407 Michigami Trl · Porter, IN 46304

$219,000

3 bd · 1.0 ba · 1,117 sqft · SingleFamily public records · 51 Days on market

Built 1955 10,759 sqft lot $196/sqft · at area comps Est $220k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.1/30.0
• ARV discount +7.7/15.0
• Schools +4.7/10.0
• Livability +4.0/5.0
• DSCR +3.9/10.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming three bedroom, one bathroom ranch just steps from everything downtown Chesterton has to offer! Situated on a desirable corner lot, this home features a spacious fenced backyard and a screened-in patio- perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll find an updated kitchen, remodeled bathroom and newly installed central air, along with a comfortable layout that offers both move-in-ready convenience and great possibilities to make the space your own. The location is hard to beat, offering easy access to local shops, restaurants, parks, and community events in the heart of town. Commuters and nature lovers alike will appreciate the close proximity to the South Shore Line train station and the beautiful trails and beaches of Indiana Dunes National Park, along with many of Northwest Indiana's favorite attractions.

Key facts

• Remodeled bathroom
• Screened-in patio
• Updated kitchen

Tags

• CORNER LOT
• FENCED BACKYARD
• SCREENED-IN PATIO
• UPDATED KITCHEN
• REMODELED BATHROOM

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $219k.

Deal economics

• At list price, monthly cash flow is $-8 ($-102/yr) — negative.
• To cash-flow at today's rent, offer at most $218k (0.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (25.2% below list).
• Recommended offer: $164k (25.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 79/100 on livability (#26 in IN, #2,234 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
• Duneland School Corporation (suburban): math 53% / reading 53% proficiency, ranked #30 of 301 in IN (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Brummitt Elementary School (math 67% / reading 57%, grade B, #101 of 994 statewide, top 12%, 354 students, 28% FRL); Chesterton Middle School (math 48% / reading 51%, grade C, #50 of 330 statewide, top 16%, 884 students, 30% FRL); Chesterton Senior High School (math 49% / reading 72%, grade C+, #45 of 369 statewide, top 12%, 1,981 students, 25% FRL).
• Market conditions: 224 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 542 units permitted in Porter County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Porter County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 8y ago; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $188k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $163,768 (25.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 6.25%
• Cash-on-cash: -0.17%
• DSCR: 0.99
• GRM: 11.1

CMA / ARV

• ARV (median comp): $219,781
• List price: $219,000
• Delta: -0.36%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
335 Brown Ct	0.28mi	3/2.0	1,246 (+12%)	9mo	$275,000	$221	56
125 Wabash Ave	0.49mi	3/1.0	984 (-12%)	9mo	$219,600	$223	50
124 Grant Ave	0.51mi	2/1.0 (-1)	984 (-12%)	2mo	$150,000	$152	49
124 S 9th St	0.61mi	3/1.0	1,039 (-7%)	16mo	$137,000	$132	47
308 Rankin St	0.74mi	3/1.0	1,238 (+11%)	5mo	$238,000	$192	43
617 W Indiana Ave	0.58mi	3/1.5	1,015 (-9%)	18mo	$199,900	$197	40
223 S 8th St	0.64mi	3/1.0	989 (-12%)	18mo	$228,000	$231	36
319 Franklin St	0.69mi	2/1.0 (-1)	950 (-15%)	15mo	$215,000	$226	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.6%
• Equity multiple: 0.41×
• Total profit: $-36,133
• Equity at exit: $32,654

10-year hold

• IRR: -8.5%
• Equity multiple: 0.47×
• Total profit: $-32,587
• Equity at exit: $18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Indiana: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

10-day pay-or-quit; landlord-favorable; preempted.

