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762 Valencia Ave
C Composite 55.45
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.4/10.0
  • Schools +3.9/10.0
  • Rent growth +3.8/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$187,000

762 Valencia Ave · Orange City, FL 32763
2 bd · 2.0 ba · 832 sqft · SingleFamily public records · 96 Days on market
Built 1958 10,050 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check out this great 3 bedroom 2 bathroom home in Orange City! Block home with beautiful live oak trees, paved street and close to I-4 and 17-92!

Key facts

  • Spacious yard
  • Outdoor entertaining
  • Convenient access

Tags

FUNCTIONAL FLOOR PLANSPACIOUS YARDOUTDOOR ENTERTAININGCONVENIENT ACCESSEASY ACCESS TO I-4LOCAL SCHOOLS

Property features AI

Finance

  • Other: Property type: Residential - Single Family Residence; Zoning: 01R4; Universal property ID available; Property listed as unfurnished
  • Financial info:
  • HOA & community: No HOA association indicated; Development: Camellia Park

Exterior

  • Parking:
  • Security:
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
  • Home design: Single-family residence; One story; Faces north; Property condition: Fixer
  • Construction: Block construction; Shingle roof; Slab foundation; Building area about 1,382 square feet; Living area about 1,184 square feet
  • Exterior features: Paved road access; Lot dimensions approximately 75 x 134; Lot size about 0.23 acres (under 1/4 acre)

Interior

  • Kitchen: No appliances included
  • Bedrooms: 3 bedrooms
  • Flooring: Terrazzo flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans
  • Laundry & utility: Laundry: Other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $187k.

Deal economics

  • At list price, monthly cash flow is $291 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $187k).
  • Recommended offer: $170k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#406 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, amenities F.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.2%/yr); 243 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 96 days — a 9% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 19y ago; this cycle's ask has dropped $1.86M (91%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $170,170 (9.0% below list)

Questions for the listing agent

  1. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
8.16%
Cash-on-cash
6.67%
DSCR
1.30
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.22% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.86×
Total profit
$-7,323
Equity at exit
$27,882
10-year hold
IRR
8.3%
Equity multiple
1.70×
Total profit
$36,559
Equity at exit
$16,168

Cash invested: $52,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32763

Rents YoY
5.2%
Active inventory
243
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,944 medium interval (Pro) →
Mortgage (P&I)
$981
Tax from tax record
$186 /mo · $2,236/yr
Insurance
$78
HOA
$0
Vacancy / Maint / Mgmt
$408
Net cashflow
$291

Break-even live

Break-even rent $1,576
Max offer price $187,000
Occupancy floor 80%

Sensitivity live

Price -10% $397 -5% $344 +0% $291 +5% $238 +10% $185
Rent -10% $137 -5% $214 +0% $291 +5% $368 +10% $445
Rate -1.0pp $385 -0.5pp $339 base $291 +0.5pp $243 +1.0pp $193

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,750
Closing costs
$5,610
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
505 Patlin Ave Orange City, FL 2.0 1.5 1022 $1,600 $1.57 24d 1 0.81mi
550 E Minnesota Ave Orange City, FL 2.0 1.0 900 $2,850 $3.17 24d 1 1.21mi
258 Charles Ave Orange City, FL 3.0 2.0 1103 $1,950 $1.77 24d 1 1.23mi
345 E Ohio Ave #345 Orange City, FL 2.0 2.0 1006 $1,697 $1.69 24d 1 1.48mi

Listing history 32 events

  1. 2026-06-18
    days on market $187,000 Active 96 DOM
  2. 2026-06-17
    days on market $187,000 Active 95 DOM
  3. 2026-06-16
    days on market $187,000 Active 94 DOM
  4. 2026-06-15
    days on market $187,000 Active 93 DOM
  5. 2026-06-14
    days on market $187,000 Active 91 DOM
  6. 2026-06-10
    days on market $187,000 Active 88 DOM
  7. 2026-06-09
    days on market $187,000 Active 87 DOM
  8. 2026-06-08
    days on market $187,000 Active 86 DOM
  9. 2026-06-07
    status $187,000 Active 85 DOM
  10. 2026-05-07
    status Pending
  11. 2026-04-12
    price $187,000
  12. 2026-03-12
    price $195,000
  13. 2026-02-11
    price $204,900
  14. 2026-02-11
    listed $2,049,000 Active
  15. 2022-06-22
    soldstatus $218,000
  16. 2022-06-16
    soldstatus $218,000 Closed 146-char remark
    Show marketing remark (146 chars)

    Check out this great 3 bedroom 2 bathroom home in Orange City! Block home with beautiful live oak trees, paved street and close to I-4 and 17-92!

  17. 2022-05-18
    historical 146-char remark
    Show marketing remark (146 chars)

    Check out this great 3 bedroom 2 bathroom home in Orange City! Block home with beautiful live oak trees, paved street and close to I-4 and 17-92!

  18. 2022-05-16
    listed $225,000 146-char remark
    Show marketing remark (146 chars)

    Check out this great 3 bedroom 2 bathroom home in Orange City! Block home with beautiful live oak trees, paved street and close to I-4 and 17-92!

  19. 2017-12-14
    soldstatus $135,000
  20. 2017-12-06
    soldstatus $135,000 Sold 489-char remark
    Show marketing remark (489 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATHROOM HOME IN ORANGE CITY!! Conveniently located close to shopping and highway access. This MOVE IN READY HOME has just been COMPLETELY RENOVATED with NEW PAINT, NEW FLOORING, NEW CABINETS, NEW COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES, and NEW FIXTURES!! Everything is CLEAN and ready to go! Great layout, vaulted ceilings, and screened porch! This is NOT a short sale or a bank owned property. This is a GREAT HOME that is PRICED TO SELL!! Come see it TODAY!!

