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1434 Pollard Dr SW
C Composite 59.09
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.6/10.0
  • Livability +4.2/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$225,000

1434 Pollard Dr SW · Atlanta, GA 30311
4 bd · 2.0 ba · 2,147 sqft · SingleFamily public records · 9 Days on market
Built 1950 0.45 ac lot Est $346k · 35% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This mid-century jewel encompasses a living area of 2147 square feet. The expansive living area presents a generous, open space that can be transformed into a great home as it was in the past! Built in 1950, the home embodies a period of established architectural character featuring sought-after features not found in today's construction! With its spacious rooms throughout, fully tiled bathrooms, and great natural light beaming in from all sides, the home provides a unique foundation for a great renovation project The screened porch overlooks the expansive backyard and both are perfect for outdoor enjoyment. With its past significance and future potential this one is a real winner. Amenities close by include Adams Park public golf course,pool and Community Center. Also nearby are eateries within walking distance at the recently established Cascade Point at Cascade and Beecher Roads. Home is being sold as-is, but the roof was replaced in 2023 and new waterline to street was replaced in 2017.

Key facts

  • 0.45 acre lot
  • 5 parking spots
  • Built 1950

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $225k.

Deal economics

  • At list price, monthly cash flow is $287 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $225k).
  • Cap rate 7.8% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.2%/yr); 245 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • At $2,374/mo this rent would consume 56% of the median local household income ($51k/yr) (locally 2825% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,000

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
7.82%
Cash-on-cash
5.47%
DSCR
1.24
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$345,667
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1399 Pollard Dr SW 0.07mi 3/2.0 (-1) 2,351 (+10%) 12mo $415,000 $177 66
1998 Sandtown Rd SW 0.22mi 3/3.5 (-1) 1,935 (-10%) 0mo $462,000 $239 62
1821 Avon Ave SW 0.64mi 4/2.0 2,208 (+3%) 5mo $293,000 $133 61
2191 Essex Ave SW 0.26mi 3/2.5 (-1) 1,952 (-9%) 10mo $390,000 $200 58
1836 Sandtown Rd SW 0.46mi 4/2.5 1,950 (-9%) 8mo $425,000 $218 54
1304 Anchor Ter SW 0.40mi 3/2.5 (-1) 1,916 (-11%) 3mo $282,000 $147 54
1332 Willis Mill Rd SW 0.75mi 4/2.5 2,053 (-4%) 2mo $365,000 $178 54
1904 Sandtown Rd SW 0.35mi 5/2.0 (+1) 1,937 (-10%) 10mo $285,000 $147 54
2295 Granada SW 0.49mi 5/3.0 (+1) 2,234 (+4%) 10mo $200,000 $90 54
1301 Eastridge Rd SW 0.65mi 3/2.0 (-1) 2,107 (-2%) 11mo $339,999 $161 52
1712 Venetian Dr SW 0.74mi 4/2.0 2,075 (-3%) 10mo $320,000 $154 52
1528 Alder Ln SW 0.51mi 3/2.0 (-1) 2,361 (+10%) 11mo $350,000 $148 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-11.3%
Equity multiple
0.60×
Total profit
$-25,068
Equity at exit
$33,548
10-year hold
IRR
-7.2%
Equity multiple
0.60×
Total profit
$-24,932
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30311

Home prices YoY
-33.3%
Rents YoY
-0.2%
Active inventory
245
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$2,374 high interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$315 /mo · $3,775/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$499
Net cashflow
$287

