10730 Bahia Terrado Cir · Estero, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 8 days/yr
- Hot days in 30 yrs
- 33 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.4/30.0
- 1% rule +4.3/10.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- DSCR +3.0/10.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$269,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NEW AC JUNE 2021!! This 2 bed+den, 2 bath, Island Club home is being offered Turn Key Furnished! Just bring your toothbrush and move right in! 2 car garage & Southern rear exposure. The kitchen features ample cabinet space, a breakfast bar & separate dining area. The master suite has a spacious walk-in closet, dual sinks & shower. The guest bedroom is spacious w/ a guest bath that offers a combo tub/shower. All NEW plumbing throughout the house! NEW Driveway! COMPLETELY PE-PLUMED THE ENTIRE HOUSE. New roof as of 2017. LOW HOA fee covers water, lawn maintenance & basic cable. The Island Club is a gated community that offers 250 Single Family Home's arranged in 8 circles. The neighborhoods surround a 23 acre lake ideal for fishing, canoeing & non-motor craft boats. The Clubhouse includes a large hall with a stage, kitchen, fitness room & library. Amenities include but are not limited to: 2 tennis courts, bocce ball court, horseshoe pit, shuffleboard court w/ 6 lanes, & gazebos in each neighborhood. Island Club is located minutes from shopping & fine dining at Gulf Coast Town Center, Miromar Outlet Mall & Coconut Point Mall. One is close to I-75, beaches & International Airport.
Key facts
- Shuffleboard courts
- Pickleball courts
- Community pool
Tags
Property features AI
Finance
- Other: Lot is rectangular and faces south exposure; Zoning: RPD
- Financial info: Pets allowed on a conditional basis (contact for details)
- HOA & community: Homeowners association with quarterly fee of $790; HOA covers cable TV, grounds maintenance, sewer, and street lights; Community amenities include clubhouse, pool, bocce court, and management
Exterior
- Parking: Attached garage with 2 covered spaces
- Security: Gated community
- Utilities: Public water; Public sewer; Cable available
- Home design: Single-story home; Faces north; Entry at ground level; Resale property
- Construction: Block, concrete and stucco construction; Shingle roof
- Exterior features: Patio; Lanai; Screened porch; Porch; Community pool
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: Den; Screened porch (listed as a room type)
- Flooring: Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Pantry; Shower only with separate shower; Unfurnished
- Laundry & utility: No laundry details provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $-141 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $245k (9.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $252k (6.8% below list).
- Recommended offer: $238k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.7% vs local median 3.4% in Estero — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#149 in FL, #2,242 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living D-.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.4%/yr); 668 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago; this cycle's ask has dropped $46k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 8→33/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 5.66%
