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5075 S Mountain View Rd
D+ Composite 47.18
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.3/10.0
  • 1% rule +4.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$235,000

5075 S Mountain View Rd · Fort Mohave, AZ 86426
5 bd · 2.0 ba · 1,645 sqft · Land public records · 254 Days on market
Built 1980 0.64 ac lot ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Live Fort Mohave, AZ~ Welcome home to this move-in ready manufactured POOL home in quiet Fort Mohave, AZ. This home features 1,645 square feet of living space that includes 5 bedrooms, 2 bathrooms, a cozy living room, formal dining room, a spacious and open kitchen with appliances and plenty of storage, indoor laundry room with washer and dryer included and a BONUS ROOM with a standing freezer and an ADDITIONAL refrigerator! Step outside to enjoy the panoramic mountain views on one of the two patios. This . 64 acre-lot is fully fenced with a separately gated pool. Plenty of room for parking, desert or water toys, RV parking & more! Take a dip in the splash pool that has two patio area

Key facts

  • Two patios
  • Splash pool
  • Fully fenced

Tags

PANORAMIC MOUNTAIN VIEWSFULLY FENCEDSEPARATELY GATED POOLSPLASH POOLTWO PATIOSRV PARKING

Property features AI

Finance

  • Other: Shed(s) on property

Exterior

  • Utilities: Public water; Septic tank; Electricity available; Natural gas available
  • Home design: Manufactured home (double wide); Residential property; Frame construction; Membrane roof; Mountainous topography; Paved road access; M-RE (Residential Recreation) zoning
  • Construction: Frame construction; Membrane roof
  • Exterior features: Deck; Patio; Privacy, wood and chain link fencing (front and back yard); Private gunite pool; View

Interior

  • Kitchen: Dishwasher; Garbage disposal; Gas oven; Gas range; Refrigerator; Solid surface counters
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: 1 full bathroom; 1 three-quarter bathroom
  • Heating & cooling: Central heating (natural gas); Central air; Electric cooling; Ceiling fans
  • Interior features: Ceiling fans; Pantry; Walk-in closet(s); Window coverings; Accessible full bathroom
  • Laundry & utility: Washer; Dryer; Electric dryer hookup; Gas dryer hookup; Indoor laundry; Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath land listed at $235k.

Deal economics

  • At list price, monthly cash flow is $284 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (10.5% below list).
  • Recommended offer: $207k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.2% in Fort Mohave — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#88 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety C-, crime D+.
  • Colorado River Union High School District (4381) (town): math 13% / reading 17% proficiency, ranked #213 of 249 in AZ (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 376 active listings in the ZIP; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 254 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $24k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 254 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
7.74%
Cash-on-cash
5.18%
DSCR
1.23
GRM
9.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.69×
Total profit
$-20,102
Equity at exit
$35,039
10-year hold
IRR
1.1%
Equity multiple
1.08×
Total profit
$5,313
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86426

Home prices YoY
-5.2%
Active inventory
376
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,103 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$47 /mo · $566/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$442
Net cashflow
$284

Break-even live

Break-even rent $1,744
Max offer price $235,000
Occupancy floor 81%

Sensitivity live

Price -10% $417 -5% $351 +0% $284 +5% $218 +10% $151
Rent -10% $118 -5% $201 +0% $284 +5% $367 +10% $450
Rate -1.0pp $403 -0.5pp $344 base $284 +0.5pp $223 +1.0pp $161

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-05-16
    status Pending
  2. 2026-03-06
    price $235,000
  3. 2026-02-11
    price $239,900
  4. 2025-10-08
    price $249,900
  5. 2025-09-04
    listed $259,000 Active
  6. 2025-05-09
    price $273,000
  7. 2025-03-24
    price $278,000
  8. 2025-02-22
    listed $288,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$566 · $47/mo
Projected year-2 tax
$1,551 · $129/mo
Expected delta
+$985/yr (+$82/mo · 174.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥116°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,240
− Mortgage interest
−$13,164
− Property taxes
−$566
− Insurance
−$1,175
− Repairs & maintenance
−$2,019
− Management
−$2,019
− Depreciation
−$6,836
Taxable loss
−$540
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$130
After-tax cash flow
$3,539/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Colorado River Union High School District (4381)
NCES district ID
0400082
Math proficiency
13% ▼ -17.00%
Reading proficiency
17% ▼ -18.00%
Median HH income
$39,132
Composite
12.72/100
National rank
#9603
State rank
#213 of 249 in AZ

Livability — Fort Mohave

Score
65/100
State rank
#88
US rank
#13539

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Mohave, AZ
County
Mohave County · 181,906 people
City population
15,467
Metro
Lake Havasu City-Kingman, AZ
Population (ZIP)
15,467
Household income
$64,551
Rent vs Own
14.3% rent · 85.7% own
Severe rent burden
207.0

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 18% Two or more races 8% Asian 4%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Lithuanian 3% Romanian 2% Italian 1%
Foreign-born
7% · Canada
Languages at home
88% English-only · Spanish 7% Tagalog/Filipino 2% Other Asian/Pacific 1%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.22%
Current HPI
278.7975
Rent YoY
Metro
Lake Havasu City-Kingman, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-18.4% since first listed
8 events — show timeline
  • 2026-05-16 Pending WARDEX
  • 2026-03-06 Price Changed $235,000 WARDEX
  • 2026-02-11 Price Changed $239,900 WARDEX
  • 2025-10-08 Price Changed $249,900 WARDEX
  • 2025-09-04 Listed $259,000 WARDEX
  • 2025-05-09 Price Changed $273,000 WARDEX
  • 2025-03-24 Price Changed $278,000 WARDEX
  • 2025-02-22 Listed $288,000 WARDEX

Property tax history

-0.5%/yr

Latest (2025): $566 · +9.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…