  21. 2017-10-28
    status Pending 489-char remark
    Show marketing remark (489 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATHROOM HOME IN ORANGE CITY!! Conveniently located close to shopping and highway access. This MOVE IN READY HOME has just been COMPLETELY RENOVATED with NEW PAINT, NEW FLOORING, NEW CABINETS, NEW COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES, and NEW FIXTURES!! Everything is CLEAN and ready to go! Great layout, vaulted ceilings, and screened porch! This is NOT a short sale or a bank owned property. This is a GREAT HOME that is PRICED TO SELL!! Come see it TODAY!!

  22. 2017-10-24
    status Pending 489-char remark
    Show marketing remark (489 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATHROOM HOME IN ORANGE CITY!! Conveniently located close to shopping and highway access. This MOVE IN READY HOME has just been COMPLETELY RENOVATED with NEW PAINT, NEW FLOORING, NEW CABINETS, NEW COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES, and NEW FIXTURES!! Everything is CLEAN and ready to go! Great layout, vaulted ceilings, and screened porch! This is NOT a short sale or a bank owned property. This is a GREAT HOME that is PRICED TO SELL!! Come see it TODAY!!

  23. 2017-10-23
    historical 489-char remark
    Show marketing remark (489 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATHROOM HOME IN ORANGE CITY!! Conveniently located close to shopping and highway access. This MOVE IN READY HOME has just been COMPLETELY RENOVATED with NEW PAINT, NEW FLOORING, NEW CABINETS, NEW COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES, and NEW FIXTURES!! Everything is CLEAN and ready to go! Great layout, vaulted ceilings, and screened porch! This is NOT a short sale or a bank owned property. This is a GREAT HOME that is PRICED TO SELL!! Come see it TODAY!!

  24. 2017-10-23
    price $135,000 489-char remark
    Show marketing remark (489 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATHROOM HOME IN ORANGE CITY!! Conveniently located close to shopping and highway access. This MOVE IN READY HOME has just been COMPLETELY RENOVATED with NEW PAINT, NEW FLOORING, NEW CABINETS, NEW COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES, and NEW FIXTURES!! Everything is CLEAN and ready to go! Great layout, vaulted ceilings, and screened porch! This is NOT a short sale or a bank owned property. This is a GREAT HOME that is PRICED TO SELL!! Come see it TODAY!!

  25. 2017-10-20
    listed $129,900 Active 489-char remark
    Show marketing remark (489 chars)

    BEAUTIFUL 3 BEDROOM, 2 BATHROOM HOME IN ORANGE CITY!! Conveniently located close to shopping and highway access. This MOVE IN READY HOME has just been COMPLETELY RENOVATED with NEW PAINT, NEW FLOORING, NEW CABINETS, NEW COUNTERTOPS, NEW STAINLESS STEEL APPLIANCES, and NEW FIXTURES!! Everything is CLEAN and ready to go! Great layout, vaulted ceilings, and screened porch! This is NOT a short sale or a bank owned property. This is a GREAT HOME that is PRICED TO SELL!! Come see it TODAY!!

  26. 2016-07-06
    soldstatus $111,955
  27. 2007-04-26
    soldstatus $120,000
  28. 2007-04-19
    soldstatus $120,000
  29. 2007-03-16
    historical
  30. 2007-01-19
    listed $129,900
  31. 1992-08-01
    soldstatus $28,800
  32. 1970-08-01
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,236 · $186/mo
Projected year-2 tax
$2,236 · $186/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,331
− Mortgage interest
−$10,475
− Property taxes
−$2,236
− Insurance
−$935
− Repairs & maintenance
−$1,866
− Management
−$1,866
− Depreciation
−$5,440
Taxable income
$512
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$123
After-tax cash flow
$3,370/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Orange City

Score
71/100
State rank
#406
US rank
#7175

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Volusia County · 556,871 people
City population
24,951
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
24,951
Household income
$66,716
Rent vs Own
35.3% rent · 64.7% own
Severe rent burden
1544.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 18% Two or more races 7% Black 7% Asian 1%
Hispanic origin (detail)
Puerto Rican 12%
Common ancestry
Slovak 2% Romanian 2% Lithuanian 2%
Foreign-born
6% · Canada, Vietnam
Languages at home
85% English-only · Spanish 12% Russian/Polish/Slavic 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -225.13%
Current HPI
335.8393
Rent YoY
▲ 5.22%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1600.0% since first listed
23 events — show timeline
  • 2026-05-07 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-12 Price Changed $187,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-12 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Price Changed $204,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Listed $2,049,000 Stellar MLS as Distributed by MLS Grid
  • 2022-06-22 Sold (Public Records) $218,000 Public Records
  • 2022-06-16 Sold (MLS) $218,000 Stellar MLS as Distributed by MLS Grid
  • 2022-05-18 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2022-05-16 Listed $225,000 Stellar MLS as Distributed by MLS Grid
  • 2017-12-14 Sold (Public Records) $135,000 Public Records
  • 2017-12-06 Sold (MLS) $135,000 Stellar MLS as Distributed by MLS Grid
  • 2017-10-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-10-24 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-10-23 Price Changed $135,000 Stellar MLS as Distributed by MLS Grid
  • 2017-10-23 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2017-10-20 Listed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2016-07-06 Sold (Public Records) $111,955 Public Records
  • 2007-04-26 Sold (Public Records) $120,000 Public Records
  • 2007-04-19 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
  • 2007-03-16 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2007-01-19 Listed $129,900 Stellar MLS as Distributed by MLS Grid
  • 1992-08-01 Sold (Public Records) $28,800 Public Records
  • 1970-08-01 Sold (Public Records) $11,000 Public Records

Property tax history

+7.6%/yr

Latest (2025): $2,236 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…