2510 5th St · Galena Park, TX 77547

$180,000

3 bd · 1.0 ba · 1,267 sqft · SingleFamily public records · 265 Days on market

Built 1951 4,321 sqft lot $142/sqft · 6% below area Est $192k · 6% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.1/30.0
• ARV discount +10.2/15.0
• Appreciation +7.5/10.0
• 1% rule +4.0/10.0
• DSCR +3.9/10.0
• Livability +3.4/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Charming 3-bedroom, 1-bath home in the heart of Galena Park! This 1,267 sq. ft. property offers an inviting layout with a spacious living area, bright windows for natural light, and plenty of potential to make it your own. Situated on a 4,323 sq. ft. lot, the home features a large front yard, extended driveway, and attached garage. Conveniently located near schools, local parks, shopping, and with quick access to I-10 for an easy commute into Houston. Great opportunity for first-time buyers or investors!!!

Key facts

• Near schools
• Attached garage
• Large front yard

Tags

• LARGE FRONT YARD
• EXTENDED DRIVEWAY
• ATTACHED GARAGE
• QUICK ACCESS TO I-10
• NEAR SCHOOLS
• NEAR LOCAL PARKS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $-7 ($-81/yr) — negative.
• To cash-flow at today's rent, offer at most $179k (0.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (10.2% below list).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.2% vs local median 4.1% in Galena Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#456 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D, amenities F, commute F.
• Galena Park ISD (suburban): math 32% / reading 33% proficiency, ranked #578 of 826 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 38 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($1k loan paydown + $9k appreciation (5.0% local appreciation)).
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (5.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 265 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.25%
• Cash-on-cash: -0.16%
• DSCR: 0.99
• GRM: 9.3

CMA / ARV

• ARV (median comp): $191,524
• List price: $180,000
• Delta: -6.02%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2222 8th St	0.32mi	3/1.0	1,246 (-2%)	7mo	$149,950	$120	76
2513 13th St	0.43mi	3/1.5	1,258 (-1%)	1mo	$139,999	$111	76
213 Armstrong St	0.34mi	2/1.5 (-1)	1,281 (+1%)	4mo	$110,000	$86	72
2515 7th St	0.13mi	2/2.0 (-1)	1,171 (-8%)	2mo	$169,900	$145	70
1204 Sage Dr	0.39mi	3/1.0	1,336 (+5%)	8mo	$160,000	$120	66
328 Gans St	0.17mi	3/2.0	1,456 (+15%)	4mo	$275,000	$189	60
2219 15th St	0.63mi	3/1.0	1,213 (-4%)	7mo	$94,000	$77	58
2224 11th St	0.41mi	3/2.0	1,120 (-12%)	1mo	$179,900	$161	56
2220 7th St	0.31mi	4/2.0 (+1)	1,114 (-12%)	7mo	$179,990	$162	50
2503 13th St	0.43mi	4/2.0 (+1)	1,420 (+12%)	4mo	$221,000	$156	47
2012 10th St	0.66mi	3/2.0	1,395 (+10%)	6mo	$230,000	$165	43
2113 10th St	0.55mi	2/2.0 (-1)	1,103 (-13%)	7mo	$135,000	$122	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.96% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.7%
• Equity multiple: 1.81×
• Total profit: $40,707
• Equity at exit: $101,581

10-year hold

• IRR: 13.7%
• Equity multiple: 3.46×
• Total profit: $123,748
• Equity at exit: $174,966

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77547

• Home prices YoY: 2.0%
• Active inventory: 38
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,616 high
• Mortgage (P&I): −$944
• Tax from tax record: −$264 /mo · $3,172/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$339
• Net cashflow: $-7

Break-even live

Break-even rent $1,624

Max offer price $178,804

Occupancy floor 95%

Sensitivity live

Price	-10% $95	-5% $44	+0% $-7	+5% $-58	+10% $-109
Rent	-10% $-134	-5% $-71	+0% $-7	+5% $57	+10% $121
Rate	-1.0pp $84	-0.5pp $39	base $-7	+0.5pp $-53	+1.0pp $-101

