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689 LUIS M MARIN Blvd Unit 704X
D Composite 41.71
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +4.3/10.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Cash flow +3.9/30.0
  • Livability +3.9/5.0
  • Rent growth +3.4/5.0
  • 1% rule +3.3/10.0
  • DSCR +0.0/10.0

$439,000

689 LUIS M MARIN Blvd Unit 704X · Jersey City, NJ 07310
1 bd · 1.0 ba · 849 sqft · Condo · 85 Days on market
Good condition $517/sqft · 24% below area Est $580k · 24% under $1090/mo HOA · 30% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Financing incentive available! Qualified buyers may be eligible for a 2-1 mortgage rate buydown, which can help reduce monthly mortgage payments during the first two years of the loan. Eligibility and lender approval apply. Contact your buyer's agent or the listing agent for additional details. Welcome to Zephyr Lofts, perfectly positioned on the border of Hoboken and Jersey City, offering convenient access to both the Hoboken PATH and Newport PATH for an easy NYC commute. Feeling priced out of Hoboken? This is the perfect opportunity to enjoy the same lifestyle, while gaining significantly more square footage and amenities for your money.

Key facts

  • Custom cabinetry
  • Newport path access
  • Hoboken path access

Tags

HOBOKEN PATH ACCESSNEWPORT PATH ACCESSUPDATED KITCHENCUSTOM CABINETRYBUTCHER BLOCK COUNTERTOPSSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $439k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-2k ($-20k/yr) — negative.
  • To cash-flow at today's rent, offer at most $197k (55.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $365k (17.0% below list).
  • Recommended offer: $197k (55.1% below list) — sets the bar for cash-flow.
  • Cap rate 2.9% vs local median 2.1% in Jersey City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#116 in NJ, #2,955 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • Jersey City Public Schools (urban): math 16% / reading 38% proficiency, ranked #369 of 472 in NJ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Rafael Cordero Y Molina (math 13% / reading 44%, grade F, #774 of 1,303 statewide, top 60%, 735 students, 39% FRL); Academy I (math 60% / reading 76%, grade A-, #14 of 431 statewide, top 3%, 403 students, 46% FRL); James J Ferris High School (math 8% / reading 36%, grade F, #346 of 399 statewide, top 88%, 1,348 students, 59% FRL) — zoned schools average 48% FRL vs 69% district-wide (21 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 40% at this address vs 27% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Jersey City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+3.5%/yr); 94 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 52d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.4%/yr); year-one equity from $3k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($413k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 30% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $197,234 (55.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 55% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.83%
Cap rate
2.89%
Cash-on-cash
-12.15%
DSCR
0.46
GRM
10.0

CMA / ARV

ARV (median comp)
$580,349
List price
$439,000
Delta
-24.36%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
450 1ST St #4 0.20mi 1/1.0 735 (-13%) 0mo $585,000 $796 68
205 PARK Ave #6 0.40mi 1/1.5 770 (-9%) 0mo $655,000 $851 64
258 BARROW St Unit 2C 1.33mi 1/1.0 840 (-1%) 0mo $545,000 $649 63
88 MORGAN St #1008 1.12mi 1/1.0 837 (-1%) 0mo $685,000 $818 62
1425 HUDSON St Unit 10H 1.45mi 1/1.0 833 (-2%) 0mo $878,000 $1,054 62
402 GRAND St #202 0.48mi 1/1.0 753 (-11%) 0mo $455,000 $604 58
207 OGDEN Ave Unit 1L 0.49mi 2/2.0 (+1) 900 (+6%) 0mo $525,000 $583 58
321 BLOOMFIELD St #2 0.55mi 2/2.0 (+1) 909 (+7%) 0mo $842,000 $926 54
1112 PARK Ave Unit 2L 1.14mi 2/1.0 (+1) 812 (-4%) 0mo $730,000 $899 52
1400 HUDSON St #414 1.42mi 1/1.0 775 (-9%) 0mo $865,000 $1,116 50
501 ADAMS St Unit 5I 0.55mi 2/2.0 (+1) 1,029 (+21%) 0mo $910,000 $884 40
915 MADISON St Unit 5E 0.92mi 2/2.0 (+1) 1,055 (+24%) 0mo $955,000 $905 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.37% appreciation · 3.47% rent growth · sell at horizon

5-year hold
IRR
-29.4%
Equity multiple
-0.17×
Total profit
$-144,020
Equity at exit
$98,234
10-year hold
IRR
-23.1%
Equity multiple
-0.81×
Total profit
$-222,863
Equity at exit
$96,699

Cash invested: $122,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
6 Strongly Tenant-Friendly
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City Jersey City
6 Strongly Tenant-Friendly · D+34
Rent Control Ordinance covers buildings 4+ units pre-1986.