Methodology + full state rankings →

ZIP-level market 46304

• Active inventory: 224
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $1,638 high
• Mortgage (P&I): −$1,148
• Tax from tax record: −$63 /mo · $750/yr
• Insurance: −$91
• HOA: −$0
• Vacancy / Maint / Mgmt: −$344
• Net cashflow: $-8

Break-even live

Break-even rent $1,648

Max offer price $217,501

Occupancy floor 96%

Sensitivity live

Price	-10% $115	-5% $54	+0% $-8	+5% $-70	+10% $-132
Rent	-10% $-138	-5% $-73	+0% $-8	+5% $56	+10% $121
Rate	-1.0pp $102	-0.5pp $47	base $-8	+0.5pp $-65	+1.0pp $-123

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,750
• Closing costs: $6,570
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
430 Woodlawn Ave Chesterton, IN	3.0	1.0	1131	$1,475	$1.30	5d	1	0.14mi
361 Larkin Ln Chesterton, IN	3.0	2.0	1471	$2,800	$1.90	45d	1	0.31mi
111 W Taylor St Chesterton, IN	1.0–2.0	1.0–1.5	866	$1,350	$1.56	45d	1	0.44mi
201 Chesterton Blvd Chesterton, IN	2.0	1.0	936	$1,545	$1.65	19d	1	0.61mi
700 Waverly Rd Chesterton, IN	2.0	1.0	911	$1,125	$1.23	26d	1	0.66mi
302-312 W Lincoln Ave Chesterton, IN	2.0	1.0	950	$1,375	$1.45	5d	1	0.76mi
122 Jeffrey St Unit 122 Chesterton, IN	2.0	1.5	1226	$1,500	$1.22	45d	1	0.93mi
1101 W Porter Ave Chesterton, IN	2.0	1.0	1000	$1,375	$1.38	45d	1	0.97mi
1624 W Morgan Ave Chesterton, IN	2.0	1.0	1100	$1,550	$1.41	45d	1	0.99mi
1646 W Morgan Ave Chesterton, IN	2.0	1.5	1100	$1,550	$1.41	45d	1	1.02mi
119 Scarborough Ct Unit H2 Chesterton, IN	2.0	1.0	889	$1,195	$1.34	20d	1	1.39mi
1167 Abbey Ln Unit E7 Chesterton, IN	2.0	1.0	900	$1,250	$1.39	45d	1	1.48mi

Listing history 32 events

1. 2026-06-21
   days on market $219,000 Active 51 DOM
2. 2026-06-18
   days on market $219,000 Active 48 DOM
3. 2026-06-17
   days on market $219,000 Active 47 DOM
4. 2026-06-16
   days on market $219,000 Active 46 DOM
5. 2026-06-15
   pricedays on market $219,000 Active 45 DOM
6. 2026-06-13
   days on market $224,000 Active 43 DOM
7. 2026-06-13
   days on market $224,000 Active 42 DOM
8. 2026-06-09
   days on market $224,000 Active 39 DOM
9. 2026-06-08
   days on market $224,000 Active 38 DOM
10. 2026-06-07
    days on market $224,000 Active 37 DOM
11. 2026-06-04
    days on market $224,000 Active 34 DOM
12. 2026-06-03
    days on market $224,000 Active 33 DOM
13. 2026-06-02
    days on market $224,000 Active 32 DOM
14. 2026-06-02
    price $224,000 Active 31 DOM
15. 2026-06-01
    days on market $229,000 Active 31 DOM
16. 2026-05-31
    days on market $229,000 Active 30 DOM
17. 2026-05-15
    price $229,000 870-char remark

    Show marketing remark (870 chars)

    Charming three bedroom, one bathroom ranch just steps from everything downtown Chesterton has to offer! Situated on a desirable corner lot, this home features a spacious fenced backyard and a screened-in patio- perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll find an updated kitchen, remodeled bathroom and newly installed central air, along with a comfortable layout that offers both move-in-ready convenience and great possibilities to make the space your own. The location is hard to beat, offering easy access to local shops, restaurants, parks, and community events in the heart of town. Commuters and nature lovers alike will appreciate the close proximity to the South Shore Line train station and the beautiful trails and beaches of Indiana Dunes National Park, along with many of Northwest Indiana's favorite attractions.

