1208 Admiral Dr · Bellefontaine Neighbors, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.5/30.0
- ARV discount +8.6/15.0
- DSCR +7.6/10.0
- 1% rule +6.2/10.0
- Rent growth +4.1/5.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Schools +0.4/10.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming Brick 2 Bedroom Home with Garage. This well- maintained brick home offers timeless curb appeal and comfortable living. Features two spacious bedrooms and one full bath, original hardwood floors, the layout is both function and inviting. The solid brick exterior provides durability, blends simplicity, warmth, and practicality in a desirable setting
Key facts
- 7,801 sq ft lot
- Built 1953
- Listed 133 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $215 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 58/100 on livability (#592 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: employment D+, schools F, crime F.
- Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.6%/yr); 201 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 35% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 6.6% rent growth), your $32k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 134 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $90k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 8.53%
- Cash-on-cash
- 8.00%
- DSCR
- 1.36
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $117,824
- List price
- $115,000
- Delta
- -2.40%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9712 Griffin Dr | 0.12mi | 2/1.0 | 850 (0%) | 6mo | $119,900 | $141 | 90 |
| 1232 Forest Home Dr | 0.07mi | 3/1.0 (+1) | 975 (+15%) | 3mo | $114,900 | $118 | 64 |
| 1224 Billings Dr | 0.16mi | 3/1.0 (+1) | 975 (+15%) | 3mo | $149,900 | $154 | 60 |
| 1132 Kilgore Dr | 0.54mi | 3/1.5 (+1) | 864 (+2%) | 7mo | $115,000 | $133 | 59 |
| 5 Forest Home Ct | 0.17mi | 3/1.0 (+1) | 975 (+15%) | 5mo | $149,900 | $154 | 58 |
| 1507 Golden Dr | 0.53mi | 3/1.0 (+1) | 912 (+7%) | 8mo | $79,999 | $88 | 52 |
| 10128 Ashbrook Dr | 0.66mi | 3/1.0 (+1) | 912 (+7%) | 1mo | $130,000 | $143 | 51 |
| 1521 Corinth Dr | 0.62mi | 3/1.0 (+1) | 912 (+7%) | 6mo | $80,000 | $88 | 49 |
| 10200 Tappan Dr | 0.67mi | 3/1.0 (+1) | 912 (+7%) | 7mo | $109,999 | $121 | 46 |
| 10218 Unicorn Dr | 0.66mi | 3/1.0 (+1) | 912 (+7%) | 7mo | $105,000 | $115 | 46 |
| 10236 Tappan Dr | 0.74mi | 3/1.5 (+1) | 912 (+7%) | 6mo | $92,500 | $101 | 42 |
| 10067 Prince Dr | 0.74mi | 2/2.0 | 945 (+11%) | 3mo | $25,000 | $26 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.59% rent growth · sell at horizon
- IRR
- -0.1%
- Equity multiple
- 1.00×
- Total profit
- $-134
- Equity at exit
- $17,147
- IRR
- 13.0%
- Equity multiple
- 2.21×
- Total profit
- $38,811
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63137
- Rents YoY
- 6.6%
- Active inventory
- 201
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,284 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$149 /mo · $1,783/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$270
- Net cashflow
- $215
Break-even live
Sensitivity live
| Price | -10% $280 | -5% $247 | +0% $215 | +5% $182 | +10% $150 |
|---|---|---|---|---|---|
| Rent | -10% $113 | -5% $164 | +0% $215 | +5% $265 | +10% $316 |
| Rate | -1.0pp $273 | -0.5pp $244 | base $215 | +0.5pp $185 | +1.0pp $155 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1130 Forest Home Dr Saint Louis, MO | 3.0 | 1.0 | 1025 | $1,275 | $1.24 | 44d | 1 | 0.21mi |
| 1255 Bosworth Dr Saint Louis, MO | 3.0 | 1.0 | 1071 | $1,575 | $1.47 | 11d | 1 | 0.35mi |
| 9723 Portage Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,450 | $1.43 | 8d | 1 | 0.61mi |
| 10200 Tappan Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,450 | $1.59 | 17d | 1 | 0.64mi |
| 1520 Attica Dr Saint Louis, MO | 2.0 | 1.0 | 1062 | $1,200 | $1.13 | 24d | 1 | 0.70mi |
| 9744 Lanier Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,345 | $1.33 | 44d | 1 | 0.74mi |
| 2321 Noll Dr Saint Louis, MO | 3.0 | 1.0 | 975 | $1,320 | $1.35 | 24d | 1 | 0.84mi |
| 1253 Avant Dr Saint Louis, MO | 2.0 | 1.0 | 795 | $1,295 | $1.63 | 15d | 1 | 0.86mi |
