1401 Valle Ecuador Rd · San Elizario, TX 79849

$69,999

3 bd · 2.0 ba · 1,646 sqft · SingleFamily public records · 5 Days on market

Built 2022 Poor condition 10,747 sqft lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +7.6/10.0
• ARV discount +7.5/15.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Schools +1.6/10.0
• Condition / age +1.0/5.0

Listing remarks

If you have been waiting to start flipping or start working on new construction, this is a great opportunity to start. Builders and investors are welcome.

Key facts

• 0.25 acre lot
• 2 garage spots
• Built 2022

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $70k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $602 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $70k).

Location & tenants

• Location reads 56/100 on livability (#1,322 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• San Elizario ISD (suburban): math 16% / reading 25% proficiency, ranked #783 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Alfonso Borrego Sr El (math 18% / reading 26%, grade F, #3,333 of 4,322 statewide, top 80%, 472 students, 91% FRL); Ann M Garcia-Enriquez Middle (math 18% / reading 28%, grade F, #1,327 of 1,662 statewide, top 81%, 496 students, 92% FRL); San Elizario H S (math 21% / reading 29%, grade F, #1,250 of 1,632 statewide, top 77%, 1,029 students, 91% FRL) — zoned schools average 91% FRL vs 49% district-wide (43 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 31 active listings in the ZIP; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($484 loan paydown + $4k appreciation (5.2% local appreciation)).
• El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (5.2% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: property tax is 3.7% of price.
• Climate carrying-cost: extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,999

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.19% ✓
• Cap rate: 16.62%
• Cash-on-cash: 36.89%
• DSCR: 2.64
• GRM: 3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.17% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 45.8%
• Equity multiple: 3.82×
• Total profit: $55,277
• Equity at exit: $40,381

10-year hold

• IRR: 43.5%
• Equity multiple: 7.83×
• Total profit: $133,826
• Equity at exit: $70,290

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79849

• Home prices YoY: 2.3%
• Active inventory: 31
• Price-to-rent: 3.8×

Monthly cashflow live

• Estimated rent: $1,535 medium
• Mortgage (P&I): −$367
• Tax from tax record: −$214 /mo · $2,564/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$322
• Net cashflow: $602

Break-even live

Break-even rent $772

Max offer price $69,999

Occupancy floor 56%

Sensitivity live

Price	-10% $642	-5% $622	+0% $602	+5% $583	+10% $563
Rent	-10% $481	-5% $542	+0% $602	+5% $663	+10% $724
Rate	-1.0pp $638	-0.5pp $620	base $602	+0.5pp $584	+1.0pp $566

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,500
• Closing costs: $2,100
• Reserves months: —
• Total cash needed: —

Listing history 3 events

1. 2026-04-27
   soldstatus
2. 2026-04-06
   status Pending
3. 2026-03-26
   listed $69,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,564 · $214/mo
• Projected year-2 tax: $2,564 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate 17% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 26 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,416
• − Mortgage interest: −$3,921
• − Property taxes: −$2,564
• − Insurance: −$350
• − Repairs & maintenance: −$1,473
• − Management: −$1,473
• − Depreciation: −$2,036
• Taxable income: $6,598
• Est. tax owed @ 24.0%: −$1,584
• After-tax cash flow: $5,646/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Poor 20/100 Extensive rehab

This home is in an extensive renovation stage with incomplete framing, no siding, roof, flooring, interior walls, HVAC, and minimal landscaping. Significant work is needed to bring it to a move-in-ready condition.

Repairs flagged

• Major Exterior walls — Exterior walls are partially framed and siding is not installed.
• Major Roof — Roof is not yet covered.
• Major Flooring — Flooring is not installed.
• Major Interior walls — Interior walls are framed and drywall is not yet installed or painted.
• Major HVAC/mechanicals — No HVAC or mechanical systems are installed.
• Major Landscaping — Minimal landscaping and curb appeal due to incomplete construction and lack of landscaping features.

Value-add opportunities

• Both Complete exterior framing and install siding — Completing the exterior will improve the home's appearance and increase its marketability.
• Both Install roof covering — A completed roof will protect the home and improve its marketability.
• Both Install flooring — Flooring will provide a finished look and improve the home's marketability.
• Both Complete interior framing and install drywall and paint — A completed interior will provide a finished look and improve the home's marketability.
• Both Install HVAC and mechanical systems — A completed HVAC and mechanical systems will improve the home's functionality and increase its marketability.
• Both Landscaping and curb appeal improvements — Landscaping and curb appeal improvements will enhance the home's appearance and increase its marketability.

Renovation cost estimate screening

Repair item	Severity	Est. cost
Exterior walls · Exterior walls are partially framed and siding is not installed.	Major	$15,000–50,000
Roof · Roof is not yet covered.	Major	$15,000–50,000
Flooring · Flooring is not installed.	Major	$15,000–50,000
Interior walls · Interior walls are framed and drywall is not yet installed or painted.	Major	$15,000–50,000
HVAC/mechanicals · No HVAC or mechanical systems are installed.	Major	$15,000–50,000
Landscaping · Minimal landscaping and curb appeal due to incomplete construction and lack of landscaping features.	Major	$15,000–50,000
Total estimated repair cost · 6 items		$90,000–300,000

Value-add ROI direction

• Both Complete exterior framing and install siding — Completing the exterior will improve the home's appearance and increase its marketability. ↑
• Both Install roof covering — A completed roof will protect the home and improve its marketability. ↑
• Both Install flooring — Flooring will provide a finished look and improve the home's marketability. ↑
• Both Complete interior framing and install drywall and paint — A completed interior will provide a finished look and improve the home's marketability. ↑
• Both Install HVAC and mechanical systems — A completed HVAC and mechanical systems will improve the home's functionality and increase its marketability. ↑
• Both Landscaping and curb appeal improvements — Landscaping and curb appeal improvements will enhance the home's appearance and increase its marketability. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: San Elizario ISD
• NCES district ID: 4838850
• Math proficiency: 16% ▼ -32.00%
• Reading proficiency: 25% ▼ -11.00%
• Median HH income: $27,590
• Composite: 16.15/100
• National rank: #9231
• State rank: #783 of 826 in TX

Livability — San Elizario

• Score: 56/100
• State rank: #1322
• US rank: #22789

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 13,582
• Population (ZIP): 13,582

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 897,899 people
• By 2030: 922,694 · +2.8%
• By 2040: 960,492 · +7.0%
• By 2050: 982,919 · +9.5%
• By 2075: 997,266 · +11.1%
• By 2100: 900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (98%)
• Race & ethnicity: Hispanic / Latino 98% Two or more races 55% White 2%
• Hispanic origin (detail): Mexican 93%
• Foreign-born: 34% · Canada, Jamaica
• Languages at home: 11% English-only · Spanish 89%

Political lean MEDSL · El Paso

• 2024 margin: D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
• 2008→2024 swing: -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
• All cycles: 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.17%
• Current HPI: 227.9391
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

3 events — show timeline

• 2026-04-27 Sold (Public Records) — Public Records
• 2026-04-06 Pending — RGVMLS
• 2026-03-26 Listed $69,999 RGVMLS

Property tax history

+56.8%/yr

Latest (2025): $2,564 · +6.4% YoY. Source: county tax records.