- Cash-on-cash
- -2.24%
- DSCR
- 0.90
- GRM
- 8.9
CMA / ARV
- ARV (on-the-fly)
- $350,692
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10717 Maui Cir | 0.11mi | 3/2.0 (+1) | 1,207 (+0%) | 4mo | $385,000 | $319 | 86 |
| 10711 Maui Cir | 0.09mi | 3/2.0 (+1) | 1,263 (+5%) | 5mo | $350,000 | $277 | 78 |
| 10724 Blue Bimini Cir | 0.06mi | 3/2.0 (+1) | 1,204 (+0%) | 23mo | $350,000 | $291 | 72 |
| 10739 Parrot Cove Cir | 0.20mi | 2/2.0 | 1,143 (-5%) | 16mo | $335,000 | $293 | 69 |
| 10720 Aqua Surf Ct | 0.29mi | 3/2.0 (+1) | 1,274 (+6%) | 8mo | $372,000 | $292 | 65 |
| 21542 Portrush Run | 0.50mi | 2/2.0 | 1,352 (+13%) | 15mo | $373,000 | $276 | 43 |
| 9800 Horne Ln | 0.67mi | 3/2.0 (+1) | 1,357 (+13%) | 17mo | $772,150 | $569 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -23.9%
- Equity multiple
- 0.21×
- Total profit
- $-59,911
- Equity at exit
- $40,243
- IRR
- -33.0%
- Equity multiple
- -0.21×
- Total profit
- $-91,444
- Equity at exit
- $23,336
Cash invested: $75,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33928
- Rents YoY
- -1.4%
- Active inventory
- 668
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,516 high interval (Pro) →
- Mortgage (P&I)
- −$1,415
- Tax from tax record
- −$338 /mo · $4,059/yr
- Insurance
- −$112
- HOA
- −$263
- Vacancy / Maint / Mgmt
- −$528
- Net cashflow
- $-141
Break-even live
Sensitivity live
| Price | -10% $11 | -5% $-65 | +0% $-141 | +5% $-218 | +10% $-294 |
|---|---|---|---|---|---|
| Rent | -10% $-340 | -5% $-241 | +0% $-141 | +5% $-42 | +10% $57 |
| Rate | -1.0pp $-5 | -0.5pp $-73 | base $-141 | +0.5pp $-211 | +1.0pp $-282 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,475
- Closing costs
- $8,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10716 Blue Bimini Cir Estero, FL | 2.0 | 2.0 | 1207 | $1,995 | $1.65 | 2d | 1 | 0.04mi |
| 10710 San Tropez Cir Estero, FL | 2.0 | 2.0 | 981 | $2,500 | $2.55 | 2d | 1 | 0.08mi |
| 10735 San Tropez Cir Estero, FL | 2.0 | 2.0 | 1207 | $3,200 | $2.65 | 15d | 1 | 0.13mi |
| 10707 Pearl Bay Cir Estero, FL | 3.0 | 2.0 | 1207 | $2,600 | $2.15 | 19d | 1 | 0.14mi |
| 21301 S Branch Blvd Estero, FL | 1.0–3.0 | 1.0–2.0 | 1510 | $3,252 | $2.15 | 2d | 12 | 0.19mi |
| 10445 Corkscrew Commons Dr Estero, FL | 1.0–2.0 | 1.0–2.0 | 1031 | $2,060 | $2.00 | 3d | 17 | 0.43mi |
| 10952 Snowy Egret Cir Estero, FL | 2.0 | 1.5 | 772 | $1,450 | $1.88 | 14d | 1 | 0.47mi |
| 10952 Snowy Egret Cir Estero, FL | 2.0 | 1.5 | 772 | $1,450 | $1.88 | 15d | 1 | 0.47mi |
| 21900 Milan Villas Ln Estero, FL | 3.0 | 2.0 | 1497 | $2,700 | $1.80 | 24d | 1 | 0.61mi |
| 21904 Milan Villas Ln Estero, FL | 3.0 | 2.0 | 1497 | $2,700 | $1.80 | 24d | 1 | 0.62mi |
| 20726 Country Barn Dr Estero, FL | 2.0 | 2.0 | 1310 | $2,000 | $1.53 | 24d | 1 | 0.93mi |
| 20691 Country Creek Dr #1311 Estero, FL | 2.0 | 2.0 | 1237 | $2,200 | $1.78 | 3d | 1 | 0.94mi |
| 19520 Highland Oaks Dr Estero, FL | 3.0 | 1.0–2.0 | 977 | $2,292 | $2.34 | 2d | 18 | 1.01mi |
| 20201 Estero Gardens Cir #104 Estero, FL | 1.0 | 1.5 | 1170 | $3,250 | $2.78 | 24d | 1 | 1.08mi |
| 20611 Country Creek Dr #3217 Estero, FL | 2.0 | 2.0 | 1161 | $3,595 | $3.10 | 24d | 1 | 1.09mi |
| 21330 Lancaster Run #1218 Estero, FL | 2.0 | 2.0 | 1225 | $2,500 | $2.04 | 22d | 1 | 1.11mi |
| 20257 Royal Villagio Ct Estero, FL | 2.0–3.0 | 2.0 | 1364 | $1,950 | $1.43 | 3d | 2 | 1.11mi |
