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1813 Bayberry Ln
D+ Composite 46.26
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • DSCR +7.5/10.0
  • 1% rule +6.0/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +1.1/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$92,500

1813 Bayberry Ln · Flint, MI 48507
3 bd · 1.0 ba · 1,105 sqft · SingleFamily public records · 42 Days on market
Built 1954 Est $76k · 21% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

Key facts

  • Renovated bathroom
  • Attached carport
  • One-level living

Tags

ONE-LEVEL LIVINGRENOVATED BATHROOMSTAINLESS STEEL APPLIANCESUPDATED LIGHT FIXTURESNEW INTERIOR DOORSATTACHED CARPORT

Property features AI

Finance

  • HOA & community: Homeowners association present

Exterior

  • Parking: Carport
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Aluminum siding
  • Exterior features: Subdivision: WESTGATE PARK; Cross streets: Briarwood Drive and Carmanbrook Parkway; Zoned residential

Interior

  • Kitchen: Oven; Range; Refrigerator
  • Bedrooms: Total rooms: 6
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Natural gas heating; No cooling
  • Interior features: Gas water heater; Oven; Refrigerator; Range; Crawl space basement
  • Laundry & utility: Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $92k.

Deal economics

  • At list price, monthly cash flow is $168 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $92k).
  • Recommended offer: $90k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 11.5% in Flint — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 74/100 on livability (#196 in MI, #4,946 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, crime F, employment F.
  • Flint School District (urban): math 7% / reading 13% proficiency, ranked #714 of 760 in MI (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.0%/yr); 206 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 419 units permitted in Genesee County in 2024 (68 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $640 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Genesee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($90k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $14k; list at $92k implies a 561% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $89,725 (3.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.48%
Cash-on-cash
7.80%
DSCR
1.35
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$76,245
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3508 Briarwood Dr 0.09mi 3/1.5 1,140 (+3%) 10mo $109,900 $96 80
1406 Lincoln Ave 0.33mi 3/1.0 1,106 (+0%) 9mo $59,000 $53 77
1405 Vermilya Ave 0.33mi 4/2.0 (+1) 1,152 (+4%) 0mo $55,000 $48 68
1523 Waldman St 0.28mi 2/1.0 (-1) 1,179 (+7%) 6mo $125,000 $106 66
1418 Blueberry Ln 0.47mi 3/1.0 1,045 (-5%) 4mo $78,000 $75 65
1228 Leland St 0.51mi 3/1.0 1,047 (-5%) 5mo $67,500 $64 63
1902 Crestbrook Ln 0.39mi 3/1.0 969 (-12%) 1mo $111,000 $115 60
1514 Vermilya Ave 0.26mi 2/1.0 (-1) 952 (-14%) 0mo $66,000 $69 60
1809 Crestbrook Ln 0.44mi 3/1.5 1,240 (+12%) 5mo $100,000 $81 53
1329 Huron St 0.58mi 3/1.0 984 (-11%) 7mo $40,000 $41 49
1315 Huron St 0.61mi 3/1.0 1,028 (-7%) 13mo $8,500 $8 49
1305 Huron St 0.62mi 2/1.0 (-1) 1,024 (-7%) 11mo $6,000 $6 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.8%
Equity multiple
0.72×
Total profit
$-7,237
Equity at exit
$13,792
10-year hold
IRR
-2.6%
Equity multiple
0.85×
Total profit
$-3,972
Equity at exit
$7,998

Cash invested: $25,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48507

Rents YoY
-1.0%
Active inventory
206
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,018 high interval (Pro) →
Mortgage (P&I)
$485
Tax from tax record
$112 /mo · $1,348/yr
Insurance
$39
HOA
$0
Vacancy / Maint / Mgmt
$214
Net cashflow
$168