Break-even live

Break-even rent $2,010
Max offer price $225,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2079 Honeysuckle Ln SW Atlanta, GA 3.0 2.0 1500 $1,900 $1.27 24d 1 0.36mi
2287 Boulevard Granada SW Atlanta, GA 3.0 2.0 1496 $2,050 $1.37 22d 1 0.47mi
1873 Campbellton Rd SW Unit A11 Atlanta, GA 4.0 2.0 1464 $1,855 $1.27 24d 1 0.61mi
1668 Laurelwood Dr SW Atlanta, GA 3.0 2.0 2019 $2,000 $0.99 20d 1 0.80mi
1867 Myrtle Dr SW Atlanta, GA 3.0 2.5 1400 $1,400 $1.00 24d 1 0.85mi
1867 Myrtle Dr SW #24 Atlanta, GA 3.0 2.5 1400 $1,400 $1.00 18d 1 0.86mi
1313 Aniwaka Ave SW Atlanta, GA 3.0 2.0 1530 $2,145 $1.40 1d 1 0.86mi
1336 Willow Trl SW Atlanta, GA 5.0 2.0 2000 $2,500 $1.25 5d 1 0.96mi
1735 Willis Mill Rd SW Atlanta, GA 3.0 2.0 1461 $2,173 $1.49 16d 1 1.00mi
1452 Lockwood Dr SW Atlanta, GA 4.0 3.5 2910 $4,950 $1.70 24d 1 1.01mi
9051 Bayrose Cir East Point, GA 3.0 3.5 1620 $2,300 $1.42 43d 1 1.05mi
3004 Bayrose Cir East Point, GA 3.0 3.0 1564 $2,350 $1.50 43d 1 1.06mi
3004 Bayrose Cir Unit 102B Atlanta, GA 3.0 3.0 1564 $2,250 $1.44 4d 1 1.06mi
3006 Bayrose Cir Unit 104B Atlanta, GA 3.0 3.0 1564 $2,300 $1.47 43d 1 1.06mi
6035 Bayrose Cir East Point, GA 3.0 3.5 2100 $2,500 $1.19 24d 1 1.07mi
6035 Bayrose Cir East Point, GA 3.0 3.5 2100 $2,500 $1.19 43d 1 1.07mi
1255 Westmont Rd SW Atlanta, GA 3.0 2.0 1500 $1,695 $1.13 24d 1 1.08mi
1749 S Alvarado Ter SW Atlanta, GA 4.0 2.0 2400 $2,541 $1.06 7d 1 1.08mi
2400 Campbellton Rd SW Atlanta, GA 1.0–3.0 1.0–2.5 1350 $1,450 $1.07 7d 2 1.15mi
1220 Hawthorne Trl East Point, GA 3.0 2.5 1886 $2,250 $1.19 43d 1 1.20mi
1951 Handley Ave SW Atlanta, GA 3.0 3.0 1589 $3,200 $2.01 24d 1 1.28mi
1262 Kenilworth Dr SW Atlanta, GA 4.0 2.0 1400 $2,400 $1.71 24d 1 1.30mi
1435 Lanvale Dr SW Atlanta, GA 3.0 1.0 1547 $1,800 $1.16 7d 1 1.31mi
1821 Sandringham Dr SW Atlanta, GA 3.0 2.0 1540 $2,100 $1.36 18d 1 1.34mi
2764 Veltre Pl SW Atlanta, GA 3.0 3.0 2610 $2,400 $0.92 24d 1 1.35mi
1346 Lorenzo Dr SW Atlanta, GA 3.0 2.0 1486 $5,000 $3.36 24d 1 1.37mi
995 Fleetwood Cir SW Atlanta, GA 3.0 2.0 1611 $2,400 $1.49 24d 1 1.39mi
1389 Lanvale Dr SW Atlanta, GA 3.0 2.0 1430 $2,500 $1.75 7d 1 1.40mi
2133 Pinehurst Dr Atlanta, GA 3.0 1.5 2401 $1,800 $0.75 43d 1 1.40mi
1409 Bridges Ave SW Atlanta, GA 4.0 3.5 1750 $6,500 $3.71 22d 1 1.44mi

Listing history 15 events

  1. 2026-04-24
    soldstatus $210,500
  2. 2026-04-22
    soldstatus $210,500 Closed 1016-char remark
    Show marketing remark (1016 chars)

    This mid-century jewel encompasses a living area of 2147 square feet. The expansive living area presents a generous, open space that can be transformed into a great home as it was in the past! Built in 1950, the home embodies a period of established architectural character featuring sought-after features not found in today's construction! With its spacious rooms throughout, fully tiled bathrooms, and great natural light beaming in from all sides, the home provides a unique foundation for a great renovation project The screened porch overlooks the expansive backyard and both are perfect for outdoor enjoyment. With its past significance and future potential this one is a real winner. Amenities close by include Adams Park public golf course,pool and Community Center. Also nearby are eateries within walking distance at the recently established Cascade Point at Cascade and Beecher Roads. Home is being sold as-is, but the roof was replaced in 2023 and new waterline to street was replaced in 2017.

  3. 2026-04-08
    status Under Contract
    Show marketing remark (1016 chars)

    This mid-century jewel encompasses a living area of 2147 square feet. The expansive living area presents a generous, open space that can be transformed into a great home as it was in the past! Built in 1950, the home embodies a period of established architectural character featuring sought-after features not found in today's construction! With its spacious rooms throughout, fully tiled bathrooms, and great natural light beaming in from all sides, the home provides a unique foundation for a great renovation project The screened porch overlooks the expansive backyard and both are perfect for outdoor enjoyment. With its past significance and future potential this one is a real winner. Amenities close by include Adams Park public golf course,pool and Community Center. Also nearby are eateries within walking distance at the recently established Cascade Point at Cascade and Beecher Roads. Home is being sold as-is, but the roof was replaced in 2023 and new waterline to street was replaced in 2017.

  4. 2026-04-08
    status Pending 1016-char remark
    Show marketing remark (1016 chars)

    This mid-century jewel encompasses a living area of 2147 square feet. The expansive living area presents a generous, open space that can be transformed into a great home as it was in the past! Built in 1950, the home embodies a period of established architectural character featuring sought-after features not found in today's construction! With its spacious rooms throughout, fully tiled bathrooms, and great natural light beaming in from all sides, the home provides a unique foundation for a great renovation project The screened porch overlooks the expansive backyard and both are perfect for outdoor enjoyment. With its past significance and future potential this one is a real winner. Amenities close by include Adams Park public golf course,pool and Community Center. Also nearby are eateries within walking distance at the recently established Cascade Point at Cascade and Beecher Roads. Home is being sold as-is, but the roof was replaced in 2023 and new waterline to street was replaced in 2017.

