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202 Hunter Allen
C- Composite 51.49
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.8/10.0
  • 1% rule +3.7/10.0
  • Livability +3.5/5.0
  • Rent growth +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$218,000

202 Hunter Allen · Springdale, AR 72764
4 bd · 2.0 ba · 1,661 sqft · SingleFamily public records · 55 Days on market
Built 2007 7,840 sqft lot $131/sqft · 25% below area Est $290k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* * Please note this property will require significant remodeling and does not qualify for traditional financing — cash or renovation loan offers only. There once was a home on Hunter Allen Drive, With 4 beds and 3 cars — what a jive! It needs a little love, Like a hand in a glove, Flip it right and watch your equity thrive! Opportunity is knocking at 202 Hunter Allen in Springdale! This 4-bedroom, 2-bath brick home sits on a level corner lot in Wilkins Subdivision, offering 1,661 sq ft of living space with a spacious 3-car attached garage. Built in 2007, the layout features an eat-in kitchen, walk-in closets, ceiling fans, and a cozy gas fireplace in the living room. Step outs

Key facts

  • Cozy gas fireplace
  • Walk-in closets
  • Deck

Tags

LEVEL CORNER LOTEAT-IN KITCHENWALK-IN CLOSETSCOZY GAS FIREPLACEDECKNEAR TOP SCHOOLS

Property features AI

Finance

  • HOA & community: Monthly association fee; Community near fire station, hospital, schools, park, shopping, and sidewalks

Exterior

  • Parking: Attached garage with garage door opener; 3 covered spaces
  • Security: Fire alarm; Smoke detector(s)
  • Utilities: Public water; Sewer available; Electricity available; Natural gas available; Cable available
  • Home design: Single-story design; Residential zoning; Entry level on main level
  • Construction: Brick construction; Architectural shingle roof; Slab foundation; Resale home (less than 25 years old)
  • Exterior features: Concrete driveway; Deck; Corner lot, cleared and level; Near park; Subdivision setting; Shared road frontage

Interior

  • Kitchen: Countertop; Dishwasher; Electric range; Gas cooktop; Microwave; Refrigerator
  • Bedrooms: Bedroom on second level
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Attic; Ceiling fan(s); Eat-in kitchen; Storage; Walk-in closet(s); Window treatments; Double-pane vinyl windows with blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Utility room (main level)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $218k.

Deal economics

  • At list price, monthly cash flow is $92 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (12.6% below list).
  • Recommended offer: $190k (12.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 3.3% in Springdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#48 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, employment D+.
  • Springdale School District (urban): math 38% / reading 35% proficiency, ranked #100 of 238 in AR (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.9%/yr); 369 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $100k; list at $218k implies a 118% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,467 (12.6% below list)

Questions for the listing agent

  1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.80%
Cash-on-cash
1.81%
DSCR
1.08
GRM
9.5

CMA / ARV

ARV (median comp)
$290,147
List price
$218,000
Delta
-24.87%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3621 Alliance Dr 0.06mi 4/2.0 1,660 (-0%) 7mo $300,000 $181 91
3751 Alliance Dr 0.14mi 4/2.0 1,660 (-0%) 3mo $280,000 $169 91
235 Glory Ln 0.15mi 4/2.0 1,660 (-0%) 8mo $293,750 $177 86
3733 Alliance Dr 0.13mi 4/2.0 1,628 (-2%) 10mo $293,750 $180 82
337 Joy Carol Loop 0.15mi 3/2.0 (-1) 1,560 (-6%) 4mo $265,000 $170 74
334 Jeanne 0.18mi 3/2.0 (-1) 1,592 (-4%) 9mo $305,000 $192 72
566 Parkside Cv 0.42mi 3/2.0 (-1) 1,612 (-3%) 3mo $363,000 $225 68
604 Loganberry Ln 0.42mi 3/2.0 (-1) 1,657 (-0%) 9mo $336,400 $203 68
3058 Chelsey Ln 0.42mi 3/2.0 (-1) 1,477 (-11%) 3mo $315,000 $213 54
3393 Ashton Ln 0.61mi 3/2.0 (-1) 1,448 (-13%) 3mo $270,000 $186 42
3316 Grainger Cir 0.75mi 3/2.0 (-1) 1,474 (-11%) 1mo $293,000 $199 40
4809 Kimberly Pl 0.73mi 3/2.0 (-1) 1,869 (+12%) 6mo $315,000 $169 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.87% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.51×
Total profit
$-29,731
Equity at exit
$32,505
10-year hold
IRR
-4.9%
Equity multiple
0.68×
Total profit
$-19,465
Equity at exit
$18,849

