188 Torrey Pine Dr · Palm Desert, CA 92211

$354,900

2 bd · 2.0 ba · 1,330 sqft · Condo public records · 79 Days on market

Built 1989 $267/sqft · 19% below area Est $436k · 19% under $871/mo HOA · 18% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.8/30.0
• ARV discount +15.0/15.0
• 1% rule +8.3/10.0
• DSCR +7.0/10.0
• Schools +3.8/10.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Exceptional investment opportunity in Desert Falls Country Club--an upgraded, turnkey 2-bed, 2-bath second-floor unit, minutes from Palm Springs Airport. Situated in a 24-hour guard-gated community with a Ron Frehm 18-hole championship golf course, 25 pools, lighted tennis and pickleball courts, full fitness center, pro shops and clubhouse dining. The community allows short term rentals and has a strong short and long term rental potential and year-round appeal to vacationers, snowbirds, and corporate travelers. Recent upgrades include new flooring, renovated kitchen with granite counters and stainless appliances, new water heater and recently replaced roof (2024). Additional features include fresh paint, and in unit laundry room, vaulted ceilings, two private patios overlooking pool and spa and a large 2-car garage. Flexible guest access to club amenities and reduced green fees enhance revenue potential. Proximity to dining, shopping, entertainment and 50+ area golf courses supports high occupancy and premium nightly rates. Low-maintenance condo in a prestigious community--ideal for investors seeking dependable cash flow and appreciation in today's market.

Key facts

• 25 pools
• $871 HOA
• 2 garage spots

Tags

• DESERT FALLS COUNTRY CLUB
• GUARD GATED COMMUNITY
• RON FREHM GOLF COURSE
• 25 POOLS
• LIGHTED TENNIS COURTS
• LIGHTED PICKLEBALL COURTS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $355k.

Deal economics

• At list price, monthly cash flow is $551 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $355k).
• Recommended offer: $334k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.2% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: James Earl Carter Elementary (516 students, 53% FRL); Colonel Mitchell Paige Middle (math 10% / reading 10%, grade F, #474 of 498 statewide, top 99%, 436 students, 74% FRL); Palm Desert High (math 42% / reading 67%, grade C-, #256 of 1,170 statewide, top 24%, 2,050 students, 57% FRL).
• Market conditions: Rents soft (-0.3%/yr); 633 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $4,713/mo this rent would consume 64% of the median local household income ($88k/yr) (locally 1181% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 79 days — a 6% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 22y ago; this cycle's ask has dropped $30k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $180k; list at $355k implies a 97% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $333,606 (6.0% below list)

Questions for the listing agent

1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 8.16%
• Cash-on-cash: 6.66%
• DSCR: 1.30
• GRM: 6.3

CMA / ARV

• ARV (median comp): $436,381
• List price: $354,900
• Delta: -18.67%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.2%
• Equity multiple: 0.64×
• Total profit: $-35,696
• Equity at exit: $52,917

10-year hold

• IRR: -7.1%
• Equity multiple: 0.63×
• Total profit: $-37,163
• Equity at exit: $30,685

Cash invested: $99,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92211

• Rents YoY: -0.3%
• Active inventory: 633
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $4,713 high
• Mortgage (P&I): −$1,861
• Tax from tax record: −$292 /mo · $3,501/yr
• Insurance: −$148
• HOA: −$871
• Vacancy / Maint / Mgmt: −$990
• Net cashflow: $551

Break-even live

Break-even rent $4,015

Max offer price $354,900

Occupancy floor 83%

Sensitivity live

Price	-10% $752	-5% $652	+0% $551	+5% $451	+10% $350
Rent	-10% $179	-5% $365	+0% $551	+5% $737	+10% $924
Rate	-1.0pp $730	-0.5pp $642	base $551	+0.5pp $459	+1.0pp $366

