327 Teal Lake Dr · Beaver Creek, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Schools +3.6/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Cash flow +0.0/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$89,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 2.03 acre property perfectly situated between Caldwell, Snook, and Somerville. Ideal location for peaceful country living with easy access to nearby towns. This well-maintained lot, and has a water well and septic system. Ready for your dream home or weekend retreat. The land offers an open layout with scenic views, and plenty of mature trees for added privacy. Located within Snook ISD. Contact the listing agent today to schedule your visit.
Key facts
- Water well
- Open layout
- Scenic views
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a manufactured listed at $90k.
Deal economics
- At list price, monthly cash flow is $-589 ($-7k/yr) — negative.
- Rent doesn't cover operating costs at any purchase price — skip.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- Snook ISD (rural): math 50% / reading 34% proficiency, ranked #334 of 826 in TX (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 315 active listings in the ZIP; 44 units permitted in Burleson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.00% ✗
- Cap rate
- -1.56%
- Cash-on-cash
- -28.04%
- DSCR
- -0.25
- GRM
- 0.0
CMA / ARV
- ARV (median comp)
- $161,413
- List price
- $89,990
- Delta
- -41.21%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 540 N Berry Rdg | 0.41mi | 2/2.0 | 1,064 (+12%) | 10mo | $165,000 | $155 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -82.1%
- Equity multiple
- -1.07×
- Total profit
- $-52,104
- Equity at exit
- $13,418
- IRR
- —
- Equity multiple
- -2.72×
- Total profit
- $-93,743
- Equity at exit
- $7,781
Cash invested: $25,197 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77836
- Home prices YoY
- -26.0%
- Active inventory
- 315
Monthly cashflow live
- Estimated rent
- $0 none
- Mortgage (P&I)
- −$472
- Tax from tax record
- −$79 /mo · $953/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$0
- Net cashflow
- $-589
Break-even live
Sensitivity live
| Price | -10% $-538 | -5% $-563 | +0% $-589 | +5% $-614 | +10% $-640 |
|---|---|---|---|---|---|
| Rent | -10% $-589 | -5% $-589 | +0% $-589 | +5% $-589 | +10% $-589 |
| Rate | -1.0pp $-543 | -0.5pp $-566 | base $-589 | +0.5pp $-612 | +1.0pp $-636 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,498
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-19pricedays on market $89,990 Active 1 DOM
-
2026-06-18days on market $94,900 Active 57 DOM
-
2026-06-17days on market $94,900 Active 56 DOM
-
2026-06-16days on market $94,900 Active 55 DOM
-
2026-06-15days on market $94,900 Active 54 DOM
-
2026-06-14days on market $94,900 Active 52 DOM
-
2026-06-13days on market $94,900 Active 51 DOM
-
2026-06-10days on market $94,900 Active 49 DOM
-
2026-06-09days on market $94,900 Active 48 DOM
-
2026-06-08days on market $94,900 Active 47 DOM
-
2026-06-07days on market $94,900 Active 46 DOM
-
2026-06-02days on market $94,900 Active 41 DOM
-
2026-06-01days on market $94,900 Active 40 DOM
-
2026-05-31days on market $94,900 Active 39 DOM
-
2026-05-30pricedays on market $94,900 Active 38 DOM
-
2026-05-14price $99,000 455-char remark
Show marketing remark (455 chars)
Beautiful 2.03 acre property perfectly situated between Caldwell, Snook, and Somerville. Ideal location for peaceful country living with easy access to nearby towns. This well-maintained lot, and has a water well and septic system. Ready for your dream home or weekend retreat. The land offers an open layout with scenic views, and plenty of mature trees for added privacy. Located within Snook ISD. Contact the listing agent today to schedule your visit.
-
2026-05-08price $104,990 455-char remark
Show marketing remark (455 chars)
Beautiful 2.03 acre property perfectly situated between Caldwell, Snook, and Somerville. Ideal location for peaceful country living with easy access to nearby towns. This well-maintained lot, and has a water well and septic system. Ready for your dream home or weekend retreat. The land offers an open layout with scenic views, and plenty of mature trees for added privacy. Located within Snook ISD. Contact the listing agent today to schedule your visit.
-
2026-04-22$110,000 Active 455-char remark
Show marketing remark (455 chars)
Beautiful 2.03 acre property perfectly situated between Caldwell, Snook, and Somerville. Ideal location for peaceful country living with easy access to nearby towns. This well-maintained lot, and has a water well and septic system. Ready for your dream home or weekend retreat. The land offers an open layout with scenic views, and plenty of mature trees for added privacy. Located within Snook ISD. Contact the listing agent today to schedule your visit.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $953 · $79/mo
- Projected year-2 tax
- $1,647 · $137/mo
- Expected delta
- +$694/yr (+$58/mo · 72.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $0
- − Mortgage interest
- −$5,041
- − Property taxes
- −$953
- − Insurance
- −$450
- − Repairs & maintenance
- −$0
- − Management
- −$0
- − Depreciation
- −$2,618
- Taxable loss
- −$9,061
- Est. tax savings @ 24.0%
- +$2,175
- After-tax cash flow
- $-4,891/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Snook ISD
- NCES district ID
- 4840620
- Math proficiency
- 50% ▲ 8.00%
- Reading proficiency
- 34% ▼ -1.00%
- Median HH income
- $47,667
- Composite
- 36.0/100
- National rank
- #4788
- State rank
- #334 of 826 in TX
Livability — Beaver Creek
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Beaver Creek, TX
- Population (ZIP)
- 12,469
Population outlook (Burleson County) Hauer SSP2
- Today (2025)
- 18,066 people
- By 2030
- 18,174 · +0.6%
- By 2040
- 18,198 · +0.7%
- By 2050
- 18,110 · +0.2%
- By 2075
- 18,166 · +0.6%
- By 2100
- 16,949 · -6.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 21% Black 10% Two or more races 9%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Lithuanian 2% Romanian 1% Slovak 1%
- Foreign-born
- 5% · Canada, Guatemala
- Languages at home
- 86% English-only · Spanish 13%
Political lean MEDSL · Burleson
- 2024 margin
- Solid R (+62.8) · D 18.2% · R 81.0%
- 2008→2024 swing
- -25.4pp toward R · 2008: -37.4pp · 2024: -62.8pp
- All cycles
- 2024: R+62.8 2020: R+57.6 2016: R+55.1 2012: R+46.0 2008: R+37.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.96%
- Current HPI
- 187.5385
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-10.0% since first listed3 events — show timeline
- 2026-05-14 Price Changed $99,000 HARMLS
- 2026-05-08 Price Changed $104,990 HARMLS
- 2026-04-22 Listed $110,000 HARMLS
Property tax history
+15.8%/yrLatest (2025): $953 · +17.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…