1100 Little Neck Ct Unit F52 · Naples, FL 34102

$649,900

2 bd · 2.0 ba · 1,050 sqft · Condo public records · 59 Days on market

Built 1980 $930/mo HOA · 18% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +7.3/30.0
• Appreciation +7.0/10.0
• Schools +5.0/10.0
• Rent growth +4.7/5.0
• Livability +4.0/5.0
• 1% rule +2.8/10.0
• Condition / age +2.5/5.0
• DSCR +1.5/10.0

Listing remarks MLS

C. 17325 WELCOME TO "FOUR WINDS" Watch Dolphins, Bald Eagles from your lanai or master bedroom to enjoy the ultimate Florida Lifestyle. This meticulously maintained 1st Floor Home, an End Unit offering more natural light, comes w/ tile floors throughout, a remodeled kitchen w/ solid surface counters + Breakfast Bar, new lighting & Crown molding. The bathrooms have been updated w/ raised vanities. Living Room opens to a lanai across the rear of the home with sliders offering more living area & A/C comfort as you relax w/ views of Naples Bay. The home comes with a Deeded 26 Foot Boat Dock Included. No Bridges offers Direct Access to Bay & Gulf. Bring your boat & Go fishing, or a pleasure cruise or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier & Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community that Features a Club House & Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac, with limited traffic. Enjoy all that this location & home have to offer you. ~ ENJOY~~

Key facts

• Waterfront living
• Updated kitchen
• New soaking tub

Tags

• WATERFRONT LIVING
• CANAL VIEWS
• DEEDED BOAT DOCK
• DIRECT ACCESS TO BAY
• UPDATED KITCHEN
• NEW SOAKING TUB

Property features AI

Finance

• Other: Part of Oyster Bay development (Four Winds sub-condo, building 1100, unit F-52); Condo documents used as source of lot dimensions; Deeded restrictions
• HOA & community: Mandatory HOA (professional management); Quarterly condo fee; Condo fee $2,789 quarterly (total annual recurring fees $11,156); One-time fees $100; HOA covers insurance, irrigation water, lawn/land maintenance, legal/accounting, manager, street lights, street maintenance; Community amenities: community pool, community room, cabana, BBQ/picnic area, fish cleaning station, internet access, pickleball, tennis court; Boating community

Exterior

• Parking: 1 assigned parking space; Paved parking
• Security: Impact resistant storm protection
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential low-rise (1–3 stories); End-unit; Built in 1980; Concrete block construction; Elevated building; Rear exposure facing north
• Construction: Built-up or flat roof and metal roof components; Concrete block construction; Stucco finish; Originally built in 1980
• Exterior features: Stucco exterior; Impact resistant windows; Boat access with private dock (composite) — dock included; No-bridge gulf access; Canal width 31–80 ft; View of canal, landscaped area, and partial bay; Central irrigation; Private road

Interior

• Kitchen: Range; Microwave; Dishwasher; Disposal; Refrigerator/Freezer; Wine cooler; Breakfast bar; Dining in living area
• Bedrooms: 2 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms; Master bath with shower (no tub)
• Heating & cooling: Central electric heat; Central electric cooling
• Interior features: Bar; Built-in cabinets; Cable prewire; High-speed internet available; Walk-in closet; Window coverings; Florida room; Laundry in residence; Turnkey furnished; Split bedrooms floor plan; 3 ceiling fans
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $650k.

Deal economics

• At list price, monthly cash flow is $-1k ($-15k/yr) — negative.
• To cash-flow at today's rent, offer at most $424k (34.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $507k (22.1% below list).
• Recommended offer: $424k (34.8% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+8.8%/yr); 616 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,066/mo this rent would consume 46% of the median local household income ($131k/yr) (locally 333% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $31k of equity ($4k loan paydown + $27k appreciation (4.1% local appreciation)).
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($630k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $379k; list at $650k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $424,053 (34.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 4.72%
• Cash-on-cash: -5.62%
• DSCR: 0.75
• GRM: 10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.08% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 5.5%
• Equity multiple: 1.34×
• Total profit: $62,231
• Equity at exit: $332,685

