Multi-family
225 Kings Hwy · Warwick, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 5/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.5/30.0
- Schools +6.2/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- DSCR +0.8/10.0
- Appreciation +0.0/10.0
$799,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
COMMUTETRS DREAM. Easy access to NYC and all major roadways. Exceptional Oversized Custom Colonial: Luxury, Space & Versatility Experience the pinnacle of sophisticated living in this nearly 5,000 sq. ft. custom-built Colonial. Perfectly positioned for the modern lifestyle, this residence offers a rare blend of grand entertaining spaces and a fully independent lower-level suite ideal for multi-generational living or an expansive guest wing. The Main Level: Architectural Elegance Enter through a dramatic two-story foyer featuring custom hardwood floors with exquisite walnut inlays. The main floor flows seamlessly through a series of thoughtfully designed spaces: Formal Dining: Features an intricate coffered ceiling for elegant hosting. Living Room: A sun-drenched sanctuary anchored by a cozy gas fireplace. Gourmet Kitchen: A chef’s dream equipped with dual pantries, high-end finishes, and direct deck access for effortless indoor-outdoor flow. The Second Floor: A Private Sanctuary The upper level is dedicated to rest and rejuvenation: Master Retreat: An expansive suite featuring a private office, a second gas fireplace, and a lavish, spa-like bath. Guest Bedrooms: Two additional oversized bedrooms and a full hall bath provide generous accommodations for family or guests. The Lower Level: Independent Living Suite - The massive 1,400 sq. ft. walk-out lower level is a true "home within a home." Boasting high ceilings and a private entrance, it includes Full kitchen, bedroom, den, family room, full bath, and private laundry. Outdoor Oasis: French doors lead to an impressive 700 sq. ft. paver patio featuring a built-in grill—all set against a backdrop of breathtaking mountain views. Outdoor Living & Location - Set on a scenic lot, the backyard offers two distinct levels of enjoyment. Relax on the newly painted level deck, or retreat "up the hill" to a beautiful flat plateau the perfect seating area to take in panoramic views of the Warwick Valley. Located just moments from the vibrant Village of Warwick, this home offers ultimate convenience. Situated on a primary route, it is among the first to be plowed in the winter, ensuring peace of mind and clear travels regardless of the weather. Key Features at a Glance: Two Separate Living Spaces: Two full kitchens and independent laundry. Craftsmanship: Coffered ceilings, walnut inlays, and two gas fireplaces. View: Stunning mountain and valley vistas. Accessibility: Nearly 5,000 total sq. ft. with walk-out access and commuter-friendly road maintenance.
Key facts
- Master suite
- Built in gas grill
- Walk out lower level
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath multifamily listed at $799k.
Deal economics
- At list price, monthly cash flow is $-1k ($-16k/yr) — negative.
- To cash-flow at today's rent, offer at most $559k (30.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $588k (26.4% below list).
- Recommended offer: $559k (30.0% below list) — sets the bar for cash-flow.
- Cap rate 4.3% vs local median 2.8% in Warwick — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#282 in NY, #4,514 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F, cost of living F.
- Warwick Valley Central School District (town): math 68% / reading 70% proficiency, ranked #118 of 590 in NY (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 10% free/reduced lunch — higher-income household profile.
- Market conditions: 160 active listings in the ZIP; high-income renter base; 1,746 units permitted in Orange County in 2024 (1,265 in 5+ unit buildings).
