Duplex
417 24th St · Niagara Falls, NY
Flood risk 2/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.06%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.6/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Appreciation +2.3/10.0
- Condition / age +2.2/5.0
$99,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks
Welcome to this charming all-brick duplex, a fantastic opportunity for savvy investors seeking a lucrative rental property or first-time homebuyers looking for a cozy and affordable abode. Recently updated and meticulously maintained, this duplex offers comfortable living spaces and promising rental income potential. Nestled in a quiet and desirable neighborhood, this property boasts curb appeal with its classic all-brick exterior and well-manicured lawn. Each unit features its own private entrance, ensuring privacy and convenience for occupants. Step inside to discover newly updated interiors showcasing modern finishes and ample natural light.
Key facts
- Well manicured lawn
- All brick duplex
- Updated interiors
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $100k. Condition is rated fair.
- This rent per unit runs 31% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Deal economics
- At list price, monthly cash flow is $937 ($11k/yr) — positive. Per door: $469/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.5% vs local median 8.0% in Niagara Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#956 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Niagara Falls City School District (urban): math 26% / reading 34% proficiency, ranked #578 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bloneva Bond Primary School (math 2% / reading 17%, grade F, #2,075 of 2,108 statewide, top 99%, 403 students, 82% FRL); Gaskill Preparatory School (math 10% / reading 22%, grade F, #702 of 729 statewide, top 96%, 500 students, 78% FRL); Niagara Falls High School (math 75% / reading 92%, grade A, #409 of 1,100 statewide, top 39%, 2,139 students, 71% FRL).
- Market conditions: 125 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals lingering (median 100d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 89% of comp listings sitting > 30 days — soft ceiling on asking rent; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 127 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 8y ago; this cycle's ask has dropped $20k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $53k; list at $100k implies a 89% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 4.3% of price; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.36% ✓
- Cap rate
- 17.54%
- Cash-on-cash
- 40.17%
- DSCR
- 2.79
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $178,075
- List price
- $99,999
- Delta
- -43.84%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 614 20th St | 0.42mi | 4/2.0 (+1) | 1,570 (+2%) | 4mo | $100,000 | $64 | 68 |
| 443 21st St | 0.20mi | 3/2.0 | 1,428 (-7%) | 13mo | $65,000 | $46 | 68 |
| 555 25th St | 0.29mi | 4/2.0 (+1) | 1,619 (+5%) | 10mo | $128,000 | $79 | 65 |
| 2738 Welch Ave | 0.30mi | 3/2.0 | 1,621 (+5%) | 17mo | $141,110 | $87 | 64 |
| 420 18th St | 0.38mi | 4/2.5 (+1) | 1,632 (+6%) | 6mo | $115,000 | $70 | 60 |
| 1926 Welch Ave | 0.27mi | 3/2.0 | 1,690 (+10%) | 16mo | $65,000 | $38 | 58 |
| 2771 Livingston Ave | 0.33mi | 4/2.0 (+1) | 1,408 (-9%) | 10mo | $88,000 | $63 | 57 |
| 429 18th St | 0.36mi | 4/2.0 (+1) | 1,728 (+12%) | 1mo | $116,500 | $67 | 57 |
| 2421 Welch Ave | 0.11mi | 4/2.0 (+1) | 1,760 (+14%) | 14mo | $170,000 | $97 | 54 |
| 746 17th St | 0.68mi | 4/2.0 (+1) | 1,475 (-4%) | 4mo | $72,000 | $49 | 53 |
