114 Karen Dr · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 76.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- ARV discount +7.9/15.0
- DSCR +4.8/10.0
- Schools +3.9/10.0
- 1% rule +3.4/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$187,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great home that has the beauty of Savannah right in your backyard with large oak trees. This home offers 3 Bedrooms and 1.5 Bathrooms. Beautiful kitchen with white cabinets and tile backsplash. New Wood-Look Vinyl Plank Flooring, Freshly Painted Interiors and New Front Windows. Updated Light Fixtures, Bathrooms and Doors. Enjoy generous living spaces, including a Dining Room, a comfortable Living Room, and a Large Den. Covered Back Patio is perfect for relaxation and features a separate grilling deck, all overlooking a fenced backyard with lots of beautiful trees. Houston County Schools district and conveniently close to Robins AFB.
Key facts
- Upgraded doors
- Renovated bathrooms
- Newer windows
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One level
- Construction: Above-grade finished area: 1,352 square feet
- Exterior features: No pool; Lot approximately 9,583 sq ft (0.22 acre); Located in the Country Villas subdivision; Directions: Russell Parkway to Tyree Drive, left on Karen Drive; house on the left
Interior
- Kitchen: Electric range; Dishwasher
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Interior features: Electric range; Dishwasher; Central heating; Central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $188k.
Deal economics
- At list price, monthly cash flow is $74 ($890/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (15.6% below list).
- Recommended offer: $158k (15.6% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Shirley Hills Elementary School (math 44% / reading 52%, grade D, #289 of 1,228 statewide, top 24%, 545 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 31% at this address vs 44% district-wide (-14 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.7%/yr); 295 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $154k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.77%
- Cash-on-cash
- 1.70%
- DSCR
- 1.08
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $189,280
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 211 Palomino Ln | 0.03mi | 4/2.0 (+1) | 1,378 (+2%) | 4mo | $171,000 | $124 | 85 |
| 119 Colonial Rd | 0.21mi | 3/2.0 | 1,443 (+7%) | 3mo | $189,000 | $131 | 75 |
| 201 Sonja Dr | 0.12mi | 3/2.0 | 1,196 (-12%) | 1mo | $167,000 | $140 | 73 |
| 205 Sonja Dr | 0.13mi | 3/2.0 | 1,196 (-12%) | 3mo | $145,000 | $121 | 70 |
| 114 Windsor Dr | 0.48mi | 3/2.0 | 1,445 (+7%) | 3mo | $180,000 | $125 | 62 |
| 333 Clairmont Dr | 0.45mi | 3/2.0 | 1,458 (+8%) | 3mo | $104,000 | $71 | 62 |
| 103 Woodfield Dr | 0.65mi | 3/2.0 | 1,279 (-5%) | 2mo | $187,000 | $146 | 57 |
| 209 Tracy Ter | 0.26mi | 4/2.0 (+1) | 1,535 (+14%) | 2mo | $205,000 | $134 | 57 |
| 113 Woodfield Dr | 0.71mi | 3/2.0 | 1,432 (+6%) | 1mo | $215,000 | $150 | 54 |
| 223 Randy Cir | 0.48mi | 3/2.0 | 1,195 (-12%) | 3mo | $175,000 | $146 | 54 |
| 112 Friar Tuck Ave | 0.57mi | 3/2.0 | 1,505 (+11%) | 2mo | $269,999 | $179 | 51 |