Break-even live

Break-even rent $805
Max offer price $92,500
Occupancy floor 78%

Sensitivity live

Price -10% $221 -5% $195 +0% $168 +5% $142 +10% $116
Rent -10% $88 -5% $128 +0% $168 +5% $209 +10% $249
Rate -1.0pp $215 -0.5pp $192 base $168 +0.5pp $144 +1.0pp $120

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,125
Closing costs
$2,775
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1426 Pettibone Ave Flint, MI 2.0 1.0 750 $900 $1.20 21d 1 0.32mi
912 Waldman Ave Flint, MI 3.0 2.0 1223 $675 $0.55 14d 1 0.75mi
813 Alvord Ave Flint, MI 2.0 1.0 724 $850 $1.17 14d 1 0.95mi
1410 Bradley Ave Flint, MI 3.0 1.5 1160 $995 $0.86 21d 1 1.04mi
2610 Swayze St Flint, MI 3.0 1.5 1194 $950 $0.80 21d 1 1.12mi
4400 Kings Ln Burton, MI 1.0–2.0 1.0–2.0 666 $960 $1.44 14d 19 1.18mi

Listing history 44 events

  1. 2026-06-18
    days on market $92,500 Active 42 DOM
  2. 2026-06-17
    days on market $92,500 Active 41 DOM
  3. 2026-06-16
    days on market $92,500 Active 40 DOM
  4. 2026-06-15
    days on market $92,500 Active 39 DOM
  5. 2026-06-14
    days on market $92,500 Active 37 DOM
  6. 2026-06-13
    days on market $92,500 Active 36 DOM
  7. 2026-06-10
    days on market $92,500 Active 34 DOM
  8. 2026-06-09
    days on market $92,500 Active 33 DOM
  9. 2026-06-08
    days on market $92,500 Active 32 DOM
  10. 2026-06-07
    pricedays on market $92,500 Active 31 DOM
  11. 2026-06-05
    days on market $95,000 Active 28 DOM
  12. 2026-06-03
    days on market $95,000 Active 27 DOM
  13. 2026-06-02
    days on market $95,000 Active 26 DOM
  14. 2026-06-01
    days on market $95,000 Active 25 DOM
  15. 2026-05-31
    days on market $95,000 Active 24 DOM
  16. 2026-05-30
    days on market $95,000 Active 23 DOM
  17. 2026-05-16
    status Active
    Show marketing remark (780 chars)

    BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

  18. 2026-05-16
    status Active 780-char remark
    Show marketing remark (780 chars)

    BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

  19. 2026-05-10
    status Pending
    Show marketing remark (780 chars)

    BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

  20. 2026-05-10
    status Pending 780-char remark
    Show marketing remark (780 chars)

    BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

  21. 2026-05-01
    listed $95,000 Active
    Show marketing remark (780 chars)

    BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

  22. 2026-05-01
    listed $95,000 Active 780-char remark
    Show marketing remark (780 chars)

    BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.

  23. 2017-05-31
    soldstatus $14,000
  24. 2010-12-06
    historical
  25. 2010-12-06
    historical
  26. 2004-06-02
    listed $84,900
  27. 2004-06-02
    historical
  28. 2004-06-02
    listed $84,900
  29. 2004-05-14
    soldstatus $53,000
  30. 2004-03-24
    soldstatus $53,000
  31. 2004-03-24
    soldstatus $53,000
  32. 2004-02-20
    historical
  33. 2003-12-30
    listed $53,000
  34. 2003-12-30
    listed $53,000
  35. 2003-05-31
    historical
  36. 2003-05-31
    historical
  37. 2002-08-29
    listed $64,900
  38. 2002-08-29
    listed $64,900
  39. 2002-08-29
    listed $64,900
  40. 2000-07-07
    soldstatus $55,000
  41. 2000-07-07
    soldstatus $55,000
  42. 2000-05-24
    historical
  43. 2000-03-11
    listed $69,000
  44. 2000-03-11
    listed $69,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,348 · $112/mo
Projected year-2 tax
$1,386 · $116/mo
Expected delta
+$38/yr (+$3/mo · 2.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,217
− Mortgage interest
−$5,181
− Property taxes
−$1,348
− Insurance
−$462
− Repairs & maintenance
−$977
− Management
−$977
− Depreciation
−$2,691
Taxable income
$580
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$139
After-tax cash flow
$1,881/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Flint School District
NCES district ID
2614520
Math proficiency
7% ▬ 0.00%
Reading proficiency
13% ▲ 3.00%
Median HH income
$25,954
Composite
10.97/100
National rank
#14642
State rank
#714 of 760 in MI