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $88,725
• Closing costs: $10,647
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
319 Vista Royale Dr Palm Desert, CA	3.0	2.5	1814	$2,900	$1.60	46d	1	0.06mi
259 Vista Royale Cir W Palm Desert, CA	2.0	2.0	1330	$5,600	$4.21	46d	1	0.08mi
248 Vista Royale Cir W Palm Desert, CA	2.0	2.0	1330	$4,999	$3.76	46d	1	0.09mi
270 Vista Royale Cir E Palm Desert, CA	3.0	2.5	1814	$3,250	$1.79	7d	1	0.10mi
270 Vista Royale Cir E Palm Desert, CA	3.0	2.5	1814	$3,250	$1.79	46d	1	0.10mi
274 Vista Royale Cir E Palm Desert, CA	3.0	2.5	1814	$2,900	$1.60	26d	1	0.10mi
237 Vista Royale Cir W Palm Desert, CA	3.0	2.5	1814	$6,200	$3.42	46d	1	0.14mi
221 Vista Royale Cir E Palm Desert, CA	2.0	2.0	1360	$5,900	$4.34	26d	1	0.15mi
221 Vista Royale Cir W Palm Desert, CA	2.0	2.5	1360	$5,900	$4.34	26d	1	0.18mi
491 Desert Falls Dr N Palm Desert, CA	2.0	2.0	1360	$6,500	$4.78	46d	1	0.24mi
709 Vista Lago Cir N Palm Desert, CA	2.0	2.0	1360	$2,700	$1.99	46d	1	0.24mi
127 Villa Ct Palm Desert, CA	2.0	2.0	1330	$6,800	$5.11	46d	1	0.27mi
551 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$5,500	$4.14	46d	1	0.28mi
651 Vista Lago Cir N Palm Desert, CA	2.0	2.0	1330	$5,700	$4.29	46d	1	0.28mi
272 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$6,250	$4.70	46d	1	0.30mi
139 Villa Ct Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	46d	1	0.30mi
474 Evergreen Ash Palm Desert, CA	2.0	2.0	1330	$2,850	$2.14	26d	1	0.31mi
432 Desert Falls Dr N Palm Desert, CA	3.0	2.5	1814	$4,800	$2.65	46d	1	0.35mi
413 Desert Falls Dr N Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	46d	1	0.35mi
156 Falls Ct Palm Desert, CA	3.0	2.5	1814	$6,000	$3.31	46d	1	0.38mi
207 Desert Falls Cir Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	46d	1	0.39mi
216 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$3,250	$2.44	46d	1	0.39mi
187 Desert Falls Cir Palm Desert, CA	3.0	2.5	1814	$5,999	$3.31	46d	1	0.43mi
189 Desert Falls Cir Palm Desert, CA	2.0	2.5	1814	$6,500	$3.58	46d	1	0.43mi
781 Montana Vista Dr Palm Desert, CA	2.0	2.0	1330	$6,000	$4.51	46d	1	0.43mi
199 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	46d	1	0.44mi
778 Montana Vista Dr Palm Desert, CA	3.0	2.5	1814	$6,500	$3.58	46d	1	0.45mi
726 Vista Lago Dr N Palm Desert, CA	3.0	2.5	1814	$4,900	$2.70	46d	1	0.45mi
182 Desert Falls Cir Palm Desert, CA	2.0	2.0	1330	$6,200	$4.66	46d	1	0.46mi
607 Calle Vibrante Palm Desert, CA	3.0	2.0	1873	$2,895	$1.55	46d	1	0.49mi
607 Calle Vibrante Palm Desert, CA	3.0	2.5	1873	$2,700	$1.44	1d	1	0.49mi
635 Calle Vibrante Palm Desert, CA	3.0	2.5	1574	$2,800	$1.78	46d	1	0.51mi
510 Calle Vibrante Palm Desert, CA	3.0	2.5	1624	$2,695	$1.66	20d	1	0.52mi
160 Desert Falls Cir Palm Desert, CA	2.0	2.0	1330	$4,000	$3.01	4d	1	0.53mi
520 Calle Vibrante Unit 520 Palm Desert, CA	3.0	6.0	1873	$4,000	$2.14	46d	1	0.54mi
164 Desert Falls Dr E Palm Desert, CA	2.0	2.0	1330	$3,000	$2.26	46d	1	0.55mi
38941 Kilimanjaro Dr Palm Desert, CA	2.0	2.0	1731	$7,000	$4.04	46d	1	0.55mi
117 Trento Cir Palm Desert, CA	2.0	2.0	1157	$5,500	$4.75	46d	1	0.56mi
116 Avellino Cir Palm Desert, CA	2.0	2.0	1426	$6,200	$4.35	46d	1	0.57mi
107 Avellino Cir Palm Desert, CA	2.0	2.0	1528	$5,900	$3.86	46d	1	0.61mi

HOA detail condo

• Monthly dues: $871 · $10,452/yr
• Likely covers: waterpoolgymsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 40 events