| 2405 Independence Ave | 0.54mi | 4/2.0 (+1) | 1,524 (-1%) | 21mo | $127,000 | $83 | 51 |
| 445 18th St | 0.36mi | 4/2.0 (+1) | 1,320 (-14%) | 18mo | $55,000 | $42 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 36.6%
- Equity multiple
- 2.56×
- Total profit
- $43,666
- Equity at exit
- $14,910
- IRR
- 43.3%
- Equity multiple
- 5.13×
- Total profit
- $115,613
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 22 active · 11 under contract
- Months of supply
- 14.7 mo (7%/mo absorbed)
- Median asking
- $127,450 ($76/sqft)
- Median days on market
- 57 d
- This list price
- 27% of active listings are priced below it
- ARV vs active asking
- +53.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 14303
- Home prices YoY
- -1.7%
- Active inventory
- 125
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $2,357 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$359 /mo · $4,305/yr
- Insurance
- −$42
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$495
- Net cashflow
- $937
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,358 |
| #1 | 2 | 1 | $1,179 |
| #2 | 2 | 1 | $1,179 |
| Total (2 units) | $2,357 | ||
Break-even live
Sensitivity live
| Price | -10% $994 | -5% $966 | +0% $937 | +5% $909 | +10% $881 |
|---|---|---|---|---|---|
| Rent | -10% $751 | -5% $844 | +0% $937 | +5% $1,030 | +10% $1,123 |
| Rate | -1.0pp $988 | -0.5pp $963 | base $937 | +0.5pp $911 | +1.0pp $885 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 455 24th St Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 850 | $1,200 | $1.41 | 82d | 1 | 0.06mi |
| 420 25th St Niagara Falls, NY | 3.0 | 1.0 | 1101 | $1,500 | $1.36 | 139d | 1 | 0.06mi |
| 434 23rd St Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 816 | $1,100 | $1.35 | 110d | 1 | 0.10mi |
| 487 25th St Niagara Falls, NY | 2.0 | 1.0 | — | $975 | — | 66d | 1 | 0.16mi |
| 456 27th St Niagara Falls, NY | 3.0 | 1.0 | 1058 | $1,500 | $1.42 | 72d | 1 | 0.18mi |
| 2509 Ferry Ave Unit 2 Niagara Falls, NY | 1.0 | 1.0 | — | $750 | — | 99d | 1 | 0.19mi |
| 439 27th St Niagara Falls, NY | 3.0 | 1.0 | 1184 | $1,500 | $1.27 | 10d | 1 | 0.20mi |
| 1935 Niagara St Unit Upper Niagara Falls, NY | 3.0 | 1.0 | 2685 | $1,200 | $0.45 | 110d | 1 | 0.23mi |
| 2727 Monroe Ave Niagara Falls, NY | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 106d | 1 | 0.24mi |
| 2725 Niagara St Unit 3 Niagara Falls, NY | 1.0 | 1.0 | — | $1,000 | — | 113d | 1 | 0.27mi |
| 1921 Falls St Unit 5 Niagara Falls, NY | 3.0 | 1.0 | — | $1,100 | — | 10d | 1 | 0.30mi |
| 2743 Niagara St Unit 2 Niagara Falls, NY | 2.0 | 1.0 | — | $1,050 | — | 139d | 1 | 0.30mi |
| 512 20th St Unit 5 Niagara Falls, NY | 2.0 | 1.0 | — | $850 | — | 139d | 1 | 0.32mi |
| 1793 Welch Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 802 | $1,000 | $1.25 | 93d | 1 | 0.34mi |
| 1780 Falls St Niagara Falls, NY | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 139d | 1 | 0.34mi |
| 420 18th St Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 816 | $1,150 | $1.41 | 139d | 1 | 0.37mi |
| 547 19th St Niagara Falls, NY | 1.0 | 1.0 | 4783 | $900 | $0.19 | 98d | 1 | 0.39mi |
| 1761 Welch Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 988 | $1,000 | $1.01 | 66d | 1 | 0.40mi |
| 562 19th St Niagara Falls, NY | 3.0 | 1.5 | 1200 | $1,395 | $1.16 | 66d | 1 | 0.43mi |
| 3036 Welch Ave Niagara Falls, NY | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 85d | 1 | 0.46mi |
| 2405 Grand Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 770 | $800 | $1.04 | 79d | 1 | 0.47mi |
| 1618 Ferry Ave Apt 3 Niagara Falls, NY | 1.0 | 1.0 | 800 | $695 | $0.87 | 8d | 1 | 0.49mi |
