34 Medler Court Ct NE · Ludowici, GA 31316

$271,500

3 bd · 2.5 ba · 1,627 sqft · SingleFamily · 9 Days on market

Built 2026 Excellent condition 5,227 sqft lot Est $293k · 7% under $30/mo HOA · 1% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.8/15.0
• Cash flow +10.3/30.0
• Appreciation +5.6/10.0
• Condition / age +5.0/5.0
• Livability +3.6/5.0
• 1% rule +3.2/10.0
• DSCR +2.9/10.0
• Rent growth +2.5/5.0
• Schools +2.3/10.0

Listing remarks

Discover the Fairfax Plan at Paxton Hill! Steps away from local schools & recreation, as well as minutes to Hinesville & Ft. Stewart. This home offers both comfort & accessibility! Step inside to an open-concept living area filled with natural light and backyard views. The kitchen seamlessly connects to the dining area and family room. Enjoy modern finishes like granite countertops, ample cabinetry, a spacious pantry, and easy access to the garage and half bath. Head outdoors to your fenced backyard with sod and irrigation, perfect for relaxing evenings or weekend gatherings on the patio. Upstairs, you'll find two secondary bedrooms, a full hall bath with granite vanity, a

Key facts

• Spacious pantry
• Dual vanity
• Walk-in closet

Tags

• OPEN-CONCEPT LIVING AREA
• FENCED BACKYARD
• GRANITE COUNTERTOPS
• SPACIOUS PANTRY
• DUAL VANITY
• WALK-IN CLOSET

Property features AI

Finance

• Other: Property located in the Paxton Hill subdivision
• HOA & community: Homeowners association with an annual fee of $360 (approximately $30/month)

Exterior

• Parking: 2 total parking spaces; 2 covered spaces; 2-car garage with garage door opener; Driveway
• Utilities: Public water; Public sewer; Electricity connected; Electric on property; Cable available; Underground utilities
• Home design: Single-family residence; Two stories; Under construction
• Construction: Vinyl siding, frame, and wood siding exterior; Shingle roof; Slab foundation; Built recently (under construction)
• Exterior features: Privacy fencing; Irrigation equipment; Level lot; Paved road frontage on a city street

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Self-cleaning oven; Microwave; Refrigerator
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Heat pump; Central air conditioning; Electric cooling
• Interior features: Kitchen island; Pantry; Vaulted ceilings; Double pane windows
• Laundry & utility: Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $272k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-150 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $250k (8.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (18.1% below list).
• Recommended offer: $222k (18.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D, amenities F, commute F.
• Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
• Market conditions: 412 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
• This rent runs 36% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
• Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $222,365 (18.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 5.63%
• Cash-on-cash: -2.36%
• DSCR: 0.89
• GRM: 10.2

CMA / ARV

• ARV (on-the-fly): $292,860
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
249 Lanier Rd	0.30mi	3/2.0	1,474 (-9%)	5mo	$279,400	$190	64
612 Doctor's Creek Rd NE	0.65mi	4/2.0 (+1)	1,620 (-0%)	2mo	$281,325	$174	60
249 Lanier Rd	0.39mi	3/2.0	1,474 (-9%)	5mo	$274,900	$186	60
263 Lanier Rd	0.31mi	3/2.0	1,415 (-13%)	3mo	$274,400	$194	59
707 Doctor's Creek Rd NE	0.65mi	3/2.0	1,527 (-6%)	1mo	$274,830	$180	57
385 Carson St	0.53mi	3/2.0	1,778 (+9%)	1mo	$300,000	$169	57
53 Freshwater Ln	0.39mi	3/2.0	1,415 (-13%)	3mo	$274,400	$194	56
725 Doctor's Creek Rd NE	0.65mi	4/2.0 (+1)	1,565 (-4%)	1mo	$278,925	$178	56
555 Doctor's Creek Rd NE	0.64mi	4/2.0 (+1)	1,565 (-4%)	3mo	$277,625	$177	54
241 NE Freshwater Ln	0.47mi	3/2.0	1,415 (-13%)	4mo	$274,900	$194	51
591 Doctor's Creek Rd NE	0.64mi	4/2.5 (+1)	1,810 (+11%)	3mo	$281,850	$156	44
627 Doctor's Creek Rd NE	0.65mi	4/2.5 (+1)	1,810 (+11%)	2mo	$282,750	$156	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.97×
• Total profit: $-2,287
• Equity at exit: $94,932