Cash invested: $61,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72764

Rents YoY
2.9%
Active inventory
369
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,905 medium interval (Pro) →
Mortgage (P&I)
$1,143
Tax from tax record
$178 /mo · $2,141/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$92

Break-even live

Break-even rent $1,788
Max offer price $218,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,500
Closing costs
$6,540
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3910 Allegheny Ter Unit B Springdale, AR 3.0 2.0 1580 $1,495 $0.95 14d 1 0.68mi
1489 Bridgeboro Ave Springdale, AR 4.0 2.0 1738 $2,150 $1.24 43d 1 1.00mi
5325 N Oak St Bethel Heights, AR 1.0–3.0 1.0–2.0 879 $1,345 $1.53 21d 7 1.13mi
584 Quartz Way Springdale, AR 4.0 2.0 2100 $2,295 $1.09 43d 1 1.28mi

Listing history 18 events

  1. 2026-06-18
    days on market $218,000 Active 55 DOM
  2. 2026-06-17
    days on market $218,000 Active 54 DOM
  3. 2026-06-16
    days on market $218,000 Active 53 DOM
  4. 2026-06-15
    days on market $218,000 Active 52 DOM
  5. 2026-06-14
    days on market $218,000 Active 50 DOM
  6. 2026-06-10
    days on market $218,000 Active 47 DOM
  7. 2026-06-09
    days on market $218,000 Active 46 DOM
  8. 2026-06-08
    days on market $218,000 Active 45 DOM
  9. 2026-06-07
    days on market $218,000 Active 44 DOM
  10. 2026-06-05
    days on market $218,000 Active 41 DOM
  11. 2026-06-03
    days on market $218,000 Active 40 DOM
  12. 2026-06-02
    days on market $218,000 Active 39 DOM
  13. 2026-06-01
    days on market $218,000 Active 38 DOM
  14. 2026-05-31
    days on market $218,000 Active 37 DOM
  15. 2026-05-31
    days on market $218,000 Active 36 DOM
  16. 2026-05-06
    price $227,000 960-char remark
  17. 2026-04-24
    listed $235,000 Active 960-char remark
  18. 2026-04-07
    soldstatus $100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,141 · $178/mo
Projected year-2 tax
$2,141 · $178/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,856
− Mortgage interest
−$12,211
− Property taxes
−$2,141
− Insurance
−$1,090
− Repairs & maintenance
−$1,828
− Management
−$1,828
− Depreciation
−$6,342
Taxable loss
−$2,585
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$621
After-tax cash flow
$1,727/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Springdale School District
NCES district ID
0512660
Math proficiency
38% ▼ -11.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$45,469
Composite
31.18/100
National rank
#6046
State rank
#100 of 238 in AR

Livability — Springdale

Score
70/100
State rank
#48
US rank
#7326

Category grades

Amenities F Commute D+ Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Springdale, AR
County
Washington County · 252,056 people
City population
104,811
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
58,719
Household income
$65,898
Rent vs Own
51.5% rent · 48.5% own
Severe rent burden
1352.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 44% White 33% Two or more races 28% Pacific Islander 11% Black 3% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 32% Puerto Rican 1%
Common ancestry
Romanian 1% Slovak 1% Italian 1%
Foreign-born
28% · Canada
Languages at home
58% English-only · Spanish 32% Other Asian/Pacific 9% Russian/Polish/Slavic 1%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -269.05%
Current HPI
297.924
Rent YoY
▲ 2.87%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+118.0% since first listed
4 events — show timeline
  • 2026-05-26 Price Changed $218,000 NWARMLS
  • 2026-05-06 Price Changed $227,000 NWARMLS
  • 2026-04-24 Listed $235,000 NWARMLS
  • 2026-04-07 Sold (Public Records) $100,000 Public Records

Property tax history

+4.7%/yr

Latest (2025): $2,141 · +10.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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