3101 W 21st Ct · Panama City, FL 32405

$195,000

3 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 512 Days on market

Built 1960 0.30 ac lot $177/sqft · 13% below area Est $225k · 13% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.5/15.0
• Cash flow +11.8/30.0
• Schools +4.3/10.0
• 1% rule +3.9/10.0
• Livability +3.6/5.0
• DSCR +3.5/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

Key facts

• Ample parking
• Fenced in corner lot
• Shed in back yard

Tags

• FENCED IN CORNER LOT
• AMPLE PARKING
• SHED IN BACK YARD
• CLOSE PROXIMITY TO SHOPPING
• CLOSE PROXIMITY TO DINING

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $-180 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $163k (16.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (11.4% below list).
• Recommended offer: $163k (16.3% below list) — sets the bar for cash-flow.
• Cap rate 6.0% vs local median 4.7% in Panama City — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#350 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Bay (suburban): math 51% / reading 51% proficiency, ranked #29 of 73 in FL (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.2%/yr); 381 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,473 units permitted in Bay County in 2024 (559 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Bay County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 512 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago; this cycle's ask has dropped $30k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,210 (16.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 512 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 5.96%
• Cash-on-cash: -1.20%
• DSCR: 0.95
• GRM: 9.4

CMA / ARV

• ARV (median comp): $225,115
• List price: $195,000
• Delta: -13.38%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2205 Forest Ave	0.27mi	3/1.5	1,090 (-1%)	9mo	$205,000	$188	75
1903 Arthur Ave	0.53mi	3/1.0	1,069 (-3%)	13mo	$185,000	$173	59
1708 Lake Ave	0.44mi	2/1.0 (-1)	1,000 (-9%)	9mo	$110,000	$110	52
3942 W 21st Pl	0.55mi	3/2.0	1,196 (+8%)	7mo	$237,000	$198	51
3926 W 21st Pl	0.50mi	3/2.0	1,196 (+8%)	10mo	$234,900	$196	50
2003 Drummond Ave	0.33mi	3/2.0	1,242 (+12%)	13mo	$225,000	$181	49
1711 Wilmont Ave Unit 1/2	0.46mi	3/2.0	1,040 (-6%)	21mo	$180,000	$173	47
1712 Wilmont Ave	0.48mi	3/1.0	1,211 (+10%)	22mo	$230,000	$190	43
2105 Mound Ave	0.69mi	3/2.0	1,086 (-2%)	22mo	$245,000	$226	42
2209 W 21st St	0.62mi	3/2.0	1,240 (+12%)	19mo	$269,900	$218	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.24% rent growth · sell at horizon

5-year hold

• IRR: -25.2%
• Equity multiple: 0.16×
• Total profit: $-45,921
• Equity at exit: $29,075

10-year hold

• IRR: -28.6%
• Equity multiple: -0.21×
• Total profit: $-66,061
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32405

• Rents YoY: 1.2%
• Active inventory: 381
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,729 high
• Mortgage (P&I): −$1,023
• Tax from tax record: −$316 /mo · $3,797/yr
• Insurance: −$81
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $-180

Break-even live

Break-even rent $1,956

Max offer price $163,210

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3722 Burnham Way Panama City, FL	3.0	2.0	1040	$1,600	$1.54	21d	1	0.41mi
1710 Drake Ave Panama City, FL	3.0	2.0	1130	$1,850	$1.64	21d	1	0.50mi
1804 Arthur Ave Panama City, FL	3.0	1.5	1044	$1,795	$1.72	21d	1	0.58mi
4105 W 22nd St Unit 4105 Panama City, FL	3.0	2.0	1000	$1,395	$1.40	21d	1	0.63mi
1913 Laurel Ave Unit A Panama City, FL	2.0	2.5	1238	$1,725	$1.39	13d	1	0.68mi
4324 W 20th St Panama City, FL	1.0–3.0	1.0–2.5	1000	$1,630	$1.63	13d	12	0.93mi
4455 W 19th St #17 Panama City, FL	2.0	1.5	1104	$1,400	$1.27	21d	1	0.95mi
2602 W 12th St Panama City, FL	3.0	2.0	1400	$2,095	$1.50	21d	1	1.13mi
1301 Frankford Ave Apt B104 Panama City, FL	2.0	1.0	780	$1,000	$1.28	13d	1	1.15mi

Listing history 28 events

1. 2026-06-19
   days on market $195,000 Active 512 DOM
2. 2026-06-18
   days on market $195,000 Active 511 DOM
3. 2026-06-17
   days on market $195,000 Active 510 DOM
4. 2026-06-16
   days on market $195,000 Active 509 DOM
5. 2026-06-15
   days on market $195,000 Active 508 DOM
6. 2026-06-14
   days on market $195,000 Active 506 DOM
7. 2026-06-13
   days on market $195,000 Active 505 DOM
8. 2026-06-10
   days on market $195,000 Active 503 DOM
9. 2026-06-09
   days on market $195,000 Active 502 DOM
10. 2026-06-08
    days on market $195,000 Active 501 DOM
11. 2026-06-07
    days on market $195,000 Active 500 DOM
12. 2026-06-05
    pricedays on market $195,000 Active 497 DOM
13. 2026-06-03
    days on market $199,999 Active 496 DOM
14. 2026-06-02
    days on market $199,999 Active 495 DOM
15. 2026-06-01
    days on market $199,999 Active 494 DOM
16. 2026-05-31
    days on market $199,999 Active 493 DOM
17. 2026-05-30
    days on market $199,999 Active 492 DOM
18. 2026-05-19
    price $199,999 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