| 21330 Lancaster Run Estero, FL | 2.0 | 2.0 | 1225 | $2,300 | $1.88 | 24d | 2 | 1.11mi |
| 21340 Lancaster Run #1327 Estero, FL | 2.0 | 2.0 | 1134 | $2,500 | $2.20 | 24d | 1 | 1.12mi |
| 10110 Villagio Palms Way #107 Estero, FL | 2.0 | 2.0 | 1048 | $2,050 | $1.96 | 22d | 1 | 1.12mi |
| 21350 Lancaster Run Estero, FL | 2.0 | 2.0 | 1200 | $1,822 | $1.52 | 3d | 2 | 1.14mi |
| 21311 Lancaster Run #721 Estero, FL | 2.0 | 2.0 | 1200 | $5,499 | $4.58 | 24d | 1 | 1.15mi |
| 21301 Lancaster Run #822 Estero, FL | 2.0 | 2.0 | 1134 | $2,700 | $2.38 | 24d | 1 | 1.15mi |
| 21300 Lancaster Run #926 Estero, FL | 2.0 | 2.0 | 1360 | $2,200 | $1.62 | 11d | 1 | 1.15mi |
| 20261 Estero Gardens Cir #108 Estero, FL | 1.0 | 1.5 | 1170 | $1,975 | $1.69 | 3d | 1 | 1.19mi |
| 20341 Estero Gardens Cir #104 Estero, FL | 1.0 | 1.5 | 1170 | $2,000 | $1.71 | 3d | 1 | 1.19mi |
| 21370 Lancaster Run #1622 Estero, FL | 2.0 | 2.0 | 1134 | $4,500 | $3.97 | 24d | 1 | 1.20mi |
| 21361 Lancaster Run #225 Estero, FL | 2.0 | 2.0 | 1134 | $2,000 | $1.76 | 24d | 1 | 1.21mi |
| 21371 Lancaster Run #122 Estero, FL | 2.0 | 2.0 | 1134 | $4,800 | $4.23 | 24d | 1 | 1.23mi |
| 20321 Estero Gardens Cir Estero, FL | 2.0–3.0 | 1.5–2.0 | 1423 | $2,000 | $1.41 | 24d | 3 | 1.23mi |
| 20573 Candlewood Holw Estero, FL | 2.0 | 2.0 | 1375 | $4,800 | $3.49 | 24d | 1 | 1.30mi |
HOA detail
- Monthly dues
- $263 · $3,156/yr
- Likely covers
- watercablesecurity
Listing history 33 events
-
2026-06-13statusdays on market $269,900 Pending 129 DOM
-
2026-06-10days on market $269,900 Active 127 DOM
-
2026-06-09days on market $269,900 Active 126 DOM
-
2026-06-07pricedays on market $269,900 Active 124 DOM
-
2026-06-02days on market $281,000 Active 119 DOM
-
2026-06-01days on market $281,000 Active 118 DOM
-
2026-06-01days on market $281,000 Active 117 DOM
-
2026-05-04price $281,000
-
2026-04-08price $295,000
-
2026-03-09price $309,000
-
2026-01-31$316,000 Active
-
2024-10-01status Pending
-
2024-10-01historical
-
2024-09-05price $340,000
-
2024-08-20price $345,000
-
2024-07-25$350,000 Active
-
2021-12-30soldstatus $341,000
-
2021-12-29soldstatus $341,000 Sold 1253-char remark
Show marketing remark (1253 chars)
NEW AC JUNE 2021!! This 2 bed+den, 2 bath, Island Club home is being offered Turn Key Furnished! Just bring your toothbrush and move right in! 2 car garage & Southern rear exposure. The kitchen features ample cabinet space, a breakfast bar & separate dining area. The master suite has a spacious walk-in closet, dual sinks & shower. The guest bedroom is spacious w/ a guest bath that offers a combo tub/shower. All NEW plumbing throughout the house! NEW Driveway! COMPLETELY PE-PLUMED THE ENTIRE HOUSE. New roof as of 2017. LOW HOA fee covers water, lawn maintenance & basic cable. The Island Club is a gated community that offers 250 Single Family Home's arranged in 8 circles. The neighborhoods surround a 23 acre lake ideal for fishing, canoeing & non-motor craft boats. The Clubhouse includes a large hall with a stage, kitchen, fitness room & library. Amenities include but are not limited to: 2 tennis courts, bocce ball court, horseshoe pit, shuffleboard court w/ 6 lanes, & gazebos in each neighborhood. Island Club is located minutes from shopping & fine dining at Gulf Coast Town Center, Miromar Outlet Mall & Coconut Point Mall. One is close to I-75, beaches & International Airport.