| 105 Robinhood Dr | 0.63mi | 4/1.5 (+1) | 1,491 (+10%) | 1mo | $208,000 | $140 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.67% rent growth · sell at horizon
- IRR
- -15.0%
- Equity multiple
- 0.47×
- Total profit
- $-27,799
- Equity at exit
- $27,957
- IRR
- -8.6%
- Equity multiple
- 0.49×
- Total profit
- $-26,675
- Equity at exit
- $16,212
Cash invested: $52,500 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31088
- Rents YoY
- 1.7%
- Active inventory
- 295
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,582 high interval (Pro) →
- Mortgage (P&I)
- −$983
- Tax from tax record
- −$114 /mo · $1,371/yr
- Insurance
- −$78
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$332
- Net cashflow
- $74
Break-even live
Sensitivity live
| Price | -10% $180 | -5% $127 | +0% $74 | +5% $21 | +10% $-32 |
|---|---|---|---|---|---|
| Rent | -10% $-51 | -5% $12 | +0% $74 | +5% $137 | +10% $199 |
| Rate | -1.0pp $169 | -0.5pp $122 | base $74 | +0.5pp $26 | +1.0pp $-24 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,875
- Closing costs
- $5,625
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 30 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 115 Cheryl Blvd Warner Robins, GA | 3.0 | 2.0 | 1328 | $1,500 | $1.13 | 15d | 1 | 0.30mi |
| 115 Cheryl Blvd Warner Robins, GA | 3.0 | 2.0 | 1328 | $1,500 | $1.13 | 23d | 1 | 0.30mi |
| 202 Self St Warner Robins, GA | 3.0 | 2.0 | 1294 | $1,450 | $1.12 | 45d | 1 | 0.32mi |
| 132 Cathy Ct Warner Robins, GA | 3.0 | 1.5 | 1428 | $1,450 | $1.02 | 23d | 1 | 0.43mi |
| 132 Cathy Ct Warner Robins, GA | 3.0 | 2.0 | 1428 | $1,450 | $1.02 | 15d | 1 | 0.43mi |
| 337 Mary Ln Warner Robins, GA | 3.0 | 2.0 | 1411 | $1,500 | $1.06 | 15d | 1 | 0.44mi |
| 341 Mary Ln Warner Robins, GA | 3.0 | 2.0 | 1413 | $1,350 | $0.96 | 23d | 1 | 0.44mi |
| 251 Randy Cir Warner Robins, GA | 3.0 | 2.0 | 1025 | $1,275 | $1.24 | 23d | 1 | 0.55mi |
| 121 Highland Dr Warner Robins, GA | 3.0 | 2.0 | 1712 | $1,795 | $1.05 | 45d | 1 | 0.56mi |
| 121 Highland Dr Warner Robins, GA | 3.0 | 2.0 | 1712 | $1,795 | $1.05 | 23d | 1 | 0.56mi |
| 1103 Corder Rd Warner Robins, GA | 1.0–2.0 | 1.0 | 840 | $1,275 | $1.52 | 23d | 3 | 0.62mi |
| 204 Ashby Way Warner Robins, GA | 3.0 | 2.0 | 1251 | $1,395 | $1.12 | 45d | 1 | 0.72mi |
| 142 Stoneridge Dr Warner Robins, GA | 3.0 | 1.5 | 1321 | $1,450 | $1.10 | 45d | 1 | 0.76mi |
| 211 Laverne Dr Warner Robins, GA | 3.0 | 2.0 | 1431 | $1,395 | $0.97 | 15d | 1 | 0.78mi |
| 105 Marvin Blvd Warner Robins, GA | 4.0 | 2.0 | 1352 | $1,495 | $1.11 | 45d | 1 | 0.98mi |
| 109 Leisure Pointe Cv Warner Robins, GA | 4.0 | 2.5 | 1682 | $1,925 | $1.14 | 45d | 1 | 0.99mi |
| 106 Leisure Pointe Cv Warner Robins, GA | 4.0 | 2.5 | 1682 | $1,950 | $1.16 | 15d | 1 | 1.01mi |
| 106 Leisure Pointe Cv Warner Robins, GA | 4.0 | 2.5 | 1682 | $2,000 | $1.19 | 45d | 1 | 1.01mi |
| 800 Leisure Lake Dr Warner Robins, GA | 1.0–2.0 | 1.0–2.0 | 950 | $1,365 | $1.44 | 15d | 34 | 1.04mi |
| 100 Wrights Mill Cir Warner Robins, GA | 2.0 | 2.0 | 1118 | $1,475 | $1.32 | 45d | 1 | 1.07mi |
| 218 Tallulah Trl Warner Robins, GA | 2.0 | 2.0 | 1050 | $1,200 | $1.14 | 45d | 1 | 1.08mi |
