19505 Quesada Ave Unit C201 · Port Charlotte, FL 33948

$149,500

2 bd · 2.0 ba · 899 sqft · Condo public records · 316 Days on market

Built 1985 $339/mo HOA · 16% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• 1% rule +9.2/10.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

Key facts

• Mature oaks
• Tiled walk in shower
• Recreation rooms

Tags

• EARTH TONED KITCHEN TILE
• BUILT IN BREAKFAST BAR
• ENCLOSED BALCONY AREA
• TILED WALK IN SHOWER
• MATURE OAKS
• RECREATION ROOMS

Property features AI

Finance

• Financial info: Total annual fees $4,074; Lease restrictions apply
• HOA & community: Monthly association fee of $339.50 (includes common area taxes, pool, escrow reserves, insurance, management, pest control, recreational facilities, sewer, trash); Association name: Star Hospitality Management; Association approval required; Amenities: clubhouse, maintained grounds, pool, shuffleboard court; Community features include clubhouse, community mailbox, dog park, sidewalks, street lights, deed restrictions, buyer approval required; Pets allowed with limits (cats and dogs allowed; max pet weight 15 lbs)

Exterior

• Parking: Paved road access
• Utilities: Public water; Public sewer; Electricity connected; Cable available; High-speed internet available; Phone available; Sewer connected; Water connected
• Home design: Condominium; Located on 2nd floor; Faces northwest; Completed condition
• Construction: Block construction; Shingle roof; Slab foundation; Building identified as BLDG C; Built as part of a multi-story complex (2 stories total)
• Exterior features: Balcony; Dog run; Outdoor lighting; Outdoor grill; Sidewalk; Sliding doors; In-ground pool

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer and dryer included; Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $150k.

Deal economics

• At list price, monthly cash flow is $211 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.6%/yr); 953 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 41% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 316 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $26k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,560 (12.0% below list)

Questions for the listing agent

1. It's been on market 316 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 8.52%
• Cash-on-cash: 7.96%
• DSCR: 1.35
• GRM: 5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -11.5%
• Equity multiple: 0.60×
• Total profit: $-16,710
• Equity at exit: $22,291

10-year hold

• IRR: -9.6%
• Equity multiple: 0.52×
• Total profit: $-20,124
• Equity at exit: $12,926

Cash invested: $41,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33948

• Home prices YoY: -14.9%
• Rents YoY: -1.6%
• Active inventory: 953
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $2,130 high
• Mortgage (P&I): −$784
• Tax from tax record: −$220 /mo · $2,638/yr
• Insurance: −$62
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$339
• Vacancy / Maint / Mgmt: −$447
• Net cashflow: $211

Break-even live

Break-even rent $1,863

Max offer price $149,500

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,375
• Closing costs: $4,485
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19505 Quesada Ave Port Charlotte, FL	1.0–2.0	1.0–2.0	797	$2,800	$3.51	13d	8	0.15mi
1515 Forrest Nelson Blvd Port Charlotte, FL	2.0	2.0	899	$2,000	$2.22	21d	2	0.22mi
20012 Goldcup Ct Port Charlotte, FL	2.0	2.0	923	$1,595	$1.73	21d	1	0.57mi
425 Ricold Ter Port Charlotte, FL	2.0	2.0	912	$1,400	$1.54	21d	1	0.96mi
21026 Glendale Ave Port Charlotte, FL	2.0	1.0	812	$1,400	$1.72	21d	1	1.31mi
21061 Midway Blvd Port Charlotte, FL	2.0	1.0	897	$1,600	$1.78	21d	1	1.34mi

HOA detail condo

• Monthly dues: $339 · $4,068/yr
• Likely covers: landscapingpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 47 events

1. 2026-06-18
   days on market $149,500 Active 316 DOM
2. 2026-06-17
   days on market $149,500 Active 315 DOM
3. 2026-06-16
   days on market $149,500 Active 314 DOM
4. 2026-06-15
   days on market $149,500 Active 313 DOM
5. 2026-06-14
   days on market $149,500 Active 311 DOM
6. 2026-06-13
   pricedays on market $149,500 Active 310 DOM
7. 2026-06-10
   days on market $155,000 Active 308 DOM
8. 2026-06-09
   days on market $155,000 Active 307 DOM
9. 2026-06-08
   days on market $155,000 Active 306 DOM
10. 2026-06-05
    days on market $155,000 Active 302 DOM
11. 2026-06-02
    days on market $155,000 Active 300 DOM
12. 2026-06-01
    days on market $155,000 Active 299 DOM
13. 2026-05-31
    days on market $155,000 Active 298 DOM
14. 2026-05-30
    days on market $155,000 Active 297 DOM
15. 2026-05-18
    price $155,000
16. 2026-05-04
    price $158,000
17. 2026-04-28
    price $159,000
18. 2026-04-23
    price $160,000
19. 2026-04-16
    price $161,000
20. 2026-04-11
    price $162,000
21. 2026-04-06
    price $163,000
22. 2026-03-31
    price $164,000
23. 2026-01-24
    price $165,000
24. 2025-10-27
    price $169,500
25. 2025-08-06
    listed $175,000 Active
26. 2022-08-10
    price $180,000 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

