3010 Bee Cave Dr · Missouri City, TX
Flood risk 2/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.07%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.0/30.0
- ARV discount +12.5/15.0
- 1% rule +7.6/10.0
- DSCR +7.0/10.0
- Schools +4.5/10.0
- Appreciation +4.2/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$175,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move In Ready......well-kept, 3-bedroom 3 BATH, high ceilings throughout the living Area, one bedroom on the first floor, GRANITE countertops, Laminate/wood ON all Bedrooms, tile floors on Kitchen, WATER included. T/H is located just minutes away from Hwy 6, Quail Valley Golf Course, community POOL CLUBHOUSE, Green Space AND MUCH MORE.
Key facts
- Green space
- Tile floors
- High ceilings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $279 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 3.5% in Missouri City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#526 in TX) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, employment A; Watch: amenities F, commute F, health & safety F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $1k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 179 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago; this cycle's ask is 10194% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 179 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 8.20%
- Cash-on-cash
- 6.82%
- DSCR
- 1.30
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $197,065
- List price
- $175,000
- Delta
- -11.20%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2222 Saint James Ct | 0.35mi | 3/2.0 | 1,513 (+1%) | 13mo | $250,000 | $165 | 68 |
| 2610 Creekway Cir | 0.41mi | 3/2.0 | 1,576 (+5%) | 4mo | $219,900 | $140 | 65 |
| 2914 Creekway Cir | 0.20mi | 3/2.0 | 1,623 (+8%) | 10mo | $167,000 | $103 | 65 |
| 2211 Cottonwood Ct | 0.22mi | 3/2.0 | 1,674 (+11%) | 7mo | $233,400 | $139 | 61 |
| 2207 Cottonwood Ct | 0.22mi | 3/2.0 | 1,700 (+13%) | 4mo | $225,000 | $132 | 61 |
| 2203 Cottonwood Ct | 0.23mi | 3/2.0 | 1,696 (+13%) | 17mo | $237,000 | $140 | 50 |
| 2623 Quail Valley East Dr | 0.69mi | 3/2.0 | 1,582 (+5%) | 12mo | $225,000 | $142 | 45 |
| 2407 Bradford Dr | 0.68mi | 3/2.0 | 1,692 (+12%) | 15mo | $194,711 | $115 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -3.5%
- Equity multiple
- 0.86×
- Total profit
- $-6,894
- Equity at exit
- $36,703
- IRR
- 0.5%
- Equity multiple
- 1.04×
- Total profit
- $1,764
- Equity at exit
- $33,995
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1215
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $2,197 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$316 /mo · $3,796/yr
- Insurance
- −$73
- HOA
- −$150
- Vacancy / Maint / Mgmt
- −$461
- Net cashflow
- $279
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2120 Bermuda Dunes Dr Missouri City, TX | 3.0 | 2.5 | 2100 | $2,200 | $1.05 | 24d | 1 | 0.43mi |
| 22 Chapparal Ct Missouri City, TX | 3.0 | 2.0 | 1504 | $2,000 | $1.33 | 43d | 1 | 0.55mi |
| 3327 Shady Glen Ln Missouri City, TX | 4.0 | 2.5 | 2232 | $2,250 | $1.01 | 12d | 1 | 0.66mi |
| 2608 Grand Plantation Ct Missouri City, TX | 3.0 | 2.0 | 2150 | $2,450 | $1.14 | 12d | 1 | 1.08mi |
| 1919 Doliver Cir Missouri City, TX | 3.0 | 2.0 | 1515 | $2,000 | $1.32 | 43d | 1 | 1.12mi |
| 1800 FM 1092 Rd Missouri City, TX | 1.0–3.0 | 1.0–2.0 | 889 | $1,774 | $2.00 | 2d | 31 | 1.18mi |
| 1547 Revolution Way Missouri City, TX | 3.0 | 3.0 | 1680 | $2,300 | $1.37 | 12d | 1 | 1.18mi |
| 3611 Duncaster Dr Missouri City, TX | 3.0 | 2.5 | 1926 | $2,100 | $1.09 | 19d | 1 | 1.23mi |
| 2026 Summer Place Dr Missouri City, TX | 3.0 | 2.0 | 1837 | $1,861 | $1.01 | 20d | 1 | 1.26mi |
| 1620 Good Day Dr Missouri City, TX | 3.0 | 3.0 | 1364 | $1,790 | $1.31 | 43d | 1 | 1.29mi |
| 1420 Revolution Way Missouri City, TX | 3.0 | 2.5 | 1649 | $2,250 | $1.36 | 43d | 1 | 1.30mi |
| 1806 Courtside Place Dr Missouri City, TX | 4.0 | 2.5 | 1974 | $1,915 | $0.97 | 12d | 1 | 1.43mi |