| 1427 Fort Ave Unit 2 Niagara Falls, NY | 3.0 | 1.0 | 1058 | $950 | $0.90 | 139d | 1 | 0.54mi |
| 3534 Ferry Ave Niagara Falls, NY | 3.0 | 1.0 | 1304 | $1,300 | $1.00 | 62d | 1 | 0.62mi |
| 769 19th St Niagara Falls, NY | 2.0 | 1.5 | 960 | $1,400 | $1.46 | 117d | 1 | 0.63mi |
| 1224 Niagara St Unit 2 Niagara Falls, NY | 3.0 | 1.0 | — | $900 | — | 82d | 1 | 0.69mi |
| 3626 Dudley Ave Niagara Falls, NY | 2.0 | 1.0 | 700 | $1,250 | $1.79 | 139d | 1 | 0.72mi |
| 2498 Woodlawn Ave Niagara Falls, NY | 2.0 | 1.0 | 720 | $1,150 | $1.60 | 58d | 1 | 0.72mi |
| 3340 Simmons Ave Niagara Falls, NY | 3.0 | 1.0 | 1008 | $1,550 | $1.54 | 110d | 1 | 0.73mi |
| 613 13th St Unit 1 Niagara Falls, NY | 2.0 | 1.0 | 750 | $900 | $1.20 | 82d | 1 | 0.75mi |
| 2025 La Salle Ave Niagara Falls, NY | 3.0 | 1.5 | 1344 | $1,950 | $1.45 | 10d | 1 | 0.76mi |
| 456 12th St Unit 3 Niagara Falls, NY | 2.0 | 1.0 | — | $800 | — | 119d | 1 | 0.76mi |
| 754 15th St Niagara Falls, NY | 3.0 | 1.0 | 990 | $1,100 | $1.11 | 119d | 1 | 0.77mi |
| 1001 17th St Niagara Falls, NY | 3.0 | 1.0 | 1152 | $1,800 | $1.56 | 119d | 1 | 0.77mi |
| 1192 Haeberle Ave Niagara Falls, NY | 2.0 | 1.0 | 920 | $1,300 | $1.41 | 82d | 1 | 0.80mi |
| 784 15th St Niagara Falls, NY | 3.0 | 1.5 | 1380 | $1,350 | $0.98 | 99d | 1 | 0.83mi |
| 2473 Pierce Ave Unit 2 Niagara Falls, NY | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 99d | 1 | 0.87mi |
| 1808 Whitney Ave Unit 3 Niagara Falls, NY | 2.0 | 1.0 | 1200 | $900 | $0.75 | 139d | 1 | 0.88mi |
| 1533 La Salle Ave Unit Upper Niagara Falls, NY | 2.0 | 1.0 | 748 | $975 | $1.30 | 10d | 1 | 0.89mi |
| 1533 La Salle Ave Unit Lower Niagara Falls, NY | 2.0 | 1.0 | 748 | $1,100 | $1.47 | 79d | 1 | 0.89mi |
Property features AI
Finance
- Other
- Two-unit building with separate gas and electric meters (2 each)
- Financial info
- Owner pays water; water included in rentOperating expenses include water/sewer
Exterior
- Parking
- No drivewayOff-site parking
- Utilities
- Public water connectedSewer connected
- Home design
- Single-story buildingResale property
- Construction
- Aluminum siding
- Exterior features
- Near public transitRectangular residential lotCity street frontage
Interior
- Flooring
- HardwoodVaries
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Gas forced-air heating
- Interior features
- Hardwood and varied flooringFull basement
- Laundry & utility
- Gas water heater
Listing history 50 events
-
2026-09-24days on market $99,999 Active 127 DOM
-
2026-09-23days on market $99,999 Active 126 DOM
-
2026-09-22days on market $99,999 Active 125 DOM
-
2026-09-21days on market $99,999 Active 124 DOM
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2026-09-20days on market $99,999 Active 123 DOM
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2026-09-19days on market $99,999 Active 122 DOM
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2026-09-18days on market $99,999 Active 121 DOM
-
2026-09-17days on market $99,999 Active 120 DOM
-
2026-09-16days on market $99,999 Active 119 DOM
-
2026-09-15days on market $99,999 Active 118 DOM
-
2026-09-14days on market $99,999 Active 117 DOM
-
2026-09-13days on market $99,999 Active 116 DOM
-
2026-09-12days on market $99,999 Active 115 DOM
-
2026-09-11days on market $99,999 Active 114 DOM
-
2026-09-05days on market $99,999 Active 108 DOM
-
2026-09-04days on market $99,999 Active 107 DOM
-
2026-09-03days on market $99,999 Active 106 DOM
-
2026-08-31days on market $99,999 Active 103 DOM
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2026-08-29days on market $99,999 Active 101 DOM
