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418 West St 🏷️ Likely Rental
B+ Composite 76.56
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$33,000

418 West St · Valdosta, GA 31601
2 bd · 1.0 ba · 1,023 sqft · SingleFamily public records · 47 Days on market
Built 1953 8,276 sqft lot $32/sqft · 29% below area Est $53k · 38% under ↓ 40% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover your next investment opportunity in the heart of Valdosta. This vacant, Sold-As-Is property is perfectly positioned for investors seeking their next rental, flip, or long-term hold. With immediate access at closing and no tenant delays, renovation crews can begin work without interruption. The bonus room offers flexibility—add a closet if you need a 3rd bedroom to maximize rental potential and resale value. Located in a high-demand rental corridor surrounded by active revitalization, this property offers strong potential for value-add strategies. Whether you're expanding your portfolio or securing your next project, this home delivers a straightforward path to your investment

Key facts

  • 8,276 sq ft lot
  • Built 1953
  • Listed 47 days

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One-story
  • Construction: Wood siding exterior; Metal roof
  • Exterior features: Covered patio/porch

Interior

  • Flooring: Carpet; Tile
  • Bathrooms: 1 full bathroom
  • Interior features: Carpet flooring; Tile flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $33,000 price doesn't fit this home's estimated sale value (~$52,990) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $33k.

Deal economics

  • At list price, monthly cash flow is $590 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $33k).
  • Recommended offer: $32k (3.0% below list) — sets the bar for market timing.
  • Cap rate 27.8% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
  • Valdosta City (urban): math 15% / reading 22% proficiency, ranked #149 of 174 in GA (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: S.L. Mason Elementary School (math 24% / reading 22%, grade F, #797 of 1,228 statewide, top 65%, 887 students, 92% FRL); Valdosta Middle School (math 17% / reading 32%, grade F, #301 of 470 statewide, top 66%, 1,060 students, 95% FRL); Valdosta High School (math 7% / reading 24%, grade F, #290 of 424 statewide, top 69%, 2,381 students, 95% FRL) — zoned schools average 94% FRL vs 74% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+8.3%/yr); 201 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $228 of loan paydown is wiped out by about $990 of value loss. Plan a longer hold.
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $9k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($32k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $32,010 (3.0% below list)

Questions for the listing agent

  1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.04%
Cap rate
27.76%
Cash-on-cash
76.67%
DSCR
4.41
GRM
2.7

CMA / ARV

ARV (median comp)
$52,990
List price
$33,000
Delta
-37.72%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
410 West Adair St 0.40mi 2/1.0 894 (-13%) 2mo $15,000 $17 59
1007 Nicholas Dr 0.45mi 3/1.0 (+1) 994 (-3%) 13mo $75,000 $75 59
210 Walnut St 0.20mi 2/2.0 953 (-7%) 22mo $25,000 $26 57
1218 Dunwoody Dr 0.63mi 3/1.0 (+1) 1,009 (-1%) 12mo $71,500 $71 53
211/217 Eugene 0.39mi 2/2.0 1,059 (+4%) 23mo $38,000 $36 53
1012 W Gordon St 0.63mi 3/2.0 (+1) 1,118 (+9%) 16mo $75,000 $67 33
1200 Melissa Dr 0.70mi 3/2.0 (+1) 1,161 (+14%) 14mo $136,000 $117 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
82.1%
Equity multiple
5.06×
Total profit
$37,548
Equity at exit
$4,920
10-year hold
IRR
86.6%
Equity multiple
12.39×
Total profit
$105,210
Equity at exit
$2,853

Cash invested: $9,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31601

Home prices YoY
-31.2%
Rents YoY
8.3%
Active inventory
201
Price-to-rent
2.7×

Monthly cashflow live

Estimated rent
$1,002 high interval (Pro) →
Mortgage (P&I)
$173
Tax from tax record
$14 /mo · $173/yr
Insurance
$14
HOA
$0
Vacancy / Maint / Mgmt
$210
Net cashflow
$590