10-year hold

• IRR: 10.3%
• Equity multiple: 2.88×
• Total profit: $341,534
• Equity at exit: $546,683

Cash invested: $181,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34102

• Home prices YoY: 1.3%
• Rents YoY: 8.8%
• Active inventory: 616
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $5,066 medium
• Mortgage (P&I): −$3,408
• Tax from tax record: −$245 /mo · $2,939/yr
• Insurance: −$271
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$930
• Vacancy / Maint / Mgmt: −$1,064
• Net cashflow: $-1,278

Break-even live

Break-even rent $6,684

Max offer price $424,053

Occupancy floor —

Sensitivity live

Price	-10% $-911	-5% $-1,095	+0% $-1,278	+5% $-1,462	+10% $-1,646
Rent	-10% $-1,679	-5% $-1,479	+0% $-1,278	+5% $-1,078	+10% $-878
Rate	-1.0pp $-951	-0.5pp $-1,113	base $-1,278	+0.5pp $-1,447	+1.0pp $-1,618

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $162,475
• Closing costs: $19,497
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1120 Little Neck Ct Unit E40 Naples, FL	3.0	2.0	1400	$2,999	$2.14	24d	1	0.04mi
1353 Pelican Ave Naples, FL	2.0	2.0	1203	$8,500	$7.07	24d	1	0.12mi
1376 Chesapeake Ave #2 Naples, FL	2.0	2.0	1218	$2,300	$1.89	24d	1	0.17mi
1165 Clam Ct #7 Naples, FL	2.0	2.5	1449	$2,900	$2.00	24d	1	0.17mi
1186 Cherrystone Ct Naples, FL	2.0	2.0	1163	$1,995	$1.72	24d	1	0.20mi
1555 Blue Point Ave Unit 3 Naples, FL	2.0	2.0	1025	$1,745	$1.70	15d	1	0.20mi
1501 Chesapeake Ave Unit 1296210P Naples, FL	2.0	2.0	1377	$4,110	$2.98	15d	1	0.22mi
1200 Cherrystone Ct Unit A203 Naples, FL	2.0	2.0	1276	$4,950	$3.88	24d	1	0.22mi
1535 Chesapeake Ave Unit A2 Naples, FL	2.0	2.0	1080	$2,000	$1.85	24d	1	0.25mi
1395 Curlew Ave Unit 4-3 Naples, FL	2.0	2.0	975	$7,000	$7.18	24d	1	0.27mi
1435 Curlew Ave #1 Naples, FL	2.0	2.0	975	$2,850	$2.92	24d	1	0.29mi
1435 Curlew Ave #1 Naples, FL	2.0	2.0	975	$2,850	$2.92	22d	1	0.29mi
1666 Osprey Ave #203 Naples, FL	2.0	2.0	1200	$7,000	$5.83	24d	1	0.30mi
1605 Chesapeake Ave #2 Naples, FL	2.0	1.0	850	$2,300	$2.71	24d	1	0.30mi
1501 Curlew Ave Naples, FL	2.0	1.0	1180	$2,000	$1.69	24d	1	0.30mi
1686 Blue Point Ave Unit B1 Naples, FL	2.0	2.0	1198	$6,500	$5.43	24d	1	0.32mi
1686 Blue Point Ave Naples, FL	2.0	2.0	1057	$5,500	$5.20	15d	2	0.32mi
1625 Chesapeake Ave #203 Naples, FL	2.0	2.0	1200	$4,500	$3.75	24d	1	0.33mi
1155 Sandpiper St Naples, FL	2.0	2.0	1062	$4,050	$3.81	24d	2	0.36mi
1155 Sandpiper St Naples, FL	2.0	2.0	1062	$3,950	$3.72	22d	3	0.36mi
1751 Smugglers Cv Unit 2 1 Naples, FL	2.0	1.0	800	$1,995	$2.49	15d	1	0.37mi
805 River Point Dr Unit 307C Naples, FL	1.0	1.0	816	$2,700	$3.31	24d	1	0.37mi
803 River Point Dr Unit 201B Naples, FL	1.0	1.0	715	$2,300	$3.22	24d	1	0.38mi
1437 Sandpiper St Naples, FL	3.0	2.0	1200	$16,000	$13.33	24d	1	0.39mi
801 River Point Dr Unit 303A Naples, FL	1.0	1.0	815	$5,000	$6.13	22d	1	0.41mi
1100 8th Ave S Naples, FL	2.0	2.0	1218	$9,000	$7.39	15d	5	0.43mi
1100 9th St S Unit E101 Naples, FL	2.0	2.0	1450	$3,000	$2.07	24d	1	0.43mi
1549 Sandpiper St #36 Naples, FL	2.0	2.0	1073	$2,195	$2.05	24d	1	0.44mi
802 10th Ave S #802 Naples, FL	2.0	2.0	1480	$10,000	$6.76	24d	1	0.46mi
900 8th Ave S #105 Naples, FL	2.0	2.0	1142	$5,000	$4.38	24d	1	0.47mi
12 Knights Bridge Rd Unit A32 Naples, FL	2.0	2.0	1095	$3,200	$2.92	22d	1	0.51mi
1950 Mayfair ST Unit 818 Naples, FL	2.0	2.0	1142	$4,415	$3.87	15d	1	0.51mi
1950 Mayfair ST Unit 921 Naples, FL	1.0	1.0	710	$3,420	$4.82	15d	1	0.51mi
1950 Mayfair ST Unit 923 Naples, FL	2.0	2.0	1142	$4,490	$3.93	15d	1	0.51mi
1950 Mayfair ST Unit 817 Naples, FL	1.0	1.0	710	$3,295	$4.64	15d	1	0.51mi
1950 Mayfair ST Unit 716 Naples, FL	1.0	1.0	710	$3,330	$4.69	15d	1	0.51mi
1950 Mayfair ST Unit 802 Naples, FL	1.0	1.0	710	$3,355	$4.73	15d	1	0.51mi
1950 Mayfair ST Unit 1021 Naples, FL	1.0	1.0	710	$3,520	$4.96	15d	1	0.51mi
1950 Mayfair ST Unit 1027 Naples, FL	1.0	1.0	888	$3,525	$3.97	15d	1	0.51mi
1950 Mayfair ST Unit 901 Naples, FL	2.0	2.0	1025	$4,560	$4.45	15d	1	0.51mi