1. 2026-06-21
   days on market $354,900 Active 79 DOM
2. 2026-06-18
   days on market $354,900 Active 76 DOM
3. 2026-06-17
   days on market $354,900 Active 75 DOM
4. 2026-06-16
   days on market $354,900 Active 74 DOM
5. 2026-06-15
   days on market $354,900 Active 73 DOM
6. 2026-06-13
   days on market $354,900 Active 71 DOM
7. 2026-06-09
   days on market $354,900 Active 67 DOM
8. 2026-06-08
   days on market $354,900 Active 66 DOM
9. 2026-06-07
   pricedays on market $354,900 Active 65 DOM
10. 2026-06-04
    days on market $364,900 Active 62 DOM
11. 2026-06-03
    days on market $364,900 Active 61 DOM
12. 2026-06-02
    days on market $364,900 Active 60 DOM
13. 2026-06-01
    days on market $364,900 Active 59 DOM
14. 2026-05-31
    days on market $364,900 Active 58 DOM
15. 2026-05-17
    price $369,900 1175-char remark

    Show marketing remark (1175 chars)

    Exceptional investment opportunity in Desert Falls Country Club--an upgraded, turnkey 2-bed, 2-bath second-floor unit, minutes from Palm Springs Airport. Situated in a 24-hour guard-gated community with a Ron Frehm 18-hole championship golf course, 25 pools, lighted tennis and pickleball courts, full fitness center, pro shops and clubhouse dining. The community allows short term rentals and has a strong short and long term rental potential and year-round appeal to vacationers, snowbirds, and corporate travelers. Recent upgrades include new flooring, renovated kitchen with granite counters and stainless appliances, new water heater and recently replaced roof (2024). Additional features include fresh paint, and in unit laundry room, vaulted ceilings, two private patios overlooking pool and spa and a large 2-car garage. Flexible guest access to club amenities and reduced green fees enhance revenue potential. Proximity to dining, shopping, entertainment and 50+ area golf courses supports high occupancy and premium nightly rates. Low-maintenance condo in a prestigious community--ideal for investors seeking dependable cash flow and appreciation in today's market.

16. 2026-04-30
    price $379,900 1175-char remark

    Show marketing remark (1175 chars)

    Exceptional investment opportunity in Desert Falls Country Club--an upgraded, turnkey 2-bed, 2-bath second-floor unit, minutes from Palm Springs Airport. Situated in a 24-hour guard-gated community with a Ron Frehm 18-hole championship golf course, 25 pools, lighted tennis and pickleball courts, full fitness center, pro shops and clubhouse dining. The community allows short term rentals and has a strong short and long term rental potential and year-round appeal to vacationers, snowbirds, and corporate travelers. Recent upgrades include new flooring, renovated kitchen with granite counters and stainless appliances, new water heater and recently replaced roof (2024). Additional features include fresh paint, and in unit laundry room, vaulted ceilings, two private patios overlooking pool and spa and a large 2-car garage. Flexible guest access to club amenities and reduced green fees enhance revenue potential. Proximity to dining, shopping, entertainment and 50+ area golf courses supports high occupancy and premium nightly rates. Low-maintenance condo in a prestigious community--ideal for investors seeking dependable cash flow and appreciation in today's market.

17. 2026-04-03
    listed $384,900 Active 1175-char remark

    Show marketing remark (1175 chars)

    Exceptional investment opportunity in Desert Falls Country Club--an upgraded, turnkey 2-bed, 2-bath second-floor unit, minutes from Palm Springs Airport. Situated in a 24-hour guard-gated community with a Ron Frehm 18-hole championship golf course, 25 pools, lighted tennis and pickleball courts, full fitness center, pro shops and clubhouse dining. The community allows short term rentals and has a strong short and long term rental potential and year-round appeal to vacationers, snowbirds, and corporate travelers. Recent upgrades include new flooring, renovated kitchen with granite counters and stainless appliances, new water heater and recently replaced roof (2024). Additional features include fresh paint, and in unit laundry room, vaulted ceilings, two private patios overlooking pool and spa and a large 2-car garage. Flexible guest access to club amenities and reduced green fees enhance revenue potential. Proximity to dining, shopping, entertainment and 50+ area golf courses supports high occupancy and premium nightly rates. Low-maintenance condo in a prestigious community--ideal for investors seeking dependable cash flow and appreciation in today's market.

