13918 Wyandotte Dr · Huntsville, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- ARV discount +14.2/15.0
- DSCR +5.7/10.0
- 1% rule +4.3/10.0
- Livability +4.1/5.0
- Rent growth +3.4/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$170,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
Key facts
- Water heater
- Natural light
- Lvp flooring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/0.5-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $156 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (6.6% below list).
- Recommended offer: $155k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.7%/yr); 280 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 108 days — a 9% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $86k; list at $170k implies a 97% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.39%
- Cash-on-cash
- 3.93%
- DSCR
- 1.17
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $199,899
- List price
- $170,000
- Delta
- -14.96%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 13921 Hurstland Dr SW | 0.04mi | 3/2.0 | 1,024 (+5%) | 8mo | $210,000 | $205 | 77 |
| 13925 Hurstland Dr SW | 0.06mi | 3/2.0 | 1,026 (+5%) | 8mo | $199,000 | $194 | 76 |
| 13911 Mariellen Rd SW | 0.10mi | 3/2.0 | 1,036 (+6%) | 7mo | $148,000 | $143 | 73 |
| 14022 Wyandotte Dr | 0.30mi | 3/1.0 | 1,000 (+3%) | 13mo | $180,000 | $180 | 69 |
| 2404 Yorkshire Cir SW | 0.26mi | 3/1.0 | 1,028 (+5%) | 11mo | $185,000 | $180 | 68 |
| 14016 Mariellen Rd SW | 0.29mi | 3/2.0 | 1,084 (+11%) | 1mo | $215,000 | $198 | 61 |
| 14001 Hurstland Dr SW | 0.15mi | 3/2.0 | 1,039 (+7%) | 22mo | $215,000 | $207 | 58 |
| 14018 Armond Dr SW | 0.27mi | 3/2.0 | 1,029 (+6%) | 18mo | $158,000 | $154 | 57 |
| 14004 Hurstland Dr SW | 0.19mi | 3/2.0 | 1,100 (+13%) | 10mo | $215,000 | $195 | 55 |
| 12309 Bell Rd SW | 0.47mi | 3/1.0 | 1,072 (+10%) | 14mo | $142,500 | $133 | 48 |
| 2409 Yorkshire Dr SW | 0.22mi | 3/2.0 | 1,107 (+14%) | 19mo | $200,000 | $181 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.72% rent growth · sell at horizon
- IRR
- -9.4%
- Equity multiple
- 0.65×
- Total profit
- $-16,480
- Equity at exit
- $25,348
- IRR
- 0.9%
- Equity multiple
- 1.07×
- Total profit
- $3,169
- Equity at exit
- $14,698
Cash invested: $47,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35803
- Home prices YoY
- -22.9%
- Rents YoY
- 3.7%
- Active inventory
- 280
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,588 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$136 /mo · $1,637/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$334
- Net cashflow
- $156
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,500
- Closing costs
- $5,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13900 Wyandotte Dr SW Huntsville, AL | 3.0 | 2.0 | 1104 | $1,375 | $1.25 | 23d | 1 | 0.09mi |
| 7 Dairy Creek Rd SW Huntsville, AL | 1.0–2.0 | 1.0–2.0 | 979 | $1,725 | $1.76 | 13d | 29 | 0.61mi |
| 100 Memorial Village Dr Huntsville, AL | 1.0–3.0 | 1.0–2.0 | 973 | $2,415 | $2.48 | 13d | 20 | 0.82mi |
| 2075 Fisher St SW Huntsville, AL | 1.0–2.0 | 1.0 | 650 | $1,195 | $1.84 | 13d | 2 | 0.95mi |
| 12340 Chicamauga Trl SE Unit C Huntsville, AL | 2.0 | 1.5 | 1024 | $1,100 | $1.07 | 43d | 1 | 1.11mi |
| 12332 Chicamauga Trl SE Unit C Huntsville, AL | 2.0 | 1.0 | 720 | $975 | $1.35 | 23d | 1 | 1.15mi |
| 2609 Wynterhall Rd SE Unit D Huntsville, AL | 2.0 | 2.0 | 1000 | $1,000 | $1.00 | 13d | 1 | 1.18mi |
| 11575 Memorial Pkwy SE Huntsville, AL | 1.0–3.0 | 1.0–2.0 | 949 | $1,199 | $1.26 | 13d | 6 | 1.40mi |
| 2700 Lantern Walk SE Apt A Huntsville, AL | 2.0 | 2.0 | 1000 | $1,200 | $1.20 | 43d | 1 | 1.47mi |
Listing history 22 events
-
2026-06-07statusdays on market $170,000 Pending 108 DOM
-
2026-06-03days on market $170,000 Contingent 106 DOM
-
2026-06-02days on market $170,000 Contingent 105 DOM
-
2026-06-01days on market $170,000 Contingent 104 DOM
-
2026-05-31days on market $170,000 Contingent 103 DOM
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2026-05-30days on market $170,000 Contingent 102 DOM
-
2026-05-16historical Contingent 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-04-23price $170,000 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-04-09price $174,900 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-03-09status Active 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-03-07historical 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-03-06price $179,900 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-03-05status Active 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-02-15historical 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-02-14status Active 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-02-09historical Contingent 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
-
2026-01-31$174,900 Active 623-char remark
Show marketing remark (623 chars)
Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!
