319 N 6th St · Clairton, PA 15025

$100,000

2 bd · 1.0 ba · 1,308 sqft · SingleFamily public records · 15 Days on market

Built 1900 3,598 sqft lot $76/sqft · 35% above area Est $74k · 35% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.0/30.0
• DSCR +10.0/10.0
• 1% rule +7.1/10.0
• Rent growth +5.0/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Visit www. 319north6thpgh.com to fully experience this home. Lovable 2 bed is mere steps to Clairton Park and . 4 miles to the award-winning Montour Trail. Roomy front porch opens to the main living room. Beyond, the proper dining room provides access to an additional bonus room. Bright kitchen flaunts retro built-in banquet seat and access to the partially fenced backyard and parking. Floor two hosts 2 comfortable bedrooms and a full hall bath. Full storage basement includes laundry and integral garage access. www. 319north6thpgh.com

Key facts

• Built-in dining nook
• Access to backyard
• Front porch

Tags

• FRONT PORCH
• FLEXIBLE BONUS ROOM
• BUILT-IN DINING NOOK
• FULL BASEMENT
• ACCESS TO INTEGRAL GARAGE
• ACCESS TO BACKYARD

Property features AI

Exterior

• Parking: Attached garage with garage door opener (1 parking space total)
• Utilities: Public water supply; Public sewer service
• Home design: 2-story residence; Resale property
• Exterior features: Unfinished walk-out basement; Public water; Public sewer

Interior

• Kitchen: Dishwasher; Refrigerator; Stove
• Flooring: Carpet
• Bathrooms: One full bathroom; One half bathroom
• Heating & cooling: Gas heating with hot water system; Wall cooling units
• Interior features: Window treatments throughout
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $342 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $98k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
• Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 61% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $85k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $98,500 (1.5% below list)

Questions for the listing agent

1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 10.40%
• Cash-on-cash: 14.66%
• DSCR: 1.65
• GRM: 6.9

CMA / ARV

• ARV (median comp): $74,253
• List price: $100,000
• Delta: 34.67%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
320 N 4th St	0.15mi	3/1.0 (+1)	1,290 (-1%)	2mo	$87,000	$67	84
148 Carnegie Ave	0.34mi	3/1.0 (+1)	1,314 (+0%)	4mo	$75,000	$57	75
612 Walnut Ave	0.13mi	3/1.5 (+1)	1,282 (-2%)	12mo	$114,900	$90	73
422 N 3rd St	0.21mi	3/1.5 (+1)	1,440 (+10%)	7mo	$42,500	$30	60
737 Saint Clair Ave	0.69mi	3/2.0 (+1)	1,264 (-3%)	2mo	$159,900	$127	52
302 Elm St	0.26mi	3/1.0 (+1)	1,485 (+14%)	14mo	$17,000	$11	48
1007 N 6th St	0.61mi	3/2.0 (+1)	1,250 (-4%)	19mo	$87,500	$70	40
706 Saint Clair Ave	0.73mi	3/2.5 (+1)	1,458 (+12%)	20mo	$165,300	$113	19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 10.3%
• Equity multiple: 1.43×
• Total profit: $11,973
• Equity at exit: $14,910

10-year hold

• IRR: 22.9%
• Equity multiple: 3.41×
• Total profit: $67,561
• Equity at exit: $8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15025

• Home prices YoY: -34.4%
• Rents YoY: 10.5%
• Active inventory: 94
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,213 high
• Mortgage (P&I): −$524
• Tax from tax record: −$50 /mo · $604/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$255
• Net cashflow: $342

Break-even live

Break-even rent $780

Max offer price $100,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	43d	1	0.15mi
185 Carnegie Ave Clairton, PA	3.0	1.0	1404	$1,295	$0.92	43d	1	0.28mi
231 Connecticut Ave Clairton, PA	3.0	1.0	1064	$1,150	$1.08	43d	1	0.58mi
446 Waddell Ave Unit 446 1/2 Clairton, PA	1.0	1.0	900	$595	$0.66	43d	1	0.78mi
422 Mitchell Ave Rear Rear Clairton, PA	1.0	1.0	900	$975	$1.08	17d	1	0.96mi
1044 Delaware Ave Glassport, PA	3.0	1.0	1200	$1,350	$1.12	20d	1	0.98mi
350 Wylie Ave Unit 1 Clairton, PA	2.0	1.0	1152	$1,050	$0.91	43d	1	1.08mi
753 East Dr Clairton, PA	3.0	1.0	1000	$1,100	$1.10	43d	1	1.09mi
127 Constitution Cir Clairton, PA	2.0	1.0	972	$1,275	$1.31	1d	1	1.13mi
127 Constitution Cir Clairton, PA	2.0	1.0	1063	$1,275	$1.20	10d	1	1.13mi
833 Vermont Ave Glassport, PA	3.0	1.0	1290	$1,395	$1.08	23d	1	1.21mi
809 3rd St Unit 624 Clairton, PA	2.0	1.5	1240	$1,008	$0.81	43d	1	1.27mi
809 3rd St Unit 194 Clairton, PA	2.0	1.5	1244	$1,081	$0.87	43d	1	1.27mi
511 Payne Hill Rd Clairton, PA	1.0–3.0	1.0–2.0	1026	$1,572	$1.53	1d	1	1.33mi
866 Vankirk St Unit 1 Clairton, PA	2.0	1.5	1440	$1,200	$0.83	43d	1	1.33mi
601 Farnsworth Ave Clairton, PA	2.0	1.0	1004	$995	$0.99	4d	1	1.35mi
874 Vankirk St Clairton, PA	3.0	1.5	1296	$1,150	$0.89	43d	1	1.35mi
618 Farnsworth Ave Clairton, PA	2.0	1.0	896	$1,050	$1.17	43d	1	1.37mi