19. 2026-01-07
    price $205,000 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

20. 2025-10-15
    price $210,000 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

21. 2025-06-02
    price $215,000 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

22. 2025-05-16
    price $219,900 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

23. 2025-03-15
    price $220,000 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

24. 2025-01-23
    listed $225,000 Active 1361-char remark

    Show marketing remark (1361 chars)

    ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

25. 2022-05-31
    soldstatus $212,000
26. 2022-05-27
    soldstatus $212,000 Closed 290-char remark

    Show marketing remark (290 chars)

    This may be the only home to buy in St. Andrews. Inventory is an all time low. This home is priced to sell quickly and does need some updates. A second bath could be added. Homes remodeled in this neighborhood normally sell for 260-275k. Extra large corner lot, room for boat or RV storage.

27. 2022-04-27
    status Pending 290-char remark

    Show marketing remark (290 chars)

    This may be the only home to buy in St. Andrews. Inventory is an all time low. This home is priced to sell quickly and does need some updates. A second bath could be added. Homes remodeled in this neighborhood normally sell for 260-275k. Extra large corner lot, room for boat or RV storage.

28. 2022-03-21
    listed $199,000 Active 290-char remark

    Show marketing remark (290 chars)

    This may be the only home to buy in St. Andrews. Inventory is an all time low. This home is priced to sell quickly and does need some updates. A second bath could be added. Homes remodeled in this neighborhood normally sell for 260-275k. Extra large corner lot, room for boat or RV storage.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,797 · $316/mo
• Projected year-2 tax: $3,797 · $316/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone A · 13% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,742
• − Mortgage interest: −$10,923
• − Property taxes: −$3,797
• − Insurance: −$2,478
• − Repairs & maintenance: −$1,659
• − Management: −$1,659
• − Depreciation: −$5,673
• Taxable loss: −$5,447
• Est. tax savings @ 24.0%: +$1,307
• After-tax cash flow: $-852/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bay
• NCES district ID: 1200090
• Math proficiency: 51% ▼ -8.00%
• Reading proficiency: 51% ▼ -7.00%
• Median HH income: $47,740
• Composite: 43.41/100
• National rank: #3014
• State rank: #29 of 73 in FL

Livability — Panama City

• Score: 72/100
• State rank: #350
• US rank: #5823

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Panama City, FL
• County: Bay County · 163,593 people
• City population: 91,445
• Metro: Panama City, FL
• Population (ZIP): 29,984
• Household income: $73,373
• Rent vs Own: 40.5% rent · 59.5% own
• Severe rent burden: 1008.0

Population outlook (Bay County) Hauer SSP2

• Today (2025): 206,264 people
• By 2030: 217,740 · +5.6%
• By 2040: 238,738 · +15.7%
• By 2050: 255,545 · +23.9%
• By 2075: 288,295 · +39.8%
• By 2100: 288,638 · +39.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (67%)
• Race & ethnicity: White 67% Black 17% Two or more races 8% Hispanic / Latino 7% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Slovak 4% Lithuanian 2% Romanian 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 6% Arabic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Bay

• 2024 margin: Solid R (+47.4) · D 25.8% · R 73.1% · Other 1.1%
• 2008→2024 swing: -6.6pp toward R · 2008: -40.7pp · 2024: -47.4pp
• All cycles: 2024: R+47.4 2020: R+43.5 2016: R+46.3 2012: R+43.6 2008: R+40.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -217.88%
• Current HPI: 262.7854
• Rent YoY: ▲ 1.24%
• Metro: Panama City, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+0.5% since first listed

11 events — show timeline

• 2026-05-19 Price Changed $199,999 CPARMLS
• 2026-01-07 Price Changed $205,000 CPARMLS
• 2025-10-15 Price Changed $210,000 CPARMLS
• 2025-06-02 Price Changed $215,000 CPARMLS
• 2025-05-16 Price Changed $219,900 CPARMLS
• 2025-03-15 Price Changed $220,000 CPARMLS
• 2025-01-23 Listed $225,000 CPARMLS
• 2022-05-31 Sold (Public Records) $212,000 Public Records
• 2022-05-27 Sold (MLS) $212,000 CPARMLS
• 2022-04-27 Pending — CPARMLS
• 2022-03-21 Listed $199,000 CPARMLS

Property tax history

+23.8%/yr

Latest (2025): $3,797 · +9.3% YoY. Source: county tax records.