mi |
| 11620 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 889 | $880 | $0.99 | 4d | 12 | 0.63mi |
| 9669 Forest Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 827 | $650 | $0.79 | 5d | 36 | 0.64mi |
| 9900 Adleta Blvd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 710 | $849 | $1.20 | 0d | 56 | 0.65mi |
| 9601 Forest Ln #516 Dallas, TX | 1.0 | 1.0 | 675 | $800 | $1.19 | 17d | 1 | 0.66mi |
| 11700 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 830 | $944 | $1.14 | 9d | 15 | 0.67mi |
| 11515 Leisure Dr Dallas, TX | 1.0–2.0 | 1.0–2.0 | 781 | $665 | $0.85 | 1d | 28 | 0.67mi |
| 9737 Forest Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 650 | $700 | $1.08 | 19d | 30 | 0.68mi |
| 10028 Royal Ln Dallas, TX | 1.0–3.0 | 1.0–2.5 | 971 | $760 | $0.78 | 0d | 34 | 0.69mi |
| 9450 Forest Springs Dr Dallas, TX | 1.0–3.0 | 1.0–2.5 | 1027 | $849 | $0.83 | 7d | 69 | 0.73mi |
| 9637 Forest Ln Dallas, TX | 1.0–3.0 | 1.0–2.0 | 1006 | $961 | $0.95 | 1d | 12 | 0.73mi |
| 9959 Adleta Blvd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 765 | $616 | $0.80 | 0d | 24 | 0.74mi |
| 9920 Forest Ln Dallas, TX | 1.0 | 1.0 | 739 | $1,048 | $1.42 | 9d | 2 | 0.74mi |
| 9920 Forest Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 882 | $955 | $1.08 | 24d | 3 | 0.74mi |
| 9350 Skillman St Dallas, TX | 1.0–2.0 | 1.0–2.0 | 772 | $742 | $0.96 | 0d | 209 | 0.75mi |
| 11991 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 827 | $740 | $0.89 | 0d | 36 | 0.82mi |
| 8110 Skillman St Dallas, TX | 1.0–2.0 | 1.0–2.0 | 600 | $850 | $1.42 | 1d | 4 | 0.85mi |
| 12121 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 862 | $865 | $1.00 | 0d | 41 | 0.86mi |
| 12111 Audelia Rd Dallas, TX | 1.0–2.0 | 1.0–2.0 | 862 | $675 | $0.78 | 0d | 42 | 0.90mi |
| 9505 Royal Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 854 | $711 | $0.83 | 0d | 36 | 0.92mi |
| 9600 Royal Ln Dallas, TX | 1.0–2.0 | 1.0 | 829 | $995 | $1.20 | 26d | 3 | 0.98mi |
| 9302 Forest Ln Dallas, TX | 1.0 | 1.0 | 570 | $1,019 | $1.79 | 14d | 1 | 1.04mi |
| 9520 Royal Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 656 | $850 | $1.30 | 5d | 2 | 1.04mi |
| 9520 Royal Ln Dallas, TX | 1.0–2.0 | 1.0–2.0 | 656 | $850 | $1.30 | 1d | 2 | 1.04mi |
| 9302 Forest Ln Unit 9376 Dallas, TX | 1.0 | 1.0 | 570 | $1,070 | $1.88 | 0d | 1 | 1.04mi |
HOA detail
- Monthly dues
- $245 · $2,940/yr
- Likely covers
- pool
Listing history 8 events
-
2026-04-22price $78,000 435-char remark
Show marketing remark (435 chars)
This second floor condo is just perfect for a small family and if you work from home this is perfect for you with open kitchen and dining and fireplace with a nice small balcony it is a great space to work from home the high ceilings make it feel bigger than the just under 600 SF and the neighborhood has a pool and covered parking so call for a showing it is priced right for the right buyer and seller will offer allowance if needed
-
2026-04-08$82,500 Active 435-char remark
Show marketing remark (435 chars)
This second floor condo is just perfect for a small family and if you work from home this is perfect for you with open kitchen and dining and fireplace with a nice small balcony it is a great space to work from home the high ceilings make it feel bigger than the just under 600 SF and the neighborhood has a pool and covered parking so call for a showing it is priced right for the right buyer and seller will offer allowance if needed
-
2007-09-17soldstatus
-
2007-09-13soldstatus 148-char remark
Show marketing remark (148 chars)
Gated with pool Great views! Beautiful 1 Bedroom, 1 Bath condo with a great view off the balcony! Backs up to new school Must see! Quiet neighbors.