- At $5,883/mo this rent would consume 56% of the median local household income ($126k/yr) (locally 563% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $6k of loan paydown is wiped out by about $24k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 202 days — a 12% lower offer ($703k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 15y ago; this cycle's ask has dropped $50k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 202 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 4.25%
- Cash-on-cash
- -7.28%
- DSCR
- 0.68
- GRM
- 11.3
CMA / ARV
- ARV (median comp)
- $1,038,092
- List price
- $799,000
- Delta
- -23.03%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9 Wisner Rd | 0.69mi | 4/2.0 | 2,784 (-15%) | 22mo | $1,075,000 | $386 | 20 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -28.9%
- Equity multiple
- 0.04×
- Total profit
- $-215,557
- Equity at exit
- $119,133
- IRR
- -28.5%
- Equity multiple
- -0.33×
- Total profit
- $-297,481
- Equity at exit
- $69,083
Cash invested: $223,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10990
- Home prices YoY
- -27.1%
- Active inventory
- 160
- Price-to-rent
- 22.6×
Monthly cashflow live
- Estimated rent
- $5,883 medium interval (Pro) →
- Mortgage (P&I)
- −$4,190
- Tax from tax record
- −$1,482 /mo · $17,787/yr
- Insurance
- −$333
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,235
- Net cashflow
- $-1,358
Break-even live
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 3 | 2 | $5,884 |
| #1 | 3 | 2 | $2,942 |
| #2 | 3 | 2 | $2,942 |
| Total (2 units) | $5,883 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $199,750
- Closing costs
- $23,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 30 events
-
2026-06-02status $799,000 Pending 202 DOM
-
2026-06-01days on market $799,000 Active 202 DOM
-
2026-05-31days on market $799,000 Active 201 DOM
-
2026-05-30days on market $799,000 Active 200 DOM
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2026-05-11status Active 2580-char remark
Show marketing remark (2580 chars)
COMMUTETRS DREAM. Easy access to NYC and all major roadways. Exceptional Oversized Custom Colonial: Luxury, Space & Versatility Experience the pinnacle of sophisticated living in this nearly 5,000 sq. ft. custom-built Colonial. Perfectly positioned for the modern lifestyle, this residence offers a rare blend of grand entertaining spaces and a fully independent lower-level suite ideal for multi-generational living or an expansive guest wing. The Main Level: Architectural Elegance Enter through a dramatic two-story foyer featuring custom hardwood floors with exquisite walnut inlays. The main floor flows seamlessly through a series of thoughtfully designed spaces: Formal Dining: Features an intricate coffered ceiling for elegant hosting. Living Room: A sun-drenched sanctuary anchored by a cozy gas fireplace. Gourmet Kitchen: A chef’s dream equipped with dual pantries, high-end finishes, and direct deck access for effortless indoor-outdoor flow. The Second Floor: A Private Sanctuary The upper level is dedicated to rest and rejuvenation: Master Retreat: An expansive suite featuring a private office, a second gas fireplace, and a lavish, spa-like bath. Guest Bedrooms: Two additional oversized bedrooms and a full hall bath provide generous accommodations for family or guests. The Lower Level: Independent Living Suite - The massive 1,400 sq. ft. walk-out lower level is a true "home within a home." Boasting high ceilings and a private entrance, it includes Full kitchen, bedroom, den, family room, full bath, and private laundry. Outdoor Oasis: French doors lead to an impressive 700 sq. ft. paver patio featuring a built-in grill—all set against a backdrop of breathtaking mountain views. Outdoor Living & Location - Set on a scenic lot, the backyard offers two distinct levels of enjoyment. Relax on the newly painted level deck, or retreat "up the hill" to a beautiful flat plateau the perfect seating area to take in panoramic views of the Warwick Valley. Located just moments from the vibrant Village of Warwick, this home offers ultimate convenience. Situated on a primary route, it is among the first to be plowed in the winter, ensuring peace of mind and clear travels regardless of the weather. Key Features at a Glance: Two Separate Living Spaces: Two full kitchens and independent laundry. Craftsmanship: Coffered ceilings, walnut inlays, and two gas fireplaces. View: Stunning mountain and valley vistas. Accessibility: Nearly 5,000 total sq. ft. with walk-out access and commuter-friendly road maintenance.
-
2026-05-11historical 2580-char remark
Show marketing remark (2580 chars)
COMMUTETRS DREAM. Easy access to NYC and all major roadways. Exceptional Oversized Custom Colonial: Luxury, Space & Versatility Experience the pinnacle of sophisticated living in this nearly 5,000 sq. ft. custom-built Colonial. Perfectly positioned for the modern lifestyle, this residence offers a rare blend of grand entertaining spaces and a fully independent lower-level suite ideal for multi-generational living or an expansive guest wing. The Main Level: Architectural Elegance Enter through a dramatic two-story foyer featuring custom hardwood floors with exquisite walnut inlays. The main floor flows seamlessly through a series of thoughtfully designed spaces: Formal Dining: Features an intricate coffered ceiling for elegant hosting. Living Room: A sun-drenched sanctuary anchored by a cozy gas fireplace. Gourmet Kitchen: A chef’s dream equipped with dual pantries, high-end finishes, and direct deck access for effortless indoor-outdoor flow. The Second Floor: A Private Sanctuary The upper level is dedicated to rest and rejuvenation: Master Retreat: An expansive suite featuring a private office, a second gas fireplace, and a lavish, spa-like bath. Guest Bedrooms: Two additional oversized bedrooms and a full hall bath provide generous accommodations for family or guests. The Lower Level: Independent Living Suite - The massive 1,400 sq. ft. walk-out lower level is a true "home within a home." Boasting high ceilings and a private entrance, it includes Full kitchen, bedroom, den, family room, full bath, and private laundry. Outdoor Oasis: French doors lead to an impressive 700 sq. ft. paver patio featuring a built-in grill—all set against a backdrop of breathtaking mountain views. Outdoor Living & Location - Set on a scenic lot, the backyard offers two distinct levels of enjoyment. Relax on the newly painted level deck, or retreat "up the hill" to a beautiful flat plateau the perfect seating area to take in panoramic views of the Warwick Valley. Located just moments from the vibrant Village of Warwick, this home offers ultimate convenience. Situated on a primary route, it is among the first to be plowed in the winter, ensuring peace of mind and clear travels regardless of the weather. Key Features at a Glance: Two Separate Living Spaces: Two full kitchens and independent laundry. Craftsmanship: Coffered ceilings, walnut inlays, and two gas fireplaces. View: Stunning mountain and valley vistas. Accessibility: Nearly 5,000 total sq. ft. with walk-out access and commuter-friendly road maintenance.