Listing history 7 events

1. 2026-05-08
   historical Contingent 922-char remark
2. 2026-05-04
   listed $100,000 Active 922-char remark
3. 2023-05-25
   soldstatus $85,000
4. 2023-05-19
   status Pending 540-char remark

   Show marketing remark (540 chars)

   Visit www. 319north6thpgh.com to fully experience this home. Lovable 2 bed is mere steps to Clairton Park and . 4 miles to the award-winning Montour Trail. Roomy front porch opens to the main living room. Beyond, the proper dining room provides access to an additional bonus room. Bright kitchen flaunts retro built-in banquet seat and access to the partially fenced backyard and parking. Floor two hosts 2 comfortable bedrooms and a full hall bath. Full storage basement includes laundry and integral garage access. www. 319north6thpgh.com

5. 2023-05-19
   soldstatus $85,000 Closed 540-char remark

   Show marketing remark (540 chars)

   Visit www. 319north6thpgh.com to fully experience this home. Lovable 2 bed is mere steps to Clairton Park and . 4 miles to the award-winning Montour Trail. Roomy front porch opens to the main living room. Beyond, the proper dining room provides access to an additional bonus room. Bright kitchen flaunts retro built-in banquet seat and access to the partially fenced backyard and parking. Floor two hosts 2 comfortable bedrooms and a full hall bath. Full storage basement includes laundry and integral garage access. www. 319north6thpgh.com

6. 2023-04-16
   historical Contingent 540-char remark

   Show marketing remark (540 chars)

   Visit www. 319north6thpgh.com to fully experience this home. Lovable 2 bed is mere steps to Clairton Park and . 4 miles to the award-winning Montour Trail. Roomy front porch opens to the main living room. Beyond, the proper dining room provides access to an additional bonus room. Bright kitchen flaunts retro built-in banquet seat and access to the partially fenced backyard and parking. Floor two hosts 2 comfortable bedrooms and a full hall bath. Full storage basement includes laundry and integral garage access. www. 319north6thpgh.com

7. 2023-04-11
   listed $80,000 Active 540-char remark

   Show marketing remark (540 chars)

   Visit www. 319north6thpgh.com to fully experience this home. Lovable 2 bed is mere steps to Clairton Park and . 4 miles to the award-winning Montour Trail. Roomy front porch opens to the main living room. Beyond, the proper dining room provides access to an additional bonus room. Bright kitchen flaunts retro built-in banquet seat and access to the partially fenced backyard and parking. Floor two hosts 2 comfortable bedrooms and a full hall bath. Full storage basement includes laundry and integral garage access. www. 319north6thpgh.com

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $604 · $50/mo
• Projected year-2 tax: $1,092 · $91/mo
• Expected delta: +$488/yr (+$41/mo · 80.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,560
• − Mortgage interest: −$5,602
• − Property taxes: −$604
• − Insurance: −$500
• − Repairs & maintenance: −$1,165
• − Management: −$1,165
• − Depreciation: −$2,909
• Taxable income: $2,616
• Est. tax owed @ 24.0%: −$628
• After-tax cash flow: $3,478/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clairton City SD
• NCES district ID: 4206030
• Math proficiency: 7% ▼ -11.00%
• Reading proficiency: 21% ▼ -12.00%
• Median HH income: $30,250
• Composite: 11.0/100
• National rank: #9742
• State rank: #520 of 539 in PA

Livability — Clairton

• Score: 63/100
• State rank: #1308
• US rank: #16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clairton, PA
• County: Allegheny County · 1,022,028 people
• City population: 16,939
• Metro: Pittsburgh, PA
• Population (ZIP): 16,939
• Household income: $76,531
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 572.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 2% Slovak 1%
• Foreign-born: 4% · China, Canada, India
• Languages at home: 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.35%
• Current HPI: 183.858
• Rent YoY: ▲ 10.47%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+25.0% since first listed

8 events — show timeline

• 2026-05-20 Pending — West Penn MLS
• 2026-05-08 Contingent — West Penn MLS
• 2026-05-04 Listed $100,000 West Penn MLS
• 2023-05-25 Sold (Public Records) $85,000 Public Records
• 2023-05-19 Pending — West Penn MLS
• 2023-05-19 Sold (MLS) $85,000 West Penn MLS
• 2023-04-16 Contingent — West Penn MLS
• 2023-04-11 Listed $80,000 West Penn MLS

Property tax history

+9.4%/yr

Latest (2026): $604 · +11.0% YoY. Source: county tax records.