900 Jackpine St · Stanton, NE 68779

$209,900

4 bd · 2.0 ba · 1,934 sqft · SingleFamily public records · 70 Days on market

Built 1870 $109/sqft · at area comps Est $218k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +9.2/15.0
• Cash flow +8.7/30.0
• Schools +3.9/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• 1% rule +1.7/10.0

Listing remarks MLS

Take a look at the fresh updates, including newly painted upstairs spaces that give these already spacious rooms even more 'visual' square footage! The main floor offers convenient living with a bedroom, laundry, and walk-in shower, while the second floor features four additional bedrooms ideal for family, guests, storage, work, or hobbies. Step outside to a private fenced backyard, 3-stall garage, and yard shed, plus enjoy the ease of a city-maintained driveway—no more long winter shoveling. Located just one block from downtown shopping. ABOUT STANTON - A quick 10-minute drive to Norfolk; Stanton has all the conveniences you need including K-12 schools, golf course, grocery store, hardware store, several dining options, gas stations, banks, beauty/barber salons, tire shop, insurance and attorney office, chiropractor and physical therapy office.

Key facts

• 3 garage spots
• Built 1870
• Listed 69 days

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $-175 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $179k (14.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (33.3% below list).
• Recommended offer: $140k (33.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 69/100 on livability (#236 in NE) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Stanton Community Schools (rural): math 47% / reading 45% proficiency, ranked #80 of 111 in NE (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Stanton Elementary School (math 57% / reading 57%, grade C+, #136 of 502 statewide, top 31%, 207 students, 36% FRL); Stanton High School (math 32% / reading 37%, grade F, #208 of 261 statewide, top 86%, 176 students, 40% FRL).
• Market conditions: 10 active listings in the ZIP; 8 units permitted in Stanton County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
• Stanton County population projected at -29% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 70 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $55k; list at $210k implies a 282% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1870 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $139,924 (33.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. Built in 1870 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 5.29%
• Cash-on-cash: -3.57%
• DSCR: 0.84
• GRM: 12.5

CMA / ARV

• ARV (median comp): $218,303
• List price: $209,900
• Delta: -3.85%
• Verdict: FAIR
• Comps: 15 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1207 8th St	0.16mi	4/3.0	1,791 (-7%)	3mo	$230,000	$128	74
806 Jackpine St	0.03mi	4/3.0	2,008 (+4%)	23mo	$215,000	$107	69
601 Kingwood St	0.18mi	4/2.0	2,162 (+12%)	13mo	$165,000	$76	61
708 Douglas St	0.38mi	4/2.0	1,790 (-7%)	13mo	$242,000	$135	59
1106 2nd St	0.46mi	3/1.0 (-1)	1,748 (-10%)	17mo	$90,000	$51	39
1705 Vista Dr	0.69mi	3/2.0 (-1)	1,652 (-15%)	23mo	$214,990	$130	19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.7%
• Equity multiple: 2.75×
• Total profit: $103,097
• Equity at exit: $189,095

10-year hold

• IRR: 19.6%
• Equity multiple: 6.31×
• Total profit: $312,195
• Equity at exit: $407,790

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68779

• Home prices YoY: 8.0%
• Active inventory: 10
• Price-to-rent: 12.5×

Monthly cashflow live

• Estimated rent: $1,399 medium
• Mortgage (P&I): −$1,101
• Tax from tax record: −$92 /mo · $1,105/yr
• Insurance: −$87
• HOA: −$0
• Vacancy / Maint / Mgmt: −$294
• Net cashflow: $-175

Break-even live

Break-even rent $1,621

Max offer price $179,011

Occupancy floor —

Sensitivity live

Price	-10% $-56	-5% $-115	+0% $-175	+5% $-234	+10% $-294
Rent	-10% $-285	-5% $-230	+0% $-175	+5% $-120	+10% $-64
Rate	-1.0pp $-69	-0.5pp $-121	base $-175	+0.5pp $-229	+1.0pp $-285

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,475
• Closing costs: $6,297
• Reserves months: —
• Total cash needed: —

