6910 Apuwai Pl · Diamondhead, MS 39525

$225,000

3 bd · 2.5 ba · 808 sqft · SingleFamily public records · 342 Days on market

Built 1993 0.48 ac lot $278/sqft · 65% above area Est $283k · 21% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.4/30.0
• Schools +3.9/10.0
• DSCR +3.7/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Tucked away at the end of a quiet cul-de-sac in the desirable Diamondhead community, this charming home sits on a spacious lot offering both privacy and room to grow. The main living areas are located on the first floor, featuring a welcoming living room, dedicated dining space, and a functional kitchen layout perfect for entertaining or everyday living. Upstairs, you'll find three generously sized bedrooms, including a primary suite that offers dual walk-in closets and a private bath. With two full bathrooms upstairs, this home provides both comfort and functionality. Home is Carpet Free! Set in a well-established neighborhood, this property combines peaceful living with everyday convenience—an ideal place to call home.

Key facts

• Spacious lot
• First floor
• Cul-de-sac

Tags

• CUL-DE-SAC
• DIAMONDHEAD COMMUNITY
• SPACIOUS LOT
• FIRST FLOOR
• DEDICATED DINING SPACE
• FUNCTIONAL KITCHEN LAYOUT

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $-39 ($-467/yr) — negative.
• To cash-flow at today's rent, offer at most $218k (3.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (25.6% below list).
• Recommended offer: $167k (25.6% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.8% in Diamondhead — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 68/100 on livability (#59 in MS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
• Hancock County School District (rural): math 47% / reading 44% proficiency, ranked #23 of 130 in MS (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 246 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 248 units permitted in Hancock County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Hancock County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 342 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $167,327 (25.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 342 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 6.09%
• Cash-on-cash: -0.74%
• DSCR: 0.97
• GRM: 11.2

CMA / ARV

• ARV (median comp): $283,353
• List price: $225,000
• Delta: -20.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.38×
• Total profit: $-39,034
• Equity at exit: $33,548

10-year hold

• IRR: -9.7%
• Equity multiple: 0.40×
• Total profit: $-37,565
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39525

• Home prices YoY: -19.1%
• Active inventory: 246
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $1,673 medium
• Mortgage (P&I): −$1,180
• Tax from tax record: −$87 /mo · $1,046/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $-39

Break-even live

Break-even rent $1,723

Max offer price $218,122

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
208 Molokai Vlg Diamondhead, MS	2.0	2.0	951	$1,250	$1.31	21d	1	1.35mi

Listing history 33 events

1. 2026-06-18
   days on market $225,000 Active 342 DOM
2. 2026-06-17
   days on market $225,000 Active 341 DOM
3. 2026-06-16
   days on market $225,000 Active 340 DOM
4. 2026-06-15
   days on market $225,000 Active 339 DOM
5. 2026-06-14
   status $225,000 Active 337 DOM
6. 2026-06-07
   statusdays on market $225,000 Pending 337 DOM
7. 2026-06-05
   days on market $225,000 Active 336 DOM
8. 2026-06-03
   days on market $225,000 Active 335 DOM
9. 2026-06-02
   days on market $225,000 Active 334 DOM
10. 2026-06-01
    days on market $225,000 Active 333 DOM
11. 2026-05-31
    days on market $225,000 Active 332 DOM
12. 2026-05-30
    days on market $225,000 Active 331 DOM
13. 2026-04-07
    price $234,000 736-char remark

    Show marketing remark (736 chars)

    Tucked away at the end of a quiet cul-de-sac in the desirable Diamondhead community, this charming home sits on a spacious lot offering both privacy and room to grow. The main living areas are located on the first floor, featuring a welcoming living room, dedicated dining space, and a functional kitchen layout perfect for entertaining or everyday living. Upstairs, you'll find three generously sized bedrooms, including a primary suite that offers dual walk-in closets and a private bath. With two full bathrooms upstairs, this home provides both comfort and functionality. Home is Carpet Free! Set in a well-established neighborhood, this property combines peaceful living with everyday convenience—an ideal place to call home.

14. 2025-10-13
    price $237,000 736-char remark

    Show marketing remark (736 chars)

    Tucked away at the end of a quiet cul-de-sac in the desirable Diamondhead community, this charming home sits on a spacious lot offering both privacy and room to grow. The main living areas are located on the first floor, featuring a welcoming living room, dedicated dining space, and a functional kitchen layout perfect for entertaining or everyday living. Upstairs, you'll find three generously sized bedrooms, including a primary suite that offers dual walk-in closets and a private bath. With two full bathrooms upstairs, this home provides both comfort and functionality. Home is Carpet Free! Set in a well-established neighborhood, this property combines peaceful living with everyday convenience—an ideal place to call home.