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,000
• Closing costs: $5,400
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
423 Armstrong St Houston, TX	3.0	2.0	1090	$1,499	$1.38	0d	1	0.10mi
403 Armstrong St Houston, TX	3.0	2.0	909	$1,399	$1.54	0d	1	0.14mi
311 Massachusetts St Unit A Houston, TX	3.0	2.0	1184	$1,700	$1.44	14d	1	0.23mi
2216 3rd St Galena Park, TX	3.0	2.0	1500	$1,400	$0.93	45d	1	0.36mi
205 Bolden St Unit A Houston, TX	3.0	2.0	1200	$2,500	$2.08	45d	1	0.41mi
253 N Carolina St Houston, TX	4.0	2.0	1560	$1,600	$1.03	9d	1	0.44mi
9821 Turnbow St Unit C Houston, TX	3.0	2.0	1140	$1,720	$1.51	45d	1	1.03mi
9710 Tuffly St Houston, TX	3.0	2.0	1275	$1,795	$1.41	25d	1	1.34mi

Listing history 19 events

1. 2026-06-21
   days on market $180,000 Active 265 DOM
2. 2026-06-18
   days on market $180,000 Active 262 DOM
3. 2026-06-17
   days on market $180,000 Active 261 DOM
4. 2026-06-16
   days on market $180,000 Active 260 DOM
5. 2026-06-16
   price $180,000 Active 259 DOM
6. 2026-06-15
   days on market $195,000 Active 259 DOM
7. 2026-06-13
   days on market $195,000 Active 257 DOM
8. 2026-06-13
   days on market $195,000 Active 256 DOM
9. 2026-06-09
   days on market $195,000 Active 253 DOM
10. 2026-06-08
    days on market $195,000 Active 252 DOM
11. 2026-06-07
    days on market $195,000 Active 251 DOM
12. 2026-06-04
    days on market $195,000 Active 248 DOM
13. 2026-06-03
    days on market $195,000 Active 247 DOM
14. 2026-06-02
    days on market $195,000 Active 246 DOM
15. 2026-06-01
    days on market $195,000 Active 245 DOM
16. 2026-05-31
    days on market $195,000 Active 244 DOM
17. 2025-09-30
    listed $195,000 Active 511-char remark

    Show marketing remark (511 chars)

    Charming 3-bedroom, 1-bath home in the heart of Galena Park! This 1,267 sq. ft. property offers an inviting layout with a spacious living area, bright windows for natural light, and plenty of potential to make it your own. Situated on a 4,323 sq. ft. lot, the home features a large front yard, extended driveway, and attached garage. Conveniently located near schools, local parks, shopping, and with quick access to I-10 for an easy commute into Houston. Great opportunity for first-time buyers or investors!!!

18. 2008-12-11
    soldstatus
19. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,172 · $264/mo
• Projected year-2 tax: $3,294 · $274/mo
• Expected delta: +$122/yr (+$10/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,390
• − Mortgage interest: −$10,083
• − Property taxes: −$3,172
• − Insurance: −$900
• − Repairs & maintenance: −$1,551
• − Management: −$1,551
• − Depreciation: −$5,236
• Taxable loss: −$3,104
• Est. tax savings @ 24.0%: +$745
• After-tax cash flow: $664/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Galena Park ISD
• NCES district ID: 4820250
• Math proficiency: 32% ▼ -20.00%
• Reading proficiency: 33% ▼ -7.00%
• Median HH income: $43,158
• Composite: 27.62/100
• National rank: #6927
• State rank: #578 of 826 in TX

Livability — Galena Park

• Score: 68/100
• State rank: #456
• US rank: #9227

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Galena Park, TX
• City population: 9,380
• Population (ZIP): 9,380

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (90%)
• Race & ethnicity: Hispanic / Latino 90% Two or more races 46% Black 5% White 4%
• Hispanic origin (detail): Mexican 88%
• Foreign-born: 32% · Canada
• Languages at home: 21% English-only · Spanish 79%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.96%
• Current HPI: 252.9899
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

3 events — show timeline

• 2025-09-30 Listed $195,000 HARMLS
• 2008-12-11 Sold (Public Records) — Public Records
• 1988-01-02 Sold (Public Records) — Public Records

Property tax history

+7.1%/yr

Latest (2025): $3,172 · -1.0% YoY. Source: county tax records.