Listing history 21 events

1. 2026-06-19
   days on market $209,900 Active 70 DOM
2. 2026-06-18
   days on market $209,900 Active 69 DOM
3. 2026-06-17
   days on market $209,900 Active 68 DOM
4. 2026-06-16
   days on market $209,900 Active 67 DOM
5. 2026-06-16
   price $209,900 Active 66 DOM
6. 2026-06-15
   days on market $215,000 Active 66 DOM
7. 2026-06-14
   days on market $215,000 Active 64 DOM
8. 2026-06-12
   days on market $215,000 Active 63 DOM
9. 2026-06-09
   days on market $215,000 Active 60 DOM
10. 2026-06-08
    days on market $215,000 Active 59 DOM
11. 2026-06-07
    days on market $215,000 Active 58 DOM
12. 2026-06-02
    days on market $215,000 Active 53 DOM
13. 2026-06-01
    days on market $215,000 Active 52 DOM
14. 2026-05-31
    days on market $215,000 Active 51 DOM
15. 2026-05-30
    days on market $215,000 Active 50 DOM
16. 2026-04-10
    listed $225,000 Active 864-char remark

    Show marketing remark (864 chars)

    Take a look at the fresh updates, including newly painted upstairs spaces that give these already spacious rooms even more 'visual' square footage! The main floor offers convenient living with a bedroom, laundry, and walk-in shower, while the second floor features four additional bedrooms ideal for family, guests, storage, work, or hobbies. Step outside to a private fenced backyard, 3-stall garage, and yard shed, plus enjoy the ease of a city-maintained driveway—no more long winter shoveling. Located just one block from downtown shopping. ABOUT STANTON - A quick 10-minute drive to Norfolk; Stanton has all the conveniences you need including K-12 schools, golf course, grocery store, hardware store, several dining options, gas stations, banks, beauty/barber salons, tire shop, insurance and attorney office, chiropractor and physical therapy office.

17. 2026-02-24
    price $234,000
18. 2025-12-17
    price $239,999
19. 2025-11-19
    price $244,999
20. 2025-10-22
    listed $249,999 Active
21. 1996-11-22
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $1,105 · $92/mo
• Projected year-2 tax: $3,631 · $303/mo
• Expected delta: +$2,527/yr (+$211/mo · 228.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,791
• − Mortgage interest: −$11,758
• − Property taxes: −$1,105
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,343
• − Management: −$1,343
• − Depreciation: −$6,106
• Taxable loss: −$5,914
• Est. tax savings @ 24.0%: +$1,419
• After-tax cash flow: $-679/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Stanton Community Schools
• NCES district ID: 3100041
• Math proficiency: 47% ▼ -9.00%
• Reading proficiency: 45% ▼ -6.00%
• Median HH income: $48,768
• Composite: 39.37/100
• National rank: #3975
• State rank: #80 of 111 in NE

Livability — Stanton

• Score: 69/100
• State rank: #236
• US rank: #8440

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Stanton, NE
• Population (ZIP): 2,416

Population outlook (Stanton County) Hauer SSP2

• Today (2025): 5,408 people
• By 2030: 5,121 · -5.3%
• By 2040: 4,491 · -17.0%
• By 2050: 3,855 · -28.7%
• By 2075: 2,552 · -52.8%
• By 2100: 1,412 · -73.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 6% Two or more races 4%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Italian 3% Iranian 2% Portuguese 2%
• Foreign-born: 0% · Canada
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Stanton

• 2024 margin: Solid R (+66.7) · D 16.1% · R 82.8% · Other 1.2%
• 2008→2024 swing: -21.9pp toward R · 2008: -44.8pp · 2024: -66.7pp
• All cycles: 2024: R+66.7 2020: R+64.1 2016: R+63.9 2012: R+51.0 2008: R+44.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 20.78%
• Current HPI: 281.95
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

+309.1% since first listed

6 events — show timeline

• 2026-04-10 Listed $225,000 NNEMLS
• 2026-02-24 Price Changed $234,000 NNEMLS
• 2025-12-17 Price Changed $239,999 NNEMLS
• 2025-11-19 Price Changed $244,999 NNEMLS
• 2025-10-22 Listed $249,999 NNEMLS
• 1996-11-22 Sold (Public Records) $55,000 Public Records

Property tax history

-1.0%/yr

Latest (2024): $1,105 · -35.4% YoY. Source: county tax records.