HOA detail condo

• Monthly dues: $930 · $11,160/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-06-21
   days on market $649,900 Active 59 DOM
2. 2026-06-18
   days on market $649,900 Active 56 DOM
3. 2026-06-17
   days on market $649,900 Active 55 DOM
4. 2026-06-16
   days on market $649,900 Active 54 DOM
5. 2026-06-15
   days on market $649,900 Active 53 DOM
6. 2026-06-14
   days on market $649,900 Active 51 DOM
7. 2026-06-10
   days on market $649,900 Active 48 DOM
8. 2026-06-09
   days on market $649,900 Active 47 DOM
9. 2026-06-08
   days on market $649,900 Active 46 DOM
10. 2026-06-07
    days on market $649,900 Active 45 DOM
11. 2026-06-03
    days on market $649,900 Active 41 DOM
12. 2026-06-02
    days on market $649,900 Active 40 DOM
13. 2026-06-01
    days on market $649,900 Active 39 DOM
14. 2026-05-31
    days on market $649,900 Active 38 DOM
15. 2026-05-30
    days on market $649,900 Active 37 DOM
16. 2026-04-23
    listed $649,900 Active
17. 2020-11-04
    soldstatus $379,000
18. 2020-10-28
    soldstatus $379,000 Sold 1244-char remark

    Show marketing remark (1244 chars)