-
2007-08-24historical 148-char remark
Show marketing remark (148 chars)
Gated with pool Great views! Beautiful 1 Bedroom, 1 Bath condo with a great view off the balcony! Backs up to new school Must see! Quiet neighbors.
-
2007-07-29$24,500 148-char remark
Show marketing remark (148 chars)
Gated with pool Great views! Beautiful 1 Bedroom, 1 Bath condo with a great view off the balcony! Backs up to new school Must see! Quiet neighbors.
-
1996-07-08soldstatus $69,426
-
1982-12-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,926 · $160/mo
- Projected year-2 tax
- $1,926 · $160/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,125
- − Mortgage interest
- −$4,369
- − Property taxes
- −$1,926
- − Insurance
- −$390
- − Repairs & maintenance
- −$890
- − Management
- −$890
- − HOA
- −$2,940
- − Depreciation
- −$2,269
- Taxable loss
- −$2,549
- Est. tax savings @ 24.0%
- +$612
- After-tax cash flow
- $-764/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richardson ISD
- NCES district ID
- 4837020
- Math proficiency
- 40% ▼ -14.00%
- Reading proficiency
- 44% ▼ -6.00%
- Median HH income
- $54,609
- Composite
- 36.58/100
- National rank
- #4633
- State rank
- #316 of 826 in TX
Livability — Dallas
- Score
- 81/100
- State rank
- #24
- US rank
- #1380
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dallas, TX
- County
- Dallas County · 2,612,404 people
- City population
- 1,168,437
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 63,481
- Household income
- $53,618
- Rent vs Own
- Severe rent burden
- 5970.0
Population outlook (Dallas County) Hauer SSP2
- Today (2025)
- 2,979,839 people
- By 2030
- 3,191,823 · +7.1%
- By 2040
- 3,619,611 · +21.5%
- By 2050
- 4,026,915 · +35.1%
- By 2075
- 4,957,073 · +66.4%
- By 2100
- 5,508,725 · +84.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- Black 43% Hispanic / Latino 23% White 22% Two or more races 10% Asian 7%
- Hispanic origin (detail)
- Mexican 15%
- Common ancestry
- Swiss 1% Slovak 1% Lithuanian 1%
- Foreign-born
- 34% · Canada, Vietnam, South Korea
- Languages at home
- 56% English-only · Spanish 21% Other Indo-European 3% French/Haitian/Cajun 2%
Political lean MEDSL · Dallas
- 2024 margin
- Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
- 2008→2024 swing
- +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
- All cycles
- 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -203.08%
- Current HPI
- 317.5287
- Rent YoY
- ▼ -5.31%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+12.3% since first listed8 events — show timeline
- 2026-04-22 Price Changed $78,000 NTREIS
- 2026-04-08 Listed $82,500 NTREIS
- 2007-09-17 Sold (Public Records) — Public Records
- 2007-09-13 Sold (MLS) — NTREIS
- 2007-08-24 Listing Removed — NTREIS
- 2007-07-29 Listed $24,500 NTREIS
- 1996-07-08 Sold (Public Records) $69,426 Public Records
- 1982-12-01 Sold (Public Records) — Public Records
Property tax history
+7.5%/yrLatest (2025): $1,926 · +8.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…