14035 Rosedale Hwy #108 · Rosedale, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 28 days/yr
- Unhealthy air days in 30 yrs
- 32 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.7/10.0
- Livability +2.8/5.0
- Condition / age +2.5/5.0
- Rent growth +2.0/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to Rosedale Village Mobile Home Park, a well-kept all-ages manufactured home community in desirable NW Bakersfield. Perfect for everyday living, this 3-bedroom, 2-bath home offers a comfortable, functional layout with spacious living and dining areas, great natural light, and a practical kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, while two additional bedrooms provide flexibility for guests, office, or hobby room use. Outside, enjoy the convenience of covered parking, plus a private outdoor area for relaxing or entertaining. Community amenities include a swimming pool, playground, and the location is hard to beat! Close to shopping, dining, and easy access. Park approval required. Space rent applies. Don't miss this great opportunity for affordable NW Bakersfield living!
Key facts
- Community amenities
- Swimming pool
- Practical kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $135k.
Deal economics
- At list price, monthly cash flow is $1k ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.3% vs local median 2.7% in Rosedale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 56/100 on livability (#823 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
- Rosedale Union Elementary (urban): math 56% / reading 64% proficiency, ranked #186 of 1,400 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
- Market conditions: Rents soft (-1.9%/yr); 265 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $38k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 158 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $114k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.75% ✓
- Cap rate
- 15.27%
- Cash-on-cash
- 32.05%
- DSCR
- 2.43
- GRM
- 4.7
CMA / ARV
- ARV (median comp)
- $115,000
- List price
- $135,000
- Delta
- 17.39%
- Verdict
- OVERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14035 Rosedale Hwy #103 | 0.00mi | 3/2.0 | 1,166 (+0%) | 16mo | $114,777 | $98 | 86 |
| 14035 Rosedale #83 | 0.00mi | 3/2.0 | 1,068 (-8%) | 6mo | $109,900 | $103 | 81 |
| 14035 Rosedale #99 | 0.00mi | 3/2.0 | 1,056 (-9%) | 11mo | $85,000 | $80 | 76 |
| 14035 Rosedale Hwy #3 | 0.00mi | 3/2.0 | 1,104 (-5%) | 22mo | $107,000 | $97 | 73 |
| 14035 Rosedale Hwy #82 | 0.00mi | 3/2.0 | 1,320 (+13%) | 6mo | $140,000 | $106 | 73 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 23.7%
- Equity multiple
- 1.94×
- Total profit
- $35,480
- Equity at exit
- $20,129
- IRR
- 29.7%
- Equity multiple
- 3.30×
- Total profit
- $86,839
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93314
- Home prices YoY
- -9.5%
- Rents YoY
- -1.9%
- Active inventory
- 265
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $2,369 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$97 /mo · $1,169/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$497
- Net cashflow
- $1,010
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2600 Sablewood Dr Bakersfield, CA | 2.0–3.0 | 2.0 | 1193 | $2,275 | $1.91 | 3d | 1 | 0.57mi |
| 1610 Jenkins Rd Bakersfield, CA | 2.0 | 2.5 | 1163 | $2,295 | $1.97 | 3d | 1 | 0.60mi |
| 11940 Rosedale Hwy Bakersfield, CA | 2.0 | 1.0 | 795 | $1,695 | $2.13 | 3d | 1 | 1.30mi |
| 11940 Rosedale Hwy Unit 11940 B Bakersfield, CA | 2.0 | 1.0 | 795 | $1,725 | $2.17 | 44d | 1 | 1.30mi |
| 616 Vermillion Dr Bakersfield, CA | 3.0 | 2.0 | 1422 | $2,450 | $1.72 | 44d | 1 | 1.43mi |
Listing history 19 events
-
2026-06-16days on market $135,000 Active 158 DOM
-
2026-06-15days on market $135,000 Active 157 DOM
-
2026-06-14days on market $135,000 Active 155 DOM
-
2026-06-13days on market $135,000 Active 154 DOM