    C. 17325 WELCOME TO "FOUR WINDS" Watch Dolphins, Bald Eagles from your lanai or master bedroom to enjoy the ultimate Florida Lifestyle. This meticulously maintained 1st Floor Home, an End Unit offering more natural light, comes w/ tile floors throughout, a remodeled kitchen w/ solid surface counters + Breakfast Bar, new lighting & Crown molding. The bathrooms have been updated w/ raised vanities. Living Room opens to a lanai across the rear of the home with sliders offering more living area & A/C comfort as you relax w/ views of Naples Bay. The home comes with a Deeded 26 Foot Boat Dock Included. No Bridges offers Direct Access to Bay & Gulf. Bring your boat & Go fishing, or a pleasure cruise or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier & Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community that Features a Club House & Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac, with limited traffic. Enjoy all that this location & home have to offer you. ~ ENJOY~~

19. 2020-08-24
    status Pending With Contingencies 1244-char remark

    Show marketing remark (1244 chars)

    C. 17325 WELCOME TO "FOUR WINDS" Watch Dolphins, Bald Eagles from your lanai or master bedroom to enjoy the ultimate Florida Lifestyle. This meticulously maintained 1st Floor Home, an End Unit offering more natural light, comes w/ tile floors throughout, a remodeled kitchen w/ solid surface counters + Breakfast Bar, new lighting & Crown molding. The bathrooms have been updated w/ raised vanities. Living Room opens to a lanai across the rear of the home with sliders offering more living area & A/C comfort as you relax w/ views of Naples Bay. The home comes with a Deeded 26 Foot Boat Dock Included. No Bridges offers Direct Access to Bay & Gulf. Bring your boat & Go fishing, or a pleasure cruise or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier & Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community that Features a Club House & Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac, with limited traffic. Enjoy all that this location & home have to offer you. ~ ENJOY~~

20. 2020-07-21
    price $389,400 1244-char remark

    Show marketing remark (1244 chars)

    C. 17325 WELCOME TO "FOUR WINDS" Watch Dolphins, Bald Eagles from your lanai or master bedroom to enjoy the ultimate Florida Lifestyle. This meticulously maintained 1st Floor Home, an End Unit offering more natural light, comes w/ tile floors throughout, a remodeled kitchen w/ solid surface counters + Breakfast Bar, new lighting & Crown molding. The bathrooms have been updated w/ raised vanities. Living Room opens to a lanai across the rear of the home with sliders offering more living area & A/C comfort as you relax w/ views of Naples Bay. The home comes with a Deeded 26 Foot Boat Dock Included. No Bridges offers Direct Access to Bay & Gulf. Bring your boat & Go fishing, or a pleasure cruise or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier & Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community that Features a Club House & Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac, with limited traffic. Enjoy all that this location & home have to offer you. ~ ENJOY~~

21. 2020-06-09
    price $389,900 1244-char remark

    Show marketing remark (1244 chars)

    C. 17325 WELCOME TO "FOUR WINDS" Watch Dolphins, Bald Eagles from your lanai or master bedroom to enjoy the ultimate Florida Lifestyle. This meticulously maintained 1st Floor Home, an End Unit offering more natural light, comes w/ tile floors throughout, a remodeled kitchen w/ solid surface counters + Breakfast Bar, new lighting & Crown molding. The bathrooms have been updated w/ raised vanities. Living Room opens to a lanai across the rear of the home with sliders offering more living area & A/C comfort as you relax w/ views of Naples Bay. The home comes with a Deeded 26 Foot Boat Dock Included. No Bridges offers Direct Access to Bay & Gulf. Bring your boat & Go fishing, or a pleasure cruise or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier & Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community that Features a Club House & Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac, with limited traffic. Enjoy all that this location & home have to offer you. ~ ENJOY~~

22. 2020-03-09
    listed $394,500 Active 1244-char remark

    Show marketing remark (1244 chars)