| 1253 Avant Dr Saint Louis, MO | 2.0 | 1.0 | 795 | $1,295 | $1.63 | 18d | 1 | 0.86mi |
| 10139 Royal Dr Saint Louis, MO | 2.0 | 1.0 | 1016 | $900 | $0.89 | 44d | 1 | 0.86mi |
| 10113 Duke Dr Saint Louis, MO | 3.0 | 1.0 | 770 | $1,325 | $1.72 | 44d | 1 | 0.87mi |
| 623 Ludlow Dr Saint Louis, MO | 2.0 | 1.0 | 840 | $1,199 | $1.43 | 24d | 1 | 0.88mi |
| 2326 Chambers Rd Saint Louis, MO | 2.0 | 1.0 | 1056 | $1,050 | $0.99 | 24d | 1 | 0.90mi |
| 1115 Bakewell Dr Saint Louis, MO | 3.0 | 1.0 | 916 | $1,300 | $1.42 | 44d | 1 | 0.91mi |
| 10367 Coburg Lands Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,270 | $1.39 | 44d | 1 | 0.92mi |
| 9924 Gloucester Dr Saint Louis, MO | 3.0 | 2.0 | 992 | $1,565 | $1.58 | 11d | 1 | 0.96mi |
| 1009 Bliss Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,400 | $1.54 | 44d | 1 | 0.97mi |
| 9811 Lilac Dr Unit I St. Louis, MO | 2.0 | 1.0 | 705 | $799 | $1.13 | 44d | 1 | 0.99mi |
| 1230 Roxton Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,400 | $1.54 | 22d | 1 | 0.99mi |
| 10066 Dorothy Ave Saint Louis, MO | 2.0 | 1.0 | 916 | $1,225 | $1.34 | 22d | 1 | 0.99mi |
| 10112 Count Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 8d | 1 | 1.00mi |
| 9943 Lilac Dr Saint Louis, MO | 2.0 | 1.0 | 1086 | $1,000 | $0.92 | 44d | 1 | 1.00mi |
| 9805 Lilac Dr Saint Louis, MO | 1.0 | 1.0 | 575 | $720 | $1.25 | 44d | 1 | 1.01mi |
| 10203 Trio Ln Saint Louis, MO | 3.0 | 1.0 | 912 | $1,435 | $1.57 | 17d | 1 | 1.01mi |
| 10113 Count Dr Saint Louis, MO | 2.0 | 1.0 | 882 | $775 | $0.88 | 44d | 1 | 1.02mi |
| 1225 Newark Dr Saint Louis, MO | 3.0 | 2.0 | 944 | $1,400 | $1.48 | 4d | 1 | 1.04mi |
| 10421 Prince Dr Saint Louis, MO | 3.0 | 2.0 | 1023 | $1,275 | $1.25 | 24d | 1 | 1.13mi |
| 2152 Nemnich Rd Saint Louis, MO | 2.0 | 1.5 | 1030 | $1,100 | $1.07 | 44d | 1 | 1.15mi |
| 815 Bella Ln Saint Louis, MO | 3.0 | 1.0 | 864 | $1,275 | $1.48 | 44d | 1 | 1.15mi |
| 460 Bluff Dr Saint Louis, MO | 3.0 | 1.0 | 1002 | $1,300 | $1.30 | 44d | 1 | 1.15mi |
| 10508 Druid Dr Saint Louis, MO | 3.0 | 1.0 | 1122 | $1,475 | $1.31 | 17d | 1 | 1.18mi |
| 1208 Rapid Dr Saint Louis, MO | 3.0 | 1.0 | 992 | $1,375 | $1.39 | 5d | 1 | 1.18mi |
| 10404 Earl Dr Saint Louis, MO | 2.0 | 1.0 | 770 | $1,100 | $1.43 | 4d | 1 | 1.19mi |
| 9418 Pattonwood Dr Saint Louis, MO | 2.0 | 2.0 | 982 | $1,500 | $1.53 | 24d | 1 | 1.19mi |
| 960 Raford Ct St. Louis, MO | 2.0 | 1.0 | 750 | $950 | $1.27 | 24d | 1 | 1.21mi |
| 10201 Gourock Dr Saint Louis, MO | 3.0 | 1.0 | 886 | $1,275 | $1.44 | 44d | 1 | 1.21mi |
| 10365 Lord Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,075 | $1.24 | 2d | 1 | 1.22mi |
| 435 Adrian Dr Saint Louis, MO | 3.0 | 1.0 | 1100 | $950 | $0.86 | 21d | 1 | 1.22mi |
| 10322 Monarch Dr Saint Louis, MO | 3.0 | 2.0 | 1073 | $1,728 | $1.61 | 24d | 1 | 1.28mi |
| 10409 Count Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,100 | $1.21 | 22d | 1 | 1.28mi |
Listing history 25 events
-
2026-06-18days on market $115,000 Active 134 DOM
-
2026-06-17days on market $115,000 Active 133 DOM
-
2026-06-16days on market $115,000 Active 132 DOM
-
2026-06-15days on market $115,000 Active 131 DOM
-
2026-06-13days on market $115,000 Active 129 DOM
-
2026-06-13days on market $115,000 Active 128 DOM
-
2026-06-09days on market $115,000 Active 125 DOM
-
2026-06-08days on market $115,000 Active 124 DOM
-
2026-06-07days on market $115,000 Active 123 DOM
-
2026-06-05days on market $115,000 Active 120 DOM
-
2026-06-03days on market $115,000 Active 119 DOM
-
2026-06-02days on market $115,000 Active 118 DOM
-
2026-06-01days on market $115,000 Active 117 DOM
-
2026-05-31days on market $115,000 Active 116 DOM
-
2026-02-05$115,000 Active 360-char remark
Show marketing remark (360 chars)
Charming Brick 2 Bedroom Home with Garage. This well- maintained brick home offers timeless curb appeal and comfortable living. Features two spacious bedrooms and one full bath, original hardwood floors, the layout is both function and inviting. The solid brick exterior provides durability, blends simplicity, warmth, and practicality in a desirable setting
-