-
2021-11-13status Pending With Contingencies 1253-char remark
Show marketing remark (1253 chars)
NEW AC JUNE 2021!! This 2 bed+den, 2 bath, Island Club home is being offered Turn Key Furnished! Just bring your toothbrush and move right in! 2 car garage & Southern rear exposure. The kitchen features ample cabinet space, a breakfast bar & separate dining area. The master suite has a spacious walk-in closet, dual sinks & shower. The guest bedroom is spacious w/ a guest bath that offers a combo tub/shower. All NEW plumbing throughout the house! NEW Driveway! COMPLETELY PE-PLUMED THE ENTIRE HOUSE. New roof as of 2017. LOW HOA fee covers water, lawn maintenance & basic cable. The Island Club is a gated community that offers 250 Single Family Home's arranged in 8 circles. The neighborhoods surround a 23 acre lake ideal for fishing, canoeing & non-motor craft boats. The Clubhouse includes a large hall with a stage, kitchen, fitness room & library. Amenities include but are not limited to: 2 tennis courts, bocce ball court, horseshoe pit, shuffleboard court w/ 6 lanes, & gazebos in each neighborhood. Island Club is located minutes from shopping & fine dining at Gulf Coast Town Center, Miromar Outlet Mall & Coconut Point Mall. One is close to I-75, beaches & International Airport.
-
2021-06-16price $344,000 1253-char remark
Show marketing remark (1253 chars)
NEW AC JUNE 2021!! This 2 bed+den, 2 bath, Island Club home is being offered Turn Key Furnished! Just bring your toothbrush and move right in! 2 car garage & Southern rear exposure. The kitchen features ample cabinet space, a breakfast bar & separate dining area. The master suite has a spacious walk-in closet, dual sinks & shower. The guest bedroom is spacious w/ a guest bath that offers a combo tub/shower. All NEW plumbing throughout the house! NEW Driveway! COMPLETELY PE-PLUMED THE ENTIRE HOUSE. New roof as of 2017. LOW HOA fee covers water, lawn maintenance & basic cable. The Island Club is a gated community that offers 250 Single Family Home's arranged in 8 circles. The neighborhoods surround a 23 acre lake ideal for fishing, canoeing & non-motor craft boats. The Clubhouse includes a large hall with a stage, kitchen, fitness room & library. Amenities include but are not limited to: 2 tennis courts, bocce ball court, horseshoe pit, shuffleboard court w/ 6 lanes, & gazebos in each neighborhood. Island Club is located minutes from shopping & fine dining at Gulf Coast Town Center, Miromar Outlet Mall & Coconut Point Mall. One is close to I-75, beaches & International Airport.
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2021-05-20$349,000 Active 1253-char remark
Show marketing remark (1253 chars)
NEW AC JUNE 2021!! This 2 bed+den, 2 bath, Island Club home is being offered Turn Key Furnished! Just bring your toothbrush and move right in! 2 car garage & Southern rear exposure. The kitchen features ample cabinet space, a breakfast bar & separate dining area. The master suite has a spacious walk-in closet, dual sinks & shower. The guest bedroom is spacious w/ a guest bath that offers a combo tub/shower. All NEW plumbing throughout the house! NEW Driveway! COMPLETELY PE-PLUMED THE ENTIRE HOUSE. New roof as of 2017. LOW HOA fee covers water, lawn maintenance & basic cable. The Island Club is a gated community that offers 250 Single Family Home's arranged in 8 circles. The neighborhoods surround a 23 acre lake ideal for fishing, canoeing & non-motor craft boats. The Clubhouse includes a large hall with a stage, kitchen, fitness room & library. Amenities include but are not limited to: 2 tennis courts, bocce ball court, horseshoe pit, shuffleboard court w/ 6 lanes, & gazebos in each neighborhood. Island Club is located minutes from shopping & fine dining at Gulf Coast Town Center, Miromar Outlet Mall & Coconut Point Mall. One is close to I-75, beaches & International Airport.