18. 2026-05-07
    status Active 870-char remark

    Show marketing remark (870 chars)

    Charming three bedroom, one bathroom ranch just steps from everything downtown Chesterton has to offer! Situated on a desirable corner lot, this home features a spacious fenced backyard and a screened-in patio- perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll find an updated kitchen, remodeled bathroom and newly installed central air, along with a comfortable layout that offers both move-in-ready convenience and great possibilities to make the space your own. The location is hard to beat, offering easy access to local shops, restaurants, parks, and community events in the heart of town. Commuters and nature lovers alike will appreciate the close proximity to the South Shore Line train station and the beautiful trails and beaches of Indiana Dunes National Park, along with many of Northwest Indiana's favorite attractions.

19. 2026-03-23
    status Pending 870-char remark

    Show marketing remark (870 chars)

    Charming three bedroom, one bathroom ranch just steps from everything downtown Chesterton has to offer! Situated on a desirable corner lot, this home features a spacious fenced backyard and a screened-in patio- perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll find an updated kitchen, remodeled bathroom and newly installed central air, along with a comfortable layout that offers both move-in-ready convenience and great possibilities to make the space your own. The location is hard to beat, offering easy access to local shops, restaurants, parks, and community events in the heart of town. Commuters and nature lovers alike will appreciate the close proximity to the South Shore Line train station and the beautiful trails and beaches of Indiana Dunes National Park, along with many of Northwest Indiana's favorite attractions.

20. 2026-03-17
    listed $235,000 Active 870-char remark

    Show marketing remark (870 chars)

    Charming three bedroom, one bathroom ranch just steps from everything downtown Chesterton has to offer! Situated on a desirable corner lot, this home features a spacious fenced backyard and a screened-in patio- perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll find an updated kitchen, remodeled bathroom and newly installed central air, along with a comfortable layout that offers both move-in-ready convenience and great possibilities to make the space your own. The location is hard to beat, offering easy access to local shops, restaurants, parks, and community events in the heart of town. Commuters and nature lovers alike will appreciate the close proximity to the South Shore Line train station and the beautiful trails and beaches of Indiana Dunes National Park, along with many of Northwest Indiana's favorite attractions.

21. 2024-02-09
    soldstatus $187,500 Closed 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

22. 2024-01-21
    status Pending 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

23. 2024-01-14
    historical Active Under Contract 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

24. 2024-01-03
    price $199,900 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

25. 2024-01-02
    price $204,896 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

26. 2023-12-30
    price $204,897 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

27. 2023-12-27
    price $204,898 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

28. 2023-12-26
    price $204,899 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

29. 2023-11-03
    price $204,900 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

30. 2023-10-27
    listed $209,900 Active 850-char remark

    Show marketing remark (850 chars)

    Welcome Home! This charming 3-bed/1-bath ranch with tons of natural light and vaulted ceilings throughout. Enjoy your newly remodeled kitchen with granite counter-tops and stainless steel appliances. Brand new vinyl plank flooring throughout. This home also offers a completely remodeled bathroom, a beautiful glass tub surround, ceramic tile and much more! Take advantage of main floor living, with three nicely-sized bedrooms. This home has a large screened in porch for enjoying the outdoors, rain or shine. Located on a gorgeous corner lot in a quiet neighborhood, just minutes from the Indiana Dunes National Lakeshore, Lake Michigan, restaurants, as well as everything else the Duneland region has to offer! Easy access to major highways and close proximity to the Southshore make commuting simple. Schedule your showing -- This one won't last!