    C. 17325 WELCOME TO "FOUR WINDS" Watch Dolphins, Bald Eagles from your lanai or master bedroom to enjoy the ultimate Florida Lifestyle. This meticulously maintained 1st Floor Home, an End Unit offering more natural light, comes w/ tile floors throughout, a remodeled kitchen w/ solid surface counters + Breakfast Bar, new lighting & Crown molding. The bathrooms have been updated w/ raised vanities. Living Room opens to a lanai across the rear of the home with sliders offering more living area & A/C comfort as you relax w/ views of Naples Bay. The home comes with a Deeded 26 Foot Boat Dock Included. No Bridges offers Direct Access to Bay & Gulf. Bring your boat & Go fishing, or a pleasure cruise or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier & Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community that Features a Club House & Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac, with limited traffic. Enjoy all that this location & home have to offer you. ~ ENJOY~~

23. 2016-04-20
    soldstatus $375,000
24. 2016-04-19
    price $375,000 1010-char remark

    Show marketing remark (1010 chars)

    Affordable Waterfront views of Naples Bay. Watch Dolphins, Bald Eagles from your Lanai or master bedroom to enjoy ultimate Florida Lifestyle. Few people will ever be privileged to say they can watch sunsets over Naples Bay. First Floor 2/2 End Unit has Spacious living area, Renovated Kitchen with Breakfast Bar. Crown molding, efficient Air Conditioner and Furnace. Updated Baths. Living Room and AC Lanai with Wall of Sliding Glass Doors with nice Views of Naples Bay and canal. Deeded 33 Foot Boat Dock Is Included behind lanai! No Bridges with Direct Access to Bay & Gulf. Go Bar hopping in your boat or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier and Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community Features Club House and Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac

25. 2016-04-14
    soldstatus $375,000 Sold 1010-char remark

    Show marketing remark (1010 chars)

    Affordable Waterfront views of Naples Bay. Watch Dolphins, Bald Eagles from your Lanai or master bedroom to enjoy ultimate Florida Lifestyle. Few people will ever be privileged to say they can watch sunsets over Naples Bay. First Floor 2/2 End Unit has Spacious living area, Renovated Kitchen with Breakfast Bar. Crown molding, efficient Air Conditioner and Furnace. Updated Baths. Living Room and AC Lanai with Wall of Sliding Glass Doors with nice Views of Naples Bay and canal. Deeded 33 Foot Boat Dock Is Included behind lanai! No Bridges with Direct Access to Bay & Gulf. Go Bar hopping in your boat or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier and Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community Features Club House and Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac

26. 2016-03-08
    price $384,900 1010-char remark

    Show marketing remark (1010 chars)

    Affordable Waterfront views of Naples Bay. Watch Dolphins, Bald Eagles from your Lanai or master bedroom to enjoy ultimate Florida Lifestyle. Few people will ever be privileged to say they can watch sunsets over Naples Bay. First Floor 2/2 End Unit has Spacious living area, Renovated Kitchen with Breakfast Bar. Crown molding, efficient Air Conditioner and Furnace. Updated Baths. Living Room and AC Lanai with Wall of Sliding Glass Doors with nice Views of Naples Bay and canal. Deeded 33 Foot Boat Dock Is Included behind lanai! No Bridges with Direct Access to Bay & Gulf. Go Bar hopping in your boat or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier and Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community Features Club House and Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac

27. 2016-03-08
    historical 1010-char remark

    Show marketing remark (1010 chars)

    Affordable Waterfront views of Naples Bay. Watch Dolphins, Bald Eagles from your Lanai or master bedroom to enjoy ultimate Florida Lifestyle. Few people will ever be privileged to say they can watch sunsets over Naples Bay. First Floor 2/2 End Unit has Spacious living area, Renovated Kitchen with Breakfast Bar. Crown molding, efficient Air Conditioner and Furnace. Updated Baths. Living Room and AC Lanai with Wall of Sliding Glass Doors with nice Views of Naples Bay and canal. Deeded 33 Foot Boat Dock Is Included behind lanai! No Bridges with Direct Access to Bay & Gulf. Go Bar hopping in your boat or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier and Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community Features Club House and Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac

28. 2016-02-22
    listed $384,900 Active 1010-char remark

    Show marketing remark (1010 chars)

