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Oakridge Plan 🏗️ New Construction
D- Composite 37.24
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.4/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • 1% rule +3.1/10.0
  • DSCR +3.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Appreciation +0.7/10.0

$187,990

Oakridge Plan · Huffman, TX 77336
3 bd · 2.0 ba · 1,311 sqft · SingleFamily · 228 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are ideal for household members and hosting overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $187,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $244,608.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $188k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-131 ($-2k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $188k).
  • Recommended offer: $165k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 738 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 228 days — a 12% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
Recommended offer $165,431 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 228 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.65%
Cash-on-cash
-2.30%
DSCR
0.90
GRM
10.3

CMA / ARV

ARV (median comp)
$244,608
List price
$187,990
Delta
-23.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
919 Capracotta Dr 0.20mi 3/2.0 1,311 (0%) 1mo $180,990 $138 90
31505 Olivella Dr 0.20mi 3/2.0 1,302 (-1%) 0mo $199,990 $154 89
920 Capracotta Dr 0.19mi 3/2.0 1,451 (+11%) 1mo $149,991 $103 72
915 Pertuso Ln 0.25mi 3/2.0 1,189 (-9%) 2mo $148,990 $125 72
928 Capracotta Dr 0.22mi 3/2.0 1,451 (+11%) 1mo $180,990 $125 71
922 Lago Laceno Ln 0.19mi 3/2.0 1,451 (+11%) 2mo $240,990 $166 71
904 Coperchiata Cir 0.19mi 3/2.0 1,461 (+11%) 2mo $192,090 $131 70
930 Capracotta Dr 0.23mi 3/2.0 1,461 (+11%) 0mo $187,990 $129 70
31422 Pratola Serra Cir 0.28mi 3/2.0 1,451 (+11%) 1mo $248,990 $172 69
31418 Pratola Serra Cir 0.28mi 3/2.0 1,451 (+11%) 2mo $189,990 $131 67
31420 Pratola Serra Cir 0.28mi 3/2.0 1,461 (+11%) 1mo $205,990 $141 67
942 Pertuso Ln 0.32mi 3/2.5 1,189 (-9%) 2mo $147,990 $124 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.1%
Equity multiple
0.30×
Total profit
$-47,982
Equity at exit
$36,472
10-year hold
IRR
-13.1%
Equity multiple
0.23×
Total profit
$-52,444
Equity at exit
$21,149

Cash invested: $68,490 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
61 active · 32 under contract
Months of supply
5.3 mo (19%/mo absorbed)
Median asking
$175,990 ($130/sqft)
Median days on market
25 d
This list price
69% of active listings are priced below it
ARV vs active asking
+43.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
738
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,973 medium interval (Pro) →
Mortgage (P&I)
$1,283
Tax est. 1.5%
$306 /mo · $3,669/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$414
Net cashflow
$-131

Break-even live

Break-even rent $2,140
Max offer price $225,582
Occupancy floor

Sensitivity live

Price -10% $38 -5% $-47 +0% $-131 +5% $-216 +10% $-301
Rent -10% $-287 -5% $-209 +0% $-131 +5% $-54 +10% $24
Rate -1.0pp $-8 -0.5pp $-69 base $-131 +0.5pp $-195 +1.0pp $-259

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,152
Closing costs
$7,338
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 23d 1 0.28mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,699 $1.25 15d 1 0.30mi