-
2026-03-08price $799,000 2580-char remark
Show marketing remark (2580 chars)
COMMUTETRS DREAM. Easy access to NYC and all major roadways. Exceptional Oversized Custom Colonial: Luxury, Space & Versatility Experience the pinnacle of sophisticated living in this nearly 5,000 sq. ft. custom-built Colonial. Perfectly positioned for the modern lifestyle, this residence offers a rare blend of grand entertaining spaces and a fully independent lower-level suite ideal for multi-generational living or an expansive guest wing. The Main Level: Architectural Elegance Enter through a dramatic two-story foyer featuring custom hardwood floors with exquisite walnut inlays. The main floor flows seamlessly through a series of thoughtfully designed spaces: Formal Dining: Features an intricate coffered ceiling for elegant hosting. Living Room: A sun-drenched sanctuary anchored by a cozy gas fireplace. Gourmet Kitchen: A chef’s dream equipped with dual pantries, high-end finishes, and direct deck access for effortless indoor-outdoor flow. The Second Floor: A Private Sanctuary The upper level is dedicated to rest and rejuvenation: Master Retreat: An expansive suite featuring a private office, a second gas fireplace, and a lavish, spa-like bath. Guest Bedrooms: Two additional oversized bedrooms and a full hall bath provide generous accommodations for family or guests. The Lower Level: Independent Living Suite - The massive 1,400 sq. ft. walk-out lower level is a true "home within a home." Boasting high ceilings and a private entrance, it includes Full kitchen, bedroom, den, family room, full bath, and private laundry. Outdoor Oasis: French doors lead to an impressive 700 sq. ft. paver patio featuring a built-in grill—all set against a backdrop of breathtaking mountain views. Outdoor Living & Location - Set on a scenic lot, the backyard offers two distinct levels of enjoyment. Relax on the newly painted level deck, or retreat "up the hill" to a beautiful flat plateau the perfect seating area to take in panoramic views of the Warwick Valley. Located just moments from the vibrant Village of Warwick, this home offers ultimate convenience. Situated on a primary route, it is among the first to be plowed in the winter, ensuring peace of mind and clear travels regardless of the weather. Key Features at a Glance: Two Separate Living Spaces: Two full kitchens and independent laundry. Craftsmanship: Coffered ceilings, walnut inlays, and two gas fireplaces. View: Stunning mountain and valley vistas. Accessibility: Nearly 5,000 total sq. ft. with walk-out access and commuter-friendly road maintenance.