18. 2012-01-23
    soldstatus $180,000
19. 2012-01-20
    soldstatus $180,000 Closed 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

20. 2011-12-28
    status Backup Offers Accepted 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

21. 2011-12-06
    price $193,000 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

22. 2011-09-27
    price $180,000 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

23. 2011-08-09
    price $190,000 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

24. 2011-05-12
    price $180,000 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

25. 2011-01-19
    price $239,950 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

26. 2010-11-09
    price $249,950 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

27. 2010-09-02
    price $254,900 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

28. 2010-07-13
    price $265,000 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

29. 2010-07-12
    listed $270,000 Active 398-char remark

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

30. 2010-07-12
    historical

    Show marketing remark (398 chars)

    Now a short sale. Light, bright and charming upper level villa! Two bedrooms, two baths, with approx. 1360 SF (yes, it has that cozy kitchen nook!). Neutral paint and carpet, Sautillo pavers, gas fireplace, handy wetbar, vaulted ceilings, two car garage and more. This home overlooks a sparkling pool, is situated in a quiet interior location and is beautifully furnished with a Tommy Bahama flair!

31. 2010-04-02
    price $270,000
32. 2010-02-10
    price $289,500
33. 2010-01-11
    listed $299,500 Active
34. 2005-05-06
    soldstatus $308,000
35. 2005-04-01
    historical
36. 2004-10-05
    listed $319,900
37. 2004-10-04
    historical
38. 2004-07-19
    listed $331,900
39. 1999-07-07
    soldstatus $119,500
40. 1990-07-16
    soldstatus $130,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $3,501 · $292/mo
• Projected year-2 tax: $3,501 · $292/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 6 d/yr ≥114°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $56,552
• − Mortgage interest: −$19,880
• − Property taxes: −$3,501
• − Insurance: −$1,774
• − Repairs & maintenance: −$4,524
• − Management: −$4,524
• − HOA: −$10,452
• − Depreciation: −$10,324
• Taxable income: $1,572
• Est. tax owed @ 24.0%: −$377
• After-tax cash flow: $6,238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 28,092
• Household income: $88,477
• Rent vs Own: 27.8% rent · 72.2% own
• Severe rent burden: 1181.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 16% Two or more races 11% Asian 4% Black 3% Native American 1%
• Hispanic origin (detail): Mexican 12%
• Common ancestry: Scotch-Irish 3% Slovak 3% Romanian 3%
• Foreign-born: 16% · Canada, China
• Languages at home: 85% English-only · Spanish 9% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -166.92%
• Current HPI: 233.4619
• Rent YoY: ▼ -0.30%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+184.5% since first listed

26 events — show timeline

• 2026-05-17 Price Changed $369,900 GPSMLS
• 2026-04-30 Price Changed $379,900 GPSMLS
• 2026-04-03 Listed $384,900 GPSMLS
• 2012-01-23 Sold (Public Records) $180,000 Public Records
• 2012-01-20 Sold (MLS) $180,000 GPSMLS
• 2011-12-28 Pending — GPSMLS
• 2011-12-06 Price Changed $193,000 GPSMLS
• 2011-09-27 Price Changed $180,000 GPSMLS
• 2011-08-09 Price Changed $190,000 GPSMLS
• 2011-05-12 Price Changed $180,000 GPSMLS
• 2011-01-19 Price Changed $239,950 GPSMLS
• 2010-11-09 Price Changed $249,950 GPSMLS
• 2010-09-02 Price Changed $254,900 GPSMLS
• 2010-07-13 Price Changed $265,000 GPSMLS
• 2010-07-12 Listed $270,000 GPSMLS
• 2010-07-12 Listing Removed — GPSMLS
• 2010-04-02 Price Changed $270,000 GPSMLS
• 2010-02-10 Price Changed $289,500 GPSMLS
• 2010-01-11 Listed $299,500 GPSMLS
• 2005-05-06 Sold (Public Records) $308,000 Public Records
• 2005-04-01 Listing Removed — GPSMLS
• 2004-10-05 Listed $319,900 GPSMLS
• 2004-10-04 Listing Removed — GPSMLS
• 2004-07-19 Listed $331,900 GPSMLS
• 1999-07-07 Sold (Public Records) $119,500 Public Records
• 1990-07-16 Sold (Public Records) $130,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $3,501 · +3.2% YoY. Source: county tax records.