Active competition Active MLS

For sale now
7 active · 15 under contract
Median asking
$759,000 ($972/sqft)
Median days on market
61 d
This list price
lowest-priced of the active set
ARV vs active asking
-29.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 07310

Home prices YoY
-0.4%
Rents YoY
3.5%
Active inventory
94
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$3,645 high interval (Pro) →
Mortgage (P&I)
$2,302
Tax est. 1.5%
$549 /mo · $6,585/yr
Insurance
$183
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$1,090
Vacancy / Maint / Mgmt
$765
Net cashflow
$-1,671

Break-even live

Break-even rent $5,760
Max offer price $197,234
Occupancy floor

Sensitivity live

Price -10% $-1,367 -5% $-1,519 +0% $-1,671 +5% $-1,822 +10% $-1,974
Rent -10% $-1,959 -5% $-1,815 +0% $-1,671 +5% $-1,527 +10% $-1,383
Rate -1.0pp $-1,450 -0.5pp $-1,559 base $-1,671 +0.5pp $-1,785 +1.0pp $-1,900

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$109,750
Closing costs
$13,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
689 Luis Munoz Marin Blvd Jersey City, NJ 1.0–2.0 1.0 968 $3,200 $3.31 3d 2 0.00mi
689 Luis Munoz Marin Blvd #407 Jersey City, NJ 2.0 1.0 1087 $3,800 $3.50 0d 1 0.00mi
551 Observer Hwy Hoboken, NJ 1.0–2.0 1.0–2.0 953 $3,400 $3.57 28d 2 0.09mi
63 Jefferson St #4 Hoboken, NJ 1.0 1.0 603 $2,800 $4.64 24d 1 0.10mi
551 Observer Hwy Unit 4C Hoboken, NJ 2.0 2.0 1100 $4,300 $3.91 25d 1 0.11mi
610 Newark St Hoboken, NJ 2.0 2.0 955 $4,300 $4.50 66d 2 0.13mi
610 Newark St Hoboken, NJ 2.0 2.0 1145 $4,300 $3.76 21d 2 0.13mi
84 Adams St Unit 5C Hoboken, NJ 1.0 2.0 877 $4,250 $4.85 56d 1 0.15mi
38 Jackson St #515 Hoboken, NJ 1.0 1.0 791 $4,700 $5.94 51d 1 0.18mi
38 Jackson St #315 Hoboken, NJ 1.0 1.0 791 $4,700 $5.94 73d 1 0.18mi
38 Jackson St #315 Hoboken, NJ 1.0 1.0 791 $4,500 $5.69 51d 1 0.18mi
92 Madison St Unit 2B Hoboken, NJ 2.0 2.0 1011 $4,500 $4.45 66d 1 0.19mi
84 Monroe St Hoboken, NJ 2.0 1.0 831 $4,000 $4.81 68d 1 0.19mi
367 1st St #2 Hoboken, NJ 1.0 1.0 650 $3,350 $5.15 53d 1 0.21mi
603 1st St #3 Hoboken, NJ 2.0 1.0 800 $2,800 $3.50 71d 1 0.22mi
360 1st St #3 Hoboken, NJ 1.0 1.0 660 $3,350 $5.08 71d 1 0.23mi
360 1st St #3 Hoboken, NJ 1.0 1.0 660 $3,350 $5.08 56d 1 0.23mi
300 Newark St Unit 8M Hoboken, NJ 1.0 1.0 635 $3,200 $5.04 23d 1 0.23mi
107 Monroe St Unit 3 Hoboken, NJ 1.0 1.0 700 $2,700 $3.86 32d 1 0.24mi
606 1st St #8 Hoboken, NJ 1.0 1.0 630 $2,800 $4.44 73d 1 0.24mi
166 15th St #4 Jersey City, NJ 2.0 1.0 900 $1,890 $2.10 63d 1 0.26mi
68 Park Ave #8 Hoboken, NJ 1.0 1.0 700 $3,300 $4.71 55d 1 0.26mi
70 Park Ave Apt 3 Hoboken, NJ 2.0 1.0 700 $3,500 $5.00 25d 1 0.26mi
120 Monroe St Unit 3R Hoboken, NJ 1.0 1.0 573 $2,350 $4.10 56d 1 0.28mi
120 Monroe St Unit 3L Hoboken, NJ 1.0 1.0 600 $3,200 $5.33 34d 1 0.28mi
131 Madison St Unit 1L Hoboken, NJ 1.0 1.0 610 $2,750 $4.51 63d 1 0.28mi
131 Madison St Unit 4L Hoboken, NJ 1.0 1.0 650 $3,000 $4.62 48d 1 0.28mi
118 Clinton St Unit 2 Hoboken, NJ 2.0 1.0 880 $3,600 $4.09 55d 1 0.28mi
132 Adams St #2 Hoboken, NJ 1.0 1.0 533 $2,900 $5.44 51d 1 0.28mi
77 Park Ave Hoboken, NJ 3.0 1.0–2.5 1097 $4,436 $4.04 0d 12 0.28mi
600 Grove St Unit 2 Jersey City, NJ 1.0 1.0 700 $1,550 $2.21 3d 1 0.29mi
51 Garden St Hoboken, NJ 1.0–3.0 1.0–2.0 848 $3,650 $4.30 3d 9 0.32mi
211 Adams St #5 Hoboken, NJ 1.0 1.0 649 $3,100 $4.78 24d 1 0.32mi
71 Garden St Unit 02 Hoboken, NJ 1.0 1.0 680 $3,400 $5.00 73d 1 0.33mi
700 1st St Unit 10T Hoboken, NJ 2.0 2.0 1019 $4,125 $4.05 73d 1 0.33mi
700 1st St Unit 10T Hoboken, NJ 2.0 2.0 1019 $4,100 $4.02 67d 1 0.33mi
218 Madison St Unit 2FS Hoboken, NJ 1.0 1.0 738 $3,650 $4.95 70d 1 0.34mi
300 Coles St Jersey City, NJ 3.0 1.0–3.0 1317 $4,667 $3.54 0d 22 0.34mi
650 2nd St Unit 4G Hoboken, NJ 1.0 1.0 817 $3,700 $4.53 14d 1 0.35mi
650 2nd St Unit 4G Hoboken, NJ 1.0 1.0 817 $3,800 $4.65 28d 1 0.35mi

