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13918 Wyandotte Dr
C Composite 55.55
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.3/30.0
  • ARV discount +14.2/15.0
  • DSCR +5.7/10.0
  • 1% rule +4.3/10.0
  • Livability +4.1/5.0
  • Rent growth +3.4/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$170,000

13918 Wyandotte Dr · Huntsville, AL 35803
3 bd · 0.5 ba · 975 sqft · SingleFamily public records · 108 Days on market
Built 1983 0.25 ac lot $174/sqft · 21% below area Est $200k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

Key facts

  • Water heater
  • Natural light
  • Lvp flooring

Tags

LVP FLOORINGWATER HEATERFUNCTIONAL LAYOUTNATURAL LIGHTCONVENIENTLY LOCATED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/0.5-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $156 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (6.6% below list).
  • Recommended offer: $155k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.7%/yr); 280 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 108 days — a 9% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $86k; list at $170k implies a 97% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $154,700 (9.0% below list)

Questions for the listing agent

  1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.39%
Cash-on-cash
3.93%
DSCR
1.17
GRM
8.9

CMA / ARV

ARV (median comp)
$199,899
List price
$170,000
Delta
-14.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13921 Hurstland Dr SW 0.04mi 3/2.0 1,024 (+5%) 8mo $210,000 $205 77
13925 Hurstland Dr SW 0.06mi 3/2.0 1,026 (+5%) 8mo $199,000 $194 76
13911 Mariellen Rd SW 0.10mi 3/2.0 1,036 (+6%) 7mo $148,000 $143 73
14022 Wyandotte Dr 0.30mi 3/1.0 1,000 (+3%) 13mo $180,000 $180 69
2404 Yorkshire Cir SW 0.26mi 3/1.0 1,028 (+5%) 11mo $185,000 $180 68
14016 Mariellen Rd SW 0.29mi 3/2.0 1,084 (+11%) 1mo $215,000 $198 61
14001 Hurstland Dr SW 0.15mi 3/2.0 1,039 (+7%) 22mo $215,000 $207 58
14018 Armond Dr SW 0.27mi 3/2.0 1,029 (+6%) 18mo $158,000 $154 57
14004 Hurstland Dr SW 0.19mi 3/2.0 1,100 (+13%) 10mo $215,000 $195 55
12309 Bell Rd SW 0.47mi 3/1.0 1,072 (+10%) 14mo $142,500 $133 48
2409 Yorkshire Dr SW 0.22mi 3/2.0 1,107 (+14%) 19mo $200,000 $181 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.72% rent growth · sell at horizon

5-year hold
IRR
-9.4%
Equity multiple
0.65×
Total profit
$-16,480
Equity at exit
$25,348
10-year hold
IRR
0.9%
Equity multiple
1.07×
Total profit
$3,169
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35803

Home prices YoY
-22.9%
Rents YoY
3.7%
Active inventory
280
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,588 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$136 /mo · $1,637/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$334
Net cashflow
$156

Break-even live

Break-even rent $1,391
Max offer price $170,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13900 Wyandotte Dr SW Huntsville, AL 3.0 2.0 1104 $1,375 $1.25 23d 1 0.09mi
7 Dairy Creek Rd SW Huntsville, AL 1.0–2.0 1.0–2.0 979 $1,725 $1.76 13d 29 0.61mi
100 Memorial Village Dr Huntsville, AL 1.0–3.0 1.0–2.0 973 $2,415 $2.48 13d 20 0.82mi
2075 Fisher St SW Huntsville, AL 1.0–2.0 1.0 650 $1,195 $1.84 13d 2 0.95mi
12340 Chicamauga Trl SE Unit C Huntsville, AL 2.0 1.5 1024 $1,100 $1.07 43d 1 1.11mi
12332 Chicamauga Trl SE Unit C Huntsville, AL 2.0 1.0 720 $975 $1.35 23d 1 1.15mi
2609 Wynterhall Rd SE Unit D Huntsville, AL 2.0 2.0 1000 $1,000 $1.00 13d 1 1.18mi
11575 Memorial Pkwy SE Huntsville, AL 1.0–3.0 1.0–2.0 949 $1,199 $1.26 13d 6 1.40mi
2700 Lantern Walk SE Apt A Huntsville, AL 2.0 2.0 1000 $1,200 $1.20 43d 1 1.47mi