-
2026-08-28days on market $99,999 Active 100 DOM
-
2026-08-27days on market $99,999 Active 99 DOM
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2026-08-25days on market $99,999 Active 97 DOM
-
2026-08-24days on market $99,999 Active 96 DOM
-
2026-08-23days on market $99,999 Active 95 DOM
-
2026-08-22days on market $99,999 Active 94 DOM
-
2026-08-21days on market $99,999 Active 93 DOM
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2026-08-20days on market $99,999 Active 92 DOM
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2026-08-19days on market $99,999 Active 91 DOM
-
2026-08-18days on market $99,999 Active 90 DOM
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2026-08-17days on market $99,999 Active 89 DOM
-
2026-08-16days on market $99,999 Active 88 DOM
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2026-08-15days on market $99,999 Active 87 DOM
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2026-08-14days on market $99,999 Active 86 DOM
-
2026-08-13days on market $99,999 Active 85 DOM
-
2026-08-12days on market $99,999 Active 84 DOM
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2026-08-11days on market $99,999 Active 83 DOM
-
2026-08-10days on market $99,999 Active 82 DOM
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2026-08-09days on market $99,999 Active 81 DOM
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2026-08-08days on market $99,999 Active 80 DOM
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2026-08-07days on market $99,999 Active 79 DOM
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2026-08-06days on market $99,999 Active 78 DOM
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2026-08-05days on market $99,999 Active 77 DOM
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2026-08-04days on market $99,999 Active 76 DOM
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2026-08-03days on market $99,999 Active 75 DOM
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2026-07-31days on market $99,999 Active 72 DOM
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2026-07-30days on market $99,999 Active 71 DOM
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2026-07-30days on market $99,999 Active 70 DOM
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2026-07-28days on market $99,999 Active 69 DOM
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2026-07-26days on market $99,999 Active 67 DOM
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2026-07-24days on market $99,999 Active 65 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $4,305 · $359/mo
- Projected year-2 tax
- $4,305 · $359/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 2/10 Low FEMA zone X (unshaded) · 6% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥94°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,284
- − Mortgage interest
- −$5,601
- − Property taxes
- −$4,305
- − Insurance
- −$500
- − Repairs & maintenance
- −$2,263
- − Management
- −$2,263
- − Depreciation
- −$2,909
- Taxable income
- $10,443
- Est. tax owed @ 24.0%
- −$2,506
- After-tax cash flow
- $8,740/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This multi-family property requires moderate repairs and maintenance, particularly to the roof and exterior siding. Significant value can be added by addressing these issues and improving the home's curb appeal.
Deferred maintenance Est. $40,000–$120,000 screening
- Major Roof (roof) — Significant damage and missing shingles are visible.
- Major Windows (windows) — Windows appear old and possibly not sealed properly.
