411 Krewson St · Jonesboro, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.0/30.0
- DSCR +8.2/10.0
- 1% rule +5.3/10.0
- Rent growth +3.4/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Turnkey investment opportunity in a walkable downtown-adjacent location in Jonesboro, Arkansas. This 3 bed, 2 bath home offers 1,249 sq ft on a corner lot and is currently undergoing renovation, with a tenant secured for move-in upon completion. Ideal for out-of-state investors seeking a low-maintenance rental with immediate income potential. Strong layout for long-term tenants, easy upkeep size, and proximity to downtown amenities support consistent demand and reduced vacancy risk. A simple, efficient addition to any cash-flow focused portfolio.
Key facts
- Reduced vacancy risk
- Tenant secured
- Corner lot
Tags
Property features AI
Finance
- Financial info: Potential financing: cash or other (see remarks)
Exterior
- Utilities: Public sewer; Public water; Municipal electric service (Entergy)
- Home design: Metal/vinyl siding exterior
- Construction: Architectural shingle roof; Crawl space foundation
- Exterior features: Porch; Partially fenced yard; Level, corner lot; Paved road access; Inside city limits
Interior
- Kitchen: Electric range
- Flooring: Vinyl flooring; Laminate flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central electric heating; Central electric cooling
- Interior features: Sheet rock walls and ceilings
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $283 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $130k).
- Recommended offer: $122k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.9% vs local median 4.4% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#145 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- Jonesboro School District (urban): math 28% / reading 28% proficiency, ranked #169 of 238 in AR (top 71%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: The Academies At Jonesboro High School (math 16% / reading 27%, grade F, #225 of 292 statewide, top 78%, 1,386 students, 100% FRL) — zoned schools average 100% FRL vs 67% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.6%/yr); 295 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
- This rent runs 35% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $66k; list at $130k implies a 97% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 8.91%
- Cash-on-cash
- 9.33%
- DSCR
- 1.42
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $111,161
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 312 S Mcclure St | 0.22mi | 2/1.0 (-1) | 1,209 (-3%) | 12mo | $70,000 | $58 | 69 |
| 637 Warner | 0.50mi | 3/1.0 | 1,344 (+8%) | 5mo | $120,000 | $89 | 60 |
| 616 Creath | 0.53mi | 3/2.0 | 1,302 (+4%) | 9mo | $169,900 | $130 | 57 |
| 509 S Mcclure St | 0.32mi | 2/1.0 (-1) | 1,105 (-12%) | 5mo | $138,500 | $125 | 57 |
| 1000 W Huntington Ave | 0.51mi | 3/2.0 | 1,353 (+8%) | 5mo | $115,000 | $85 | 54 |
| 903 W Matthews Ave | 0.59mi | 3/2.0 | 1,138 (-9%) | 4mo | $169,900 | $149 | 50 |
| 809 W Monroe Ave W | 0.41mi | 2/2.0 (-1) | 1,094 (-12%) | 3mo | $95,000 | $87 | 48 |
| 820 W Oak Ave | 0.65mi | 3/1.0 | 1,376 (+10%) | 10mo | $115,078 | $84 | 44 |
| 1105 S Madison | 0.60mi | 2/2.0 (-1) | 1,389 (+11%) | 1mo | $52,000 | $37 | 43 |
| 640 Warner Ave | 0.49mi | 2/1.0 (-1) | 1,092 (-13%) | 10mo | $96,500 | $88 | 43 |
| 637 W Oak Ave | 0.56mi | 2/1.5 (-1) | 1,405 (+12%) | 8mo | $150,000 | $107 | 40 |
| 1107 W Washington Ave | 0.66mi | 3/2.0 | 1,428 (+14%) | 8mo | $238,000 | $167 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.64% rent growth · sell at horizon
- IRR
- -1.6%
- Equity multiple
- 0.94×
- Total profit
- $-2,226
- Equity at exit
- $19,369
- IRR
- 8.6%
- Equity multiple
- 1.68×
- Total profit
- $24,634
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72401
- Home prices YoY
- -34.2%
- Rents YoY
- 3.6%
- Active inventory
- 295
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,339 medium interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$39 /mo · $473/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$281
- Net cashflow
- $283
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1751 W Nettleton Ave Jonesboro, AR | 2.0–3.0 | 1.0–1.5 | 1000 | $995 | $0.99 | 44d | 1 | 1.38mi |
Listing history 37 events
-
2026-06-19days on market $129,900 Active 64 DOM
-
2026-06-18days on market $129,900 Active 63 DOM
-
2026-06-17days on market $129,900 Active 62 DOM
-
2026-06-16days on market $129,900 Active 61 DOM
-
2026-06-15days on market $129,900 Active 60 DOM
-
2026-06-14days on market $129,900 Active 58 DOM
-
2026-06-13days on market $129,900 Active 57 DOM
-
2026-06-10days on market $129,900 Active 55 DOM
-
2026-06-09days on market $129,900 Active 54 DOM
-
2026-06-08days on market $129,900 Active 53 DOM
-
2026-06-07days on market $129,900 Active 52 DOM
-
2026-06-05days on market $129,900 Active 49 DOM
-
2026-06-02days on market $129,900 Active 47 DOM
-
2026-06-01days on market $129,900 Active 46 DOM
-
2026-05-31days on market $129,900 Active 45 DOM
-
2026-05-30days on market $129,900 Active 44 DOM
-
2026-04-13$129,900 Active 552-char remark
Show marketing remark (552 chars)
Turnkey investment opportunity in a walkable downtown-adjacent location in Jonesboro, Arkansas. This 3 bed, 2 bath home offers 1,249 sq ft on a corner lot and is currently undergoing renovation, with a tenant secured for move-in upon completion. Ideal for out-of-state investors seeking a low-maintenance rental with immediate income potential. Strong layout for long-term tenants, easy upkeep size, and proximity to downtown amenities support consistent demand and reduced vacancy risk. A simple, efficient addition to any cash-flow focused portfolio.