-
2026-02-01price $825,000 2580-char remark
Show marketing remark (2580 chars)
COMMUTETRS DREAM. Easy access to NYC and all major roadways. Exceptional Oversized Custom Colonial: Luxury, Space & Versatility Experience the pinnacle of sophisticated living in this nearly 5,000 sq. ft. custom-built Colonial. Perfectly positioned for the modern lifestyle, this residence offers a rare blend of grand entertaining spaces and a fully independent lower-level suite ideal for multi-generational living or an expansive guest wing. The Main Level: Architectural Elegance Enter through a dramatic two-story foyer featuring custom hardwood floors with exquisite walnut inlays. The main floor flows seamlessly through a series of thoughtfully designed spaces: Formal Dining: Features an intricate coffered ceiling for elegant hosting. Living Room: A sun-drenched sanctuary anchored by a cozy gas fireplace. Gourmet Kitchen: A chef’s dream equipped with dual pantries, high-end finishes, and direct deck access for effortless indoor-outdoor flow. The Second Floor: A Private Sanctuary The upper level is dedicated to rest and rejuvenation: Master Retreat: An expansive suite featuring a private office, a second gas fireplace, and a lavish, spa-like bath. Guest Bedrooms: Two additional oversized bedrooms and a full hall bath provide generous accommodations for family or guests. The Lower Level: Independent Living Suite - The massive 1,400 sq. ft. walk-out lower level is a true "home within a home." Boasting high ceilings and a private entrance, it includes Full kitchen, bedroom, den, family room, full bath, and private laundry. Outdoor Oasis: French doors lead to an impressive 700 sq. ft. paver patio featuring a built-in grill—all set against a backdrop of breathtaking mountain views. Outdoor Living & Location - Set on a scenic lot, the backyard offers two distinct levels of enjoyment. Relax on the newly painted level deck, or retreat "up the hill" to a beautiful flat plateau the perfect seating area to take in panoramic views of the Warwick Valley. Located just moments from the vibrant Village of Warwick, this home offers ultimate convenience. Situated on a primary route, it is among the first to be plowed in the winter, ensuring peace of mind and clear travels regardless of the weather. Key Features at a Glance: Two Separate Living Spaces: Two full kitchens and independent laundry. Craftsmanship: Coffered ceilings, walnut inlays, and two gas fireplaces. View: Stunning mountain and valley vistas. Accessibility: Nearly 5,000 total sq. ft. with walk-out access and commuter-friendly road maintenance.
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2025-11-11$849,000 Active 2580-char remark
Show marketing remark (2580 chars)
COMMUTETRS DREAM. Easy access to NYC and all major roadways. Exceptional Oversized Custom Colonial: Luxury, Space & Versatility Experience the pinnacle of sophisticated living in this nearly 5,000 sq. ft. custom-built Colonial. Perfectly positioned for the modern lifestyle, this residence offers a rare blend of grand entertaining spaces and a fully independent lower-level suite ideal for multi-generational living or an expansive guest wing. The Main Level: Architectural Elegance Enter through a dramatic two-story foyer featuring custom hardwood floors with exquisite walnut inlays. The main floor flows seamlessly through a series of thoughtfully designed spaces: Formal Dining: Features an intricate coffered ceiling for elegant hosting. Living Room: A sun-drenched sanctuary anchored by a cozy gas fireplace. Gourmet Kitchen: A chef’s dream equipped with dual pantries, high-end finishes, and direct deck access for effortless indoor-outdoor flow. The Second Floor: A Private Sanctuary The upper level is dedicated to rest and rejuvenation: Master Retreat: An expansive suite featuring a private office, a second gas fireplace, and a lavish, spa-like bath. Guest Bedrooms: Two additional oversized bedrooms and a full hall bath provide generous accommodations for family or guests. The Lower Level: Independent Living Suite - The massive 1,400 sq. ft. walk-out lower level is a true "home within a home." Boasting high ceilings and a private entrance, it includes Full kitchen, bedroom, den, family room, full bath, and private laundry. Outdoor Oasis: French doors lead to an impressive 700 sq. ft. paver patio featuring a built-in grill—all set against a backdrop of breathtaking mountain views. Outdoor Living & Location - Set on a scenic lot, the backyard offers two distinct levels of enjoyment. Relax on the newly painted level deck, or retreat "up the hill" to a beautiful flat plateau the perfect seating area to take in panoramic views of the Warwick Valley. Located just moments from the vibrant Village of Warwick, this home offers ultimate convenience. Situated on a primary route, it is among the first to be plowed in the winter, ensuring peace of mind and clear travels regardless of the weather. Key Features at a Glance: Two Separate Living Spaces: Two full kitchens and independent laundry. Craftsmanship: Coffered ceilings, walnut inlays, and two gas fireplaces. View: Stunning mountain and valley vistas. Accessibility: Nearly 5,000 total sq. ft. with walk-out access and commuter-friendly road maintenance.