    Affordable Waterfront views of Naples Bay. Watch Dolphins, Bald Eagles from your Lanai or master bedroom to enjoy ultimate Florida Lifestyle. Few people will ever be privileged to say they can watch sunsets over Naples Bay. First Floor 2/2 End Unit has Spacious living area, Renovated Kitchen with Breakfast Bar. Crown molding, efficient Air Conditioner and Furnace. Updated Baths. Living Room and AC Lanai with Wall of Sliding Glass Doors with nice Views of Naples Bay and canal. Deeded 33 Foot Boat Dock Is Included behind lanai! No Bridges with Direct Access to Bay & Gulf. Go Bar hopping in your boat or take a leisurely stroll or bike to internationally celebrated 5th Avenue, Theater & Shopping, Naples Pier and Beaches On The Gulf of Mexico! Naples Four Winds is a well maintained 55+ Community Features Club House and Swimming Pool with stunning views of Naples Bay, Shuffle Board & Tennis Court. , BBQ, picnic area, New Roof, Parking Lot Pavers, and exterior paint. Quiet cul-de-sac

29. 2012-07-03
    soldstatus $235,000
30. 2012-06-29
    soldstatus $235,000
31. 2011-05-17
    listed $249,900
32. 2009-06-23
    historical
33. 2008-12-07
    listed $399,000
34. 1993-03-22
    soldstatus $119,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,939 · $245/mo
• Projected year-2 tax: $5,394 · $450/mo
• Expected delta: +$2,455/yr (+$205/mo · 83.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $60,789
• − Mortgage interest: −$36,405
• − Property taxes: −$2,939
• − Insurance: −$8,368
• − Repairs & maintenance: −$4,863
• − Management: −$4,863
• − HOA: −$11,160
• − Depreciation: −$18,906
• Taxable loss: −$26,715
• Est. tax savings @ 24.0%: +$6,412
• After-tax cash flow: $-8,930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples

• Score: 80/100
• State rank: #126
• US rank: #1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Naples, FL
• County: Collier County · 396,295 people
• City population: 344,941
• Metro: Naples-Marco Island, FL
• Population (ZIP): 11,179
• Household income: $130,929
• Rent vs Own: 24.1% rent · 75.9% own
• Severe rent burden: 333.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 9% Two or more races 8% Black 8% Asian 1%
• Hispanic origin (detail): Cuban 6%
• Common ancestry: Hispanic 4% Lithuanian 4% Romanian 4%
• Foreign-born: 17% · Canada, China
• Languages at home: 87% English-only · Spanish 7% French/Haitian/Cajun 4% German/W. Germanic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.08%
• Current HPI: 328.2755
• Rent YoY: ▲ 8.75%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+446.1% since first listed

19 events — show timeline

• 2026-04-23 Listed $649,900 NAPLESMLS
• 2020-11-04 Sold (Public Records) $379,000 Public Records
• 2020-10-28 Sold (MLS) $379,000 NAPLESMLS
• 2020-08-24 Pending — NAPLESMLS
• 2020-07-21 Price Changed $389,400 NAPLESMLS
• 2020-06-09 Price Changed $389,900 NAPLESMLS
• 2020-03-09 Listed $394,500 NAPLESMLS
• 2016-04-20 Sold (Public Records) $375,000 Public Records
• 2016-04-19 Price Changed $375,000 NAPLESMLS
• 2016-04-14 Sold (MLS) $375,000 NAPLESMLS
• 2016-03-08 Listing Removed — NAPLESMLS
• 2016-03-08 Price Changed $384,900 NAPLESMLS
• 2016-02-22 Listed $384,900 NAPLESMLS
• 2012-07-03 Sold (Public Records) $235,000 Public Records
• 2012-06-29 Sold (MLS) $235,000 NAPLESMLS
• 2011-05-17 Listed $249,900 NAPLESMLS
• 2009-06-23 Listing Removed — NAPLESMLS
• 2008-12-07 Listed $399,000 NAPLESMLS
• 1993-03-22 Sold (Public Records) $119,000 Public Records

Property tax history

+3.9%/yr

Latest (2025): $2,939 · +2.4% YoY. Source: county tax records.