HOA detail
- Monthly dues
- $150 · $1,800/yr
- Likely covers
- waterpool
Listing history 26 events
-
2026-06-18days on market $175,000 Active 179 DOM
-
2026-06-17days on market $175,000 Active 178 DOM
-
2026-06-16days on market $175,000 Active 177 DOM
-
2026-06-15days on market $175,000 Active 176 DOM
-
2026-06-13days on market $175,000 Active 174 DOM
-
2026-06-09days on market $175,000 Active 170 DOM
-
2026-06-07days on market $175,000 Active 168 DOM
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2026-06-04days on market $175,000 Active 165 DOM
-
2026-06-03days on market $175,000 Active 164 DOM
-
2026-06-02days on market $175,000 Active 163 DOM
-
2026-06-01days on market $175,000 Active 162 DOM
-
2026-05-31days on market $175,000 Active 161 DOM
-
2026-04-07price $175,000 337-char remark
Show marketing remark (337 chars)
Move In Ready......well-kept, 3-bedroom 3 BATH, high ceilings throughout the living Area, one bedroom on the first floor, GRANITE countertops, Laminate/wood ON all Bedrooms, tile floors on Kitchen, WATER included. T/H is located just minutes away from Hwy 6, Quail Valley Golf Course, community POOL CLUBHOUSE, Green Space AND MUCH MORE.
-
2026-03-15$1,700
-
2026-01-19price $187,500 337-char remark
Show marketing remark (337 chars)
Move In Ready......well-kept, 3-bedroom 3 BATH, high ceilings throughout the living Area, one bedroom on the first floor, GRANITE countertops, Laminate/wood ON all Bedrooms, tile floors on Kitchen, WATER included. T/H is located just minutes away from Hwy 6, Quail Valley Golf Course, community POOL CLUBHOUSE, Green Space AND MUCH MORE.
-
2025-12-21$195,000 Active 337-char remark
Show marketing remark (337 chars)
Move In Ready......well-kept, 3-bedroom 3 BATH, high ceilings throughout the living Area, one bedroom on the first floor, GRANITE countertops, Laminate/wood ON all Bedrooms, tile floors on Kitchen, WATER included. T/H is located just minutes away from Hwy 6, Quail Valley Golf Course, community POOL CLUBHOUSE, Green Space AND MUCH MORE.
-
2018-12-10status Pending
-
2018-12-10$1,300 Active
-
2018-12-10historical
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2018-05-14soldstatus
-
2018-05-14soldstatus
-
2018-05-09soldstatus Sold
-
2018-03-30status Pending
-
2018-03-20status Option Pending
-
2018-02-28$105,000 Active
-
1995-05-18soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,796 · $316/mo
- Projected year-2 tax
- $3,796 · $316/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 2/10 Low FEMA zone X (unshaded) · 7% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,363
- − Mortgage interest
- −$9,803
- − Property taxes
- −$3,796
- − Insurance
- −$875
- − Repairs & maintenance
- −$2,109
- − Management
- −$2,109
- − HOA
- −$1,800
- − Depreciation
- −$5,091
- Taxable income
- $780
- Est. tax owed @ 24.0%
- −$187
- After-tax cash flow
- $3,156/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Missouri City
- Score
- 67/100
- State rank
- #526
- US rank
- #10308
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Missouri City, TX
- County
- Fort Bend County · 836,777 people
- City population
- 123,513
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 1004.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+66.7% since first listed14 events — show timeline
- 2026-04-07 Price Changed $175,000 HARMLS
- 2026-03-15 Listed for Rent $1,700 HARMLS
- 2026-01-19 Price Changed $187,500 HARMLS
- 2025-12-21 Listed $195,000 HARMLS
- 2018-12-10 Pending — HARMLS
- 2018-12-10 Listing Removed — HARMLS
- 2018-12-10 Listed $1,300 HARMLS
- 2018-05-14 Sold (Public Records) — Public Records
- 2018-05-14 Sold (Public Records) — Public Records
- 2018-05-09 Sold (MLS) — HARMLS
- 2018-03-30 Pending — HARMLS
- 2018-03-20 Pending — HARMLS
- 2018-02-28 Listed $105,000 HARMLS
- 1995-05-18 Sold (Public Records) — Public Records
Property tax history
+4.4%/yrLatest (2025): $3,796 · +0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…