4252 Deadwyler Dr · Fayetteville, NC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $906 – $1,684
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 70.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.3/30.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- 1% rule +7.3/10.0
- Livability +3.8/5.0
- Rent growth +3.2/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$90,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Adorable cozy 2 bed/ 1 bath cottage style home conveniently located to everything. Easy commute to I95, I295, All American Expressway and military bases. Covered front porch, laminate flooring, nice size rooms. Makes a great home or investment property. Close to schools, shopping, dining and so much more.
Key facts
- Covered front porch
- Laminate flooring
- Close to schools
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family residence; One level; Frame construction with vinyl siding; Zoned SF10 (Single Family Res 10)
- Construction: Frame construction; Vinyl siding; One-story
- Exterior features: Covered porch/patio
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 4 total rooms (includes bedrooms and living areas)
- Flooring: Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating; Window air conditioning units
- Interior features: Eat-in kitchen; Covered porch
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $289 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $90k).
- Recommended offer: $89k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 4.9% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#45 in NC, #4,031 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
- Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Spring Lake Middle (math 15% / reading 31%, grade F, #406 of 475 statewide, top 86%, 512 students, 99% FRL); Pine Forest High (math 73% / reading 51%, grade B-, #184 of 535 statewide, top 37%, 1,572 students, 62% FRL) — zoned schools average 81% FRL vs 55% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.8%/yr); 360 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 2.8% rent growth), your $25k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 10.15%
- Cash-on-cash
- 13.78%
- DSCR
- 1.61
- GRM
- 6.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.82% rent growth · sell at horizon
- IRR
- 3.8%
- Equity multiple
- 1.14×
- Total profit
- $3,643
- Equity at exit
- $13,419
- IRR
- 13.1%
- Equity multiple
- 2.03×
- Total profit
- $26,067
- Equity at exit
- $7,782
Cash invested: $25,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 85 Strongly Landlord-Friendly
- State North Carolina
- 85 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 28311
- Home prices YoY
- -18.4%
- Rents YoY
- 2.8%
- Active inventory
- 360
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,109 medium interval (Pro) →
- Mortgage (P&I)
- −$472
- Tax from tax record
- −$77 /mo · $924/yr
- Insurance
- −$38
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$233
- Net cashflow
- $289
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,500
- Closing costs
- $2,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4252 Deadwyler Dr Fayetteville, NC | 2.0 | 1.0 | 648 | $995 | $1.54 | 23d | 1 | 0.03mi |
| 4883 Fogarty Dr Fayetteville, NC | 1.0 | 1.0 | 540 | $800 | $1.48 | 23d | 1 | 1.07mi |
| 816 Shaw Mill Rd Unit 13 Fayetteville, NC | 1.0 | 1.0 | 665 | $950 | $1.43 | 23d | 1 | 1.41mi |
Listing history 12 events
-
2026-06-18days on market $90,000 Active 16 DOM
-
2026-06-17days on market $90,000 Active 15 DOM
-
2026-06-16days on market $90,000 Active 14 DOM
-
2026-06-15days on market $90,000 Active 13 DOM
-
2026-06-14days on market $90,000 Active 11 DOM
-
2026-06-13days on market $90,000 Active 10 DOM
-
2026-06-10days on market $90,000 Active 8 DOM
-
2026-06-09days on market $90,000 Active 7 DOM
-
2026-06-08days on market $90,000 Active 6 DOM
-
2026-06-07days on market $90,000 Active 5 DOM
-
2026-06-03remarks 306-char remark
-
2026-06-03$90,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NC · Resets to sale price
- Current annual tax
- $924 · $77/mo
- Projected year-2 tax
- $924 · $77/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 70% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,304
- − Mortgage interest
- −$5,041
- − Property taxes
- −$924
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,064
- − Management
- −$1,064
- − Depreciation
- −$2,618
- Taxable income
- $2,142
- Est. tax owed @ 24.0%
- −$514
- After-tax cash flow
- $2,959/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cumberland County Schools
- NCES district ID
- 3700011
- Math proficiency
- 32% ▼ -2.00%
- Reading proficiency
- 41% ▼ -1.00%
- Median HH income
- $44,168
- Composite
- 31.0/100
- National rank
- #6096
- State rank
- #126 of 178 in NC
Livability — Fayetteville
- Score
- 75/100
- State rank
- #45
- US rank
- #4031
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fayetteville, NC
- County
- Cumberland County · 265,314 people
- City population
- 226,118
- Metro
- Fayetteville, NC
- Population (ZIP)
- 36,629
- Household income
- $62,170
- Rent vs Own
- Severe rent burden
- 1645.0
Population outlook (Cumberland County) Hauer SSP2
- Today (2025)
- 330,855 people
- By 2030
- 333,523 · +0.8%
- By 2040
- 335,583 · +1.4%
- By 2050
- 335,325 · +1.4%
- By 2075
- 342,853 · +3.6%
- By 2100
- 340,698 · +3.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 42% White 38% Hispanic / Latino 9% Two or more races 8% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 4%
- Common ancestry
- Slovak 1% Lithuanian 1% Italian 1%
- Foreign-born
- 7% · Canada, South Korea, Jamaica
- Languages at home
- 89% English-only · Spanish 6% German/W. Germanic 1% Other Indo-European 1%
Political lean MEDSL · Cumberland
- 2024 margin
- D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
- 2008→2024 swing
- -4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
- All cycles
- 2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -45.88%
- Current HPI
- 203.0731
- Rent YoY
- ▲ 2.82%
- Metro
- Fayetteville, NC
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 26
Industry mix (Fortune 500 HQ in NC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 2 | $213B |
|
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| Retail | 2 | $95B |
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| Industrial Conglomerate | 1 | $38B |
|
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| Metals / Steel | 1 | $35B |
|
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| Utilities | 1 | $30B |
|
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| Industrial Machinery | 1 | $19B |
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Price history
+8119.2% since first listed9 events — show timeline
- 2026-05-21 Listed $90,000 LPRMLS
- 2026-03-16 Listed $100,000 LPRMLS
- 2026-03-11 Price Changed $995 LPRMLS
- 2026-01-08 Price Changed $1,050 LPRMLS
- 2025-11-28 Listed for Rent $1,095 LPRMLS
- 2025-11-28 Rental Removed $1,095 TMLS
- 2025-11-25 Listed for Rent $1,095 TMLS
- 2024-10-28 Rental Removed $995 TMLS
- 2024-10-18 Listed for Rent $995 TMLS
Property tax history
+1.8%/yrLatest (2025): $924 · -5.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…