1813 Bayberry Ln · Flint, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 2/10 · Minimal
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.2/30.0
- DSCR +7.5/10.0
- 1% rule +6.0/10.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Schools +1.1/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$92,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
Key facts
- Renovated bathroom
- Attached carport
- One-level living
Tags
Property features AI
Finance
- HOA & community: Homeowners association present
Exterior
- Parking: Carport
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One story
- Construction: Aluminum siding
- Exterior features: Subdivision: WESTGATE PARK; Cross streets: Briarwood Drive and Carmanbrook Parkway; Zoned residential
Interior
- Kitchen: Oven; Range; Refrigerator
- Bedrooms: Total rooms: 6
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating; Natural gas heating; No cooling
- Interior features: Gas water heater; Oven; Refrigerator; Range; Crawl space basement
- Laundry & utility: Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $92k.
Deal economics
- At list price, monthly cash flow is $168 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $92k).
- Recommended offer: $90k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 11.5% in Flint — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 74/100 on livability (#196 in MI, #4,946 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, crime F, employment F.
- Flint School District (urban): math 7% / reading 13% proficiency, ranked #714 of 760 in MI (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-1.0%/yr); 206 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 419 units permitted in Genesee County in 2024 (68 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $640 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Genesee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($90k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $14k; list at $92k implies a 561% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.48%
- Cash-on-cash
- 7.80%
- DSCR
- 1.35
- GRM
- 7.6
CMA / ARV
- ARV (on-the-fly)
- $76,245
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3508 Briarwood Dr | 0.09mi | 3/1.5 | 1,140 (+3%) | 10mo | $109,900 | $96 | 80 |
| 1406 Lincoln Ave | 0.33mi | 3/1.0 | 1,106 (+0%) | 9mo | $59,000 | $53 | 77 |
| 1405 Vermilya Ave | 0.33mi | 4/2.0 (+1) | 1,152 (+4%) | 0mo | $55,000 | $48 | 68 |
| 1523 Waldman St | 0.28mi | 2/1.0 (-1) | 1,179 (+7%) | 6mo | $125,000 | $106 | 66 |
| 1418 Blueberry Ln | 0.47mi | 3/1.0 | 1,045 (-5%) | 4mo | $78,000 | $75 | 65 |
| 1228 Leland St | 0.51mi | 3/1.0 | 1,047 (-5%) | 5mo | $67,500 | $64 | 63 |
| 1902 Crestbrook Ln | 0.39mi | 3/1.0 | 969 (-12%) | 1mo | $111,000 | $115 | 60 |
| 1514 Vermilya Ave | 0.26mi | 2/1.0 (-1) | 952 (-14%) | 0mo | $66,000 | $69 | 60 |
| 1809 Crestbrook Ln | 0.44mi | 3/1.5 | 1,240 (+12%) | 5mo | $100,000 | $81 | 53 |
| 1329 Huron St | 0.58mi | 3/1.0 | 984 (-11%) | 7mo | $40,000 | $41 | 49 |
| 1315 Huron St | 0.61mi | 3/1.0 | 1,028 (-7%) | 13mo | $8,500 | $8 | 49 |
| 1305 Huron St | 0.62mi | 2/1.0 (-1) | 1,024 (-7%) | 11mo | $6,000 | $6 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -7.8%
- Equity multiple
- 0.72×
- Total profit
- $-7,237
- Equity at exit
- $13,792
- IRR
- -2.6%
- Equity multiple
- 0.85×
- Total profit
- $-3,972
- Equity at exit
- $7,998
Cash invested: $25,900 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48507
- Rents YoY
- -1.0%
- Active inventory
- 206
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,018 high interval (Pro) →
- Mortgage (P&I)
- −$485
- Tax from tax record
- −$112 /mo · $1,348/yr
- Insurance
- −$39
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$214
- Net cashflow
- $168
Break-even live
Sensitivity live