Break-even live

Break-even rent $255
Max offer price $33,000
Occupancy floor 36%

Sensitivity live

Price -10% $609 -5% $600 +0% $590 +5% $581 +10% $572
Rent -10% $511 -5% $551 +0% $590 +5% $630 +10% $670
Rate -1.0pp $607 -0.5pp $599 base $590 +0.5pp $582 +1.0pp $573

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,250
Closing costs
$990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
808 Lilly St Apt B Valdosta, GA 3.0 1.0 872 $895 $1.03 45d 1 0.53mi
200 W Adair St Unit A9 Valdosta, GA 1.0 1.0 900 $895 $0.99 22d 1 0.55mi
1004 N Oak St Valdosta, GA 1.0–2.0 1.0 866 $750 $0.87 22d 3 0.59mi
1029 Johnson St Valdosta, GA 2.0 1.0 986 $900 $0.91 45d 1 0.60mi
1005 N Oak St Valdosta, GA 3.0 1.0 1087 $795 $0.73 45d 1 0.61mi
1010 N Toombs St Valdosta, GA 2.0 1.5 1056 $1,000 $0.95 22d 3 0.65mi
205 E Adair St Unit 4 Valdosta, GA 1.0 1.0 700 $550 $0.79 45d 1 0.79mi
1400 W Magnolia St Valdosta, GA 1.0–2.0 1.0–2.0 1180 $1,600 $1.36 22d 1 0.81mi
707 Baytree Dr Apt 1 Valdosta, GA 3.0 3.0 1222 $675 $0.55 45d 1 0.96mi
1505 Lankford Dr Valdosta, GA 2.0–3.0 2.0–3.0 1166 $1,137 $0.97 22d 1 1.03mi
1400 Baytree Dr Valdosta, GA 2.0–4.0 2.0–4.0 1277 $549 $0.43 45d 1 1.07mi
507 Roberts St Apt B Valdosta, GA 2.0 2.0 1114 $1,200 $1.08 22d 1 1.12mi
1314 Hastings Dr Apt A2 Valdosta, GA 2.0 2.5 1100 $995 $0.90 22d 1 1.12mi
1314 Hastings Dr Unit C4 Valdosta, GA 2.0 2.5 1200 $1,095 $0.91 45d 1 1.12mi
1307 Melody Ln Valdosta, GA 2.0 1.0 1025 $1,050 $1.02 22d 1 1.16mi
1531 Woodard St Apt C3 Valdosta, GA 2.0 2.5 900 $995 $1.11 22d 1 1.17mi
522 Green St Valdosta, GA 2.0 1.0 1020 $900 $0.88 22d 1 1.19mi
1469 Green St Valdosta, GA 2.0 2.5 1139 $1,000 $0.88 22d 1 1.19mi
1537 Woodard St Unit B Valdosta, GA 2.0 1.5 1020 $900 $0.88 22d 1 1.19mi
1455 Green St Unit A Valdosta, GA 2.0 1.5 1048 $900 $0.86 22d 1 1.20mi
1506 Slater St Unit 7 Valdosta, GA 2.0 1.5 1037 $695 $0.67 45d 1 1.24mi
1612 Garland Pl Valdosta, GA 3.0 2.0 1268 $1,295 $1.02 45d 1 1.26mi
1709 Azalea Dr Apt B Valdosta, GA 2.0 1.0 775 $1,250 $1.61 22d 1 1.26mi
607 Parker Mathis Dr Valdosta, GA 3.0 1.5 1395 $1,495 $1.07 45d 1 1.28mi
807 Cherokee Ave Unit A Valdosta, GA 2.0 2.5 1200 $2,000 $1.67 45d 1 1.28mi
1603 Victory St Valdosta, GA 2.0 2.0 874 $795 $0.91 22d 6 1.30mi
1018 Cherokee St Valdosta, GA 3.0 1.5 1225 $1,375 $1.12 22d 1 1.30mi
1509 Pine St Valdosta, GA 2.0 1.0–1.5 950 $1,140 $1.20 22d 2 1.32mi
1602 Victory St Unit 1602 C Valdosta, GA 2.0 2.0 865 $795 $0.92 22d 1 1.33mi
604 E Brookwood Dr Valdosta, GA 2.0 1.0 720 $995 $1.38 45d 1 1.33mi
1755 Poplar St Unit B Valdosta, GA 2.0 1.0 840 $950 $1.13 22d 1 1.42mi
207 E Moore St Unit L Valdosta, GA 1.0 1.0 850 $700 $0.82 22d 1 1.42mi
207 E Moore St Unit J Valdosta, GA 1.0 1.0 850 $700 $0.82 45d 1 1.42mi
1704 N Patterson St Unit 4 Valdosta, GA 2.0 2.0 1100 $950 $0.86 45d 1 1.44mi
805 Harmon Dr Valdosta, GA 2.0–3.0 2.0–3.0 1100 $1,425 $1.30 22d 6 1.49mi
1609 Marion St Unit B Valdosta, GA 2.0 1.0 945 $895 $0.95 22d 1 1.50mi