31. 2018-08-28
    soldstatus $123,000
32. 2018-06-10
    listed $129,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IN · Partial reset (capped growth)

• Current annual tax: $750 · $63/mo
• Projected year-2 tax: $1,306 · $109/mo
• Expected delta: +$556/yr (+$46/mo · 74.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,652
• − Mortgage interest: −$12,267
• − Property taxes: −$750
• − Insurance: −$1,095
• − Repairs & maintenance: −$1,572
• − Management: −$1,572
• − Depreciation: −$6,371
• Taxable loss: −$3,976
• Est. tax savings @ 24.0%: +$954
• After-tax cash flow: $852/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duneland School Corporation
• NCES district ID: 1802800
• Math proficiency: 53% ▼ -4.00%
• Reading proficiency: 53% ▼ -1.00%
• Median HH income: $70,498
• Composite: 47.24/100
• National rank: #2310
• State rank: #30 of 301 in IN

Livability — Porter

• Score: 79/100
• State rank: #26
• US rank: #2234

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Porter, IN
• County: Porter County · 151,647 people
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 28,307
• Household income: $91,326
• Rent vs Own: 20.6% rent · 79.4% own
• Severe rent burden: 409.0

Population outlook (Porter County) Hauer SSP2

• Today (2025): 177,804 people
• By 2030: 181,552 · +2.1%
• By 2040: 185,830 · +4.5%
• By 2050: 187,498 · +5.5%
• By 2075: 189,585 · +6.6%
• By 2100: 183,722 · +3.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 7% Black 2% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2%
• Common ancestry: Romanian 8% Italian 3% Iranian 2%
• Foreign-born: 4% · Canada, China
• Languages at home: 94% English-only · Spanish 3% Russian/Polish/Slavic 1% Other Asian/Pacific 1%

Political lean MEDSL · Porter

• 2024 margin: R (+10.5) · D 43.8% · R 54.3% · Other 1.8%
• 2008→2024 swing: -17.7pp toward R · 2008: 7.2pp · 2024: -10.5pp
• All cycles: 2024: R+10.5 2020: R+6.1 2016: R+6.8 2012: D+3.8 2008: D+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -150.59%
• Current HPI: 178.7691
• Rent YoY: —
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 2.90%
• F500 in state: 18

Industry mix (Fortune 500 HQ in IN)

Industry	F500 HQs	Revenue
▸Industrial Machinery	2	$37B
▸Healthcare	1	$177B
▸Pharmaceuticals	1	$45B
▸Metals / Steel	1	$18B
▸Agriculture	1	$17B
▸Packaging	1	$12B

Price history

+76.3% since first listed

16 events — show timeline

• 2026-05-15 Price Changed $229,000 NIRA MLS as Distributed by MLS Grid
• 2026-05-07 Relisted — NIRA MLS as Distributed by MLS Grid
• 2026-03-23 Pending — NIRA MLS as Distributed by MLS Grid
• 2026-03-17 Listed $235,000 NIRA MLS as Distributed by MLS Grid
• 2024-02-09 Sold (MLS) $187,500 NIRA MLS as Distributed by MLS Grid
• 2024-01-21 Pending — NIRA MLS as Distributed by MLS Grid
• 2024-01-14 Contingent — NIRA MLS as Distributed by MLS Grid
• 2024-01-03 Price Changed $199,900 NIRA MLS as Distributed by MLS Grid
• 2024-01-02 Price Changed $204,896 NIRA MLS as Distributed by MLS Grid
• 2023-12-30 Price Changed $204,897 NIRA MLS as Distributed by MLS Grid
• 2023-12-27 Price Changed $204,898 NIRA MLS as Distributed by MLS Grid
• 2023-12-26 Price Changed $204,899 NIRA MLS as Distributed by MLS Grid
• 2023-11-03 Price Changed $204,900 NIRA MLS as Distributed by MLS Grid
• 2023-10-27 Listed $209,900 NIRA MLS as Distributed by MLS Grid
• 2018-08-28 Sold (MLS) $123,000 NIRA MLS as Distributed by MLS Grid
• 2018-06-10 Listed $129,900 NIRA MLS as Distributed by MLS Grid

Property tax history

-7.2%/yr

Latest (2024): $750 · +10.1% YoY. Source: county tax records.