Property features AI

Finance

Other
Unit is one of multiple in the building (Lot #5)Inclusions: all major appliances, fixtures and window treatmentsExclusions: all personal and staging property
HOA & community
Managed by Denali Property ManagementMonthly maintenance fee of $1,090 (water included)Building amenities: doorman, elevator, exercise room, storage

Exterior

Parking
Other (see remarks)
Security
Doorman
Utilities
Water included in maintenance
Home design
Brick exterior
Construction
Brick exterior finishLead paint disclosure on file
Exterior features
Shared backyardNear train, bus, PATH, shopping, parks and schoolsNew York viewPets allowedAll major appliances, fixtures and window treatments included

Interior

Kitchen
Includes electric oven/range, dishwasher, microwave, refrigerator, disposal
Bedrooms
1 bedroom on level 1
Bathrooms
1 full bathroom (level 1)
Heating & cooling
Central A/C
Interior features
DishwasherDisposalMicrowaveRefrigeratorWasher/DryerElectric oven/rangeCentral A/C
Laundry & utility
Washer/Dryer included

HOA detail $1,090/mo · $13,080/yr condo

Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-08-08
    days on market $439,000 Active 85 DOM
  2. 2026-08-06
    days on market $439,000 Active 83 DOM
  3. 2026-08-05
    days on market $439,000 Active 82 DOM
  4. 2026-08-04
    days on market $439,000 Active 81 DOM
  5. 2026-08-03
    days on market $439,000 Active 80 DOM
  6. 2026-07-31
    days on market $439,000 Active 77 DOM
  7. 2026-07-28
    days on market $439,000 Active 74 DOM
  8. 2026-07-26
    days on market $439,000 Active 72 DOM
  9. 2026-07-24
    days on market $439,000 Active 70 DOM
  10. 2026-07-23
    days on market $439,000 Active 69 DOM
  11. 2026-07-22
    days on market $439,000 Active 68 DOM
  12. 2026-07-21
    days on market $439,000 Active 67 DOM
  13. 2026-07-20
    days on market $439,000 Active 66 DOM
  14. 2026-07-18
    days on market $439,000 Active 64 DOM
  15. 2026-07-18
    days on market $439,000 Active 63 DOM
  16. 2026-07-16
    days on market $439,000 Active 62 DOM
  17. 2026-07-15
    days on market $439,000 Active 61 DOM
  18. 2026-07-14
    days on market $439,000 Active 60 DOM
  19. 2026-07-13
    days on market $439,000 Active 59 DOM
  20. 2026-07-13
    days on market $439,000 Active 58 DOM
  21. 2026-07-11
    days on market $439,000 Active 57 DOM
  22. 2026-07-10
    days on market $439,000 Active 56 DOM
  23. 2026-07-10
    price $439,000 Active 55 DOM
  24. 2026-07-09
    days on market $469,000 Active 55 DOM
  25. 2026-07-07
    days on market $469,000 Active 53 DOM
  26. 2026-07-06
    days on market $469,000 Active 52 DOM
  27. 2026-07-06
    days on market $469,000 Active 51 DOM
  28. 2026-07-05
    days on market $469,000 Active 50 DOM
  29. 2026-07-03
    days on market $469,000 Active 49 DOM
  30. 2026-07-02
    days on market $469,000 Active 48 DOM
  31. 2026-07-01
    days on market $469,000 Active 47 DOM
  32. 2026-06-30
    days on market $469,000 Active 46 DOM
  33. 2026-06-29
    days on market $469,000 Active 45 DOM
  34. 2026-06-28
    days on market $469,000 Active 44 DOM
  35. 2026-06-27
    days on market $469,000 Active 43 DOM
  36. 2026-06-26
    days on market $469,000 Active 42 DOM
  37. 2026-06-24
    days on market $469,000 Active 40 DOM
  38. 2026-06-22
    days on market $469,000 Active 38 DOM
  39. 2026-06-21
    days on market $469,000 Active 37 DOM
  40. 2026-06-18
    days on market $469,000 Active 34 DOM