27. 2022-08-09
    soldstatus $179,000 Closed 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

28. 2022-07-21
    status Pending 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

29. 2022-07-16
    price $184,400 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

30. 2022-07-15
    price $184,500 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

31. 2022-07-14
    price $184,800 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

32. 2022-07-11
    price $184,900 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

33. 2022-07-05
    soldstatus $185,000 Closed 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

34. 2022-07-05
    listed $185,000 Active 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, faucets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Pt. Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

35. 2022-07-01
    status Pending 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

36. 2022-06-30
    historical 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

37. 2022-06-29
    status Active 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

38. 2022-06-28
    status Pending 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

39. 2022-06-26
    price $184,500 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

40. 2022-06-16
    price $184,700 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

41. 2022-06-12
    price $184,800 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

42. 2022-06-04
    price $184,900 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

43. 2022-05-29
    listed $187,000 Active 1214-char remark

    Show marketing remark (1214 chars)

    Buyers cold feet is your gain! NEWLY UPGRADED * Owners transformed over $20k in brand NEW upgrades! To name a few; Ceiling to floors; Stainless-steel appliances, granite countertops, cabinetry, handles, disposal, facets and large specialty undermount sink, chandelier, beautiful NEW vanity set, Cordless wood like blinds. The kitchen has, NEW appliances, cabinetry, flooring and disposal. paint and so much more. The living room provides a spacious layout, perfectly appointed kitchen w/ plenty of cabinet, counter space plus breakfast bar. These unique touches make this condo stand out from the rest. Kick back, relax and enjoy watching the incredible sunsets and nature from your balcony! The oak lined streets are perfect to walk, bike & jog to explore the Bocce Ball, horseshoes, pools & grill areas. Next door is Franz Ross Park, playgrounds, picnic area, nature trails, tennis courts, a beautiful park-like setting with lots of community activities. Amenities include a large community pool, clubhouse, shuffleboard, bocce ball and horseshoes. Situated in the heart of Port Charlotte out of flood zones. Located near shopping, restaurants, beaches and historic downtown Punta Gorda. Call today!

44. 2021-11-09
    soldstatus $125,000 Closed
45. 2021-10-08
    status Pending
46. 2021-09-28
    listed $128,900 Active
47. 1996-02-27
    soldstatus $43,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,638 · $220/mo
• Projected year-2 tax: $2,638 · $220/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 74% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,562
• − Mortgage interest: −$8,374
• − Property taxes: −$2,638
• − Insurance: −$1,545
• − Repairs & maintenance: −$2,045
• − Management: −$2,045
• − HOA: −$4,068
• − Depreciation: −$4,349
• Taxable income: $498
• Est. tax owed @ 24.0%: −$120
• After-tax cash flow: $2,416/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 18,696
• Household income: $62,744
• Rent vs Own: 13.8% rent · 86.2% own
• Severe rent burden: 501.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Two or more races 8% Black 7% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Lithuanian 5% Romanian 4% Iranian 2%
• Foreign-born: 11% · Canada
• Languages at home: 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.31%
• Current HPI: 315.0548
• Rent YoY: ▼ -1.63%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+253.1% since first listed

33 events — show timeline

• 2026-05-18 Price Changed $155,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $158,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-28 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Price Changed $161,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-11 Price Changed $162,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Price Changed $163,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $164,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-24 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-27 Price Changed $169,500 Stellar MLS as Distributed by MLS Grid
• 2025-08-06 Listed $175,000 Stellar MLS as Distributed by MLS Grid
• 2022-08-10 Price Changed $180,000 FORTMLS
• 2022-08-09 Sold (MLS) $179,000 FORTMLS
• 2022-07-21 Pending — FORTMLS
• 2022-07-16 Price Changed $184,400 FORTMLS
• 2022-07-15 Price Changed $184,500 FORTMLS
• 2022-07-14 Price Changed $184,800 FORTMLS
• 2022-07-11 Price Changed $184,900 FORTMLS
• 2022-07-05 Listed $185,000 FORTMLS
• 2022-07-05 Sold (MLS) $185,000 FORTMLS
• 2022-07-01 Pending — FORTMLS
• 2022-06-30 Listing Removed — FORTMLS
• 2022-06-29 Relisted — FORTMLS
• 2022-06-28 Pending — FORTMLS
• 2022-06-26 Price Changed $184,500 FORTMLS
• 2022-06-16 Price Changed $184,700 FORTMLS
• 2022-06-12 Price Changed $184,800 FORTMLS
• 2022-06-04 Price Changed $184,900 FORTMLS
• 2022-05-29 Listed $187,000 FORTMLS
• 2021-11-09 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
• 2021-10-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-09-28 Listed $128,900 Stellar MLS as Distributed by MLS Grid
• 1996-02-27 Sold (Public Records) $43,900 Public Records

Property tax history

+6.6%/yr

Latest (2025): $2,638 · -1.5% YoY. Source: county tax records.