-
2026-04-13$129,900 New Listing
Show marketing remark (552 chars)
Turnkey investment opportunity in a walkable downtown-adjacent location in Jonesboro, Arkansas. This 3 bed, 2 bath home offers 1,249 sq ft on a corner lot and is currently undergoing renovation, with a tenant secured for move-in upon completion. Ideal for out-of-state investors seeking a low-maintenance rental with immediate income potential. Strong layout for long-term tenants, easy upkeep size, and proximity to downtown amenities support consistent demand and reduced vacancy risk. A simple, efficient addition to any cash-flow focused portfolio.
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2025-11-13$125,000 Active
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2025-11-13$125,000 New Listing
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2025-02-01historical
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2024-08-29$115,000 Active
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2024-08-29$115,000 New Listing
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2024-08-29historical
-
2024-06-03$115,000 Active
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2024-06-02$115,000 New Listing
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2024-04-10historical $850
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2024-04-05$850
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2023-08-18historical
-
2023-08-12price $124,900
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2023-08-11historical
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2023-07-05$135,000 Active
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2023-07-05$135,000 New Listing
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2022-09-01soldstatus $66,000
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2022-07-19$66,000
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2022-02-20price $850
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1985-08-20soldstatus $23,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $473 · $39/mo
- Projected year-2 tax
- $831 · $69/mo
- Expected delta
- +$359/yr (+$30/mo · 75.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,063
- − Mortgage interest
- −$7,276
- − Property taxes
- −$473
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,285
- − Management
- −$1,285
- − Depreciation
- −$3,779
- Taxable income
- $1,316
- Est. tax owed @ 24.0%
- −$316
- After-tax cash flow
- $3,078/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jonesboro School District
- NCES district ID
- 0508280
- Math proficiency
- 28% ▼ -9.00%
- Reading proficiency
- 28% ▼ -8.00%
- Median HH income
- $34,347
- Composite
- 23.06/100
- National rank
- #7967
- State rank
- #169 of 238 in AR
Livability — Jonesboro
- Score
- 65/100
- State rank
- #145
- US rank
- #12692
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jonesboro, AR
- County
- Craighead County · 97,185 people
- City population
- 91,245
- Metro
- Jonesboro, AR
- Population (ZIP)
- 42,602
- Household income
- $45,329
- Rent vs Own
- Severe rent burden
- 2606.0
Population outlook (Craighead County) Hauer SSP2
- Today (2025)
- 122,235 people
- By 2030
- 131,338 · +7.4%
- By 2040
- 149,862 · +22.6%
- By 2050
- 168,034 · +37.5%
- By 2075
- 208,094 · +70.2%
- By 2100
- 233,251 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 60% Black 26% Hispanic / Latino 9% Two or more races 7%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Slovak 2% Italian 1% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 92% English-only · Spanish 7%
Political lean MEDSL · Craighead
- 2024 margin
- Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
- 2008→2024 swing
- -12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -108.25%
- Current HPI
- 208.2079
- Rent YoY
- ▲ 3.64%
- Metro
- Jonesboro, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
|
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Price history
+464.8% since first listed21 events — show timeline
- 2026-04-13 Listed $129,900 NEABOR MLS
- 2026-04-13 Listed $129,900 CARMLS
- 2025-11-13 Listed $125,000 CARMLS
- 2025-11-13 Listed $125,000 NEABOR MLS
- 2025-02-01 Listing Removed — CARMLS
- 2024-08-29 Listing Removed — CARMLS
- 2024-08-29 Listed $115,000 CARMLS
- 2024-08-29 Listed $115,000 NEABOR MLS
- 2024-06-03 Listed $115,000 NEABOR MLS
- 2024-06-02 Listed $115,000 CARMLS
- 2024-04-10 Rental Removed $850 APPFOLIO
- 2024-04-05 Listed for Rent $850 APPFOLIO
- 2023-08-18 Listing Removed — CARMLS
- 2023-08-12 Price Changed $124,900 CARMLS
- 2023-08-11 Delisted — NEABOR MLS
- 2023-07-05 Listed $135,000 CARMLS
- 2023-07-05 Listed $135,000 NEABOR MLS
- 2022-09-01 Sold (MLS) $66,000 NEABOR MLS
- 2022-07-19 Listed $66,000 NEABOR MLS
- 2022-02-20 Price Changed $850 RENT.
- 1985-08-20 Sold (Public Records) $23,000 Public Records
Property tax history
+5.8%/yrLatest (2025): $473 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…