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11710 SW Orange Ave
C+ Composite 62.15
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.3/10.0
  • Livability +3.2/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.4/15.0
  • Appreciation +0.6/10.0

$179,900

11710 SW Orange Ave · Harbour Heights, FL 34269
2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 49 Days on market
Built 2005 10,237 sqft lot Est $162k · 11% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.

Key facts

  • Solid wood cabinetry
  • Indoor laundry area
  • Covered carport

Tags

NEW ROOFCOVERED CARPORTSCREENED LANAIINDOOR LAUNDRY AREASOLID WOOD CABINETRYTWO LARGE SHEDS

Property features AI

Finance

  • Other: Property is homesteaded; Property type: Residential; Property subtype: Manufactured Home; Zoning: MHSD; Lot size approximately 0.24 acres
  • Financial info: No lease or rent restrictions; Unfurnished
  • HOA & community: No homeowners association

Exterior

  • Parking: No specific parking information provided
  • Security: No specific security features provided
  • Utilities: Well water; Septic tank; Electricity connected
  • Home design: Manufactured home (double wide); One story; Faces east
  • Construction: Metal siding; Membrane roof; Built on stilts / on pilings
  • Exterior features: Lighting; Private mailbox; Rain gutters; Paved road access; Lot dimensions approximately 82 x 125

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Cathedral ceilings; Ceiling fans; Open floor plan; Solid wood cabinets; Window treatments; Other interior features
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $180k.

Deal economics

  • At list price, monthly cash flow is $739 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $175k (3.0% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 4.0% in Harbour Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#684 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B; Watch: schools F, amenities F, commute F.
  • Desoto (town): math 31% / reading 32% proficiency, ranked #69 of 73 in FL (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 149 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 71 units permitted in DeSoto County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • DeSoto County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $115k; list at $180k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.33%
Cap rate
11.22%
Cash-on-cash
17.60%
DSCR
1.78
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$161,568
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12378 SW Lexington Pl 0.68mi 2/2.0 980 (-7%) 13mo $150,000 $153 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.0%
Equity multiple
1.36×
Total profit
$17,887
Equity at exit
$26,824
10-year hold
IRR
18.2%
Equity multiple
2.51×
Total profit
$76,099
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34269

Home prices YoY
-2.9%
Active inventory
149
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$2,400 medium interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$139 /mo · $1,666/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$739

Break-even live

Break-even rent $1,465
Max offer price $179,900
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18 Organ St Unit 18 Punta Gorda, FL 3.0 2.0 1200 $2,400 $2.00 13d 1 1.36mi

Listing history 24 events

  1. 2026-06-18
    days on market $179,900 Active 49 DOM
  2. 2026-06-17
    days on market $179,900 Active 48 DOM
  3. 2026-06-16
    days on market $179,900 Active 47 DOM
  4. 2026-06-15
    days on market $179,900 Active 46 DOM
  5. 2026-06-14
    days on market $179,900 Active 44 DOM
  6. 2026-06-13
    days on market $179,900 Active 43 DOM
  7. 2026-06-10
    days on market $179,900 Active 41 DOM
  8. 2026-06-09
    days on market $179,900 Active 40 DOM
  9. 2026-06-08
    days on market $179,900 Active 39 DOM
  10. 2026-06-07
    days on market $179,900 Active 38 DOM
  11. 2026-06-02
    days on market $179,900 Active 33 DOM
  12. 2026-06-01
    days on market $179,900 Active 32 DOM
  13. 2026-05-31
    days on market $179,900 Active 31 DOM
  14. 2026-05-30
    days on market $179,900 Active 30 DOM
  15. 2026-04-30
    listed $179,900 Active
  16. 2026-03-31
    historical
  17. 2025-11-19
    price $189,900
  18. 2025-10-20
    price $185,000
  19. 2025-08-18
    listed $189,900 Active
  20. 2021-01-12
    soldstatus $115,000
  21. 2021-01-08
    soldstatus $115,000 Sold 917-char remark
    Show marketing remark (917 chars)

    Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.

  22. 2020-11-13
    status Pending 917-char remark
    Show marketing remark (917 chars)

    Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.

  23. 2020-10-24
    listed $115,000 Active 917-char remark
    Show marketing remark (917 chars)

    Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.

  24. 1979-11-01
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,666 · $139/mo
Projected year-2 tax
$1,666 · $139/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,800
− Mortgage interest
−$10,077
− Property taxes
−$1,666
− Insurance
−$900
− Repairs & maintenance
−$2,304
− Management
−$2,304
− Depreciation
−$5,233
Taxable income
$6,316
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,516
After-tax cash flow
$7,350/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Desoto
NCES district ID
1200420
Math proficiency
31% ▼ -9.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$35,136
Composite
26.03/100
National rank
#7305
State rank
#69 of 73 in FL

Livability — Harbour Heights

Score
64/100
State rank
#684
US rank
#14202

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment B Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
5,111

Population outlook (DeSoto County) Hauer SSP2

Today (2025)
34,958 people
By 2030
34,465 · -1.4%
By 2040
33,137 · -5.2%
By 2050
31,273 · -10.5%
By 2075
23,898 · -31.6%
By 2100
15,517 · -55.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 10% Two or more races 7% Black 4%
Hispanic origin (detail)
Mexican 8% Puerto Rican 2%
Common ancestry
Slovak 4% Romanian 3% Lithuanian 3%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 4% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · DeSoto

2024 margin
Solid R (+42.9) · D 28.2% · R 71.2%
2008→2024 swing
-30.6pp toward R · 2008: -12.3pp · 2024: -42.9pp
All cycles
2024: R+42.9 2020: R+32.0 2016: R+27.7 2012: R+14.3 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.77%
Current HPI
297.0303
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1399.2% since first listed
10 events — show timeline
  • 2026-04-30 Listed $179,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-31 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-11-19 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2025-10-20 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2025-08-18 Listed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2021-01-12 Sold (Public Records) $115,000 Public Records
  • 2021-01-08 Sold (MLS) $115,000 Stellar MLS as Distributed by MLS Grid
  • 2020-11-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-10-24 Listed $115,000 Stellar MLS as Distributed by MLS Grid
  • 1979-11-01 Sold (Public Records) $12,000 Public Records

Property tax history

+6.3%/yr

Latest (2025): $1,666 · +6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…