- Major Electrical (electrical) — The electrical panel is not visible, but the house appears old.
- Major Plumbing (plumbing) — No visible signs of plumbing issues, but the house is old.
Repairs flagged
- Major roof — Significant damage and potential leaks are visible.
- Moderate exterior siding — The siding shows signs of wear and tear.
- Minor HVAC/mechanicals — Some wear is visible, but likely not requiring immediate repair.
Value-add opportunities
- Both repair and replace roof — A new roof would significantly increase the home's value and rental potential. ↑
- Both repair and replace exterior siding — A new exterior siding would improve the home's curb appeal and increase its value. ↑
- Both paint interior and exterior — Fresh paint would improve the home's appearance and increase its value. ↑
- Both landscaping and yard maintenance — A well-maintained yard and landscaping would enhance the home's curb appeal and rental potential. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Niagara Falls City School District
- NCES district ID
- 3620820
- Math proficiency
- 26% ▼ -10.00%
- Reading proficiency
- 34% ▲ 3.00%
- Median HH income
- $32,488
- Composite
- 24.5/100
- National rank
- #7655
- State rank
- #578 of 590 in NY
Livability — Niagara Falls
- Score
- 60/100
- State rank
- #956
- US rank
- #18749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Niagara Falls, NY
- County
- Niagara County · 204,149 people
- City population
- 62,983
- Metro
- Buffalo-Cheektowaga, NY
- Population (ZIP)
- 6,156
- Household income
- $45,646
- Rent vs Own
- Severe rent burden
- 19% of renters
Population outlook (Niagara County) Hauer SSP2
- Today (2025)
- 204,149 people
- By 2030
- 197,900 · -3.1%
- By 2040
- 182,239 · -10.7%
- By 2050
- 165,198 · -19.1%
- By 2075
- 129,416 · -36.6%
- By 2100
- 96,222 · -52.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 53% Two or more races 18% Hispanic / Latino 15% Black 12% Asian 4% Native American 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 6%
- Common ancestry
- Romanian 12% Lithuanian 2% Iranian 1%
- Foreign-born
- 3%
- Languages at home
- 93% English-only · Other Indo-European 3% Spanish 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Niagara
- 2024 margin
- R (+14.9) · D 42.5% · R 57.5%
- 2008→2024 swing
- -15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
- All cycles
- 2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -5.37%
- Current HPI
- 311.8094
- Rent YoY
- —
- Metro
- Buffalo-Cheektowaga, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+910.1% since first listed23 events — show timeline
- 2026-06-23 Price Changed $99,999 WNYREIS
- 2026-05-20 Listed $119,999 WNYREIS
- 2025-11-29 Relisted — WNYREIS
- 2025-09-11 Listing Removed — WNYREIS
- 2025-06-17 Pending — WNYREIS
- 2025-06-03 Relisted — WNYREIS
- 2025-06-02 Pending — WNYREIS
- 2025-05-21 Listed $99,000 WNYREIS
- 2024-05-14 Pending — WNYREIS
- 2024-05-14 Listing Removed — WNYREIS
- 2024-03-18 Listed $99,900 WNYREIS
- 2022-10-06 Listing Removed — WNYREIS
- 2022-09-12 Relisted — WNYREIS
- 2022-09-08 Listing Removed — WNYREIS
- 2022-09-08 Price Changed $74,000 WNYREIS
- 2022-08-30 Listed $40,000 WNYREIS
- 2022-08-18 Listing Removed — WNYREIS
- 2022-08-02 Listed $40,000 WNYREIS
- 2018-12-31 Sold (Public Records) $53,000 Public Records
- 2018-03-22 Sold (MLS) $13,755 WNYREIS
- 2018-03-19 Sold (Public Records) $14,000 Public Records
- 2018-01-30 Pending — WNYREIS
- 2018-01-17 Listed $9,900 WNYREIS
Property tax history
+15.3%/yrLatest (2025): $4,305 · +152.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…