15. 2025-09-02
    price $240,000 736-char remark

    Show marketing remark (736 chars)

    Tucked away at the end of a quiet cul-de-sac in the desirable Diamondhead community, this charming home sits on a spacious lot offering both privacy and room to grow. The main living areas are located on the first floor, featuring a welcoming living room, dedicated dining space, and a functional kitchen layout perfect for entertaining or everyday living. Upstairs, you'll find three generously sized bedrooms, including a primary suite that offers dual walk-in closets and a private bath. With two full bathrooms upstairs, this home provides both comfort and functionality. Home is Carpet Free! Set in a well-established neighborhood, this property combines peaceful living with everyday convenience—an ideal place to call home.

16. 2025-07-03
    listed $245,000 Active 736-char remark

    Show marketing remark (736 chars)

    Tucked away at the end of a quiet cul-de-sac in the desirable Diamondhead community, this charming home sits on a spacious lot offering both privacy and room to grow. The main living areas are located on the first floor, featuring a welcoming living room, dedicated dining space, and a functional kitchen layout perfect for entertaining or everyday living. Upstairs, you'll find three generously sized bedrooms, including a primary suite that offers dual walk-in closets and a private bath. With two full bathrooms upstairs, this home provides both comfort and functionality. Home is Carpet Free! Set in a well-established neighborhood, this property combines peaceful living with everyday convenience—an ideal place to call home.

17. 2024-05-13
    soldstatus
18. 2024-04-26
    soldstatus Closed 1165-char remark

    Show marketing remark (1165 chars)

    Get ready for the CHARM! This remodeled 2 story home is a well-built home on the end of a cul-de-sac AND on nearly ½ an acre of land...in Diamondhead! Those who live there know that is RARE! The unique floorplan features large living room, formal dining, kitchen, laundry room, and ½ bath all downstairs. Touches of vintage charm can be seen throughout the finishes, like the spindles on the staircase railing & original solid wood kitchen cabinets. Upstairs you will find all the bedrooms, including the primary with its ensuite shower & his + hers walk in closets. Gorgeous new flooring in entire home so everything is cohesive and matching. Fresh paint on everything, all appliances tested and working AND washer & dryer staying with the home! Moving to the yard, you have an adorable greenhouse that will remain! The lot is completely cleared and follows the tree line- plenty of space to even build another home if desired. In the early morning you can sit on the large front porch, porch swing staying also, and watch a family of deer come through the wood line. This precious home will make anyone smile- schedule your showing soon!

19. 2024-03-21
    status Pending 1165-char remark

    Show marketing remark (1165 chars)

    Get ready for the CHARM! This remodeled 2 story home is a well-built home on the end of a cul-de-sac AND on nearly ½ an acre of land...in Diamondhead! Those who live there know that is RARE! The unique floorplan features large living room, formal dining, kitchen, laundry room, and ½ bath all downstairs. Touches of vintage charm can be seen throughout the finishes, like the spindles on the staircase railing & original solid wood kitchen cabinets. Upstairs you will find all the bedrooms, including the primary with its ensuite shower & his + hers walk in closets. Gorgeous new flooring in entire home so everything is cohesive and matching. Fresh paint on everything, all appliances tested and working AND washer & dryer staying with the home! Moving to the yard, you have an adorable greenhouse that will remain! The lot is completely cleared and follows the tree line- plenty of space to even build another home if desired. In the early morning you can sit on the large front porch, porch swing staying also, and watch a family of deer come through the wood line. This precious home will make anyone smile- schedule your showing soon!

20. 2024-03-01
    listed $245,000 Active 1165-char remark

    Show marketing remark (1165 chars)

    Get ready for the CHARM! This remodeled 2 story home is a well-built home on the end of a cul-de-sac AND on nearly ½ an acre of land...in Diamondhead! Those who live there know that is RARE! The unique floorplan features large living room, formal dining, kitchen, laundry room, and ½ bath all downstairs. Touches of vintage charm can be seen throughout the finishes, like the spindles on the staircase railing & original solid wood kitchen cabinets. Upstairs you will find all the bedrooms, including the primary with its ensuite shower & his + hers walk in closets. Gorgeous new flooring in entire home so everything is cohesive and matching. Fresh paint on everything, all appliances tested and working AND washer & dryer staying with the home! Moving to the yard, you have an adorable greenhouse that will remain! The lot is completely cleared and follows the tree line- plenty of space to even build another home if desired. In the early morning you can sit on the large front porch, porch swing staying also, and watch a family of deer come through the wood line. This precious home will make anyone smile- schedule your showing soon!

