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171 Brook Dr
A- Composite 80.98
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +3.8/5.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0

$39,900

171 Brook Dr · Brookfield Center, OH 44403
2 bd · 1.5 ba · 910 sqft · SingleFamily · 19 Days on market
Built 1980 Good condition 2,178 sqft lot $44/sqft · 54% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Wonderful 2-bedroom 1.5 bath home in Wyngate Manor. Located in a 55+ community in Brookfield, Ohio. Open kitchen to include all appliances and plenty of cabinets and counter space. Many updates in 2021-2022 - doors, windows, counter tops, cabinet refacing, back splash, hot water tank. Furnace and AC 2020. Custom blinds will stay. You will enjoy the covered patio and handy well desired carport. Large yard with scenic woods. 2 sheds for storage. Call today for more information about this affordable home!

Key facts

  • Scenic woods
  • Carport
  • Large yard

Tags

OPEN KITCHENCOVERED PATIOCARPORTLARGE YARDSCENIC WOODS2 SHEDS

Property features AI

Finance

  • Financial info: Has land lease with monthly amount of $350; Pets allowed: cats and dogs (size limit applies)
  • HOA & community: Association fees include trash and water

Exterior

  • Parking: Carport (2 spaces); Driveway
  • Utilities: Public water; Public sewer
  • Home design: Single-story home; Above-grade living area recorded as 910 (assessor)
  • Construction: Built per public records; Aluminum and vinyl siding; Asphalt/fiberglass roof
  • Exterior features: Covered patio/porch; Storage; Shed(s)

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central air conditioning; Forced air heating
  • Interior features: Updated/remodeled condition; Total of 5 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $40k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $424 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($886 rent vs $40k).
  • Recommended offer: $39k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#315 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Brookfield Local (rural): math 32% / reading 54% proficiency, ranked #524 of 656 in OH (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 25 active listings in the ZIP; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($62k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $4k of equity ($276 loan paydown + $4k appreciation (10.0% local appreciation)).
  • Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
Recommended offer $39,301 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.22%
Cap rate
19.04%
Cash-on-cash
45.52%
DSCR
3.03
GRM
3.8

CMA / ARV

ARV (median comp)
$86,897
List price
$39,900
Delta
-54.08%
Verdict
UNDERPRICED
Comps
14 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
180 Brook Dr 0.09mi 2/1.0 896 (-2%) 21mo $26,000 $29 73
166 Brook Dr 0.06mi 2/2.0 980 (+8%) 18mo $33,000 $34 67
6733 Warren Sharon Rd 0.54mi 2/1.0 956 (+5%) 12mo $94,000 $98 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
59.8%
Equity multiple
5.36×
Total profit
$48,736
Equity at exit
$35,945
10-year hold
IRR
53.3%
Equity multiple
11.95×
Total profit
$122,320
Equity at exit
$77,517

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44403

Home prices YoY
15.3%
Active inventory
25
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$886 medium interval (Pro) →
Mortgage (P&I)
$209
Tax est. 1.5%
$50 /mo · $598/yr
Insurance
$17
HOA
$0
Vacancy / Maint / Mgmt
$186
Net cashflow
$424

Break-even live

Break-even rent $349
Max offer price $39,900
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,975
Closing costs
$1,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 1 events

  1. 2026-05-01
    listed $39,900 Active 507-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,626
− Mortgage interest
−$2,235
− Property taxes
−$598
− Insurance
−$200
− Repairs & maintenance
−$850
− Management
−$850
− Depreciation
−$1,161
Taxable income
$4,732
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,136
After-tax cash flow
$3,950/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 75/100 Cosmetic rehab

This 2-bedroom 1.5 bath home in a 55+ community is in good condition with recent updates and a well-maintained exterior. It offers a good investment opportunity with potential for value enhancement through minor cosmetic upgrades.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both New flooring — New flooring can improve the overall look and feel of the home, making it more appealing to buyers/tenants.
  • Both Kitchen appliances — Upgrading appliances can make the kitchen more modern and appealing to potential buyers/tenants.
  • Both Bathroom updates — Updating bathrooms can improve functionality and appeal, making the home more attractive to buyers/tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both New flooring — New flooring can improve the overall look and feel of the home, making it more appealing to buyers/tenants.
  • Both Kitchen appliances — Upgrading appliances can make the kitchen more modern and appealing to potential buyers/tenants.
  • Both Bathroom updates — Updating bathrooms can improve functionality and appeal, making the home more attractive to buyers/tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Brookfield Local
NCES district ID
3905012
Math proficiency
32% ▼ -24.00%
Reading proficiency
54% ▼ -9.00%
Median HH income
$38,050
Composite
35.75/100
National rank
#4850
State rank
#524 of 656 in OH

Livability — Brookfield Center

Score
73/100
State rank
#315
US rank
#5164

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Trumbull · 193,293 people
Metro
Youngstown-Warren, OH
Population (ZIP)
3,766
Household income
$62,312
Rent vs Own
12.3% rent · 87.7% own
Severe rent burden
10.5

Population outlook (Trumbull County) Hauer SSP2

Today (2025)
191,696 people
By 2030
184,015 · -4.0%
By 2040
166,810 · -13.0%
By 2050
149,857 · -21.8%
By 2075
115,769 · -39.6%
By 2100
83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Two or more races 1%
Common ancestry
Romanian 4% Serbian 2% Slovene 1%
Foreign-born
0%
Languages at home
99% English-only · Russian/Polish/Slavic 1%

Political lean MEDSL · Trumbull

2024 margin
R (+16.8) · D 41.2% · R 58.0%
2008→2024 swing
-39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
All cycles
2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 33.25%
Current HPI
250.11
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-20 Pending MLSNOW
  • 2026-05-01 Listed $39,900 MLSNOW

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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