| 320 Carl Vinson Pkwy Warner Robins, GA | 2.0–3.0 | 2.0 | 1090 | $1,225 | $1.12 | 45d | 1 | 1.09mi |
| 1010 S Houston Lake Rd Warner Robins, GA | 1.0–3.0 | 1.0–2.0 | 1088 | $1,572 | $1.44 | 15d | 23 | 1.13mi |
| 510 Leisure Lake Dr Warner Robins, GA | 3.0 | 2.0 | 1230 | $1,650 | $1.34 | 23d | 1 | 1.26mi |
| 510 Leisure Lake Dr Warner Robins, GA | 3.0 | 2.0 | 1230 | $1,650 | $1.34 | 45d | 1 | 1.26mi |
| 210 Southland Station Dr Warner Robins, GA | 1.0–3.0 | 1.0–2.0 | 1135 | $1,413 | $1.24 | 15d | 15 | 1.29mi |
| 1205 Leverett Rd Warner Robins, GA | 2.0 | 2.0 | 1055 | $1,125 | $1.07 | 23d | 1 | 1.33mi |
| 91 Bass Rd Warner Robins, GA | 1.0–3.0 | 1.0–2.5 | 1008 | $2,199 | $2.18 | 15d | 11 | 1.40mi |
| 125 Briarcliff Rd Warner Robins, GA | 3.0 | 1.5 | 1242 | $1,325 | $1.07 | 23d | 1 | 1.46mi |
| 125 Briarcliff Rd Warner Robins, GA | 3.0 | 1.5 | 1242 | $1,325 | $1.07 | 45d | 1 | 1.46mi |
Listing history 15 events
-
2026-06-21days on market $187,500 Active 18 DOM
-
2026-06-19days on market $187,500 Active 16 DOM
-
2026-06-18days on market $187,500 Active 15 DOM
-
2026-06-17statusdays on market $187,500 Active 14 DOM
-
2026-06-16days on market $187,500 New 13 DOM
-
2026-06-15days on market $187,500 New 12 DOM
-
2026-06-14days on market $187,500 New 10 DOM
-
2026-06-13days on market $187,500 New 9 DOM
-
2026-06-10days on market $187,500 New 7 DOM
-
2026-06-09days on market $187,500 New 6 DOM
-
2026-06-08days on market $187,500 New 5 DOM
-
2026-06-07days on market $187,500 New 4 DOM
-
2026-06-05status $187,500 New 1 DOM
-
2026-06-03remarks 699-char remark
-
2026-06-03$187,500 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,371 · $114/mo
- Projected year-2 tax
- $1,725 · $144/mo
- Expected delta
- +$354/yr (+$29/mo · 25.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 76% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,985
- − Mortgage interest
- −$10,503
- − Property taxes
- −$1,371
- − Insurance
- −$938
- − Repairs & maintenance
- −$1,519
- − Management
- −$1,519
- − Depreciation
- −$5,455
- Taxable loss
- −$2,319
- Est. tax savings @ 24.0%
- +$557
- After-tax cash flow
- $1,447/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 58,585
- Household income
- $83,082
- Rent vs Own
- Severe rent burden
- 1668.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Vietnam, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.75%
- Current HPI
- 219.8261
- Rent YoY
- ▲ 1.67%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+240.9% since first listed14 events — show timeline
- 2026-06-01 Listed $187,500 CGMLS
- 2024-12-14 Rental Removed $1,495 APPFOLIO
- 2024-12-12 Listed for Rent $1,495 APPFOLIO
- 2024-12-11 Rental Removed $1,495 CGMLS
- 2024-11-07 Price Changed $1,495 CGMLS
- 2024-10-22 Listed for Rent $1,600 CGMLS
- 2024-10-08 Sold (Public Records) $154,500 Public Records
- 2024-09-26 Sold (MLS) $154,500 CGMLS
- 2024-09-06 Pending — CGMLS
- 2024-09-05 Listed $157,900 CGMLS
- 2019-12-05 Sold (MLS) $85,000 CGMLS
- 2019-10-30 Listed $89,000 CGMLS
- 2007-04-30 Sold (Public Records) $76,900 Public Records
- 2000-06-30 Sold (Public Records) $55,000 Public Records
Property tax history
+7.9%/yrLatest (2025): $1,371 · +49.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…