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2025-10-17historical
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2025-08-19price $924,999
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2025-06-30price $949,999
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2025-05-26price $995,000
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2025-05-09price $1,050,000
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2025-04-22$1,100,000 Active
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2025-04-16historical
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2022-03-24soldstatus $780,000
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2022-02-10soldstatus $780,000 Closed
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2021-12-08status Pending
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2021-11-16historical
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2021-10-21price $799,000
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2021-10-12price $818,000
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2021-09-23price $819,000
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2021-08-16$850,000 Active
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2012-11-09soldstatus $340,000
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2012-11-06soldstatus $340,000
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2012-09-24historical
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2012-09-24price $360,000
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2011-11-18$340,000
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2006-03-09soldstatus $632,828
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $17,787 · $1,482/mo
- Projected year-2 tax
- $17,787 · $1,482/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $70,596
- − Mortgage interest
- −$44,756
- − Property taxes
- −$17,787
- − Insurance
- −$3,995
- − Repairs & maintenance
- −$5,648
- − Management
- −$5,648
- − Depreciation
- −$23,244
- Taxable loss
- −$30,482
- Est. tax savings @ 24.0%
- +$7,316
- After-tax cash flow
- $-8,976/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Warwick Valley Central School District
- NCES district ID
- 3629970
- Math proficiency
- 68% ▼ -6.00%
- Reading proficiency
- 70% ▲ 6.00%
- Median HH income
- $90,288
- Composite
- 62.39/100
- National rank
- #692
- State rank
- #118 of 590 in NY
Livability — Warwick
- Score
- 74/100
- State rank
- #282
- US rank
- #4514
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Orange County · 267,004 people
- City population
- 20,368
- Metro
- Poughkeepsie-Newburgh-Middletown, NY
- Population (ZIP)
- 20,368
- Household income
- $125,870
- Rent vs Own
- Severe rent burden
- 563.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 379,830 people
- By 2030
- 378,955 · -0.2%
- By 2040
- 375,444 · -1.2%
- By 2050
- 369,311 · -2.8%
- By 2075
- 354,233 · -6.7%
- By 2100
- 318,150 · -16.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 9% Two or more races 5% Black 3% Asian 2% Native American 1%
- Hispanic origin (detail)
- Puerto Rican 3% Dominican 2%
- Common ancestry
- Romanian 8% Iranian 3% Lithuanian 2%
- Foreign-born
- 8% · Canada
- Languages at home
- 88% English-only · Spanish 4% Russian/Polish/Slavic 2% Other Indo-European 2%
Political lean MEDSL · Orange
- 2024 margin
- Lean R (+8.4) · D 45.8% · R 54.2%
- 2008→2024 swing
- -12.5pp toward R · 2008: 4.1pp · 2024: -8.4pp
- All cycles
- 2024: R+8.4 2020: R+0.2 2016: R+6.5 2012: D+5.2 2008: D+4.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -106.68%
- Current HPI
- 287.3366
- Rent YoY
- —
- Metro
- Poughkeepsie-Newburgh-Middletown, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+26.3% since first listed26 events — show timeline
- 2026-05-11 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-05-11 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2026-03-08 Price Changed $799,000 OneKey® MLS as Distributed by MLS Grid
- 2026-02-01 Price Changed $825,000 OneKey® MLS as Distributed by MLS Grid
- 2025-11-11 Listed $849,000 OneKey® MLS as Distributed by MLS Grid
- 2025-10-17 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-08-19 Price Changed $924,999 OneKey® MLS as Distributed by MLS Grid
- 2025-06-30 Price Changed $949,999 OneKey® MLS as Distributed by MLS Grid
- 2025-05-26 Price Changed $995,000 OneKey® MLS as Distributed by MLS Grid
- 2025-05-09 Price Changed $1,050,000 OneKey® MLS as Distributed by MLS Grid
- 2025-04-22 Listed $1,100,000 OneKey® MLS as Distributed by MLS Grid
- 2025-04-16 Coming Soon — OneKey® MLS as Distributed by MLS Grid
- 2022-03-24 Sold (Public Records) $780,000 Public Records
- 2022-02-10 Sold (MLS) $780,000 OneKey® MLS as Distributed by MLS Grid
- 2021-12-08 Pending — OneKey® MLS as Distributed by MLS Grid
- 2021-11-16 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2021-10-21 Price Changed $799,000 OneKey® MLS as Distributed by MLS Grid
- 2021-10-12 Price Changed $818,000 OneKey® MLS as Distributed by MLS Grid
- 2021-09-23 Price Changed $819,000 OneKey® MLS as Distributed by MLS Grid
- 2021-08-16 Listed $850,000 OneKey® MLS as Distributed by MLS Grid
- 2012-11-09 Sold (Public Records) $340,000 Public Records
- 2012-11-06 Sold (MLS) $340,000 HGMLS
- 2012-09-24 Price Changed $360,000 HGMLS
- 2012-09-24 Delisted — HGMLS
- 2011-11-18 Listed $340,000 HGMLS
- 2006-03-09 Sold (Public Records) $632,828 Public Records
Property tax history
+1.7%/yrLatest (2025): $17,787 · +1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…