2906 June St · Killeen, TX 76543

$110,000

3 bd · 1.0 ba · 1,016 sqft · SingleFamily public records · 68 Days on market

Built 1955 7,265 sqft lot $108/sqft · 25% below area Est $147k · 25% under ↓ 11% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• ARV discount +15.0/15.0
• 1% rule +5.9/10.0
• DSCR +5.8/10.0
• Livability +3.2/5.0
• Schools +3.0/10.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come see this home that is clean, move-in ready, and offers a great blend of comfort, simplicity, and modern touches. It offers abundant of natural light in every room, this property offers a comfortable and versatile layout perfect for families, first time home buyers. Perfect for anyone looking for an well maintained property with room to make it their own. It is close to shopping and access to Fort Hood. Stop by to view this home to make it your own!

Key facts

• 7,265 sq ft lot
• Garage
• Built 1955

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $105 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $110k).
• Recommended offer: $103k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 3.9% in Killeen — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#853 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, amenities D, employment D.
• Killeen ISD (urban): math 31% / reading 38% proficiency, ranked #524 of 826 in TX (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.5%/yr); 230 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,222 units permitted in Bell County in 2024 (246 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Bell County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 68 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 5y ago; this cycle's ask has dropped $20k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $103,400 (6.0% below list)

Questions for the listing agent

1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 7.44%
• Cash-on-cash: 4.10%
• DSCR: 1.18
• GRM: 7.6

CMA / ARV

• ARV (median comp): $146,985
• List price: $110,000
• Delta: -25.16%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2909 June St	0.03mi	3/1.0	1,036 (+2%)	1mo	$122,000	$118	94
2909 Zephyr Rd	0.04mi	3/1.0	1,095 (+8%)	6mo	$115,000	$105	80
2700 Terrace Dr	0.22mi	3/1.0	1,090 (+7%)	8mo	$83,000	$76	71
807 Haynes Dr	0.36mi	4/2.0 (+1)	1,040 (+2%)	1mo	$115,000	$111	70
902 Jefferis Ave	0.29mi	3/1.5	1,050 (+3%)	20mo	$70,000	$67	63
1507 Metropolitan Dr	0.71mi	3/1.0	1,080 (+6%)	8mo	$163,000	$151	50
1615 Richard Dr	0.74mi	3/2.0	1,154 (+14%)	2mo	$142,500	$123	37
1513 Richard Dr	0.75mi	3/1.0	1,107 (+9%)	24mo	$145,000	$131	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -13.6%
• Equity multiple: 0.53×
• Total profit: $-14,580
• Equity at exit: $16,401

10-year hold

• IRR: -11.0%
• Equity multiple: 0.43×
• Total profit: $-17,415
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76543

• Rents YoY: -1.5%
• Active inventory: 230
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,204 high
• Mortgage (P&I): −$577
• Tax from tax record: −$223 /mo · $2,682/yr
• Insurance: −$46
• HOA: −$0
• Vacancy / Maint / Mgmt: −$253
• Net cashflow: $105