Listing history 50 events

  1. 2026-08-08
    days on market $187,990 Active 228 DOM
  2. 2026-08-06
    days on market $187,990 Active 226 DOM
  3. 2026-08-05
    days on market $187,990 Active 225 DOM
  4. 2026-08-04
    pricedays on market $187,990 Active 224 DOM
  5. 2026-08-03
    days on market $185,990 Active 223 DOM
  6. 2026-07-31
    days on market $185,990 Active 220 DOM
  7. 2026-07-30
    days on market $185,990 Active 218 DOM
  8. 2026-07-28
    days on market $185,990 Active 217 DOM
  9. 2026-07-26
    days on market $185,990 Active 215 DOM
  10. 2026-07-24
    days on market $185,990 Active 213 DOM
  11. 2026-07-23
    days on market $185,990 Active 212 DOM
  12. 2026-07-22
    days on market $185,990 Active 211 DOM
  13. 2026-07-21
    days on market $185,990 Active 210 DOM
  14. 2026-07-20
    days on market $185,990 Active 209 DOM
  15. 2026-07-18
    days on market $185,990 Active 207 DOM
  16. 2026-07-18
    days on market $185,990 Active 206 DOM
  17. 2026-07-16
    days on market $185,990 Active 205 DOM
  18. 2026-07-15
    pricedays on market $185,990 Active 204 DOM
  19. 2026-07-14
    days on market $193,990 Active 203 DOM
  20. 2026-07-13
    days on market $193,990 Active 202 DOM
  21. 2026-07-13
    days on market $193,990 Active 201 DOM
  22. 2026-07-11
    days on market $193,990 Active 200 DOM
  23. 2026-07-09
    pricedays on market $193,990 Active 198 DOM
  24. 2026-07-07
    days on market $194,990 Active 196 DOM
  25. 2026-07-06
    days on market $194,990 Active 195 DOM
  26. 2026-07-06
    days on market $194,990 Active 194 DOM
  27. 2026-07-05
    days on market $194,990 Active 193 DOM
  28. 2026-07-03
    days on market $194,990 Active 192 DOM
  29. 2026-07-02
    pricedays on market $194,990 Active 191 DOM
  30. 2026-07-01
    days on market $192,990 Active 190 DOM
  31. 2026-06-30
    days on market $192,990 Active 189 DOM
  32. 2026-06-29
    days on market $192,990 Active 188 DOM
  33. 2026-06-28
    days on market $192,990 Active 187 DOM
  34. 2026-06-27
    days on market $192,990 Active 186 DOM
  35. 2026-06-26
    days on market $192,990 Active 185 DOM
  36. 2026-06-24
    days on market $192,990 Active 183 DOM
  37. 2026-06-22
    days on market $192,990 Active 181 DOM
  38. 2026-06-21
    days on market $192,990 Active 180 DOM
  39. 2026-06-18
    days on market $192,990 Active 177 DOM
  40. 2026-06-17
    days on market $192,990 Active 176 DOM
  41. 2026-06-16
    days on market $192,990 Active 175 DOM
  42. 2026-06-15
    days on market $192,990 Active 174 DOM
  43. 2026-06-13
    pricedays on market $192,990 Active 172 DOM
  44. 2026-06-09
    days on market $189,990 Active 168 DOM
  45. 2026-06-08
    days on market $189,990 Active 167 DOM
  46. 2026-06-07
    days on market $189,990 Active 166 DOM
  47. 2026-06-04
    days on market $189,990 Active 163 DOM
  48. 2026-06-03
    days on market $189,990 Active 162 DOM
  49. 2026-06-02
    days on market $189,990 Active 161 DOM
  50. 2026-06-01
    days on market $189,990 Active 160 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,680
− Mortgage interest
−$13,702
− Property taxes
−$3,669
− Insurance
−$1,223
− Repairs & maintenance
−$1,894
− Management
−$1,894
− Depreciation
−$7,116
Taxable loss
−$5,819
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,396
After-tax cash flow
$-181/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $6,555–$19,665 screening

This single-level home is in good condition with a spacious open floorplan and modern finishes. It has the potential for minor updates to enhance its curb appeal and interior aesthetics, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Updating the flooring in the kitchen and bathrooms — Modern flooring can improve the overall look and feel of the home.
  • Both Upgrading the kitchen appliances — Newer appliances can increase the home's appeal and functionality.
  • Both Adding smart home features — Smart home features can increase the home's value and appeal to tech-savvy buyers/renters.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and add value to the home.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-12-23 Listed $229,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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