2026-02-04historical $115,000 360-char remark
Show marketing remark (360 chars)
Charming Brick 2 Bedroom Home with Garage. This well- maintained brick home offers timeless curb appeal and comfortable living. Features two spacious bedrooms and one full bath, original hardwood floors, the layout is both function and inviting. The solid brick exterior provides durability, blends simplicity, warmth, and practicality in a desirable setting
-
2020-08-25soldstatus $89,900
-
2020-08-20soldstatus Closed 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
2020-08-05status Pending 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
2020-06-20price $89,900 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
2020-06-20status Active 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
2020-06-04status Pending 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
2020-03-17price $82,500 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
2020-01-30$85,000 Active 838-char remark
Show marketing remark (838 chars)
Turn key renovated home in beautiful neighborhood in Bellefontaine Neighbors. Stunning NEW kitchen with granite counters, gorgeous tile backsplash and custom breakfast bar with attached sunroom. NEW STAINLESS STEEL APPLIANCES include GE refrigerator, Whirlpool stove and Fridgidaire dishwasher to be installed on closing. Freshly painted throughout. NEW window treatments (2" cordless faux wood blinds), gleaming hardwood and ceramic flooring throughout. Updated bathroom with fog free mirror. Bedrooms both have large closets. NEW light fixtures throughout. NEW garage door with opener. Large lot with mature trees and HUGE, level, fenced backyard. Within walking distance of elementary school. $2500 allowance at closing for AC unit. NEW ROOF to be installed SOON! With virtually everything NEW, this home just needs YOU!
-
1991-01-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,783 · $149/mo
- Projected year-2 tax
- $1,783 · $149/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,406
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,783
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,233
- − Management
- −$1,233
- − Depreciation
- −$3,345
- Taxable income
- $796
- Est. tax owed @ 24.0%
- −$191
- After-tax cash flow
- $2,385/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Riverview Gardens
- NCES district ID
- 2926670
- Math proficiency
- 2% ▼ -6.00%
- Reading proficiency
- 9% ▼ -6.00%
- Median HH income
- $32,759
- Composite
- 4.22/100
- National rank
- #10058
- State rank
- #324 of 324 in MO
Livability — Bellefontaine Neighbors
- Score
- 58/100
- State rank
- #592
- US rank
- #20944
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bellefontaine Neighbors, MO
- County
- Saint Louis County · 888,823 people
- City population
- 19,684
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 19,684
- Household income
- $43,422
- Rent vs Own
- Severe rent burden
- 1863.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (82%)
- Race & ethnicity
- Black 82% White 13% Two or more races 3%
- Common ancestry
- Romanian 1% Lithuanian 1% Italian 1%
- Foreign-born
- 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.70%
- Current HPI
- 130.6765
- Rent YoY
- ▲ 6.59%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
||
Price history
+35.3% since first listed11 events — show timeline
- 2026-02-05 Listed $115,000 MARIS as Distributed by MLS Grid
- 2026-02-04 Coming Soon $115,000 MARIS as Distributed by MLS Grid
- 2020-08-25 Sold (Public Records) $89,900 Public Records
- 2020-08-20 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2020-08-05 Pending — MARIS as Distributed by MLS Grid
- 2020-06-20 Price Changed $89,900 MARIS as Distributed by MLS Grid
- 2020-06-20 Relisted — MARIS as Distributed by MLS Grid
- 2020-06-04 Pending — MARIS as Distributed by MLS Grid
- 2020-03-17 Price Changed $82,500 MARIS as Distributed by MLS Grid
- 2020-01-30 Listed $85,000 MARIS as Distributed by MLS Grid
- 1991-01-01 Sold (Public Records) — Public Records
Property tax history
+5.5%/yrLatest (2022): $1,783 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…