-
2026-06-10days on market $135,000 Active 152 DOM
-
2026-06-09days on market $135,000 Active 151 DOM
-
2026-06-08days on market $135,000 Active 150 DOM
-
2026-06-07days on market $135,000 Active 149 DOM
-
2026-06-05days on market $135,000 Active 146 DOM
-
2026-06-03days on market $135,000 Active 145 DOM
-
2026-06-03days on market $135,000 Active 144 DOM
-
2026-06-01days on market $135,000 Active 143 DOM
-
2026-05-31days on market $135,000 Active 142 DOM
-
2026-01-06$135,000 Active 860-char remark
Show marketing remark (860 chars)
Welcome to Rosedale Village Mobile Home Park, a well-kept all-ages manufactured home community in desirable NW Bakersfield. Perfect for everyday living, this 3-bedroom, 2-bath home offers a comfortable, functional layout with spacious living and dining areas, great natural light, and a practical kitchen with ample cabinet and counter space. The primary suite features a private bath and generous closet space, while two additional bedrooms provide flexibility for guests, office, or hobby room use. Outside, enjoy the convenience of covered parking, plus a private outdoor area for relaxing or entertaining. Community amenities include a swimming pool, playground, and the location is hard to beat! Close to shopping, dining, and easy access. Park approval required. Space rent applies. Don't miss this great opportunity for affordable NW Bakersfield living!
-
2025-07-03$135,000 Active
-
2023-10-28status Pending
-
2023-10-23soldstatus $113,500 Sold
-
2023-09-15historical Active - Contingent
-
2023-09-02$115,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,169 · $97/mo
- Projected year-2 tax
- $1,169 · $97/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 28 unhealthy d/yr today · 32 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,424
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,169
- − Insurance
- −$675
- − Repairs & maintenance
- −$2,274
- − Management
- −$2,274
- − Depreciation
- −$3,927
- Taxable income
- $10,543
- Est. tax owed @ 24.0%
- −$2,530
- After-tax cash flow
- $9,585/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rosedale Union Elementary
- NCES district ID
- 0633480
- Math proficiency
- 56% ▲ 2.00%
- Reading proficiency
- 64% ▲ 3.00%
- Median HH income
- $92,725
- Composite
- 56.75/100
- National rank
- #2410
- State rank
- #186 of 1400 in CA
Livability — Rosedale
- Score
- 56/100
- State rank
- #823
- US rank
- #23065
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rosedale, CA
- County
- Kern County · 710,371 people
- City population
- 34,997
- Metro
- Bakersfield, CA
- Population (ZIP)
- 35,407
- Household income
- $126,250
- Rent vs Own
- Severe rent burden
- 420.0
Population outlook (Kern County) Hauer SSP2
- Today (2025)
- 947,286 people
- By 2030
- 978,984 · +3.3%
- By 2040
- 1,045,018 · +10.3%
- By 2050
- 1,105,232 · +16.7%
- By 2075
- 1,229,538 · +29.8%
- By 2100
- 1,238,059 · +30.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 61% Hispanic / Latino 25% Two or more races 11% Asian 8% Black 2%
- Hispanic origin (detail)
- Mexican 22%
- Common ancestry
- Slovak 2% Lithuanian 2% Italian 2%
- Foreign-born
- 10% · Canada, South Korea, Vietnam
- Languages at home
- 83% English-only · Spanish 11% Tagalog/Filipino 2% Other Indo-European 1%
Political lean MEDSL · Kern
- 2024 margin
- Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -35.45%
- Current HPI
- 337.4819
- Rent YoY
- ▼ -1.87%
- Metro
- Bakersfield, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+17.4% since first listed6 events — show timeline
- 2026-01-06 Listed $135,000 GEMLS
- 2025-07-03 Listed $135,000 GEMLS
- 2023-10-28 Pending — GEMLS
- 2023-10-23 Sold (MLS) $113,500 GEMLS
- 2023-09-15 Contingent — GEMLS
- 2023-09-02 Listed $115,000 GEMLS
Property tax history
+15.1%/yrLatest (2025): $1,169 · +273.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…