Break-even live

Break-even rent $1,071

Max offer price $110,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2905 June St Killeen, TX	2.0	1.0	728	$950	$1.30	44d	1	0.04mi
2905 Taft St Killeen, TX	3.0	2.0	1242	$2,095	$1.69	44d	1	0.06mi
1302 Opal Rd Unit A Killeen, TX	2.0	1.5	1125	$750	$0.67	23d	1	0.09mi
2707 Taft St Killeen, TX	3.0	2.0	1131	$1,200	$1.06	44d	1	0.12mi
3013 June St Killeen, TX	3.0	2.0	1000	$1,100	$1.10	14d	1	0.15mi
1316 Opal Rd Unit A Killeen, TX	2.0	1.5	1200	$1,299	$1.08	44d	1	0.18mi
3101 Zephyr Rd Killeen, TX	3.0	1.0	1118	$1,100	$0.98	23d	1	0.18mi
3102 Zephyr Rd Killeen, TX	3.0	2.0	1277	$1,095	$0.86	44d	1	0.21mi
914 Stetson Ave Killeen, TX	2.0	1.0	828	$850	$1.03	44d	1	0.22mi
3200 Zephyr Rd Unit Labs Killeen, TX	4.0	2.0	1459	$1,600	$1.10	44d	1	0.23mi
910 Stetson Ave Unit (SR PnB) 910-912 Stetson Killeen, TX	3.0	1.0	1082	$900	$0.83	23d	1	0.24mi
1409 Opal Rd Killeen, TX	3.0	2.0	1319	$1,400	$1.06	44d	1	0.25mi
906 Jefferis Ave Killeen, TX	3.0	2.0	1317	$1,050	$0.80	14d	1	0.30mi
1419 Amber Rd Killeen, TX	3.0	2.0	1320	$1,345	$1.02	44d	1	0.30mi
2701 Hillside Dr Killeen, TX	3.0	1.0	924	$995	$1.08	21d	1	0.32mi
2318 Terrace Dr Killeen, TX	3.0	2.0	1370	$1,299	$0.95	44d	1	0.37mi
1509 Dugger Cir Apt C Killeen, TX	3.0	2.0	1178	$900	$0.76	44d	1	0.37mi
1505 Dugger Cir Unit B Killeen, TX	2.0	1.0	857	$795	$0.93	23d	1	0.38mi
2318 Mary Ln Killeen, TX	3.0	1.5	1162	$1,225	$1.05	44d	1	0.39mi
3406 Zephyr Rd Unit A Killeen, TX	2.0	1.5	1100	$660	$0.60	23d	1	0.42mi
1602 Dugger Cir Unit D Killeen, TX	3.0	2.0	1178	$895	$0.76	14d	1	0.42mi
2307 Terrace Dr Unit C Killeen, TX	3.0	2.0	1203	$850	$0.71	14d	1	0.43mi
1504 Jefferis Ave Killeen, TX	3.0	2.0	1258	$1,100	$0.87	14d	1	0.43mi
1607 Dugger Cir Unit C Killeen, TX	2.0	1.5	930	$800	$0.86	44d	1	0.44mi
1403 Dugger Cir Unit C Killeen, TX	3.0	2.0	1178	$695	$0.59	44d	1	0.44mi
2303 Dover Rd Killeen, TX	3.0	2.0	1398	$1,400	$1.00	23d	1	0.44mi
1606 Dugger Cir Unit C Killeen, TX	3.0	2.0	1178	$925	$0.79	23d	1	0.45mi
1702 Topaz Rd Killeen, TX	3.0	2.0	1489	$1,500	$1.01	23d	1	0.46mi
1300 Dugger Cir Apt A Killeen, TX	3.0	2.0	1178	$900	$0.76	44d	1	0.47mi
2825 Cedar Cir Killeen, TX	2.0	1.0	840	$1,000	$1.19	14d	1	0.47mi
2825 Cedar Cir Killeen, TX	2.0	1.0	840	$1,100	$1.31	44d	1	0.47mi
1503 Grey Fox Trl Killeen, TX	2.0	2.0	969	$1,100	$1.14	44d	1	0.48mi
1516 Jefferis Ave Killeen, TX	3.0	2.0	1227	$1,295	$1.06	44d	1	0.49mi
1312 Dugger Cir Killeen, TX	3.0	2.0	1178	$895	$0.76	14d	1	0.49mi
2312 Doris Dr Killeen, TX	3.0	2.0	1331	$1,350	$1.01	44d	1	0.50mi
1303 Fox Creek Dr Killeen, TX	3.0	2.0	1194	$1,295	$1.08	14d	1	0.50mi
3401 Turner Ave Unit C Killeen, TX	2.0	1.5	1078	$900	$0.83	44d	1	0.51mi
1207 Liberty Bell Loop Killeen, TX	3.0	2.0	1200	$1,225	$1.02	14d	1	0.51mi
1310 Dugger Cir Unit A Killeen, TX	2.0	1.0	857	$800	$0.93	21d	1	0.51mi
1106 Liberty Bell Loop Killeen, TX	3.0	2.0	1249	$2,095	$1.68	44d	1	0.53mi

Listing history 25 events

1. 2026-06-18
   price $110,000 Active 68 DOM
2. 2026-06-18
   days on market $116,000 Active 68 DOM
3. 2026-06-17
   days on market $116,000 Active 67 DOM
4. 2026-06-16
   days on market $116,000 Active 66 DOM
5. 2026-06-15
   days on market $116,000 Active 65 DOM
6. 2026-06-14
   days on market $116,000 Active 63 DOM
7. 2026-06-13
   remarks 699-char remark
8. 2026-06-13
   days on market $116,000 Active 62 DOM
9. 2026-06-10
   days on market $116,000 Active 60 DOM
10. 2026-06-09
    pricedays on market $116,000 Active 59 DOM
11. 2026-06-08
    days on market $117,500 Active 58 DOM
12. 2026-06-07
    days on market $117,500 Active 57 DOM
13. 2026-06-03
    days on market $117,500 Active 53 DOM
14. 2026-06-02
    remarks 491-char remark
15. 2026-06-02
    days on market $117,500 Active 52 DOM
16. 2026-06-01
    days on market $117,500 Active 51 DOM
17. 2026-05-31
    days on market $117,500 Active 50 DOM
18. 2026-05-30
    days on market $117,500 Active 49 DOM
19. 2026-04-28
    price $120,000 457-char remark