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2026-01-07historical $1,395
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2025-11-19$1,395
-
2024-07-20historical $1,350
-
2024-06-29$1,350
-
2022-10-18soldstatus $86,210
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,637 · $136/mo
- Projected year-2 tax
- $1,637 · $136/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,058
- − Mortgage interest
- −$9,523
- − Property taxes
- −$1,637
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,525
- − Management
- −$1,525
- − Depreciation
- −$4,945
- Taxable loss
- −$946
- Est. tax savings @ 24.0%
- +$227
- After-tax cash flow
- $2,098/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Huntsville City
- NCES district ID
- 0101800
- Math proficiency
- 21% ▼ -23.00%
- Reading proficiency
- 46% ▬ 0.00%
- Median HH income
- $48,264
- Composite
- 28.84/100
- National rank
- #6647
- State rank
- #48 of 129 in AL
Livability — Huntsville
- Score
- 82/100
- State rank
- #3
- US rank
- #1082
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Huntsville, AL
- County
- Madison County · 380,832 people
- City population
- 220,435
- Metro
- Huntsville, AL
- Population (ZIP)
- 29,197
- Household income
- $100,846
- Rent vs Own
- Severe rent burden
- 411.0
Population outlook (Madison County) Hauer SSP2
- Today (2025)
- 392,086 people
- By 2030
- 409,788 · +4.5%
- By 2040
- 440,557 · +12.4%
- By 2050
- 460,990 · +17.6%
- By 2075
- 502,872 · +28.3%
- By 2100
- 513,623 · +31.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 7% Two or more races 7% Black 4% Asian 3%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 1%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 92% English-only · Spanish 3% Chinese 2% German/W. Germanic 1%
Political lean MEDSL · Madison
- 2024 margin
- Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
- 2008→2024 swing
- +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
- All cycles
- 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -110.53%
- Current HPI
- 372.1842
- Rent YoY
- ▲ 3.72%
- Metro
- Huntsville, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+97.2% since first listed16 events — show timeline
- 2026-05-16 Contingent — VMLS
- 2026-04-23 Price Changed $170,000 VMLS
- 2026-04-09 Price Changed $174,900 VMLS
- 2026-03-09 Relisted — VMLS
- 2026-03-07 Delisted — VMLS
- 2026-03-06 Price Changed $179,900 VMLS
- 2026-03-05 Relisted — VMLS
- 2026-02-15 Delisted — VMLS
- 2026-02-14 Relisted — VMLS
- 2026-02-09 Contingent — VMLS
- 2026-01-31 Listed $174,900 VMLS
- 2026-01-07 Rental Removed $1,395 VMLS
- 2025-11-19 Listed for Rent $1,395 VMLS
- 2024-07-20 Rental Removed $1,350 VMLS
- 2024-06-29 Listed for Rent $1,350 VMLS
- 2022-10-18 Sold (Public Records) $86,210 Public Records
Property tax history
+17.1%/yrLatest (2024): $1,637 · +12.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…