10-year hold

• IRR: 4.2%
• Equity multiple: 1.52×
• Total profit: $39,553
• Equity at exit: $127,911

Cash invested: $76,020 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31316

• Home prices YoY: 0.6%
• Active inventory: 412
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $2,224 medium
• Mortgage (P&I): −$1,424
• Tax est. 1.5%: −$339 /mo · $4,072/yr
• Insurance: −$113
• HOA: −$30
• Vacancy / Maint / Mgmt: −$467
• Net cashflow: $-150

Break-even live

Break-even rent $2,413

Max offer price $249,854

Occupancy floor —

Sensitivity live

Price	-10% $38	-5% $-56	+0% $-150	+5% $-243	+10% $-337
Rent	-10% $-325	-5% $-237	+0% $-150	+5% $-62	+10% $26
Rate	-1.0pp $-13	-0.5pp $-81	base $-150	+0.5pp $-220	+1.0pp $-292

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,875
• Closing costs: $8,145
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15 Clark St Ludowici, GA	3.0	2.0	1497	$1,995	$1.33	45d	1	0.88mi
59 Forest St NE Ludowici, GA	4.0	2.0	1800	$1,900	$1.06	45d	1	0.98mi

HOA detail

• Monthly dues: $30 · $360/yr

Listing history 8 events

1. 2026-06-21
   days on market $271,500 Active 9 DOM
2. 2026-06-19
   days on market $271,500 Active 7 DOM
3. 2026-06-18
   days on market $271,500 Active 6 DOM
4. 2026-06-17
   days on market $271,500 Active 5 DOM
5. 2026-06-16
   days on market $271,500 Active 4 DOM
6. 2026-06-15
   days on market $271,500 Active 3 DOM
7. 2026-06-13
   remarks 687-char remark
8. 2026-06-13
   listed $271,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,684
• − Mortgage interest: −$15,208
• − Property taxes: −$4,072
• − Insurance: −$1,358
• − Repairs & maintenance: −$2,135
• − Management: −$2,135
• − HOA: −$360
• − Depreciation: −$7,898
• Taxable loss: −$6,482
• Est. tax savings @ 24.0%: +$1,556
• After-tax cash flow: $-239/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Excellent 100/100 None rehab

This nearly completed home is ready for occupancy and offers a great opportunity for investors looking to move in or rent.

Value-add opportunities

• Both Complete construction and finishing touches — The home is nearly complete and ready for occupancy, enhancing both resale and rental value
• Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters
• Both Install final fixtures and appliances — Completes the home's functionality and prepares it for move-in

Renovation cost estimate screening

Value-add ROI direction

• Both Complete construction and finishing touches — The home is nearly complete and ready for occupancy, enhancing both resale and rental value ↑
• Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters ↑
• Both Install final fixtures and appliances — Completes the home's functionality and prepares it for move-in ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Long County
• NCES district ID: 1303360
• Math proficiency: 26% ▼ -14.00%
• Reading proficiency: 26% ▼ -13.00%
• Median HH income: $45,958
• Composite: 22.51/100
• National rank: #8090
• State rank: #115 of 174 in GA

Livability — Ludowici

• Score: 72/100
• State rank: #74
• US rank: #6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ludowici, GA
• County: Long County · 13,812 people
• City population: 13,812
• Metro: Hinesville, GA
• Population (ZIP): 13,812
• Household income: $74,766
• Rent vs Own: 29.6% rent · 70.4% own
• Severe rent burden: 109.0

Population outlook (Long County) Hauer SSP2

• Today (2025): 24,669 people
• By 2030: 28,223 · +14.4%
• By 2040: 35,430 · +43.6%
• By 2050: 42,403 · +71.9%
• By 2075: 56,996 · +131.0%
• By 2100: 64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Serbian 1% Italian 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

• 2024 margin: Strong R (+29.5) · D 35.1% · R 64.6%
• 2008→2024 swing: -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
• All cycles: 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.16%
• Current HPI: 195.2978
• Rent YoY: —
• Metro: Hinesville, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

1 event — show timeline

• 2026-06-12 Listed $271,500 HABR