    Show marketing remark (457 chars)

    Come see this home that is clean, move-in ready, and offers a great blend of comfort, simplicity, and modern touches. It offers abundant of natural light in every room, this property offers a comfortable and versatile layout perfect for families, first time home buyers. Perfect for anyone looking for an well maintained property with room to make it their own. It is close to shopping and access to Fort Hood. Stop by to view this home to make it your own!

20. 2026-04-09
    listed $129,500 Active 457-char remark

    Show marketing remark (457 chars)

    Come see this home that is clean, move-in ready, and offers a great blend of comfort, simplicity, and modern touches. It offers abundant of natural light in every room, this property offers a comfortable and versatile layout perfect for families, first time home buyers. Perfect for anyone looking for an well maintained property with room to make it their own. It is close to shopping and access to Fort Hood. Stop by to view this home to make it your own!

21. 2021-10-18
    soldstatus
22. 2021-08-27
    status Pending
23. 2021-07-01
    price $127,000
24. 2021-06-21
    listed $135,000 Active
25. 1981-12-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,682 · $223/mo
• Projected year-2 tax: $2,682 · $223/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,452
• − Mortgage interest: −$6,162
• − Property taxes: −$2,682
• − Insurance: −$550
• − Repairs & maintenance: −$1,156
• − Management: −$1,156
• − Depreciation: −$3,200
• Taxable loss: −$454
• Est. tax savings @ 24.0%: +$109
• After-tax cash flow: $1,372/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Killeen ISD
• NCES district ID: 4825660
• Math proficiency: 31% ▼ -16.00%
• Reading proficiency: 38% ▼ -3.00%
• Median HH income: $47,665
• Composite: 29.69/100
• National rank: #6458
• State rank: #524 of 826 in TX

Livability — Killeen

• Score: 63/100
• State rank: #853
• US rank: #15359

Category grades

Amenities D Commute F Cost of living A+ Crime D- Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Killeen, TX
• County: Bell County · 345,090 people
• City population: 163,398
• Metro: Killeen-Temple, TX
• Population (ZIP): 34,457
• Household income: $48,564
• Rent vs Own: 60.5% rent · 39.5% own
• Severe rent burden: 2423.0

Population outlook (Bell County) Hauer SSP2

• Today (2025): 371,114 people
• By 2030: 389,104 · +4.8%
• By 2040: 420,592 · +13.3%
• By 2050: 447,779 · +20.7%
• By 2075: 499,130 · +34.5%
• By 2100: 505,680 · +36.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: Black 36% Hispanic / Latino 29% White 26% Two or more races 12% Asian 3%
• Hispanic origin (detail): Mexican 15% Puerto Rican 9% Dominican 1%
• Common ancestry: Italian 2% Lithuanian 1% Portuguese 1%
• Foreign-born: 8% · Canada, South Korea, Vietnam
• Languages at home: 77% English-only · Spanish 16% Other Asian/Pacific 2% German/W. Germanic 1%

Political lean MEDSL · Bell

• 2024 margin: R (+16.2) · D 41.3% · R 57.6% · Other 1.1%
• 2008→2024 swing: -6.5pp toward R · 2008: -9.8pp · 2024: -16.2pp
• All cycles: 2024: R+16.2 2020: R+8.5 2016: R+15.1 2012: R+16.4 2008: R+9.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -178.13%
• Current HPI: 184.405
• Rent YoY: ▼ -1.49%
• Metro: Killeen-Temple, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-11.1% since first listed

7 events — show timeline

• 2026-04-28 Price Changed $120,000 CTXMLS
• 2026-04-09 Listed $129,500 CTXMLS
• 2021-10-18 Sold (Public Records) — Public Records
• 2021-08-27 Pending — CTXMLS
• 2021-07-01 Price Changed $127,000 CTXMLS
• 2021-06-21 Listed $135,000 CTXMLS
• 1981-12-03 Sold (Public Records) — Public Records

Property tax history

+11.6%/yr

Latest (2025): $2,682 · -5.4% YoY. Source: county tax records.