| Price | -10% $221 | -5% $195 | +0% $168 | +5% $142 | +10% $116 |
|---|---|---|---|---|---|
| Rent | -10% $88 | -5% $128 | +0% $168 | +5% $209 | +10% $249 |
| Rate | -1.0pp $215 | -0.5pp $192 | base $168 | +0.5pp $144 | +1.0pp $120 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,125
- Closing costs
- $2,775
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1426 Pettibone Ave Flint, MI | 2.0 | 1.0 | 750 | $900 | $1.20 | 21d | 1 | 0.32mi |
| 912 Waldman Ave Flint, MI | 3.0 | 2.0 | 1223 | $675 | $0.55 | 14d | 1 | 0.75mi |
| 813 Alvord Ave Flint, MI | 2.0 | 1.0 | 724 | $850 | $1.17 | 14d | 1 | 0.95mi |
| 1410 Bradley Ave Flint, MI | 3.0 | 1.5 | 1160 | $995 | $0.86 | 21d | 1 | 1.04mi |
| 2610 Swayze St Flint, MI | 3.0 | 1.5 | 1194 | $950 | $0.80 | 21d | 1 | 1.12mi |
| 4400 Kings Ln Burton, MI | 1.0–2.0 | 1.0–2.0 | 666 | $960 | $1.44 | 14d | 19 | 1.18mi |
Listing history 44 events
-
2026-06-18days on market $92,500 Active 42 DOM
-
2026-06-17days on market $92,500 Active 41 DOM
-
2026-06-16days on market $92,500 Active 40 DOM
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2026-06-15days on market $92,500 Active 39 DOM
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2026-06-14days on market $92,500 Active 37 DOM
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2026-06-13days on market $92,500 Active 36 DOM
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2026-06-10days on market $92,500 Active 34 DOM
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2026-06-09days on market $92,500 Active 33 DOM
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2026-06-08days on market $92,500 Active 32 DOM
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2026-06-07pricedays on market $92,500 Active 31 DOM
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2026-06-05days on market $95,000 Active 28 DOM
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2026-06-03days on market $95,000 Active 27 DOM
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2026-06-02days on market $95,000 Active 26 DOM
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2026-06-01days on market $95,000 Active 25 DOM
-
2026-05-31days on market $95,000 Active 24 DOM
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2026-05-30days on market $95,000 Active 23 DOM
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2026-05-16status Active
Show marketing remark (780 chars)
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
-
2026-05-16status Active 780-char remark
Show marketing remark (780 chars)
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
-
2026-05-10status Pending
Show marketing remark (780 chars)
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
-
2026-05-10status Pending 780-char remark
Show marketing remark (780 chars)
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
-
2026-05-01$95,000 Active
Show marketing remark (780 chars)
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
-
2026-05-01$95,000 Active 780-char remark
Show marketing remark (780 chars)
BEAUTIFULLY DONE ON BAYBERRY!! This charming traditional ranch offers effortless one-level living with thoughtful updates throughout. Step inside to discover all-new luxury vinyl flooring paired with fresh paint that creates a bright and inviting atmosphere in every room. The renovated bathroom adds a touch of style and comfort, while the kitchen shines with brand-new stainless steel appliances and updated light fixtures. New interior doors enhance the home’s clean, cohesive look, and the attached carport provides convenient covered parking. A spacious sunroom offers the perfect spot to relax. Crisp, clean, and move-in ready, this beautifully refreshed home is waiting for its next owner to make it their own. Call today for a private tour, this one won't last long.