Livability — Flint

Score
74/100
State rank
#196
US rank
#4946

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Flint, MI
County
Genesee County · 221,329 people
City population
93,814
Metro
Flint, MI
Population (ZIP)
28,723
Household income
$46,554
Rent vs Own
42.2% rent · 57.8% own
Severe rent burden
1534.0

Population outlook (Genesee County) Hauer SSP2

Today (2025)
381,312 people
By 2030
362,731 · -4.9%
By 2040
321,550 · -15.7%
By 2050
279,212 · -26.8%
By 2075
193,336 · -49.3%
By 2100
128,118 · -66.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 59% Black 28% Two or more races 10% Hispanic / Latino 5%
Common ancestry
Lithuanian 4% Romanian 3% Slovak 2%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Genesee

2024 margin
Toss-up / Even · D 51.4% · R 47.2% · Other 1.4%
2008→2024 swing
-28.3pp toward R · 2008: 32.5pp · 2024: 4.2pp
All cycles
2024: D+4.2 2020: D+9.3 2016: D+9.5 2012: D+28.2 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -154.90%
Current HPI
132.3632
Rent YoY
▼ -1.04%
Metro
Flint, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+37.7% since first listed
28 events — show timeline
  • 2026-05-16 Relisted REALCOMP
  • 2026-05-16 Relisted MiRealSource-MiMLS
  • 2026-05-10 Pending REALCOMP
  • 2026-05-10 Pending MiRealSource-MiMLS
  • 2026-05-01 Listed $95,000 MiRealSource-MiMLS
  • 2026-05-01 Listed $95,000 REALCOMP
  • 2017-05-31 Sold (Public Records) $14,000 Public Records
  • 2010-12-06 Listing Removed REALCOMP
  • 2010-12-06 Listing Removed REALCOMP
  • 2004-06-02 Listed $84,900 MiRealSource-MiMLS
  • 2004-06-02 Listing Removed MiRealSource-MiMLS
  • 2004-06-02 Listed $84,900 REALCOMP
  • 2004-05-14 Sold (Public Records) $53,000 Public Records
  • 2004-03-24 Sold (MLS) $53,000 MiRealSource-MiMLS
  • 2004-03-24 Sold (MLS) $53,000 REALCOMP
  • 2004-02-20 Listing Removed MiRealSource-MiMLS
  • 2003-12-30 Listed $53,000 MiRealSource-MiMLS
  • 2003-12-30 Listed $53,000 REALCOMP
  • 2003-05-31 Listing Removed REALCOMP
  • 2003-05-31 Listing Removed MiRealSource-MiMLS
  • 2002-08-29 Listed $64,900 REALCOMP
  • 2002-08-29 Listed $64,900 MiRealSource-MiMLS
  • 2002-08-29 Listed $64,900 REALCOMP
  • 2000-07-07 Sold (MLS) $55,000 REALCOMP
  • 2000-07-07 Sold (MLS) $55,000 MiRealSource-MiMLS
  • 2000-05-24 Listing Removed MiRealSource-MiMLS
  • 2000-03-11 Listed $69,000 REALCOMP
  • 2000-03-11 Listed $69,000 MiRealSource-MiMLS

Property tax history

-3.7%/yr

Latest (2025): $1,348 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…