11710 SW Orange Ave · Harbour Heights, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.3/10.0
- Livability +3.2/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +2.4/15.0
- Appreciation +0.6/10.0
$179,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.
Key facts
- Solid wood cabinetry
- Indoor laundry area
- Covered carport
Tags
Property features AI
Finance
- Other: Property is homesteaded; Property type: Residential; Property subtype: Manufactured Home; Zoning: MHSD; Lot size approximately 0.24 acres
- Financial info: No lease or rent restrictions; Unfurnished
- HOA & community: No homeowners association
Exterior
- Parking: No specific parking information provided
- Security: No specific security features provided
- Utilities: Well water; Septic tank; Electricity connected
- Home design: Manufactured home (double wide); One story; Faces east
- Construction: Metal siding; Membrane roof; Built on stilts / on pilings
- Exterior features: Lighting; Private mailbox; Rain gutters; Paved road access; Lot dimensions approximately 82 x 125
Interior
- Kitchen: Dishwasher; Range; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Cathedral ceilings; Ceiling fans; Open floor plan; Solid wood cabinets; Window treatments; Other interior features
- Laundry & utility: Inside laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $180k.
Deal economics
- At list price, monthly cash flow is $739 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $175k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 4.0% in Harbour Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#684 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B; Watch: schools F, amenities F, commute F.
- Desoto (town): math 31% / reading 32% proficiency, ranked #69 of 73 in FL (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 149 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 71 units permitted in DeSoto County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- DeSoto County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 49 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $115k; list at $180k implies a 56% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 11.22%
- Cash-on-cash
- 17.60%
- DSCR
- 1.78
- GRM
- 6.2
CMA / ARV
- ARV (on-the-fly)
- $161,568
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 12378 SW Lexington Pl | 0.68mi | 2/2.0 | 980 (-7%) | 13mo | $150,000 | $153 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.0%
- Equity multiple
- 1.36×
- Total profit
- $17,887
- Equity at exit
- $26,824
- IRR
- 18.2%
- Equity multiple
- 2.51×
- Total profit
- $76,099
- Equity at exit
- $15,554
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34269
- Home prices YoY
- -2.9%
- Active inventory
- 149
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $2,400 medium interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax from tax record
- −$139 /mo · $1,666/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$504
- Net cashflow
- $739
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 18 Organ St Unit 18 Punta Gorda, FL | 3.0 | 2.0 | 1200 | $2,400 | $2.00 | 13d | 1 | 1.36mi |
Listing history 24 events
-
2026-06-18days on market $179,900 Active 49 DOM
-
2026-06-17days on market $179,900 Active 48 DOM
-
2026-06-16days on market $179,900 Active 47 DOM
-
2026-06-15days on market $179,900 Active 46 DOM
-
2026-06-14days on market $179,900 Active 44 DOM
-
2026-06-13days on market $179,900 Active 43 DOM
-
2026-06-10days on market $179,900 Active 41 DOM
-
2026-06-09days on market $179,900 Active 40 DOM
-
2026-06-08days on market $179,900 Active 39 DOM
-
2026-06-07days on market $179,900 Active 38 DOM
-
2026-06-02days on market $179,900 Active 33 DOM
-
2026-06-01days on market $179,900 Active 32 DOM
-
2026-05-31days on market $179,900 Active 31 DOM
-
2026-05-30days on market $179,900 Active 30 DOM
-
2026-04-30$179,900 Active
-
2026-03-31historical
-
2025-11-19price $189,900
-
2025-10-20price $185,000
-
2025-08-18$189,900 Active
-
2021-01-12soldstatus $115,000
-
2021-01-08soldstatus $115,000 Sold 917-char remark
Show marketing remark (917 chars)
Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.
-
2020-11-13status Pending 917-char remark
Show marketing remark (917 chars)
Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.
-
2020-10-24$115,000 Active 917-char remark
Show marketing remark (917 chars)
Exceptionally well maintained, move in ready home in Sunny Breeze! 2 bedrooms, 2 bathrooms, open floor plan. Dining area has a breakfast bar. Master suite has walk-in closet, garden tub/shower and linen closet. Laundry area includes washer and dryer. Side by side refrigerator/freezer is brand new! Covered carport/porch is 12' X 44'. Two outside storage sheds/workshops (10X10 and 11X15), both with 110 electric service, one is large enough for a golf cart with a ramp. Owner states A/C unit is 5 yrs. old and came with a 10 yr. warranty. Seller ordered custom factory upgrades, which include: 2X6 framing of floors, walls and roof. Floors, walls and ceilings all contain 6" of insulation. Subfloor is constructed of 1/2" plywood sheathing. Windows are thermopane glass. Architectural shingles with 35-40 year life expectancy. Buyer to confirm all measurements and information obtained from public records.
-
1979-11-01soldstatus $12,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,666 · $139/mo
- Projected year-2 tax
- $1,666 · $139/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,800
- − Mortgage interest
- −$10,077
- − Property taxes
- −$1,666
- − Insurance
- −$900
- − Repairs & maintenance
- −$2,304
- − Management
- −$2,304
- − Depreciation
- −$5,233
- Taxable income
- $6,316
- Est. tax owed @ 24.0%
- −$1,516
- After-tax cash flow
- $7,350/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desoto
- NCES district ID
- 1200420
- Math proficiency
- 31% ▼ -9.00%
- Reading proficiency
- 32% ▼ -3.00%
- Median HH income
- $35,136
- Composite
- 26.03/100
- National rank
- #7305
- State rank
- #69 of 73 in FL
Livability — Harbour Heights
- Score
- 64/100
- State rank
- #684
- US rank
- #14202
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 5,111
Population outlook (DeSoto County) Hauer SSP2
- Today (2025)
- 34,958 people
- By 2030
- 34,465 · -1.4%
- By 2040
- 33,137 · -5.2%
- By 2050
- 31,273 · -10.5%
- By 2075
- 23,898 · -31.6%
- By 2100
- 15,517 · -55.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Hispanic / Latino 10% Two or more races 7% Black 4%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 2%
- Common ancestry
- Slovak 4% Romanian 3% Lithuanian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 4% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · DeSoto
- 2024 margin
- Solid R (+42.9) · D 28.2% · R 71.2%
- 2008→2024 swing
- -30.6pp toward R · 2008: -12.3pp · 2024: -42.9pp
- All cycles
- 2024: R+42.9 2020: R+32.0 2016: R+27.7 2012: R+14.3 2008: R+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -8.77%
- Current HPI
- 297.0303
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+1399.2% since first listed10 events — show timeline
- 2026-04-30 Listed $179,900 Stellar MLS as Distributed by MLS Grid
- 2026-03-31 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-11-19 Price Changed $189,900 Stellar MLS as Distributed by MLS Grid
- 2025-10-20 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-18 Listed $189,900 Stellar MLS as Distributed by MLS Grid
- 2021-01-12 Sold (Public Records) $115,000 Public Records
- 2021-01-08 Sold (MLS) $115,000 Stellar MLS as Distributed by MLS Grid
- 2020-11-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-10-24 Listed $115,000 Stellar MLS as Distributed by MLS Grid
- 1979-11-01 Sold (Public Records) $12,000 Public Records
Property tax history
+6.3%/yrLatest (2025): $1,666 · +6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…