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2017-05-31soldstatus $14,000
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2010-12-06historical
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2010-12-06historical
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2004-06-02$84,900
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2004-06-02historical
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2004-06-02$84,900
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2004-05-14soldstatus $53,000
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2004-03-24soldstatus $53,000
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2004-03-24soldstatus $53,000
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2004-02-20historical
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2003-12-30$53,000
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2003-12-30$53,000
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2003-05-31historical
-
2003-05-31historical
-
2002-08-29$64,900
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2002-08-29$64,900
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2002-08-29$64,900
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2000-07-07soldstatus $55,000
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2000-07-07soldstatus $55,000
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2000-05-24historical
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2000-03-11$69,000
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2000-03-11$69,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $1,348 · $112/mo
- Projected year-2 tax
- $1,386 · $116/mo
- Expected delta
- +$38/yr (+$3/mo · 2.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,217
- − Mortgage interest
- −$5,181
- − Property taxes
- −$1,348
- − Insurance
- −$462
- − Repairs & maintenance
- −$977
- − Management
- −$977
- − Depreciation
- −$2,691
- Taxable income
- $580
- Est. tax owed @ 24.0%
- −$139
- After-tax cash flow
- $1,881/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Flint School District
- NCES district ID
- 2614520
- Math proficiency
- 7% ▬ 0.00%
- Reading proficiency
- 13% ▲ 3.00%
- Median HH income
- $25,954
- Composite
- 10.97/100
- National rank
- #14642
- State rank
- #714 of 760 in MI
Livability — Flint
- Score
- 74/100
- State rank
- #196
- US rank
- #4946
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Flint, MI
- County
- Genesee County · 221,329 people
- City population
- 93,814
- Metro
- Flint, MI
- Population (ZIP)
- 28,723
- Household income
- $46,554
- Rent vs Own
- Severe rent burden
- 1534.0
Population outlook (Genesee County) Hauer SSP2
- Today (2025)
- 381,312 people
- By 2030
- 362,731 · -4.9%
- By 2040
- 321,550 · -15.7%
- By 2050
- 279,212 · -26.8%
- By 2075
- 193,336 · -49.3%
- By 2100
- 128,118 · -66.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 59% Black 28% Two or more races 10% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 4% Romanian 3% Slovak 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 97% English-only · Spanish 1% Other Asian/Pacific 1%
Political lean MEDSL · Genesee
- 2024 margin
- Toss-up / Even · D 51.4% · R 47.2% · Other 1.4%
- 2008→2024 swing
- -28.3pp toward R · 2008: 32.5pp · 2024: 4.2pp
- All cycles
- 2024: D+4.2 2020: D+9.3 2016: D+9.5 2012: D+28.2 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -154.90%
- Current HPI
- 132.3632
- Rent YoY
- ▼ -1.04%
- Metro
- Flint, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
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| Automotive | 2 | $372B |
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| Chemicals | 1 | $45B |
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| Automotive Retail | 1 | $29B |
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| Healthcare / Medical Devices | 1 | $23B |
|
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| Automotive Technology | 1 | $20B |
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Price history
+37.7% since first listed28 events — show timeline
- 2026-05-16 Relisted — REALCOMP
- 2026-05-16 Relisted — MiRealSource-MiMLS
- 2026-05-10 Pending — REALCOMP
- 2026-05-10 Pending — MiRealSource-MiMLS
- 2026-05-01 Listed $95,000 MiRealSource-MiMLS
- 2026-05-01 Listed $95,000 REALCOMP
- 2017-05-31 Sold (Public Records) $14,000 Public Records
- 2010-12-06 Listing Removed — REALCOMP
- 2010-12-06 Listing Removed — REALCOMP
- 2004-06-02 Listed $84,900 MiRealSource-MiMLS
- 2004-06-02 Listing Removed — MiRealSource-MiMLS
- 2004-06-02 Listed $84,900 REALCOMP
- 2004-05-14 Sold (Public Records) $53,000 Public Records
- 2004-03-24 Sold (MLS) $53,000 MiRealSource-MiMLS
- 2004-03-24 Sold (MLS) $53,000 REALCOMP
- 2004-02-20 Listing Removed — MiRealSource-MiMLS
- 2003-12-30 Listed $53,000 MiRealSource-MiMLS
- 2003-12-30 Listed $53,000 REALCOMP
- 2003-05-31 Listing Removed — REALCOMP
- 2003-05-31 Listing Removed — MiRealSource-MiMLS
- 2002-08-29 Listed $64,900 REALCOMP
- 2002-08-29 Listed $64,900 MiRealSource-MiMLS
- 2002-08-29 Listed $64,900 REALCOMP
- 2000-07-07 Sold (MLS) $55,000 REALCOMP
- 2000-07-07 Sold (MLS) $55,000 MiRealSource-MiMLS
- 2000-05-24 Listing Removed — MiRealSource-MiMLS
- 2000-03-11 Listed $69,000 REALCOMP
- 2000-03-11 Listed $69,000 MiRealSource-MiMLS
Property tax history
-3.7%/yrLatest (2025): $1,348 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…