Listing history 22 events

  1. 2026-06-07
    statusdays on market $170,000 Pending 108 DOM
  2. 2026-06-03
    days on market $170,000 Contingent 106 DOM
  3. 2026-06-02
    days on market $170,000 Contingent 105 DOM
  4. 2026-06-01
    days on market $170,000 Contingent 104 DOM
  5. 2026-05-31
    days on market $170,000 Contingent 103 DOM
  6. 2026-05-30
    days on market $170,000 Contingent 102 DOM
  7. 2026-05-16
    historical Contingent 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  8. 2026-04-23
    price $170,000 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  9. 2026-04-09
    price $174,900 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  10. 2026-03-09
    status Active 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  11. 2026-03-07
    historical 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  12. 2026-03-06
    price $179,900 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  13. 2026-03-05
    status Active 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  14. 2026-02-15
    historical 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  15. 2026-02-14
    status Active 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  16. 2026-02-09
    historical Contingent 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  17. 2026-01-31
    listed $174,900 Active 623-char remark
    Show marketing remark (623 chars)

    Charming 3BA 1 BA home perfect for First time homebuyers or those looking to downsize. This freshly painted home features durable and stylish LVP flooring installed in 2023, offering a modern look with easy maintenance. Enjoy peace of mind with a brand-new water heater added in 2024. The functional layout provides comfortable living spaces with plenty of natural light, making it a great starter home or investment opportunity. Conveniently located near schools, shopping centers, and Redstone Arsenal, this home offers both comfort and accessibility. Move-in ready don’t miss your chance to see this one in person!

  18. 2026-01-07
    historical $1,395
  19. 2025-11-19
    listed $1,395
  20. 2024-07-20
    historical $1,350
  21. 2024-06-29
    listed $1,350
  22. 2022-10-18
    soldstatus $86,210

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,637 · $136/mo
Projected year-2 tax
$1,637 · $136/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,058
− Mortgage interest
−$9,523
− Property taxes
−$1,637
− Insurance
−$850
− Repairs & maintenance
−$1,525
− Management
−$1,525
− Depreciation
−$4,945
Taxable loss
−$946
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$227
After-tax cash flow
$2,098/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Huntsville City
NCES district ID
0101800
Math proficiency
21% ▼ -23.00%
Reading proficiency
46% ▬ 0.00%
Median HH income
$48,264
Composite
28.84/100
National rank
#6647
State rank
#48 of 129 in AL

Livability — Huntsville

Score
82/100
State rank
#3
US rank
#1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Huntsville, AL
County
Madison County · 380,832 people
City population
220,435
Metro
Huntsville, AL
Population (ZIP)
29,197
Household income
$100,846
Rent vs Own
16.6% rent · 83.4% own
Severe rent burden
411.0

Population outlook (Madison County) Hauer SSP2

Today (2025)
392,086 people
By 2030
409,788 · +4.5%
By 2040
440,557 · +12.4%
By 2050
460,990 · +17.6%
By 2075
502,872 · +28.3%
By 2100
513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 7% Two or more races 7% Black 4% Asian 3%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
92% English-only · Spanish 3% Chinese 2% German/W. Germanic 1%

Political lean MEDSL · Madison

2024 margin
Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
2008→2024 swing
+6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
All cycles
2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.53%
Current HPI
372.1842
Rent YoY
▲ 3.72%
Metro
Huntsville, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+97.2% since first listed
16 events — show timeline
  • 2026-05-16 Contingent VMLS
  • 2026-04-23 Price Changed $170,000 VMLS
  • 2026-04-09 Price Changed $174,900 VMLS
  • 2026-03-09 Relisted VMLS
  • 2026-03-07 Delisted VMLS
  • 2026-03-06 Price Changed $179,900 VMLS
  • 2026-03-05 Relisted VMLS
  • 2026-02-15 Delisted VMLS
  • 2026-02-14 Relisted VMLS
  • 2026-02-09 Contingent VMLS
  • 2026-01-31 Listed $174,900 VMLS
  • 2026-01-07 Rental Removed $1,395 VMLS
  • 2025-11-19 Listed for Rent $1,395 VMLS
  • 2024-07-20 Rental Removed $1,350 VMLS
  • 2024-06-29 Listed for Rent $1,350 VMLS
  • 2022-10-18 Sold (Public Records) $86,210 Public Records

Property tax history

+17.1%/yr

Latest (2024): $1,637 · +12.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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