21. 2023-06-15
    soldstatus
22. 2023-06-09
    soldstatus Closed
23. 2023-06-04
    status Pending
24. 2023-06-01
    price $139,000
25. 2023-06-01
    status Active
26. 2023-05-13
    status Pending
27. 2023-05-12
    price $159,000
28. 2023-05-10
    price $165,500
29. 2023-05-09
    price $159,000
30. 2023-05-05
    price $165,500
31. 2023-04-27
    price $175,000
32. 2023-04-24
    price $179,000
33. 2023-04-18
    listed $189,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,046 · $87/mo
• Projected year-2 tax: $1,778 · $148/mo
• Expected delta: +$732/yr (+$61/mo · 70.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,079
• − Mortgage interest: −$12,603
• − Property taxes: −$1,046
• − Insurance: −$1,125
• − Repairs & maintenance: −$1,606
• − Management: −$1,606
• − Depreciation: −$6,545
• Taxable loss: −$4,453
• Est. tax savings @ 24.0%: +$1,069
• After-tax cash flow: $602/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hancock County School District
• NCES district ID: 2801740
• Math proficiency: 47% ▼ -11.00%
• Reading proficiency: 44% ▼ -9.00%
• Median HH income: $47,971
• Composite: 38.88/100
• National rank: #4099
• State rank: #23 of 130 in MS

Livability — Diamondhead

• Score: 68/100
• State rank: #59
• US rank: #9320

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Diamondhead, MS
• County: Hancock County · 9,338 people
• City population: 9,338
• Metro: Gulfport-Biloxi, MS
• Population (ZIP): 9,338
• Household income: $87,407
• Rent vs Own: 10.3% rent · 89.7% own

Population outlook (Hancock County) Hauer SSP2

• Today (2025): 52,161 people
• By 2030: 54,753 · +5.0%
• By 2040: 59,242 · +13.6%
• By 2050: 62,417 · +19.7%
• By 2075: 68,168 · +30.7%
• By 2100: 69,212 · +32.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Two or more races 9% Hispanic / Latino 8% Black 2%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Lithuanian 10% Slovak 3% Romanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Hancock

• 2024 margin: Solid R (+58.7) · D 20.1% · R 78.8% · Other 1.1%
• 2008→2024 swing: -4.4pp toward R · 2008: -54.2pp · 2024: -58.7pp
• All cycles: 2024: R+58.7 2020: R+55.5 2016: R+59.4 2012: R+52.8 2008: R+54.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.77%
• Current HPI: 193.4883
• Rent YoY: —
• Metro: Gulfport-Biloxi, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+23.8% since first listed

21 events — show timeline

• 2026-04-07 Price Changed $234,000 MLSU
• 2025-10-13 Price Changed $237,000 MLSU
• 2025-09-02 Price Changed $240,000 MLSU
• 2025-07-03 Listed $245,000 MLSU
• 2024-05-13 Sold (Public Records) — Public Records
• 2024-04-26 Sold (MLS) — MLSU
• 2024-03-21 Pending — MLSU
• 2024-03-01 Listed $245,000 MLSU
• 2023-06-15 Sold (Public Records) — Public Records
• 2023-06-09 Sold (MLS) — MLSU
• 2023-06-04 Pending — MLSU
• 2023-06-01 Price Changed $139,000 MLSU
• 2023-06-01 Relisted — MLSU
• 2023-05-13 Pending — MLSU
• 2023-05-12 Price Changed $159,000 MLSU
• 2023-05-10 Price Changed $165,500 MLSU
• 2023-05-09 Price Changed $159,000 MLSU
• 2023-05-05 Price Changed $165,500 MLSU
• 2023-04-27 Price Changed $175,000 MLSU
• 2023-04-24 Price Changed $179,000 MLSU
• 2023-04-18 Listed $189,000 MLSU

Property tax history

+2.5%/yr

Latest (2025): $1,046 · -48.2% YoY. Source: county tax records.