13 Sunrise Dr · Tilden, PA 19526

$212,999

3 bd · 1.0 ba · 1,620 sqft · Other public records · 32 Days on market

Built 1981 0.90 ac lot $131/sqft · 13% below area Est $245k · 13% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.8/30.0
• ARV discount +13.3/15.0
• Appreciation +10.0/10.0
• DSCR +8.6/10.0
• 1% rule +6.7/10.0
• Schools +3.2/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Auction Listing!! Terms: As is, 5% down the day of the auction, must close within 60 days. Financing options can be cash or mortgage. Broker participation is accepted and agent must be registered within 48 hours of the auction date. Broker must accompany buyers at auction, so please contact listing agent or Wagner Auctioneers to obtain broker participation form. Auction Date: Wednesday, June 3rd at 6:00 pm. Please show interior of the home before walking around the exterior. Please be sure to turn off lights, replace key in lockbox and lock all doors when leaving. Buyer agent is responsible to determine if square footage complies with ANSI (American National Standards Institute) standards of measurement, especially as it applies to GLA. List Price is an opening bid only and is not indicative of the final sale price. Unique opportunity to own an earth home in the Hamburg Area School District! This 3-bedroom, 2 full bath property offers a functional layout featuring a comfortable living room, formal dining room, and an eat-in kitchen. The home is equipped with electric baseboard heat and electric hot water and is serviced by well water and public sewer. Step outside to enjoy a colorful landscape with mature trees and bushes, creating a peaceful and private setting. The cement patio space is perfect for relaxing or entertaining. Located in a quiet neighborhood with no through traffic, this property offers added privacy and minimal noise. This home provides a distinctive living experience and is ready for your personal touch—an excellent option for buyers seeking something a little different or a solid investment opportunity.

Key facts

• Public sewer
• Functional layout
• Well water

Tags

• FUNCTIONAL LAYOUT
• ELECTRIC BASEBOARD HEAT
• ELECTRIC HOT WATER
• WELL WATER
• PUBLIC SEWER
• COLORFUL LANDSCAPE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath other listed at $213k.

Deal economics

• At list price, monthly cash flow is $519 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $213k).
• Recommended offer: $207k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Hamburg Area SD (other): math 31% / reading 43% proficiency, ranked #377 of 539 in PA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 46 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

• In year one you build about $23k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
• Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 32 days — a 3% lower offer ($207k) is reasonable based on typical stale-listing flexibility.

Recommended offer $206,609 (3.0% below list)

Questions for the listing agent

1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.22%
• Cash-on-cash: 10.45%
• DSCR: 1.46
• GRM: 7.1

CMA / ARV

• ARV (median comp): $244,684
• List price: $212,999
• Delta: -12.95%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 31.9%
• Equity multiple: 3.50×
• Total profit: $149,106
• Equity at exit: $191,886

10-year hold

• IRR: 27.6%
• Equity multiple: 7.93×
• Total profit: $413,139
• Equity at exit: $413,810

Cash invested: $59,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19526

• Home prices YoY: 4.6%
• Active inventory: 46
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,500 medium
• Mortgage (P&I): −$1,117
• Tax from tax record: −$250 /mo · $3,000/yr
• Insurance: −$89
• HOA: −$0
• Vacancy / Maint / Mgmt: −$525
• Net cashflow: $519

Break-even live

Break-even rent $1,843

Max offer price $212,999

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,250
• Closing costs: $6,390
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26 Clayton Ave Hamburg, PA	4.0	2.0	2056	$2,500	$1.22	2d	1	0.19mi

Listing history 10 events

1. 2026-06-17
   statusdays on market $212,999 Pending 32 DOM
2. 2026-06-09
   days on market $212,999 Active 29 DOM
3. 2026-06-08
   days on market $212,999 Active 28 DOM
4. 2026-06-08
   days on market $212,999 Active 27 DOM
5. 2026-06-07
   days on market $212,999 Active 26 DOM
6. 2026-06-04
   days on market $212,999 Active 23 DOM
7. 2026-06-02
   days on market $212,999 Active 22 DOM
8. 2026-06-01
   days on market $212,999 Active 21 DOM
9. 2026-05-31
   days on market $212,999 Active 20 DOM
10. 2026-05-11
    listed $212,999 Active 1655-char remark

    Show marketing remark (1655 chars)

    Auction Listing!! Terms: As is, 5% down the day of the auction, must close within 60 days. Financing options can be cash or mortgage. Broker participation is accepted and agent must be registered within 48 hours of the auction date. Broker must accompany buyers at auction, so please contact listing agent or Wagner Auctioneers to obtain broker participation form. Auction Date: Wednesday, June 3rd at 6:00 pm. Please show interior of the home before walking around the exterior. Please be sure to turn off lights, replace key in lockbox and lock all doors when leaving. Buyer agent is responsible to determine if square footage complies with ANSI (American National Standards Institute) standards of measurement, especially as it applies to GLA. List Price is an opening bid only and is not indicative of the final sale price. Unique opportunity to own an earth home in the Hamburg Area School District! This 3-bedroom, 2 full bath property offers a functional layout featuring a comfortable living room, formal dining room, and an eat-in kitchen. The home is equipped with electric baseboard heat and electric hot water and is serviced by well water and public sewer. Step outside to enjoy a colorful landscape with mature trees and bushes, creating a peaceful and private setting. The cement patio space is perfect for relaxing or entertaining. Located in a quiet neighborhood with no through traffic, this property offers added privacy and minimal noise. This home provides a distinctive living experience and is ready for your personal touch—an excellent option for buyers seeking something a little different or a solid investment opportunity.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,000 · $250/mo
• Projected year-2 tax: $3,183 · $265/mo
• Expected delta: +$183/yr (+$15/mo · 6.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,000
• − Mortgage interest: −$11,931
• − Property taxes: −$3,000
• − Insurance: −$1,065
• − Repairs & maintenance: −$2,400
• − Management: −$2,400
• − Depreciation: −$6,196
• Taxable income: $3,008
• Est. tax owed @ 24.0%: −$722
• After-tax cash flow: $5,510/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hamburg Area SD
• NCES district ID: 4211340
• Math proficiency: 31% ▼ -12.00%
• Reading proficiency: 43% ▼ -15.00%
• Median HH income: $55,589
• Composite: 32.5/100
• National rank: #5705
• State rank: #377 of 539 in PA

Livability — Tilden

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: West Hamburg, PA
• Population (ZIP): 11,412

Population outlook (Berks County) Hauer SSP2

• Today (2025): 425,767 people
• By 2030: 428,814 · +0.7%
• By 2040: 433,463 · +1.8%
• By 2050: 439,426 · +3.2%
• By 2075: 478,647 · +12.4%
• By 2100: 518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 6% Two or more races 3% Black 1%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Polish 7% Romanian 4% Iranian 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Berks

• 2024 margin: R (+12.2) · D 43.4% · R 55.6%
• 2008→2024 swing: -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
• All cycles: 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.13%
• Current HPI: 299.1168
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-05-11 Listed $212,999 BRIGHT MLS

Property tax history

+0.9%/yr

Latest (2026): $3,000 · +0.0% YoY. Source: county tax records.