  41. 2026-06-17
    days on market $469,000 Active 33 DOM
  42. 2026-06-16
    days on market $469,000 Active 32 DOM
  43. 2026-06-15
    days on market $469,000 Active 31 DOM
  44. 2026-06-13
    days on market $469,000 Active 29 DOM
  45. 2026-06-13
    days on market $469,000 Active 28 DOM
  46. 2026-06-09
    days on market $469,000 Active 25 DOM
  47. 2026-06-08
    days on market $469,000 Active 24 DOM
  48. 2026-06-07
    days on market $469,000 Active 23 DOM
  49. 2026-06-04
    days on market $469,000 Active 20 DOM
  50. 2026-06-03
    days on market $469,000 Active 19 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 74% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$43,740
− Mortgage interest
−$24,591
− Property taxes
−$6,585
− Insurance
−$7,314
− Repairs & maintenance
−$3,499
− Management
−$3,499
− HOA
−$13,080
− Depreciation
−$12,771
Taxable loss
−$27,598
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$6,624
After-tax cash flow
$-13,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 29 photos

Good 80/100 Cosmetic rehab Est. rehab $4,245–$12,735 screening

This well-maintained, updated 1-bedroom, 1-bath condo in Zephyr Lofts offers modern finishes and a spacious layout with partial NYC views. It is in good condition with minimal repairs needed, making it a great investment opportunity.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both New flooring in bathrooms — Improves aesthetics and functionality.
  • Both New kitchen backsplash — Enhances aesthetics and functionality.
  • Both New bathroom fixtures — Enhances aesthetics and functionality.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Rafael Cordero Y Molina F NJ #774/1,303 Nat'l #28,012/41,679 Middle Academy I A- NJ #14/431 Nat'l #970/14,009 High James J Ferris High School F NJ #346/399 Nat'l #13,673/17,239

Schools (NCES district)

District
Jersey City Public Schools
NCES district ID
3407830
Math proficiency
16% ▼ -17.00%
Reading proficiency
38% ▼ -11.00%
Median HH income
$58,431
Composite
24.43/100
National rank
#7678
State rank
#369 of 472 in NJ
B Composite livability gradescore 77/100

Livability — Jersey City

Score
77/100
State rank
#116
US rank
#2955

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing A- Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jersey City, NJ
County
Hudson County · 771,834 people
City population
294,078
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
16,015
Household income
$183,464
Rent vs Own
90.6% rent · 9.4% own
Severe rent burden
6% of renters

Population outlook (Hudson County) Hauer SSP2

Today (2025)
771,834 people
By 2030
818,028 · +6.0%
By 2040
907,866 · +17.6%
By 2050
994,480 · +28.8%
By 2075
1,163,301 · +50.7%
By 2100
1,254,703 · +62.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Asian 57% White 25% Hispanic / Latino 8% Two or more races 8% Black 4% Native American 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Dominican 1%
Common ancestry
Romanian 2% Scotch-Irish 1% Estonian 1%
Foreign-born
61% · China, Canada, South Korea
Languages at home
39% English-only · Other Indo-European 27% Chinese 21% Spanish 5%

Political lean MEDSL · Hudson

2024 margin
Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
2008→2024 swing
-18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
All cycles
2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-05-15 Listed $469,000 HCMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…