Listing history 20 events

  1. 2026-06-21
    days on market $33,000 Active 47 DOM
  2. 2026-06-19
    days on market $33,000 Active 45 DOM
  3. 2026-06-18
    days on market $33,000 Active 44 DOM
  4. 2026-06-17
    days on market $33,000 Active 43 DOM
  5. 2026-06-16
    days on market $33,000 Active 42 DOM
  6. 2026-06-15
    days on market $33,000 Active 41 DOM
  7. 2026-06-14
    days on market $33,000 Active 39 DOM
  8. 2026-06-13
    pricedays on market $33,000 Active 38 DOM
  9. 2026-06-10
    days on market $39,900 Active 36 DOM
  10. 2026-06-09
    days on market $39,900 Active 35 DOM
  11. 2026-06-08
    days on market $39,900 Active 34 DOM
  12. 2026-06-07
    days on market $39,900 Active 33 DOM
  13. 2026-06-05
    days on market $39,900 Active 30 DOM
  14. 2026-06-03
    days on market $39,900 Active 29 DOM
  15. 2026-06-02
    days on market $39,900 Active 28 DOM
  16. 2026-06-01
    days on market $39,900 Active 27 DOM
  17. 2026-05-31
    days on market $39,900 Active 26 DOM
  18. 2026-05-30
    days on market $39,900 Active 25 DOM
  19. 2026-05-08
    price $45,000 598-char remark
  20. 2026-05-05
    listed $54,900 Active 598-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$173 · $14/mo
Projected year-2 tax
$304 · $25/mo
Expected delta
+$130/yr (+$11/mo · 75.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,025
− Mortgage interest
−$1,849
− Property taxes
−$173
− Insurance
−$165
− Repairs & maintenance
−$962
− Management
−$962
− Depreciation
−$960
Taxable income
$6,954
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,669
After-tax cash flow
$5,415/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Valdosta City
NCES district ID
1305310
Math proficiency
15% ▼ -12.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,634
Composite
14.79/100
National rank
#9388
State rank
#149 of 174 in GA

Livability — Valdosta

Score
60/100
State rank
#392
US rank
#19544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Valdosta, GA
County
Lowndes County · 107,801 people
City population
91,859
Metro
Valdosta, GA
Population (ZIP)
31,302
Household income
$36,111
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2016.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
92% English-only · Spanish 7% Korean 1%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.12%
Current HPI
121.5948
Rent YoY
▲ 8.34%
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-39.9% since first listed
4 events — show timeline
  • 2026-06-12 Price Changed $33,000 SGMLS
  • 2026-05-26 Price Changed $39,900 SGMLS
  • 2026-05-08 Price Changed $45,000 SGMLS
  • 2026-05-05 Listed $54,900 SGMLS

Property tax history

+1.9%/yr

Latest (2025): $173 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…