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2016-06-02soldstatus $172,000
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2016-06-02price $172,000
-
2016-05-27soldstatus $172,000 Sold
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2016-05-27price $192,500
-
2016-05-05status Pending With Contingencies
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2016-04-25$192,500 Active
-
2003-01-06soldstatus $128,000
-
2002-12-26soldstatus $128,000
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2002-12-04price $132,000
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1997-12-30soldstatus $94,900
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1996-03-01soldstatus $84,900
-
1995-11-01soldstatus $8,600
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,059 · $338/mo
- Projected year-2 tax
- $4,059 · $338/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 8 d/yr ≥107°F today · 33 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,194
- − Mortgage interest
- −$15,119
- − Property taxes
- −$4,059
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$2,416
- − Management
- −$2,416
- − HOA
- −$3,156
- − Depreciation
- −$7,852
- Taxable loss
- −$6,172
- Est. tax savings @ 24.0%
- +$1,481
- After-tax cash flow
- $-215/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — Estero
- Score
- 79/100
- State rank
- #149
- US rank
- #2242
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Estero, FL
- County
- Lee County · 788,662 people
- City population
- 31,926
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 31,926
- Household income
- $102,624
- Rent vs Own
- Severe rent burden
- 606.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Hispanic / Latino 8% Two or more races 7% Asian 3% Black 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 2%
- Foreign-born
- 11% · Canada, China, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -109.49%
- Current HPI
- 197.5913
- Rent YoY
- ▼ -1.42%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+3167.4% since first listed26 events — show timeline
- 2026-05-04 Price Changed $281,000 FORTMLS
- 2026-04-08 Price Changed $295,000 FORTMLS
- 2026-03-09 Price Changed $309,000 FORTMLS
- 2026-01-31 Listed $316,000 FORTMLS
- 2024-10-01 Pending — FORTMLS
- 2024-10-01 Listing Removed — FORTMLS
- 2024-09-05 Price Changed $340,000 FORTMLS
- 2024-08-20 Price Changed $345,000 FORTMLS
- 2024-07-25 Listed $350,000 FORTMLS
- 2021-12-30 Sold (Public Records) $341,000 Public Records
- 2021-12-29 Sold (MLS) $341,000 NAPLESMLS
- 2021-11-13 Pending — NAPLESMLS
- 2021-06-16 Price Changed $344,000 NAPLESMLS
- 2021-05-20 Listed $349,000 NAPLESMLS
- 2016-06-02 Sold (Public Records) $172,000 Public Records
- 2016-06-02 Price Changed $172,000 NAPLESMLS
- 2016-05-27 Price Changed $192,500 NAPLESMLS
- 2016-05-27 Sold (MLS) $172,000 NAPLESMLS
- 2016-05-05 Pending — NAPLESMLS
- 2016-04-25 Listed $192,500 NAPLESMLS
- 2003-01-06 Sold (Public Records) $128,000 Public Records
- 2002-12-26 Sold (MLS) $128,000 FORTMLS
- 2002-12-04 Price Changed $132,000 FORTMLS
- 1997-12-30 Sold (Public Records) $94,900 Public Records
- 1996-03-01 Sold (Public Records) $84,900 Public Records
- 1995-11-01 Sold (Public Records) $8,600 Public Records
Property tax history
+10.8%/yrLatest (2025): $4,059 · -2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…