  5. 2026-03-25
    listed $225,000 Active 1016-char remark
    Show marketing remark (1016 chars)

    This mid-century jewel encompasses a living area of 2147 square feet. The expansive living area presents a generous, open space that can be transformed into a great home as it was in the past! Built in 1950, the home embodies a period of established architectural character featuring sought-after features not found in today's construction! With its spacious rooms throughout, fully tiled bathrooms, and great natural light beaming in from all sides, the home provides a unique foundation for a great renovation project The screened porch overlooks the expansive backyard and both are perfect for outdoor enjoyment. With its past significance and future potential this one is a real winner. Amenities close by include Adams Park public golf course,pool and Community Center. Also nearby are eateries within walking distance at the recently established Cascade Point at Cascade and Beecher Roads. Home is being sold as-is, but the roof was replaced in 2023 and new waterline to street was replaced in 2017.

  6. 2026-03-25
    listed $225,000 New
    Show marketing remark (1016 chars)

    This mid-century jewel encompasses a living area of 2147 square feet. The expansive living area presents a generous, open space that can be transformed into a great home as it was in the past! Built in 1950, the home embodies a period of established architectural character featuring sought-after features not found in today's construction! With its spacious rooms throughout, fully tiled bathrooms, and great natural light beaming in from all sides, the home provides a unique foundation for a great renovation project The screened porch overlooks the expansive backyard and both are perfect for outdoor enjoyment. With its past significance and future potential this one is a real winner. Amenities close by include Adams Park public golf course,pool and Community Center. Also nearby are eateries within walking distance at the recently established Cascade Point at Cascade and Beecher Roads. Home is being sold as-is, but the roof was replaced in 2023 and new waterline to street was replaced in 2017.

  7. 2011-02-02
    historical 116-char remark
    Show marketing remark (116 chars)

    Brick Ranch situated on large lot, located in SW/Cascade Community. Original woodwork, hardwood floors. Great value!

  8. 2011-01-31
    soldstatus $38,000 Sold 116-char remark
    Show marketing remark (116 chars)

    Brick Ranch situated on large lot, located in SW/Cascade Community. Original woodwork, hardwood floors. Great value!

  9. 2011-01-05
    listed $45,900 Active 116-char remark
    Show marketing remark (116 chars)

    Brick Ranch situated on large lot, located in SW/Cascade Community. Original woodwork, hardwood floors. Great value!

  10. 1997-02-27
    soldstatus $88,000
  11. 1996-08-13
    soldstatus $59,900
  12. 1996-08-13
    soldstatus $63,400
  13. 1996-05-22
    soldstatus $63,900
  14. 1992-05-22
    soldstatus $91,000
  15. 1982-07-14
    soldstatus $82,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,775 · $315/mo
Projected year-2 tax
$3,775 · $315/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,488
− Mortgage interest
−$12,603
− Property taxes
−$3,775
− Insurance
−$1,125
− Repairs & maintenance
−$2,279
− Management
−$2,279
− Depreciation
−$6,545
Taxable loss
−$119
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$29
After-tax cash flow
$3,475/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Fulton County · 1,094,430 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,953
Household income
$50,649
Rent vs Own
57.1% rent · 42.9% own
Severe rent burden
2825.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (89%)
Race & ethnicity
Black 89% Hispanic / Latino 4% Two or more races 4% White 3%
Common ancestry
Hispanic 1%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 3% French/Haitian/Cajun 1% Korean 1%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -129.99%
Current HPI
259.954
Rent YoY
▼ -0.19%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+155.2% since first listed
15 events — show timeline
  • 2026-04-24 Sold (Public Records) $210,500 Public Records
  • 2026-04-22 Sold (MLS) $210,500 FMLS
  • 2026-04-08 Pending GAMLS
  • 2026-04-08 Pending FMLS
  • 2026-03-25 Listed $225,000 GAMLS
  • 2026-03-25 Listed $225,000 FMLS
  • 2011-02-02 Listing Removed FMLS
  • 2011-01-31 Sold (MLS) $38,000 FMLS
  • 2011-01-05 Listed $45,900 FMLS
  • 1997-02-27 Sold (Public Records) $88,000 Public Records
  • 1996-08-13 Sold (Public Records) $63,400 Public Records
  • 1996-08-13 Sold (Public Records) $59,900 Public Records
  • 1996-05-22 Sold (Public Records) $63,900 Public Records
  • 1992-05-22 Sold (Public Records) $91,000 Public Records
  • 1982-07-14 Sold (Public Records) $82,500 Public Records

Property tax history

+3.5%/yr

Latest (2025): $3,775 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…